gpn11
(WILLIAMS)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Gladys A. Williams to Mortgage Electronic Registration Systems, Inc., dated January 5, 2006, recorded in Deed Book 5563, Page 662, Hall County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF5, Mortgage Pass-Through Certificates, Series 2006-FF5 by assignment recorded in Deed Book 6598, Page 685, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THOUSAND AND 0/100 DOLLARS ($200,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Home Loan Services, Inc., 150 Allegheny Center-ICD PA9-150-02-50, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Gladys A. Williams or a tenant or tenants and said property is more commonly known as 731 Chattahoochee Place, Gainesville, Georgia 30506. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF5, Mortgage Pass-Through Certificates, Series 2006-FF5 as Attorney in Fact for Gladys A. Williams McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sc6 12/1/09 Our file no. 51998209-FT1 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lots 105 and 114 of the 10th Land District, Hall Co. GA in the City of Gainesville and being a portion of Lot 31, Section 2 of Chattahoochee Place Subdivision and being more fully shown and described on a plat for Ben H. and Elizabeth P. Easterline, prepared by Henry Grady Jarrard, Reg. Sur. dated September 14, 1990 and being recorded in the Clerk's Office of the Superior Court of Hall Co. GA in Plat Book 145, Page 156. Said plat and the record thereof are herein incorporated for a full and complete legal description. MR/sc6 12/1/09 Our file no. 51998209 - FT1
233489 11/5, 12, 19, 26

gpn11
(ACUNA)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JULIO ACUNA to IMPAC FUNDING CORP. D/B/A IMPAC LENDING GROUP , dated 01/31/2002, and Recorded on 02/13/2002 as Book No. 4119 and Page No. 185-207, HALL County, Georgia records, as last assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INVENTURE RELATIING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2002-1, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $124,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in December, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE LAND LOT 131 OF THE 9TH DISTRICT, HALL COUNTY, GEORGIA, BEING LOT 12, BLOCK A, UNIT ONE, NORTON ACRES, AS PER PLAT RECORDED IN PLAT BOOK 44, PAGE 260, HALL COUNTY, GEORGIA PLAT RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1706 NORTON DRIVE, GAINESVILLE, GEORGIA 30501 is/are: JULIO ACUNA or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INVENTURE RELATIING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2002-1 as Attorney in Fact for JULIO ACUNA. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090031413158 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
233960 11/5, 12, 19, 26

gpn11
(ADAMSON)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by David R Adamson to Mortgage Electronic Registration Systems, Inc., dated March 30, 2006, recorded in Deed Book 5641, Page 641, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($102,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is David R Adamson or a tenant or tenants and said property is more commonly known as 4948 Oak Meadow Lane Unit 43-A, Oakwood, Georgia 30566. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for David R Adamson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 12/1/09 Our file no. 53188409-FT2 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 42 of the 8th District, Hall County, Georgia, being Lot 43A, Crawford Oaks Subdivision, Phase 3, as per plat recorded in Plat Slide 825, Page 137A, Hall County, Georgia Records, which plat is incorporated herein by reference and made a part hereof; together with subject to all right, title and interest in and to those certain covenants, conditions and easements contained in the restrictions, easements and covenants contained in declaration of covenants, restrictions and easements for Crawford Oaks, date January 12, 2001 by Homeland Legacy, Inc., recorded in Deed Book 3799, Page 291, Hall County, Georgia deed records; as amended by first amendment dated June 1, 2001, recorded in Deed Book 4065, Page 204, aforesaid records; as further amended by second amendment dated May 10, 2002 and recorded in Deed Book 4217, Page 165, aforesaid records; as further amended by third amendment recorded in Deed Book 4538, Page 396, aforesaid records; and as further amended from time to time. Subject to any and all easements, rights of way, restrictive covenants and public utilities of record. This being the same property as conveyed from Homeland Legacy, Inc. to Rebecca Sue Aukamp by virtue of warranty deed dated August 6, 2003 and recorded in Deed Book 4692, Page 251, Hall County, Georgia Deed Records. MR/nh5 12/1/09 Our file no. 53188409 - FT2
234902 11/5, 12, 19, 26

gpn11
(AGUILAR)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Abel Aguilar to , dated June 14, 2002, recorded in Deed Book 4235, Page 110, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($121,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Abel Aguilar or a tenant or tenants and said property is more commonly known as 3958 Edge Brook Dr, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. as Attorney in Fact for Abel Aguilar McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/axh 12/1/09 Our file no. 53147709-FT14 EXHIBIT “A” All that tract or parcel of land lying and being in Morgan G.M.D. 385, Hall County, Georgia, being Lot 42, of Lake Valley Subdivision, as per plat recorded in Plat Slide 454, Page 121A, in the Office of the Clerk of the Superior Court of Hall County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description. MR/axh 12/1/09 Our file no. 53147709 - FT14
234690 11/5, 12, 19, 26

gpn11
(ALCARAZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Maria Del Carmen Alcaraz to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for RBC Mortgage Company, dated June 29, 2005, recorded July 11, 2005, in Deed Book 5370, Page 337-352, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty-Nine Thousand Three Hundred Thirty and 00/100 dollars ($89,330.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:

LAND LOT 174 OF THE 10TH DISTRICT OF HALL COUNTY, GEORGIA AND BEING DESIGNATED AS LOT NO. 6 OF MOUNT CREST SUBDIVISION AS SHOWN BY A PLAT PREPARED BY HENRY GRADY JARRARD, GA. REG. SUR. NO. 1182 ON AUGUST 31, 1964, AS FOLLOWS:

BEGINNING AT AN IRON PIN ON THE SOUTHWEST SIDE OF BOY SCOUT CAMP ROAD 645 FEET NORTHWEST OF THE RIGHT OF WAY OF OLD STATE ROUTE #53 AT THE CORNER COMMON TO LOTS 5 AND 6 OF SAID SUBDIVISION; THENCE SOUTH 55 DEGREES 41 DEGREES WEST 201.7 FEET ALONG THE LINE BETWEEN SAID LOTS 5 AND 6 TO AN IRON PIN; THENCE NORTH 32 DEGREES 42 MINUTES WEST 100 FEET TO AN IRON PIN THENCE NORTH 56 DEGREES 30 MINUTES EAST 227.4 FEET TO AN IRON PIN; THENCE SOUTH 17 DEGREES 46 MINUTES EAST 100 FEET ALONG THE SOUTHWEST SIDE OF SAID BOY SCOUT CAMP ROAD TO THE BEGINNING IRON PIN CORNER.

Said property is commonly known as 2205 Boy Scout Camp Road, Gainesville, GA 30501.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Maria Del Carmen Alcaraz, Maria Del Carmen Alcaraz and Juan Carlos Aranda Carreno, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP
as Attorney in Fact for
MARIA DEL CARMEN ALCARAZ

Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-00368-6
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
234596 11/5, 12, 19, 26

gpn11
(ARMSTRONG)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated February 4, 2005, executed by CURTIS M. ARMSTRONG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 5253, Page 654, Hall County, Georgia Deed Records, and securing a Note in the original principal amount of $256,000.00, said Security Deed and Note last having been assigned to Saxon Mortgage Services, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in December, 2009, to-wit: December 1, 2009, during the legal hours of sale, before the Hall County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in the Morgan District, GMD 385, of Hall County, Georgia, being Lot 32, Arbor Trace Subdivision, as shown on Subdivision Plat recorded at Plat Book 125, Pages 82-83, Hall County, Georgia plat records, which plat is incorporated herein by reference and made a part hereof.

The aforedescribed real property is also known as 2983 Rivercrest Drive, Gainesville 30507, according to the present system of numbering houses in Hall County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of Curtis M. Armstrong and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

SAXON MORTGAGE SERVICES, INC.
as Attorney-in-Fact for
CURTIS M. ARMSTRONG

David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
233940 11/5, 12, 19, 26

gpn11
(ARMSTRONG)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Donald J. Armstrong and Krista Armstrong to First Atlantic Mortgage, LLC of Georgia dated March 7, 2006, and recorded in Deed Book 5633, Page 590, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust 2006-2, by Assignment securing a Note in the original principal amount of $174,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 116 of the 8th District, Hall County, Georgia, being Lot 37, Compass Pointe Subdivision formerly known as Colony Ridge Subdivision, Phase 3, as per plat recorded in Plat Slide 805, Pages 128A, Hall County Records, which plat is incorporated herein and made a part hereof by reference. Being the same property conveyed to Donald J. Armstrong and Krista Armstrong from DDR Construction Company, Inc. by virtue of a Warranty Deed dated August 29, 2002 and recorded September 9, 2002 at Deed Book 4301, Page 38, Hall County, Georgia Records.

Said property is known as 6438 Bearing Drive, Flowery Branch, GA 30542, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Donald J. Armstrong and Krista Armstrong, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Donald J. Armstrong and Krista Armstrong, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust 2006-2 as Attorney-in-Fact for Donald J. Armstrong and Krista Armstrong

File no. 08-004386
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BMB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235014 11/5, 12, 19, 26

gpn11
(ARROYO)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Magdelina Arroyo and Griselda Arroyo to HomeBanc Mortgage Corporation, dated October 13, 2005 and filed for record October 17, 2005 in Deed Book 5476, Page 388, Hall County, Georgia records, and securing a Note in the original principal amount of $135,000.00;  last transferred to The Bank of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-85CB Mortgage Pass-Through Certificates Series 2005-85CB by Assignment filed for record 08/28/09, in Deed Book 6601, Page 130, Hall County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by The Bank of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-85CB Mortgage Pass-Through Certificates Series 2005-85CB as Attorney-in-Fact for Magdelina Arroyo and Griselda Arroyo the following property to-wit:

ALL THAT TRACT or parcel of land in Tadmore G.M.D. 268, Hall County, State of Georgia as more fully described in Deed Book 2517, Page 3-4, being known and designated as Lot 17, Otter Walk, and containing 1.51 acres, Plat Slide 413, Page 213A, Hall County, Georgia Plat Records. 

Subject to any and all easements, rights of way, restrictive covenants and public utilities of record. 

The above described property is also known as 3412 Chipmunk Trail, Gainesville, GA  30507.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Magdelina Arroyo and Griselda Arroyo.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for The Bank of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-85CB Mortgage Pass-Through Certificates Series 2005-85CB  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The Bank of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-85CB Mortgage Pass-Through Certificates Series 2005-85CB as Attorney-in-Fact for Magdelina Arroyo and Griselda Arroyo

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234457 11/5, 12, 19, 26

gpn11
(AVILA)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jose J. Avila and Ruth Avila to Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc, dated October 27, 2003, recorded in Deed Book 4789, Page 1, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND TWO HUNDRED TEN AND 0/100 DOLLARS ($102,210.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:All that tract or parcel of land lying and being in Candler District (GMD 1385) of Hall County, Georgia, and being Lot 34 of the Block A Extension of the Marlette Heights Subdivision as shown on a Plat prepared for Lamar Waldrip by Henry Grady Jarrard, GRS, in September 1973, and being more particularly described as follows: Beginning at an iron pin on the northwesterly side of Lee Land Road, said iron pin being located 310 feet southwest of the right-of-way of Commander Drive and running thence along the right-of-way of said Lee Land Road south 52 degrees 42 minutes west 100 feet to an iron pin; thence north 37 degrees 19 minutes west 168.3 feet to an iron pin; thence north 51 degrees 22 minutes east 81.8 feet to an iron pin; thence south 43 degrees 26 minutes east 171.2 feet to the beginning iron pin corner. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jose J. Avila and Ruth Avila or a tenant or tenants and said property is more commonly known as 2636 Leeland Road, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Jose J. Avila and Ruth Avila Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/hq1 12/1/09 Our file no. 1865307-FT3
234894 11/5, 12, 19, 26

gpn11
(BAILEY)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Robert Bailey to Mortgage Electronic Registration Systems, Inc., as nominee for Opteum Financial Services, LLC., dated April 14, 2006, recorded in Deed Book 5683, Page 156, Hall County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($109,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:All that tract or parcel of land lying and being in Land Lot 42 of the 8th District, Hall County, Georgia, being Lot 37B, Phase 3, Crawford Oaks Subdivision, as per plat recorded in Plat Book 823, Page 14A, Hall County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Bailey or a tenant or tenants and said property is more commonly known as 4906 Oak Meadow Lane, Oakwood, Georgia 30566. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Robert Bailey Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/rk2 12/1/09 Our file no. 1763209-FT3
234595 11/5, 12, 19, 26

gpn11
(BAILEY)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Daniel P. Bailey to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage Inc., dated October 20, 2005, recorded in Deed Book 5497, Page 24, Hall County, Georgia Records, as last transferred to SunTrust Mortgage Inc. by assignment recorded in Deed Book 6587, Page 344, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($115,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:All that tract or parcel of land lying and being GMD 1385 of Hall County, Georgia, being Lot 29 and part of Lot 28 of River Elan Subdivision, and being more particularly described as follows: Beginning at a 1Ž2 inch rebar found on the easterly right of way of River Elan Drive (having a 60 foot right of way); said rebar being located a distance of 271.84 feet southerly from the intersection of the southerly right of way of Evian Way (having a 60 foot right of way) and the easterly right of way of River Elan Drive; run thence north 81 degrees 00 minutes 05 seconds east a distance of 86.45 feet to a point; run thence north 85 degrees 00 minutes 16 seconds east a distance of 322.36 feet to a 1Ž2 inch rebar found; run thence south 11 degrees 59 minutes 44 seconds west a distance of 148.47 feet to a 1Ž2 inch rebar found; run thence north 85 degrees 26 minutes 27 seconds west a distance of 251.16 feet to a 1Ž2 inch rebar found; run thence south 82 degrees 44 minutes 10 seconds west a distance of 127.29 feet to a 1Ž2 inch rebar found on the easterly right of way of River Elan Drive; run thence along said right of way of north 00 degrees 33 minutes 13 seconds east a distance of 99.77 feet to a 1Ž2 inch rebar found and the point of beginning; being more particularly shown on a survey prepared by D.J. Baggett Land Surveying, David J. Baggett, RLS #2740, dated 8/17/00, described as "survey for Jay Bullock Communities, Inc.", containing 1.019 acres. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Daniel P. Bailey or a tenant or tenants and said property is more commonly known as 4091 River Elan Drive, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage Inc. as Attorney in Fact for Daniel P. Bailey Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/hq1 12/1/09 Our file no. 1384909-FT3
234711 11/5, 12, 19, 26

gpn11
(BAILEY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Garrick K. Bailey and Vicki O. Bailey to Mortgage Electronic Registration Systems, Inc. dated May 25, 2006 in the amount of $340,000.00, and recorded in Deed Book 5715, Page 9, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 116 of the 10th District, Hall County, Georgia, being Lot 12, of Mount Vernon Pointe, as per Plat recorded in Plat Slide 409, Page 172-A, Hall County records, which Plat is incorporated herein by this reference and made a part of this description.

For informational purposes only: The APN is shown by the County Assessor as 10116000083, Source of Title is Book 2675, Page 109 (Recorded 08/13/96)

which has the property address of 3827 Lafayette Place, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Garrick K. Bailey and Vicki O. Bailey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Garrick K. Bailey and Vicki O. Bailey
Anthony DeMarlo, Attorney/pdrosario
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23744 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234783 11/5, 12, 19, 26

gpn11
(BAILEY)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Patsy B. Bailey to Branch Banking and Trust Company, dated December 1, 2006, recorded December 11, 2006, in Deed Book 5897, Page 496, Hall County, Georgia Records, last modified in Deed Book 6409, Page 408, said county records, said Security Deed having been given to secure a Note of even date in the principal amount of TWO HUNDRED TWENTY-SEVEN THOUSAND DOLLARS AND NO CENTS ($227,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December 2009, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 38 OF THE 8TH DISTRICT, HALL COUNTY, GEORGIA, BEING LOT 7, OF CUMBERLAND ON LANIER SUBDIVISION, PHASE ONE, AS PER PLAT THEREOF RECORDED IN PLAT SLIDE 774, PAGE 71-A, HALL COUNTY, GEORGIA PLAT RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE DETAILED DESCRIPTION. Said property being known as 4154 Palmetto Dune Drive, Gainesville, GA 30504 according to the present numbering system in Hall County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Patsy B. Bailey or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company as Attorney in Fact for Patsy B. Bailey. Contact: Patrick J. Geheren, Esq., 1535 Mount Vernon Road, Atlanta, GA 30338 TEL (678) 587-9500. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234945 11/5, 12, 19, 26

gpn11
(BARNES)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Casey Justus Barnes to Gainesville Bank & Trust in the original principal amount of $122,500.00 dated 04/07/2006, and recorded in Deed Book 5650, page 552, Hall County records, said Security Deed being last transferred and assigned to Mortgage Electronic Registration Systems, Inc. in Deed Book 5650, Page 571, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2009 by Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A., as Attorney-in-Fact for Casey Justus Barnes the following described property:
All that tract or parcel of land lying, together with improvements thereon, situate, lying and being in the City of Gainesville, Hall County, Georgia, and being Unit No. B-19, Candler Square, A Condominium, which unit is more particularly described in Declaration of Condominium for Candler Square, a Condominium, dated October 15, 1993, recorded in Deed Book 2112, Pages 113-149 of the Hall County Records, which unit is also shown on survey for Candler Square, a Condominium, prepared for Owen Patton, Registered Surveyor, dated September 30, 1993, recorded in Condominium Plat Book A, Pages 62-63, of the Hall County Records, and which unit is more fully shown and described in architectural plans for Candler Square, a Condominium, filed in the office of the Clerk of Superior Court of Hall County, Georgia in Cabinet No. 1, Folder 22, Pages 1-15 of the Hall County Records, together with its appurtenant percentage of undivided interest in the common elements of Candler Square, a Condominium.
This conveyance is made subject to terms, restrictions and obligations of the Declaration of Candler Square, A Condominium dated October 15, 1993, recorded in Deed Book 2112, Pages 113-149, Hall County, Georgia Deed Records.
Property known as: 605 Candler Street B19, Gainesville, GA 30501

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
U.S. Bank, N.A.
4801 Frederica Street
Owensboro, KY 42301
PHONE: 800-365-7772

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Casey Justus Barnes.
Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A., as Attorney-in-fact for Casey Justus Barnes.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 09-6512
235131 11/5, 12, 19, 26

gpn11
(BAUTISTA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of the power of sale contained in a Security Deed from Alfonso Bautista and Bernice Rico to Mortgage Electronic Registration Systems Inc., as nominee for SurePoint Lending s/b/m First Residential Mortgage Network, Inc. dated October 21, 2008, recorded in Deed Book 6438, Page 580, Hall County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND ONE HUNDRED SIXTY AND 00/100 ($140,160.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Hall County, Georgia, during the legal hours of sale on the first Tuesday, December 1, 2009 the following described property, to wit:

All that tract or parcel of land lying and being in the Tadmore District GMD 268 Hall County, Georgia, being Lot 32 of Pennington Point, Unit One as per that plat of the subdivision recorded in Plat Slide 824, Page 79B, Hall County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.

Being the same property conveyed to Alfonso Bautista and Berenice Rico, by Warranty Deed dated May 10, 2004, of record in Deed Book 5023, Page 2, in the Hall County, Georgia Records.

Being the same property commonly known as: 3510 Sugar Hill Way, Gainesville, Georgia 30507

Tax ID No.: 15014D000032

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Alfonso Bautista and Bernice Rico or, a tenant or tenants, and said property was or is commonly known as 3510 Sugar Hill Way, Gainesville, GA 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC
As Attorney in Fact for
Alfonso Bautista and Bernice Rico

Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-8931
/
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234100 11/5, 12, 19, 26

gpn11
(BAYLON)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Leticia Baylon to Mortgage Electronic Registration Systems, Inc., dated August 17, 2005, recorded in Deed Book 5413, Page 272, Hall County, Georgia Records, as last transferred to Litton Loan Servicing, LP by assignment recorded in Deed Book 6446, Page 54, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($84,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Leticia Baylon or a tenant or tenants and said property is more commonly known as 3719 Gillsville Hwy, Gillsville, Georgia 30543. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Litton Loan Servicing, LP as Attorney in Fact for Leticia Baylon McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pr 12/1/09 Our file no. 52401408-FT1 EXHIBIT “A” All that tract or parcel of land, lying and being in GMD 268, Hall County, Georgia, containing 1.151 acres, as shown on survey for Lillian S. Lancaster, prepared by Jarrard Surveying, dated February 10, 2003, and being more particularly described as follows: Commence at an Iron pin corner located on the northerly right-of-way of State Route 323-Gillsville Highway (100 foot right-of-way), said beginning point being located north 87 Degrees 56 Minutes 54 Seconds west 219.41 feet from the center line intersection of snare road and State route 323-Gillsville Highway; thence from said point of beginning along the northerly right-of-way of State route 323-Gillsville Highway a chord distance south 78 Degrees 12 Minutes 17 Seconds west 236.47 feet to an Iron pin corner; thence leaving the northerly right-of-way of State route 323-Gillsville Highway and continuing north 18 Degrees 40 Minutes 00 Seconds west 217.52 feet to an Iron pin corner; thence north 70 Degrees 26 Minutes 00 Seconds east 200.91 feet to an Iron pin corner; thence south 26 Degrees 25 Minutes 00 Seconds east 251.27 feet to the point of beginning. This is the same property that was conveyed and described in a warranty deed from Ray Hartwell Lancaster to Ray Hartwell Lancaster and Lillian Lancaster Dated March 9, 1989, and recorded in Deed Book 1321, Page 327 of the Hall County records. MR/pr 12/1/09 Our file no. 52401408 - FT1
233200 11/5, 12, 19, 26

gpn11
(BECK)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Clora E Beck to Mortgage Electronic Registration Systems, Inc., dated September 16, 2002, recorded in Deed Book 4329, Page 612, Hall County, Georgia Records, as last transferred to Central Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Central Mortgage Company, 801 John Barrow Road, Suite 1, Little Rock, AR 72205, 501-716-4624. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Clora E Beck or a tenant or tenants and said property is more commonly known as 2934 Willow Ridge, Gainesville, Georgia 30504. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Central Mortgage Company as Attorney in Fact for Clora E Beck McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cno 12/1/09 Our file no. 52418209-FT7 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 23 of the 8th District of Hall County, Georgia and being Lot 27, Willow Ridge Subdivision, as shown in Plat Book 108, Page 51, Hall County Records, which plat is incorporated herein by this reference and made a part of this description; said property being known as 2934 Willow Ridge Circle, Gainesville, Georgia 30504, according to the present system of numbering in Hall County, Georgia. MR/cno 12/1/09 Our file no. 52418209 - FT7
233746 11/5, 12, 19, 26

gpn11
(BECK)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Jewell E. Beck to Associates Financial Services of America, Inc. in the original principal amount of $61,199.99 dated 01/14/2000, and recorded in Deed Book 3613, page 185, Hall County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2009 by CitiFinancial Services, Inc., successor in interest to Associates Financial Services of America, Inc., as Attorney-in-Fact for Jewell E. Beck the following described property:
All that tract or parcel of land beginning at a pin on the Northwest corner and runs in an Eastern direction along the Old Nancler Hill Road to a big rock corner; thence running in a Southwestern direction along the blacktop road to the beginning corner; said parcel of land or lot contains two (2) acres, more or less, and also the house in which Mr. and Mrs. Carney now live. Said property lying and being in Hall County, Georgia and in Gainesville Militia District on Wildwood Drive. Said lot or parcel of land is taken from the Deed of Mrs. J. C. Carney, which is recorded in Book 115, page 384, in the Clerk's Office of the Superior Court of Hall County, Georgia.
Property known as: 2171 Wildwood Drive, Gainesville, GA 30506

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Citifinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PHONE: 877-675-3656

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Jewell E. Beck.
CitiFinancial Services, Inc., successor in interest to Associates Financial Services of America, Inc., as Attorney-in-fact for Jewell E. Beck.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 09-6421
235132 11/5, 12, 19, 26

gpn11
(BENNETT)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by K. C. Bennett and Erik G Bennett to Bank of America, N.A., dated November 9, 2007, recorded in Deed Book 6217, Page 258, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is K. C. Bennett and Erik G Bennett or a tenant or tenants and said property is more commonly known as 6648 Trail Side Drive, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for K. C. Bennett and Erik G Bennett McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 12/1/09 Our file no. 52816209-FT7 EXHIBIT “A” All that tract or parcel of land lying and being in Flowery Branch GMD 1270 of Hall County, Georgia, and being more particularly described as Lot 35E, POD X, Sterling on the Lake, as per plat recorded in Plat Book 853, Page 2-7, Hall County, Georgia records, which plat is incorporated herein by reference, being property known as 6648 Trailside Drive, Flowery Branch, Georgia 30542 according to the present system of numbering properties in said county. MR/ras 12/1/09 Our file no. 52816209 - FT7
232964 11/5, 12, 19, 26

gpn11
(BESCHER)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Myrna L. Bescher and Erik C. Bescher to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated July 26, 2005, recorded in Deed Book 5420, Page 587, Hall County, Georgia Records, as last transferred to Suntrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($278,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:All that tract or parcel of land lying and being in GMD 1270 of the Flowery Branch District, Hall County, Georgia, being Lot 52, Block C, Pod D, Sterling on the Lake, as per Plat recorded in Plat Slide 840, Pages 119-123, Hall County, Georgia Records, said Plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Myrna L. Bescher and Erik C. Bescher or a tenant or tenants and said property is more commonly known as 7811 Benchmark Drive, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Suntrust Bank as Attorney in Fact for Myrna L. Bescher and Erik C. Bescher Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/jf 12/1/09 Our file no. 1242809-FT3
235151 11/5, 12, 19, 26

gpn11
(BISHOP)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Catherine A Bishop to Mortgage Electronic Registration Systems, Inc., dated August 2, 2005, recorded in Deed Book 5399, Page 127, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FOUR THOUSAND NINE HUNDRED FIFTY AND 0/100 DOLLARS ($174,950.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Catherine A Bishop or a tenant or tenants and said property is more commonly known as 5167 Scenic View Rd, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Catherine A Bishop McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lnk 12/1/09 Our file no. 52202609-FT10 EXHIBIT “A” All that tract or parcel of land lying and being in Flowery Branch G.M.D. 1270, being Lot 130, Phase I, The Preserve at Mulberry, as per plat of subdivision recorded in Plat Book 841, Pages 242-249, Hall County records, said plat is incorporated herein by reference and made a part of this description. MR/lnk 12/1/09 Our file no. 52202609 - FT10
235394 11/5, 12, 19, 26

gpn11
(BLISSITT)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Beverly C Blissitt aka B Carol Blissitt and Janice D Fifer to Wachovia Bank, National Association, dated November 14, 2005, recorded in Deed Book 5544, Page 335, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TWO THOUSAND SEVEN HUNDRED EIGHTEEN AND 64/100 DOLLARS ($302,718.64), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Bank, National Association, P.O. Box 2248, MAC: Z3057-010, Jacksonville, FL 32203, 800-922-4684. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Beverly C Blissitt aka B Carol Blissitt and Janice D Fifer or a tenant or tenants and said property is more commonly known as 7826 Dragonfly Court, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wachovia Bank, National Association as Attorney in Fact for Beverly C Blissitt aka B Carol Blissitt and Janice D Fifer McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pxs 12/1/09 Our file no. 53046709-FT17 EXHIBIT “A” All that tract or parcel of land lying and being in GMD 1270 of the Flowery Branch District, Hall County, Georgia, being Lot 48, Block C, Pod D, Sterling on the Lake, as per plat recorded in Plat Slide 840, Pages 119-123, Hall County, Georgia Records, said plat being incorporated herein and made reference hereto. MR/pxs 12/1/09 Our file no. 53046709 - FT17
234769 11/5, 12, 19, 26

gpn11
(BOOTHBY)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Robert E Boothby and Cynthia J Boothby to Mortgage Electronic Registration Systems, Inc., dated January 25, 2007, recorded in Deed Book 5936, Page 634, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($256,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert E Boothby and Cynthia J Boothby or a tenant or tenants and said property is more commonly known as 5555 Wg Robinson Rd, Gainesville, Georgia 30506. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Robert E Boothby and Cynthia J Boothby McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 12/1/09 Our file no. 53194709-FT2 EXHIBIT “A” All that tract or parcel of land, together with improvements thereon, situate, lying and being in Land Lot 29 of the 10th District, Hall County, Georgia, and being Tracts 1 and 2, 5.853 acres, total, as more particularly described on that plat of survey for Robert E. Boothby, prepared by London Land Surveying, Georgia Registered Surveyor dated May 28, 1999 and recorded in Plat Slide 769, Page 90A, Hall County, Georgia Plat Records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes. Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record, including, but not limited to the easement in favor of Sawnee Electric Membership Corporation recorded in Deed Book 3258, Page 590, Hall County, Georgia Deed Records. MR/nh5 12/1/09 Our file no. 53194709 - FT2
234929 11/5, 12, 19, 26

gpn11
(BORETSKY)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon A Boretsky to Mortgage Electronic Registration Systems, Inc., dated March 9, 2005, recorded in Deed Book 5266, Page 198, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($145,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon A Boretsky or a tenant or tenants and said property is more commonly known as 6491 Portside Way, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Sharon A Boretsky McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lnk 12/1/09 Our file no. 53190409-FT10 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 118 of the 8th District, Hall County, Georgia, and being known as Lot 84, Building N, of Tide Water Cove, Phase I, as more particularly described on plat of survey recorded at Plat Slide 800, Page 104A, Hall County, Georgia records, which plat is incorporated herein and made a part hereof by reference. Parcel # 08118B000078 MR/lnk 12/1/09 Our file no. 53190409 - FT10
235415 11/5, 12, 19, 26

gpn11
(BOWLES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jean M. Bowles and William D. Bowles to Mortgage Electronic Registration Systems, Inc. dated May 25, 2007 in the amount of $417,000.00, and recorded in Deed Book 6066, Page 68, Hall County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 136, 10th Land District, Hall County, Georgia, being portions of Lots 6 and 7, Chattahoochee Landing Subdivision, Section 1, as shown on plat of survey prepared by Patton-Boyer, Inc., dated December 5, 2004, last revised April 15, 2005, styled Survey of Justin Stauffer, and described according to said survey as follows:
Beginning at an iron pin located on the Westerly Right of Way of Thompson Overlook, said iron pin being located North 76 degrees 08 minutes 04 seconds West a distance of 330.44 feet from the intersection of the centerline of Thompson Overlook with the centerline of Bridgewater Drive; thence along the Westerly Right of Way of Thompson Overlook the following courses and distances: South 67 degrees 36 minutes 48 seconds West a distance of 18.26 feet to a point; South 56 degrees 48 minutes 17 seconds West a distance of 35.98 feet to a point, and South 48 degrees 23 minutes 04 seconds West a distance of 43.92 feet to an iron pin; thence North 59 degrees 02 minutes 46 seconds West a distance of 368.52 feet to an iron pin; thence North 57 degrees 45 minutes 00 seconds East a distance of 169.12 feet to an iron pin; thence South 60 degrees 42 minutes 06 seconds East a distance of 180.96 feet to an iron pin; thence South 35 degrees 03 minutes 25 seconds East a distance of 165.42 feet to an iron pin located on the Westerly Right of Way of Thompson Overlook and the Point of Beginning.

which has the property address of 2518 Thompson Overlook, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jean M. Bowles and William D. Bowles and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Ocwen Loan Servicing, LLC
Attorney in Fact for
Jean M. Bowles and William D. Bowles
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24527 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235095 11/5, 12, 19, 26

gpn11
(BOYETTE)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Gertaud E. Boyette a/k/a Gertaud E. Prunty and James L. Prunty to Talbot State Bank dated August 14, 2006, and recorded in Deed Book 5790, Page 422-425, Hall County Records, securing a Note dated August 14, 2006 in the original principal amount of $200,704.50 the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to wit:

All that tract or parcel of land, together with all improvements thereon, lying and being in Land Lot 47 of the 10th Land District of Hall County, Georgia, and being a portion of Lot R-10 of the resubdivision of Lanier Northwest Subdivision , as shown on that individual plat recorded in Plat Slide 777 Page 248-A of the Hall County, Georgia Plat Records, and which plat is incorporated by reference for a more complete description, being improved property known as 3040 Wood Valley Drive according to the present system of numbering properties in Hall County, Georgia.

The aforementioned Note is also secured by additional real property referenced in Security Deed recorded in Deed Book 21160, Page 49, DeKalb County, Georgia records which is currently being advertised for foreclosure on Tuesday, December 1, 2009.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Gertaud E. Boyette a/k/a Gertaud E. Prunty and James L. Prunty, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Gertaud E. Boeytte a/k/a Gertaud E. Prunty and James L. Prunty, and the proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Talbot State Bank as Attorney-in-Fact for Gertaud E. Boyette a/k/a Gertaud E. Prunty and James L. Prunty

MANN & WOOLDRIDGE, P.C.
Attorneys at Law
28 Jackson Street
Newnan, GA 30263
(770) 253-2222
*THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234845 11/5, 12, 19, 26

gpn11
(BRANCH)
NOTICE OF SALE UNDER POWER IN SECURITY DEED
STATE OF GEORGIA
COUNTY OF HALL
Under and by virtue of the Power of Sale contained in the Security Deed dated August 25, 2003 from James Calvin Branch, Sr. and Doris R. Branch to Allison Mortgage Loan Servicing Corporation, Tower Financial Services, Inc., and Capital Mortgage Corporation recorded at Deed Book 4745, Page 414, Hall County, Georgia records, as same may have been modified from time to time (the “Security Deed"); the interest of Allison Mortgage Loan Servicing Corporation having been assigned to Allison Equities, Inc. by that certain Transfer and Assignment dated August 25, 2003 and recorded in Deed Book 4745, Page 424, aforesaid records (the “Assignment”); and pursuant to that certain Order Dismissing Chapter 13 Case entered May 21, 2009 in Chapter 13 Case No. 09-62775-MHM, United States Bankruptcy Court, Northern District of Georgia, Atlanta Division, and that certain Order Granting Motion for Relief from Stay dated September 18, 2009 and entered in Chapter 11 Case No. 09-69036-JEM, United States Bankruptcy Court, Northern District of Georgia; Atlanta Division, the undersigned will sell at public outcry to the highest and best bidder for cash before the door of the Courthouse of Hall County, Georgia, during the legal hours of sale, on the first Tuesday in December, 2009, the following described real property, to wit:
All that tract or parcel of land lying and being in Gainesville, Hall County, Georgia, and being known as Lot 18 of Landmark Place Subdivision, as per plat recorded in Plat Book 48, pages 78 and 79, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof by reference. Known as 1224 Landmark Place, Gainesville, Georgia 30501.
The debt secured by the Security Deed is evidenced by the following Equity Line Real Estate Notes each dated August 25, 2003 and made by the Vail Group, LLC: (i) in favor of Allison Mortgage Loan Servicing Corporation in the original principal amount of $600,000.00 as assigned to Allison Equities, Inc.; (ii) in favor of Tower Financial Services, Inc. in the original principal amount of $600,000.00; and (iii) in favor of Capital Mortgage Corporation in the original principal amount of $600,000.00 as same may have been modified from time to time (collectively the “Notes”), plus interest from date on the unpaid balance until paid, and other indebtedness.
Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.
The above-described real property will be sold to the highest and best bidder for cash as the property of the Estate of James Calvin Branch, Sr. and Doris R. Branch, the proceeds to be applied to the payment of said indebtedness, attorneys' fees, and the lawful expenses of said sale, all as provided in the Note and Security Deed. The sale shall be subject to the following: (i) Security Deed from James Calvin Branch, Sr. to Allison Mortgage Loan Servicing Corporation, dated October 10, 1997 and recorded in Deed Book 2995, Page 72, Hall County, Georgia records; (ii) Security Deed from James Calvin Branch, Sr. and Doris R. Branch to Allison Mortgage Loan Servicing Corporation, dated October 10, 1997 and recorded in Deed Book 2995, Page 81, aforesaid records; (iii) Security Deed from James Calvin Branch, Sr. and Doris R. Branch to Allison Mortgage Loan Servicing Corporation, dated April 14, 2002 and recorded in Deed Book 4288, Page 627, aforesaid records; (iv) Security Deed from James Calvin Branch, Sr. and Doris R. Branch to Allison Mortgage Loan Servicing Corporation, Tower Financial Services, Inc. and Capital Mortgage Corporation, dated August 14, 2002 and recorded in Deed Book 4288, Page 613, aforesaid records; as assigned by Transfer and Assignment from Allison Mortgage Loan Servicing Corporation to Allison Equities, Inc., dated August 14, 2002 and recorded in Deed Book 4288, Page 623, aforesaid records; (v) all outstanding ad valorem taxes and/or assessments, if any; (vi) possible redemptive rights of the Internal Revenue Service, if any; and (vii) all other prior assessments, easements, restrictions or matters of record.
To the best of the undersigned's knowledge and belief, the real property is presently owned by the Estate of James Calvin Branch, Sr. and Doris R. Branch.
To the best of the undersigned's knowledge and belief, the party in possession of the real property is the Estate of James Calvin Branch, Sr. and Doris R. Branch, and tenants holding under them.
Allison Equities, Inc. (successor to Allison Mortgage Loan Servicing Corporation), Tower Financial Services, Inc., and Capital Mortgage Corporation, as Attorney-in-Fact for James Calvin Branch, Sr. and Doris R. Branch.
M. Todd Westfall, Esquire
Howick, Westfall, McBryan & Kaplan, LLP
Suite 600, One Tower Creek
3101 Towercreek Parkway
Atlanta, Georgia 30339
678 384-7005
234608 11/5, 12, 19, 26

gpn11
(BRAY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Emily M. Bray to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Home123 Corporation, dated February 13, 2007, recorded February 23, 2007, in Deed Book 5967, Page 495-509, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty Thousand Seven Hundred Fifty and 00/100 dollars ($80,750.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank, N.A., As Trustee, On Behalf Of The Certificateholders, Mastr Asset Backed Securities Trust 2007-NCW Mortgage Pass- Through Certificates Series 2007-NCW, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE GAINESVILLE DISTRICT OF HALL COUNTY, GEORGIA, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING OF THE PROPERTY HEREIN DESCRIBED, BEGIN AT THE INTERSECTION OF THE CENTERLINE OF WEST DENNIS DRIVE WITH THE CENTERLINE OF WILLIAMS DRIVE; RUN THENCE NORTH 23 DEGREES 40 MINUTES 38 SECONDS WEST 311.88 FEET TO A POINT, WHICH POINT IS THE TRUE POINT OF BEGINNING OF THE PROPERTY HEREIN DESCRIBED; FROM SAID TRUE POINT OF BEGINNING AS THUS ESTABLISHED RUNNING THENCE SOUTH 88 DEGREES 10 MINUTES 59 SECONDS WEST 100.18 FEET TO AN IRON PIN SET; RUNNING THENCE NORTH
14 DEGREES 29 MINUTES 25 SECONDS WEST 150.00 FEET TO AN IRON PIN SET; RUNNING THENCE NORTH 85 DEGREES 30 MINUTES 21 SECONDS EAST 100.00 FEET TO AN IRON PIN FOUND; RUNNING THENCE SOUTH 29 DEGREES 31 MINUTES 46 SECONDS EAST 31.64 FEET TO AN IRON PIN SET; RUNNING THENCE SOUTH 22 DEGREES 44 MINUTES 17 SECONDS EAST 60.48 FEET TO AN IRON PIN SET; RUNNING THENCE SOUTH 00 DEGREES 51 MINUTES 28 SECONDS WEST 66.59 FEET TO THE POINT OF
BEGINNING; AND BEING IMPROVED PROPERTY KNOWN AS 2579 WEST DENNIS DRIVE, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN HALL COUNTY, GEORGIA.

THE ABOVE-DESCRIBED PROPERTY IS MORE PARTICULARLY SHOWN AN DELINEATED ON SURVEY FOR EMILY M. BRAY BY BUSBEE SURVEYING CO., INC., BEARING THE SEAL OF RICKY C. BUSBEE, G.R.L.S. #2497, DATED OCTOBER 13, 2004.

Said property is commonly known as 2579 West Dennis Drive, Gainesville, GA 30507.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Emily M. Bray, Emily M. Bray, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

WELLS FARGO BANK, N.A., AS TRUSTEE, ON BEHALF OF THE CERTIFICATEHOLDERS, MASTR ASSET BACKED SECURITIES TRUST 2007-NCW MORTGAGE PASS- THROUGH CERTIFICATES SERIES 2007-NCW
as Attorney in Fact for
EMILY M. BRAY

Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-31466-2
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
234841 11/5, 12, 19, 26

gpn11
(BRAY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Emily M. Bray to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Home123 Corporation, dated February 13, 2007, recorded February 23, 2007, in Deed Book 5967, Page 495-509, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty Thousand Seven Hundred Fifty and 00/100 dollars ($80,750.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank, N.A., As Trustee, On Behalf Of The Certificateholders, Mastr Asset Backed Securities Trust 2007-NCW Mortgage Pass- Through Certificates Series 2007-NCW, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE GAINESVILLE DISTRICT OF HALL COUNTY, GEORGIA, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING OF THE PROPERTY HEREIN DESCRIBED, BEGIN AT THE INTERSECTION OF THE CENTERLINE OF WEST DENNIS DRIVE WITH THE CENTERLINE OF WILLIAMS DRIVE; RUN THENCE NORTH 23 DEGREES 40 MINUTES 38 SECONDS WEST 311.88 FEET TO A POINT, WHICH POINT IS THE TRUE POINT OF BEGINNING OF THE PROPERTY HEREIN DESCRIBED; FROM SAID TRUE POINT OF BEGINNING AS THUS ESTABLISHED RUNNING THENCE SOUTH 88 DEGREES 10 MINUTES 59 SECONDS WEST 100.18 FEET TO AN IRON PIN SET; RUNNING THENCE NORTH
14 DEGREES 29 MINUTES 25 SECONDS WEST 150.00 FEET TO AN IRON PIN SET; RUNNING THENCE NORTH 85 DEGREES 30 MINUTES 21 SECONDS EAST 100.00 FEET TO AN IRON PIN FOUND; RUNNING THENCE SOUTH 29 DEGREES 31 MINUTES 46 SECONDS EAST 31.64 FEET TO AN IRON PIN SET; RUNNING THENCE SOUTH 22 DEGREES 44 MINUTES 17 SECONDS EAST 60.48 FEET TO AN IRON PIN SET; RUNNING THENCE SOUTH 00 DEGREES 51 MINUTES 28 SECONDS WEST 66.59 FEET TO THE POINT OF
BEGINNING; AND BEING IMPROVED PROPERTY KNOWN AS 2579 WEST DENNIS DRIVE, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN HALL COUNTY, GEORGIA.

THE ABOVE-DESCRIBED PROPERTY IS MORE PARTICULARLY SHOWN AN DELINEATED ON SURVEY FOR EMILY M. BRAY BY BUSBEE SURVEYING CO., INC., BEARING THE SEAL OF RICKY C. BUSBEE, G.R.L.S. #2497, DATED OCTOBER 13, 2004.

Said property is commonly known as 2579 West Dennis Drive, Gainesville, GA 30507.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Emily M. Bray, Emily M. Bray, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

WELLS FARGO BANK, N.A., AS TRUSTEE, ON BEHALF OF THE CERTIFICATEHOLDERS, MASTR ASSET BACKED SECURITIES TRUST 2007-NCW MORTGAGE PASS- THROUGH CERTIFICATES SERIES 2007-NCW
as Attorney in Fact for
EMILY M. BRAY

Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-31466-2
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
234895 11/5, 12, 19, 26

gpn11
(BRITTLE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by William J. Brittle, Sr. to Mortgage Electronic Registration Systems, Inc. dated December 18, 2006 in the amount of $136,000.00, and recorded in Deed Book 5910, Page 208, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, together with improvements thereon, situate, lying and being in Land Lot 12, or the 8th District, Hall County, Georgia, and being all of Lot 4, Section E, of the A.E. Smith Subdivision as shown on a plat prepared for William J. Brittle, Sr. and Sara K. Brittle by Henry Grady Jarrard, Registered Surveyor, dated June 15, 1993, recorded in Plat Slide 254, Page 140A, of the Hall County Records, which plat is incorporated herein by reference for a more complete description of subject property. Parcel ID# 08 012-004 006

which has the property address of 2834 Pinecrest Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of William J. Brittle, Sr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
William J. Brittle, Sr.
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22703 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235129 11/5, 12, 19, 26

gpn11
(BROWN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Susan A. Brown to First Franklin a division of Nat. City Bank of IN dated February 22, 2005 in the amount of $102,400.00, and recorded in Deed Book 5241, Page 467, Hall County, Georgia Records; as last transferred to The Bank of New York Mellon, fka The Bank of New York, successor JPMorgan Chase Bank, NA Trustee, not in its individual capacity but solely as Trustee for the Pooling and Servicing Agreement dated as of April 1, 2005 First Franklin Mortgage Loan Trust 2005-FF5 Asset-Backed Certificate Series 2005-FF5
by assignment; the undersigned, The Bank of New York Mellon, fka The Bank of New York, successor JPMorgan Chase Bank, NA Trustee, not in its individual capacity but solely as Trustee for the Pooling and Servicing Agreement dated as of April 1, 2005 First Franklin Mortgage Loan Trust 2005-FF5 Asset-Backed Certificate Series 2005-FF5
pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, together with any improvements thereon, lying and being in Morgan G.M.D No. 385 and Flowery Branch G.M.D 1270, Hall County, Georgia, being Lot 129, Block B of Falcon Crest Subdivision, Phase II, Section III, as per plat recorded in Plat Book 82, Page 162A, Hall County, GA Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 4264 Falcon Crest Drive, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Susan A. Brown and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank of New York Mellon, fka The Bank of New York, successor JPMorgan Chase Bank, NA Trustee, not in its individual capacity but solely as Trustee for the Pooling and Servicing Agreement dated as of April 1, 2005 First Franklin Mortgage Loan Trust 2005-FF5 Asset-Backed Certificate Series 2005-FF5

Attorney in Fact for
Susan A. Brown
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-13070 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234830 11/5, 12, 19, 26

gpn11
(BRUCE)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by MICHALE CHAD BRUCE AND KERRI BRUCE to HOMEBANC MORTGAGE CORPORATION , dated 03/21/2007, and Recorded on 03/29/2007 as Book No. 6002 and Page No. 391-402, HALL County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $124,450.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in December, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 43 OF THE 8TH DISTRICT, HALL COUNTY, GEORGIA, BEING LOT 16A, BLOCK A, PHASE ONE, CRAWFORD OAKS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 804, PAGE 88A, HALL COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 4772 CRAWFORD OAKS DRIVE, OAKWOOD, GEORGIA 30566 is/are: MICHALE CHAD BRUCE AND KERRI BRUCE or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME FINANCE, LLC as Attorney in Fact for MICHALE CHAD BRUCE AND KERRI BRUCE. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090187418978 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
234152 11/5, 12, 19, 26

gpn11
(BURCE)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Adrienne C. Burce to Mortgage Electronic Registration Systems, Inc., dated May 4, 2007, recorded in Deed Book 6051, Page 88, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 6519, Page 249, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($107,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Adrienne C. Burce or a tenant or tenants and said property is more commonly known as 2994 Horseshoe Bend, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Adrienne C. Burce McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 12/1/09 Our file no. 58109-FT2 EXHIBIT “A” All that tract or parcel of land lying and being in Tadmore GMD 268, Hall County, Georgia, being Lot 84, Phase 11, Saddle Creek Subdivision, as per Plat recorded in Plat Slide 773, Page 21A, Hall County, Georgia Records, which Plat is incorporated herein by reference. MR/cj 12/1/09 Our file no. 58109 - FT2
234237 11/5, 12, 19, 26

gpn11
(BURGHER)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Michelle S. Burgher to Wells Fargo Bank, N.A., dated May 3, 2005, recorded in Deed Book 5324, Page 14, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Michelle S. Burgher and Matthew Kevin Burgher or a tenant or tenants and said property is more commonly known as 5924 Mcleod St, Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Michelle S. Burgher McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ak3 12/1/09 Our file no. 52295809-FT7 EXHIBIT “A” All that tract or parcel of land lying and being Land Lot 72 of the 9th District of Hall County, Georgia, being designated as Lot 7 of Belton Manor Subdivision according to that plat of survey recorded in Plat Book 838, Page 28, Hall County, Georgia records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein. MR/ak3 12/1/09 Our file no. 52295809 - FT7
233284 11/5, 12, 19, 26

gpn11
(BURNS)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Lynn L. Burns to Wells Fargo Financial Georgia, Inc. dated March 26, 2005, and recorded in Deed Book 5277, Page 664, Hall County Records, securing a Note in the original principal amount of $126,879.83, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN G.M.D. 1419, FRIENDSHIP DISTRICT, HALL COUNTY, GEORGIA, BEING LOT 23 OF OAKFERN ESTATES, PHASE II, AS PER PLAT OF SAID SUBDIVISION RECORDED IN PLAT BOOK 122, PAGE 182, HALL COUNTY, GEORGIA, RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART HEREOF.

Said property is known as 5538 Oakfern Trail, Flowery Branch, GA 30542, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Lynn L. Burns, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Lynn L. Burns, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Financial Georgia, Inc. as Attorney-in-Fact for Lynn L. Burns

File no. 09-018923
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234607 11/5, 12, 19, 26

gpn11
(BURTON)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Richard A Burton to Mortgage Electronic Registration Systems, Inc., dated July 21, 2006, recorded in Deed Book 5790, Page 561, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-SEVEN THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($297,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard A Burton or a tenant or tenants and said property is more commonly known as 7412 Switchback Lane, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Richard A Burton McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 12/1/09 Our file no. 53126409-FT2 EXHIBIT “A” All that tract or parcel of land lying and being in GMD 1270 of the Flowery Branch District, Hall County, Georgia, being Lot 75, Pod H, Sterling on the Lake, Newland Communities, as per plat recorded in Plat Slide 845, Pages 33-36, Hall County, Georgia records, said plat being incorporated herein and made reference hereto. MR/cj 12/1/09 Our file no. 53126409 - FT2
234246 11/5, 12, 19, 26

gpn11
(BUTLER)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Sonja Butler to United Mortgage Investors, Inc. dated October 3, 1996, and recorded in Deed Book 2718, Page 122, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon as Successor in interest to JP Morgan Chase Bank, as Trustee for Washington Mutual Mortgage Pass-Through Certificates, Series 2004-RP1, by Assignment securing a Note in the original principal amount of $74,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying, situate and being in the Tadmore District, GMD 268, Hall County, Georgia, being all of Lot 54, of The Meadows Subdivision, Phase Two-B, containing 0.60 acres, as shown on a plat of survey prepared for Sonja Butler, by Patton-Patton, Inc., Georgia Registered Land Surveyors, dated September 18, 1996, and recorded in Plat Slide 559, Page 173A, of the Hall County, Georgia Plat Records, which survey is hereby incorporated herein and made a part of this description.

Said property is subject to easements, restrictions, reservations and rights-of-way of record, if any.

Said property is known as 4146 Valley Glen, Gainesville, GA 30507, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Sonja Butler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sonja D. Butler, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The Bank of New York Mellon as Successor in interest to JP Morgan Chase Bank, as Trustee for Washington Mutual Mortgage Pass-Through Certificates, Series 2004-RP1 as Attorney-in-Fact for Sonja Butler

File no. 08-005554
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/CP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234765 11/5, 12, 19, 26

gpn11
(CABAN-CRUZ)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tania M. Caban-Cruz to DHI Mortgage Company, LTD. dated May 26, 2006, and recorded in Deed Book 5756, Page 93, Rerecorded in Deed Book 5845, Page 622 Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc., MSAC 2007-NC1, by Assignment securing a Note in the original principal amount of $155,152.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Morgans GMD 385, Hall County, Georgia, being Lot 186, of Amberleigh Subdivision, Phase Two, as per plat recorded in Plat Book 843, Pages 180-181, Hall County Records, which plat is incorporated herein and made a part hereof by reference.

Said property is known as 3854 Amberleigh Trace, Gainesville, GA 30507, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Tania M. Caban-Cruz, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Tania M. Caban-Cruz, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc., MSAC 2007-NC1 as Attorney-in-Fact for Tania M. Caban-Cruz

File no. 08-007495
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BMB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235010 11/5, 12, 19, 26

gpn11
(CAMMARATA)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Lisa A. Cammarata and Douglas G. Pruitt to Mortgage Electronic Registration Systems, Inc. dated February 8, 2006, and recorded in Deed Book 5604, Page 633-645, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-13, by Assignment securing a Note in the original principal amount of $120,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 76 of the 8th Land District of Hall County, Georgia, and being all of Lot 4, Phase One, of Raintree East Subdivision, as shown on Subdivision Plat by Owen Patton, R.L.S. #1324 dated February 24, 1975, revised August 29, 1975 and recorded in Plat Book 59, Page 38 of the Hall County, Georgia Plat Records; Said Plat and the record thereof being incorporated herein by reference.

SUBJECT TO Restrictive Covenants filed in Deed Book 539, Page 384, Hall County, Georgia Deed Records.

Said property is known as 5418 Raintree Trace, Oakwood, GA 30566, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Lisa A. Cammarata and Douglas G. Pruitt, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Lisa A. Cammarata and Douglas G. Pruitt, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-13 as Attorney-in-Fact for Lisa A. Cammarata and Douglas G. Pruitt

File no. 09-015621
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234629 11/5, 12, 19, 26

gpn11
(CAMPOS)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Edith Campos to HomeBanc Mortgage Corporation dated October 27, 2005, and recorded in Deed Book 5504, Page 408, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wachovia Bank, National Association, by Assignment securing a Note in the original principal amount of $159,950.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 99 of the 10th District, Hall County, Georgia, and being Lot 61, Walnut Grove Subdivision as per plat recorded in Plat Slide 801, Pages 186A-196A, Hall County, Georgia Records which plat is incorporated herein by this reference and made a part hereof.

Said property is known as 4028 Deerlope Court, Gainesville, GA 30506, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Edith Campos, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Edith Campos, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wachovia Bank, National Association as Attorney-in-Fact for Edith Campos

File no. 09-018171
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234630 11/5, 12, 19, 26

gpn11
(CANTRELL)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Karen V. Cantrell aka Karen V. Harris  to First Family Financial Services of Georgia, Inc., dated May 28, 1999 and filed for record June 7, 1999 in Deed Book 3501, Page 259, Hall County, Georgia records, and securing a Note in the original principal amount of $110,550.55, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by First Family Financial Services, Inc. f/k/a First Family Financial Services of Georgia, Inc. as Attorney-in-Fact for Karen V. Cantrell aka Karen V. Harris  the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 76 of the 8th Land District, Hall County, Georgia, and being all of Lot No. 37, Peppertree Subdivision as shown on subdivision plat recorded in Plat Book 88, Pates 84-85, Hall County, Georgia Plat Records, as more particularly described by that plat of survey dated September 19, 1985, and prepared for Robert L. Harris and Karen V. Harris and Decatur Federal Savings and Loan Association by Henry Grady Jarrard, Georgia Registered Land Surveyor No. 1182.  A copy of said plat is recorded in Plat Book 106, Page 32, of the Hall County, Georgia Plat Records and is hereby incorporated herein by reference thereto.

SUBJECT TO restrictive covenants for said subdivision recorded in Deed Book 782, Page 141, Hall County, Georgia Deed Records.

The above described property is also known as 5644 Raintree Trace, Oakwood, GA  30566.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Karen V. Cantrell aka Karen V. Harris .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

CitiFinancial Services, Inc., servicer for First Family Financial Services, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard, MS - S2A - 286
Irving, TX  75063
Telephone number: 1-800-711-9834

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiFinancial Services, Inc., servicer for First Family Financial Services, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

First Family Financial Services, Inc. f/k/a First Family Financial Services of Georgia, Inc.
as Attorney-in-Fact for Karen V. Cantrell aka Karen V. Harris

SHUPING, MORSE & ROSS, LLP
By:  S. Andrew Shuping, Jr.  
 S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
233934 11/5, 12, 19, 26

gpn11
(CARBIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gregory Carbis to Mortgage Electronice Registration Systems, Inc. dated October 24, 2006 in the amount of $197,400.00, and recorded in Deed Book 5879, Page 31, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 106 of the 9th District, Hall County, Georgia, and being Lot 33, Pine Dale Section of Surfside Club Estates Subdivision, as per Plat Book 40, Page 6, Hall County, Georgia Records, which plat is by reference incorporated herein and made a part hereof.

which has the property address of 3568 Ridge Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Gregory Carbis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Gregory Carbis
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23745 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234108 11/5, 12, 19, 26

gpn11
(CARDEN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cynthia C. Carden and Charles L. Carden, Jr. to FT Mortgage Companies d.b.a. EquiBanc Mortgage Corporation dated June 18, 1998 in the amount of $82,300.00, and recorded in Deed Book 3219, Page 294, Hall County, Georgia Records; as last transferred to Deutsche Bank Trust Company Americas as Trustee by assignment; the undersigned, Deutsche Bank Trust Company Americas as Trustee pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in the Clinchem District, GMD 392, of Hall County, Georgia, and being shown and designated as Lot 24 of Meadowlands Subdivision, according to plat thereof recorded in Plat Slide 472, Page 58A. In the Clerk`s Office of the Superior Court of Hall County, Georgia; said recorded plat being incorporated herein by reference and made a part of this description.

which has the property address of 5631 Tranquility Drive, Braselton, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Cynthia C. Carden and Charles L. Carden, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Deutsche Bank Trust Company Americas as Trustee
Attorney in Fact for
Cynthia C. Carden and Charles L. Carden, Jr.
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-05703 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235188 11/5, 12, 19, 26

gpn11
(CARRILLO)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Noe Carrillo to One Choice Mortgage, Inc, dated September 22, 2005, recorded in Deed Book 5453, Page 177, Hall County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 6382, Page 523, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($116,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Noe Carrillo and Judith Carrillo or a tenant or tenants and said property is more commonly known as 2796 Valley Green Dr, Gainesville, Georgia 30504. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Noe Carrillo McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sm01 12/1/09 Our file no. 52490109-FT7 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 26 of The 8th District of Hall County, Georgia, being Lot 56, of Chicopee Crossing, as per Plat recorded in Plat Book 841, Page 63, Hall County, Georgia records, which Plat is incorporated herein and m ade a part hereof by reference. MR/sm01 12/1/09 Our file no. 52490109 - FT7
233440 11/5, 12, 19, 26

gpn11
(CARVER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of Power of Sale contained in Deed to Secure Debt from REBECCA MICHELLE SOUTHER CARVER, hereinafter GRANTOR, in favor of AMERICAN GENERAL FINANCIAL SERVICES, INC. dated the 3rd day of March, 2008 and recorded the 10th day of March, 2008, in Deed Book 6288, Page 419, Hall County, Georgia records; said Deed to Secure Debt being given to secure a Promissory Note of even date in the original principal amount of One Hundred Sixty Four Thousand Thee Hundred Fifty Eight and 03/100ths Dollars ($164,358.03), with interest from date as stated therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at HALL County, Georgia, within the legal hours of sale on the first Tuesday in DECEMBER, 2009, the following described property:

All that tract or parcel of land lying and being in Land Lot 98, 10th Land District, Hall County, Georgia, and being described as Tract 2, containing 2.00 acres, according to a plat entitled, “Survey for James W. Southers”, dated August 17, 1995, and prepared by Patton-Patton, Inc., Registered Surveyors, which plat is recorded at Plat Slide 475, Page 81A, and incorporated herein by reference.
Subject to easements, restrictions, and covenants of record, if any.

This is the same property conveyed by Warranty Deed from James W. Souther, a/k/a James William Souther to Rebecca Michelle Souther Carver, dated 9/9/1995, recorded 10/19/1995, in Deed Book 2476, Page 241, Hall County, Georgia Records.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Deeds to Secure Debt, liens and encumbrances existing when the above-described Deed to Secure Debt was filed for record. To the best of the undersigned's knowledge, information and belief, equitable title to this property is held by REBECCA MICHELLE SOUTHER CARVER. This property is located at 3587 Southers Road, Gainesville, GA 30506.

AMERICAN GENERAL FINANCIAL SERVICES, INC.
as Attorney in Fact for the above-named GRANTOR

AMERICAN GENERAL FINANCIAL SERVICES, INC.
by Robert W. Broome, Attorney
1800 Peachtree Street, NW, Suite 445
Atlanta, Georgia 30309
404-350-8349
234901 11/5, 12, 19, 26

gpn11
(CEJA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Agustina G. Ceja and Ricardo J. Ceja to Harbourton Mortgage Co., L.P. dated June 13, 1996 in the amount of $74,350.00, and recorded in Deed Book 2639, Page 307, Hall County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 12 of the 8th Land District of Hall County, Georgia, consisting of Lot 2, Section A of the A. E. Smith Resubdivision and being more particularly described according to a plat of survey prepared for Ricardo J. Ceja and Agustina G. Ceja by Henry Bailey, Registered Surveyor, dated December 5, 1989, revised June 12, 1996, recorded on Plat Slide 529, Page 124-A, Hall County, Georgia Plat records. Reference to said plat and the record thereof is hereby made for a more complete description of said property.

which has the property address of 2808 Pinecrest Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Agustina G. Ceja and Ricardo J. Ceja and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC
Attorney in Fact for
Agustina G. Ceja and Ricardo J. Ceja
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-15320 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234941 11/5, 12, 19, 26

gpn11
(CHARIELLE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Shirley Charielle and Attilio Charielle a/k/a Attilio T. Charielle to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Bank, FSB., dated August 27, 2007, recorded September 10, 2007, in Deed Book 6159, Page 53-69, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Sixty-Five Thousand Five Hundred and 00/100 dollars ($265,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:

THE FOLLOWING DESCRIBED PROPERTY:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 77, 78 AND 79 OF THE 10TH DISTRICT OF HALL COUNTY, GEORGIA, AND BEING ALL OF LOT 95 OF CREEKSIDE AT MONARCH RIDGE, PHASE II AS SHOWN ON THAT SUBDIVISION PLAT RECORDED IN PLAT SLIDE 808, PAGES 14A-21A OF THE HALL COUNTY PLAT RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

PARCEL ID#: 10077A 000068

Said property is commonly known as 5374 Angel Wing Court, Gainesville, GA 30506.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Shirley Charielle and Attilio Charielle a/k/a Attilio T. Charielle, Attilio Charielle and Shirley Charielle, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP
as Attorney in Fact for
SHIRLEY CHARIELLE AND ATTILIO CHARIELLE A/K/A ATTILIO T. CHARIELLE

Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-08-02369-9
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
234439 11/5, 12, 19, 26

gpn11
(CHAVEZ)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Pedro Chavez to Mortgage Electronic Registration Systems, Inc., dated February 10, 2006, recorded in Deed Book 5598, Page 300, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, National Association, as Trustee under Pooling and Servicing Agreement dated as of July 1, 2006 Securitized Asset-Backed Receivables LLC Trust 2006-FR3 Mortgage Pass-Through Certificates, Series 2006-FR3 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($105,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HomEq Servicing Corporation, 701 Corporate Center Drive, Raleigh, NC 27607, 866-822-1471. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Pedro Chavez or a tenant or tenants and said property is more commonly known as 2328 Lenox Dr E, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, National Association, as Trustee under Pooling and Servicing Agreement dated as of July 1, 2006 Securitized Asset-Backed Receivables LLC Trust 2006-FR3 Mortgage Pass-Through Certificates, Series 2006-FR3 as Attorney in Fact for Pedro Chavez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ho 12/1/09 Our file no. 52849109-FT8 EXHIBIT “A” All that tract or parcel of land lying and being in GMD 411, Hall County, Georgia, being Lot 105, Lenox Park Subdivision, Phase I as per plat recorded in Plat Slide 646, Pages 49A-50A, Hall County, Georgia Records; which plat is incorporated herein and made a part thereof by reference. MR/ho 12/1/09 Our file no. 52849109 - FT8
234746 11/5, 12, 19, 26

gpn11
(CHESTNUT INDUSTRIAL CENTER, LLC)
STATE OF GEORGIA
COUNTY OF HALL

NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Georgia Security Deed & Security Agreement from Chestnut Industrial Center, L.L.C. to Branch Banking & Trust Company dated March 16, 2005, and recorded in Deed Book 5910, page 22, Hall County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of Nine Hundred Sixty Thousand and 00/100 Dollars ($960,000.00) with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, December 1, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Chestnut Industrial Center, L.L.C., or a tenant or tenants, and said property is more commonly known 7.96 acres, Hall County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.
Branch Banking & Trust Company
Attorney in Fact for Chestnut Industrial Center, L.L.C
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Gainesville G.M.D. 411, Land Lot 150, 9th Land District, City of Gainesville, Hall County, Georgia being 7.96 acres as shown on a survey for Chestnut Industrial Center, L.L.C., dated September 22, 2003, last revised March 7, 2005, prepared by Patton-Boyer, Inc., Georgia Registered Land Surveyors, and recorded in Plat Slide 843, Page 171, Hall County, Georgia Plat Records. Said plat and the record thereof are incorporated herein by reference for a more complete description of said property.

Less and Except

All that tract or parcel of land lying and being in Land Lot 150, 9th Land District, in the City of Gainesville, Hall County, Georgia shown on a survey and plat prepared by Patton-Bayer, Inc. for Chestnut Industrial Center, L.L.C., last revised August 21, 2007, and being more particularly described as follows:

Commencing at the centerline intersection of Chestnut Street and Bradford Street, THENCE North 83 degrees 11 minutes 28 seconds East for a distance of 1080.24 feet to a point on the Southerly right of way of Chestnut Street, being a 50’ right of way, said point being the TRUE POINT OF BEGINNING.

Thence South 68 degrees 38 minutes 06 seconds East for a distance of 18.95 feet along said right of way to a 3/8” rebar pin found; Thence South 68 degrees 29 minutes 41 seconds East for a distance of 118.74 feet along said right of way to a point; Thence South 21 degrees 17 minutes 40 seconds West for a distance of 23.28 feet leaving said right of way to a _” rebar pin set; Thence along a curve to the left having a radius of 4.18 feet and an arc length of 5.95 feet, being subtended by a chord of South 13 degrees 41 minutes 29 seconds East for a distance of 5.46 feet to a 1/2 “ rebar pin set; Thence along a curve to the right having a radius of 46.95 feet and an arc length of 64.91 feet, being subtended by chord of South 15 degrees 23 minutes 17 seconds East for a distance of 59.87 feet to a _” rebar pin set; Thence South 21 degrees 06 minutes 51 seconds West for a distance of 62.92 feet to a _” rebar pin set; Thence South 22 degrees 09 minutes 32 seconds West for a distance of 37.96 feet to a _” rebar pin set; Thence South 20 degrees 41 minutes 16 seconds West for a distance of 48.66 feet to a _” rebar pin set; Thence South 21 degrees 31 minutes 05 seconds West for a distance of 40.10 feet to a _” rebar pin set; Thence North 70 degrees 07 minutes 57 seconds West for a distance of 17.22 feet to a _” rebar pin set; Thence South 21 degrees 26 minutes 32 seconds West for a distance of 45.49 feet to a P.K. nail set; Thence South 21 degrees 16 minutes 21 seconds West for a distance of 74.15 feet to a _” rebar pin set; Thence North 68 degrees 25 minutes 39 seconds West for a distance of 185.94 feet to a point; Thence North 17 degrees 53 minutes 41 seconds East for a distance of 19.95 feet to a point; Thence North 22 degrees 52 minutes 35 seconds East for a distance of 87.88 feet to a point; Thence South 67 degrees 22 minutes 07 seconds East for a distance of 24.67 feet to a point; Thence North 21 degrees 27 minutes 04 seconds East for a distance of 277.83 feet to a point on said right of way of Chestnut Street, being the TRUE POINT OF BEGINNING.

Together with and subject to covenants, easements, and restrictions of record. Said property contains 1.55 acres more or less.

Together with Common Area 0.20 acres

All that tract or parcel of land lying and being in Land Lot 150, 9th Land District, in the City of Gainesville, Hall County, Georgia shown on a survey and plat prepared by Patton-Bayer, Inc. for Chestnut Industrial Center, L.L.C., last revised August 21, 2007, and being more particularly described as follows:

Commencing on the centerline intersection of Chestnut Street and Bradford Street, THENCE North 76 degrees 26 minutes 30 seconds East for a distance of 920.56 feet to a _” rebar pin set, said point being the TRUE POINT OF BEGINNING.

Thence North 24 degrees 10 minutes 56 seconds East for a distance of 385.46 feet to a 3/8” rebar pin found on the Southerly right of way of Chestnut Street, being a 50’ right of way; Thence South 68 degrees 38 minutes 06 seconds East for a distance of 21.27 feet along said right of way to a point; Thence South 21 degrees 27 minutes 04 seconds West for a distance of 277.83 feet leaving said right of way to a point; Thence North 67 degrees 22 minutes 07 seconds West for a distance of 24.67 feet to a point; Thence South 22 degrees 52 minutes 35 seconds West for a distance of 87.88 feet to a point; Thence South 17 degrees 53 minutes 41 seconds West for a distance of 19.95 feet to a point; Thence North 68 degrees 25 minutes 39 seconds West for a distance of 14.02 feet to a _” rebar pin set, being the TRUE POINT OF BEGINNING.

Together with and subject to covenants, easements, and restrictions of record. Said property contains 0.20 acres more or less.

Less and Except

All that tract or parcel of land lying and being in Land Lot 150, of the 9th Land District, in the City of Gainesville, Hall County, Georgia, being shown and delineated as Tract E on a plat of survey for Chestnut Industrial Center, LLC., dated August 1, 2006, last revised January 4, 2008, prepared by Chris M. Patton, Georgia Registered Land Surveyor No. 2647, and being more particularly described as follows:

Beginning at _” rebar pin set, said pin being located South 78 degrees 17 minutes 07 seconds East a distance of 1441.70 feet from the centerline intersection of Chestnut Street and Bradford Street; Thence South 68 degrees 33 minutes 05 seconds East for a distance of 158.16 feet to a _” rebar pin set on the common boundary between Chestnut Industrial Center, LLC, and property of Hall County, Georgia; Thence South 24 degrees 23 minutes 18 seconds West for a distance of 340.43 feet along said common boundary to a _” rebar pin found on the common boundary between said Chestnut Industrial Center, LLC, and CSX Transportation, Inc., a/k/a Seaboard Air Line Railroad Company; Thence South 83 degrees 35 minutes 37 seconds West for a distance of 30.00 feet along said common boundary to a point, and continuing along said common boundary as follows; Thence North 86 degrees 03 minutes 23 seconds West for a distance of 50.00 feet to a point; Thence North 82 degrees 33 minutes 23 seconds West for a distance of 50.00 feet to a point; Thence North 79 degrees 50 minutes 23 seconds West for a distance of 56.60 feet to a _” open top pin found; Thence North 23 degrees 49 minutes 33 seconds East for a distance of 81.68 feet to a _” rebar pin set; Thence South 67 degrees 48 minutes 57 seconds East for a distance of 30.16 feet, leaving said common boundary to a _” rebar pin set; Thence North 22 degrees 10 minutes 54 seconds East for a distance of 311.03 feet to a _” rebar pin set, being the POINT OF BEGINNING.

Together with and subject to covenants, easements, and restrictions of record. Said property contains 1.33 acres more or less.

Together with and subject to that Declaration of Covenants, Conditions, Restrictions, and Easements for Chestnut Industrial Center recorded in Deed Book 5546, Pages 361-399, Hall County, Georgia Deed Records, as modified by First Amendment in Deed Book 5774, page 97, and by Second Amendment in Deed Book 6152, Page 158, Hall County Records, and any further amendments or supplements thereto.

Together with is a Perpetual Non-Exclusive Easement for ingress/egress, utilities, and parking in favor of the above described property, over the area titled “Ingress/Egress Easement” on that Survey for Chestnut Industrial Center, LLC dated September 22, 2003, recorded in Plat Book 843, Page 173, Hall County Records, said area being between the southern right of way of Chestnut Street (50 foot right of way) and the northern boundary of the above described property.

Together with is a Perpetual Non-Exclusive Easement for ingress/egress, utilities, and parking in favor of the above-described property as to those areas lying between the western boundary of the above described property and the eastern boundary of Tract F, the area between the northern boundary of Tract F and the southern boundary of Tract G, between the northern boundary of Tract G and the southern boundary of Tract C, and such other areas necessary for the above described property to use and enjoy that ingress/egress easement shown on that final Plat for Chestnut Industrial Center, LLC, dated August 7, 2006, last revised January 4, 2008, prepared by Chris M. Patton, RLS No. 03-144, lying along the western portion of said property.
234781 11/5, 12, 19, 26

gpn11
(CLARK)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Aaron P. Clark and Wendy C. Clark to Mortgage Electronic Registration Systems, Inc., dated September 19, 2006, recorded in Deed Book 5824, Page 613, Hall County, Georgia Records, as last transferred to The Bank of New York Mellon fka The Bank of New York as Trustee for Holders of structured Asset Mortgage Investments II Trust 2006-AR8, MTG pass-through certificates, series 2006-AR8 by assignment recorded in Deed Book 6547, Page 67, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($120,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Aaron Paul Clark a/k/a Aaron Paul Geiger and Wendy C olleen Clark a/k/a Wendy Colleen Geiger or a tenant or tenants and said property is more commonly known as 3352 Windgate Drive, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York Mellon fka The Bank of New York as Trustee for Holders of structured Asset Mortgage Investments II Trust 2006-AR8, MTG pass-through certificates, series 2006-AR8 as Attorney in Fact for Aaron P. Clark and Wendy C. Clark McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rp1 12/1/09 Our file no. 5922209-FT4 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot lying and being in GMD 1419, of Hall County, Georgia, being Lot 48, Windgate Subdivision, Phase II-A, as per Plat recorded in Plat Slide 265, Page 245A, Hall County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. Being improved property known as: 3352 Windgate Drive, Buford, Georgia 30519 MR/rp1 12/1/09 Our file no. 5922209 - FT4
233742 11/5, 12, 19, 26

gpn11
(CLARKE)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Charles J. Clarke, III to Mortgage Electronic Registration Systems, Inc., dated June 27, 2007, recorded in Deed Book 6095, Page 552, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 6514, Page 127, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($460,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Charles J. Clarke, III or a tenant or tenants and said property is more commonly known as 2857 Evergreen Place, Gainesville, Georgia 30501. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Charles J. Clarke, III McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 12/1/09 Our file no. 5342209-FT2 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 126 of the 9th District, Hall County, Georgia, being a part of Lot 15, Section 2, J.F. Stevens Subdivision, containing 22,906 square feet shown on a Plat prepared for Beth Strickland and Jane Pitts by Farley-Collins Associates, Georgia Registered Land Surveyor as recorded in Plat Slide 782, Page 225A, Hall County, Georgia Plat Records. Said Plat is incorporated herein by reference for a more complete description of subject property. Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record. MR/cj 12/1/09 Our file no. 5342209 - FT2
234247 11/5, 12, 19, 26

gpn11
(CLASSIC STRUCTURES, INC.)
STATE OF GEORGIA
HALL COUNTY
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Security Deed from CLASSIC STRUCTURES, INC. to GWINNETT COMMUNITY BANK, dated April 2, 2008 and recorded in Deed Book 6308, Pages 639-642, Hall County, Georgia, Records, as subsequently modified. Said Security Deed having been given to secure a Note of same date, in the original principal sum of Four Hundred Ninety Eight Thousand Four Hundred Fifty Two Dollars and 25/100ths ($498,452.25), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
All that tract or parcel of land lying and being in Land Lot 169, 8th Land District of Hall County, City of Buford, Georgia, being shown and delineated as Lot 28, Stonecrest Subdivision on plat of said subdivision recorded in Hall County Plat Records at Plat Book 851, Pages 186-188, which plat is incorporated herein by reference for a more complete description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given).
Gwinnett Community Bank can be contacted at (770) 476-2775 or by writing to 2775 Buford Highway, Duluth, Georgia 30096, to discuss possible alternatives to foreclosure.
Said property will be sold as the property of CLASSIC STRUCTURES, INC., subject to the outstanding ad valorem taxes and/or assessments, if any, and all liens, encumbrances, easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is CLASSIC STRUCTURES, INC. or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

GWINNETT COMMUNITY BANK
As Attorney-in-Fact for
CLASSIC STRUCTURES, INC.

O'Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #PE09024
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
235308 11/5, 12, 19, 26

gpn11
(CLASSIC STRUCTURES, INC.)
STATE OF GEORGIA
HALL COUNTY
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Security Deed from CLASSIC STRUCTURES, INC. to GWINNETT COMMUNITY BANK, dated May 22, 2008 and recorded in Deed Book 6345, Pages 157-160, Hall County, Georgia, Records, as subsequently modified. Said Security Deed having been given to secure a Note of same date, in the original principal sum of Five Hundred Thirteen Thousand Seven Hundred Fifty Dollars and no/100 ($513,750.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
All that tract or parcel of land lying and being in Land Lot 169, 8th Land District of Hall County, City of Buford, Georgia, being shown and delineated as Lot 8, Stonecrest Subdivision on plat of said subdivision recorded in Hall County Plat Records at Plat Book 851, Pages 186-188, which plat is incorporated herein by reference for a more complete description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given).
Gwinnett Community Bank can be contacted at (770) 476-2775 or by writing to 2775 Buford Highway, Duluth, Georgia 30096, to discuss possible alternatives to foreclosure.
Said property will be sold as the property of CLASSIC STRUCTURES, INC., subject to the outstanding ad valorem taxes and/or assessments, if any, and all liens, encumbrances, easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is CLASSIC STRUCTURES, INC. or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

GWINNETT COMMUNITY BANK
As Attorney-in-Fact for
CLASSIC STRUCTURES, INC.

O'Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #PE09023
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
235300 11/5, 12, 19, 26

gpn11
(CLEVELAND)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Dorothy F Cleveland to Southern Crescent Mortgage Investment Corp., dated September 27, 2004, recorded in Deed Book 5129, Page 397, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($99,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dorothy F Cleveland or a tenant or tenants and said property is more commonly known as 6338 Boat Shoal Lane, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP. as Attorney in Fact for Dorothy F Cleveland McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mnr 12/1/09 Our file no. 53105709-FT7 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 118 of the 8th District, of Hall County, Georgia, being Lot No. 58, Building K, of Tide Water Cove, Phase I, as shown on plat of survey recorded at Plat Slide 800, Page 104A, revised at Plat Slide 814, 82A, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. MR/mnr 12/1/09 Our file no. 53105709 - FT7
233744 11/5, 12, 19, 26

gpn11
(CLOUSE)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Eric M. Clouse to Mortgage Electronic Registration Systems, Inc., dated December 13, 2007, recorded in Deed Book 6245, Page 457, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-FOUR THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($394,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Eric M. Clouse or a tenant or tenants and said property is more commonly known as 7603 Sleepy Lagoon Way, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Eric M. Clouse McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 12/1/09 Our file no. 52561809-FT2 EXHIBIT “A” All that tract or parcel of land lying and being in GMD 1270 Flowery Branch District, Hall County, Georgia, being Lot 1, Pod D, of Sterling on the Lake, as per plat recorded in Plat Book 840, page 119-123, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. MR/nh5 12/1/09 Our file no. 52561809 - FT2
235106 11/5, 12, 19, 26

gpn11
(COGGINS)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Melissa D. Coggins to Mortgage Electronic Registration Systems, Inc., dated August 7, 2003, recorded in Deed Book 4693, Page 309, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 6582, Page 573, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($104,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Melissa D. Coggins or a tenant or tenants and said property is more commonly known as 6437 River Hill Drive, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Melissa D. Coggins McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sk5 12/1/09 Our file no. 51754109-FT4 EXHIBIT “A” All that tract or parcel of land lying and being in Friendship GMD 1419, Hall County, Georgia; and being Lot 89, Mitchell Creek Subdivision, as per Plat recorded in Plat Slide 429, Page 126a, Hall County, Georgia records; which Plat by reference is incorporated herein and m ade a part hereof. MR/sk5 12/1/09 Our file no. 51754109 - FT4
233449 11/5, 12, 19, 26

gpn11
(COLLINS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Laura Collins and Scott Collins to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for American Equity Mortgage, Inc., dated February 11, 2006, recorded March 2, 2006, in Deed Book 5611, Page 62-77, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty-Eight Thousand Six Hundred Fifty and 00/100 dollars ($158,650.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank Of New York Mellon fka The Bank Of New York, As Trustee For The Certificateholders CWABS, Inc., AssetBacked Certificates, Series 2006-6, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OF PARCEL OF LAND LYING AND BEING OF THE GMD 1270 DISTRICT, OF HALL COUNTY, GEORGIA, AND BEING LOT 27, OF HUNTERS LANDING, AS PER PLAT RECORDED IN PLAT BOOK 146, PAGE 181-181 OF HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF REFERENCE.

Said property is commonly known as 4633 Quail Pointe Drive, Flowery Branch, GA 30542.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Laura Collins and Scott Collins, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSETBACKED CERTIFICATES, SERIES 2006-6
as Attorney in Fact for
LAURA COLLINS AND SCOTT COLLINS

Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-30232-1
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
234896 11/5, 12, 19, 26

gpn11
(CONTRERAS)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jose Luis Contreras to Mortgage Electronic Registration Systems, Inc., dated January 30, 2004, recorded in Deed Book 4868, Page 549, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment recorded in Deed Book 6608, Page 562, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND SIX HUNDRED SEVENTY AND 0/100 DOLLARS ($105,670.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jose Luis Contreras or a tenant or tenants and said property is more commonly known as 2925 Poplar Springs Church Rd, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Jose Luis Contreras McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ak3 12/1/09 Our file no. 52467509-FT4 EXHIBIT “A” All that tract or parcel of land, together with all improvements thereon, lying and being in the Morgan District (GMD 385) of Hall County, Georgia, and being all of Lot No. Thirty-One (31) of Pleasantbrook Estates Subdivision, as shown and delineated on plat of survey prepared for William Larry Teresa Abernathy Waters by Henry Crady Jarrard, Georgia Registered Land Surveyor, dated January 12, 1987, and being more particularly described according to said Jarrard survey as follows: Beginning at an iron pin found on the southerly right of way of Poplar Springs Church Road, which iron pin lies 179.76 feet northwesterly of the right of way of Valley Drive, as measured along the southerly right of way of Poplar Springs Church Road; thence from said point of beginning, along Lot 32, said subdivision, south 05 degrees 50 minutes east 123.72 feet to an iron pin found, thence south 70 degrees 22 minutes west 120 feet to an iron pin found; thence along Lot 30, said subdivision, north 14 degrees 53 minutes west 147.8 feet to an iron pin found on the southerly right of way of Poplar Springs Church Road, thence along said right of way north 78 degrees 36 minutes east 40 feet and north 82 degrees 45 minutes east 100 feet to the point of beginning. Subject to 20' drainage easement along the easterly and southerly boundary of the above-described property, as shown on the above-referenced plat of survey. MR/ak3 12/1/09 Our file no. 52467509 - FT4
233554 11/5, 12, 19, 26

gpn11
(CORREA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of the power of sale contained in a Security Deed from Jorge E. Correa to Mortgage Electronic Registration Systems Inc., as nominee for Freedom Mortgage Corporation dated October 15, 2008, recorded in Deed Book 6435, Page 93, Hall County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TEN THOUSAND NINE HUNDRED THIRTY-EIGHT AND 00/100 ($210,938.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Hall County, Georgia, during the legal hours of sale on the first Tuesday, December 1, 2009 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 135 of the 8th District, Hall County, Georgia, being Lot 18, Block A, Highland Park Subdivision, Unit One, as per plat recorded in Plat Slide 584, page 176A, Hall County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 6110 Devonshire Drive according to the present system of numbering property in Hall County, Georgia.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Jorge E. Correa or, a tenant or tenants, and said property was or is commonly known as 6110 Devonshire Dr., Flowery Branch, GA 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC
As Attorney in Fact for
Jorge E. Correa

Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-8946
/
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234101 11/5, 12, 19, 26

gpn11
(COTTON)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by David Jon Cotton and Robin J. Cotton to Mortgage Electronic Registration Systems, Inc., dated July 26, 2007, recorded in Deed Book 6124, Page 609, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-ONE THOUSAND AND 0/100 DOLLARS ($261,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is David Jon Cotton and Robin J. Cotton or a tenant or tenants and said property is more commonly known as 5719 Ridgewater Circle, Gainesville, Georgia 30506. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for David Jon Cotton and Robin J. Cotton McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 12/1/09 Our file no. 52982709-FT2 EXHIBIT “A” All that tract or parcel of land, together with improvements thereon, situate, lying and being in Land Lot 156 of the 11th District of Hall County, Georgia, and being Lot 66 of Ridgewater on Lanier Subdivision according to a subdivision plat recorded in Plat Book 113, Pages 232-233, Hall County, Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property. MR/cj 12/1/09 Our file no. 52982709 - FT2
234104 11/5, 12, 19, 26

gpn11
(COX)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Julie M. Cox to Bank United dated July 10, 2000 in the amount of $203,270.00, and recorded in Deed Book 3704, Page 285, Hall County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that lot, tract, or parcel of land, together with improvements thereon, lying and being in Land Lots 65 and 67 of the 8th Land District of Hall County, Georgia, and being Lot 25 of Timbercrest Subdivision, as shown on the plat of survey recorded in Plat Slide 722, Page 52A of Hall County, Georgia Plat Records, and which plat is hereby reference for a ore complete description of said property.

which has the property address of 5216 Maplewood Lane, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Julie M. Cox and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association
Attorney in Fact for
Julie M. Cox
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24358 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234519 11/5, 12, 19, 26

gpn11
(CULBERTSON)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Rebecca Culbertson to Mortgage Electronic Registration Systems, Inc., dated October 26, 2007, recorded in Deed Book 6204, Page 90, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND AND 0/100 DOLLARS ($115,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Rebecca Culbertson or a tenant or tenants and said property is more commonly known as 6466 Narramore Court, Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Rebecca Culbertson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lnk 12/1/09 Our file no. 52583109-FT10 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 65 of the 9th District, Hall County, Georgia, being Lot 32, Narramore Subdivision, as per plat recorded in Plat Slide 545, Page 37A, Hall County Records, said plat being incorporated herein by reference thereto. MR/lnk 12/1/09 Our file no. 52583109 - FT10
235411 11/5, 12, 19, 26

gpn11
(CURTIS)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Michael D. Curtis to Mortgage Electronic Registration Systems, Inc., dated April 11, 2006, recorded in Deed Book 5668, Page 587, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 6607, Page 3, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY THOUSAND AND 0/100 DOLLARS ($270,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael D. Curtis or a tenant or tenants and said property is more commonly known as 6516 Cox Drive, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Michael D. Curtis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/bar1 12/1/09 Our file no. 52115609-FT4 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 121 of the 8th District of Hall County, Georgia, being Lot 21, Block B, J.C. Hamner Subdivision, as shown on plat recorded in Plat Book 16, Page 12, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof. MR/bar1 12/1/09 Our file no. 52115609 - FT4
233491 11/5, 12, 19, 26

gpn11
(DAVENPORT)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Anne Davenport and George Davenport to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $200,000.00 dated 03/30/2005, and recorded in Deed Book 5268, page 448, Hall County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2009 by Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A., as Attorney-in-Fact for Anne Davenport and George Davenport the following described property:
All that tract or parcel of land lying and being in Land Lot 114 of the 10th District, Hall County, Georgia, being Lot 1, Mill Creek Subdivision, as per Subdivision Plat recorded in Plat Book 79 at Page 92, and on plat prepared for J. Scott Wayne, dated September 11, 1993, recorded in Plat Slide 271 at Page 56B, Hall County, Georgia Records, which recorded plats are incorporated herein by reference and made a part of this description.
Property known as: 3405 Nancy Creek Road, Gainesville, GA 30506

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
U.S. Bank, N.A.
4801 Frederica Street
Owensboro, KY 42301
PHONE: 800-365-7772

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Anne Davenport and George Davenport.
Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A., as Attorney-in-fact for Anne Davenport and George Davenport.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 09-6589
235200 11/5, 12, 19, 26

gpn11
(DAVIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Daphne T. Davis and Tony L. Davis to Mortgage Electronic Registration Systems, Inc. dated May 20, 2008 in the amount of $417,000.00, and recorded in Deed Book 6345, Page 396, Hall County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot No. 116 of the 10th Land District of Hall County, Georgia, containing 6.58 acres, more or less, as shown on plat for Tony and Daphne Davis prepared by Henry Grady Jarrard, Registered Surveyor, dated September 17, 2001, and being more particularly described according to said Jarrard survey as follows: Commence at an iron pin corner located along the Southerly R/W of Oak Harbour Drive, said beginning point being located South 29 Degrees 31 Minutes 15 Minutes West 274.93 Feet from a nail found at the centerline intersection of Oak Harbour Drive and Oak Harbour Drive South; thence from said Point of Beginning along the Southerly R/W of Oak Harbour Drive the following courses and distances, to-wit: South 64 Degrees 4 minutes 13 Seconds East 37.61 Feet to a point; thence South 77 Degrees 23 Minutes 15 Seconds East 28.46 Feet to a point; thence South 85 Degrees 21 Minutes 34 Seconds East 28.78 Feet to a point; thence South 88 Degrees; 31 Minutes 15 Seconds East 26.21 Feet to a point; thence North 89 Degrees 6 Minutes 57 Seconds East 22.84 Feet to a point; thence North 86 Degrees 31 Minute 18 Seconds East 21.24 Feet to a point; thence North 83 Degrees 41 Minutes 39 Seconds East 27.31 Feet to a point; thence North 81 Degrees 38 Minutes 39 Seconds East 26.63 Feet to a point; thence leaving the Southerly R/W of Oak Harbour Drive and continuing South 9 Degrees 26 Minutes 45 Seconds East 47.91 Feet to an iron pin corner; thence South 43 Degrees 16 Minutes 1 Seconds West 6.00 Feet to a point located along the centerline of a branch; thence along the centerline of said branch the following courses and distances, to-wit; South 8 Degrees 5 Minutes 55 Seconds West 13.60 Feet to a point; thence south 9 Degrees 10 Minutes 8 Seconds West 44.37 Feet to a point; thence South 54 Degrees 8 Minutes 46 Seconds West 26.77 Feet to a point; thence South 8 Degrees 12 Minutes 8 Seconds West 23.72 Feet to a point; thence South 11 Degrees 11 Minutes 29 Seconds East 33.55 Feet to a point; thence South 24 Degrees 26 Minutes 49 Seconds West 27.47 Feet to a point; thence South 47 Degrees 16 Minutes 42 Seconds West 14.96 Feet to a point; thence leaving the centerline of said creek and continuing North 56 Degrees 51 Minutes 30 Seconds West 127.64 Feet to an iron pin corner; thence South 16 Degrees 7 Minutes 30 Seconds West 509.98 Feet to an iron pin corner; thence North 66 Degrees 1 Minute 29 Seconds West 498.65 Feet to a point; thence North 4 Degrees 56 Minutes 18 Seconds East 255.34 Feet to an iron pin corner; thence North 55 Degrees 7 Minutes 54 Seconds East 219.70 Feet to an iron pin corner; thence North 2 Degrees 51 Minutes 34 Seconds East 14.68 Feet to a point; thence North 88 Degrees 16 Minutes 18 Seconds East 323.59 Feet to an iron pin corner; thence North 24 Degrees 23 Minutes 3 Seconds East 50.76 Feet to the Point of Beginning.

which has the property address of 3931 Oak Harbour Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Daphne T. Davis and Tony L. Davis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Ocwen Loan Servicing, LLC
Attorney in Fact for
Daphne T. Davis and Tony L. Davis
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24508 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234859 11/5, 12, 19, 26

gpn11
(DE LA CRUZ)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Manuel De La Cruz to Mortgage Electronic Registration Systems, Inc., dated July 27, 2005, recorded in Deed Book 5400, Page 219, Hall County, Georgia Records, as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-7 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND AND 0/100 DOLLARS ($118,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation, Two Ravinia Dr. Suite 500, Atlanta, GA 30346, 800-850-4622x2365442. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Manuel De La Cruz or a tenant or tenants and said property is more commonly known as 3596 Pennington Trail, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-7 as Attorney in Fact for Manuel De La Cruz McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ss3 12/1/09 Our file no. 52989909-FT1 EXHIBIT “A” All that tract or parcel of land lying and being in the 268 GM District, Hall County Georgia, and being Lot 16, Pennington Point, Unit 2, as per plat thereof, recorded in plat book 839, page 111, of the public records of Hall County Georgia, which plat is hereby referred to and made a part hereof by reference. MR/ss3 12/1/09 Our file no. 52989909 - FT1
234098 11/5, 12, 19, 26

gpn11
(DOCKERY)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Dana J. Dockery to Wells Fargo Bank, NA, dated April 28, 2005, recorded in Deed Book 5313, Page 236, Hall County, Georgia Records, as last transferred to US Bank National Association, as Trustee for the holders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2005-WF2. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($161,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dana J. Dockery or a tenant or tenants and said property is more commonly known as 5550 Rose Ridge Court, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. US Bank National Association, as Trustee for the holders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2005-WF2. as Attorney in Fact for Dana J. Dockery McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pr 12/1/09 Our file no. 52976309-FT5 EXHIBIT “A” All that tract or parcel of land lying and being in land lot 135 of the 8th District, Hall County, Georgia, as shown and delineated as lot 25, Georgian Manor Subdivision on plat of said subdivision recorded in Hall County plat records at plat slide 774, Pages 79A 80A. which plat is incorporated herein by reference for a more complete description Also conveyed herewith is a 1/78th undivided interest per lot in the "Amenity Site" as shown on the above referenced plat. MR/pr 12/1/09 Our file no. 52976309 - FT5
233398 11/5, 12, 19, 26

gpn11
(DON)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SILVESTRE DON to GOLD BANC MORTGAGE, INC. D/B/A RIC MORTGAGE COMPANY , dated 02/29/2000, and Recorded on 03/03/2000 as Book No. 3635 and Page No. 540-549, HALL County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $84,156.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in December, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN TADMORE GMD 268, HALL COUNTY, GEORGIA, BEING LOT 33, SILVERLAKE SUBDIVISION, AS PER SUBDIVISION PLAT RECORDED IN PLAT SLIDE 772, PAGES 245A-249A, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 4364 POND FORK WAY, GILLSVILLE, GEORGIA 30543 is/are: SILVESTRE DON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME FINANCE, LLC as Attorney in Fact for SILVESTRE DON. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090187418888 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
233897 11/5, 12, 19, 26

gpn11
(DORSETT)
Notice of Sale Under Power
Georgia, Hall County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Rolston C. Dorsett to Mortgage Electronic Registration Systems, Inc. as nominee for AEGIS Wholesale Corporation, dated November 30, 2006, and recorded in Deed Book 5908, Page 520, Hall County, Georgia records, as last transferred to Bank of America, National Association as Successor by Merger to LaSalle Bank National Association, as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2007-HE4 Asset-Backed Certificates, Series 2007-HE4 by Assignment filed for record in Hall County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $155,100.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, to wit: December 1, 2009, the following described property:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 113 & 117 of the 8th District of Hall County, Georgia, being Lot 82, of MULBERRY VILLAGE, as per plat recorded in Plat Slide 844, Page 33, HALL County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 5727 Bridgeport Court, Flowery Branch, GA 30542 is (are): Rolston C. Dorsett or tenant or tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

Bank of America, National Association as Successor by Merger to LaSalle Bank National Association, as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2007-HE4 Asset-Backed Certificates, Series 2007-HE4
as attorney in fact for
Rolston C. Dorsett

Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC09-826
234599 11/5, 12, 19, 26

gpn11
(DREW)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by David L. Drew and Sherrye E. Drew to Mortgage Electronic Registration Systems, Inc., dated November 11, 2005, recorded in Deed Book 5517, Page 515, Hall County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Trustee under the Pooling and Servicing Agreement dated as of December 1, 2005, Fremont Home Loan Trust 2005-E by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND AND 0/100 DOLLARS ($116,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is David L. Drew and Sherrye E. Drew or a tenant or tenants and said property is more commonly known as 4133 Lori Ln, Gainesville, Georgia 30506. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association, as Trustee under the Pooling and Servicing Agreement dated as of December 1, 2005, Fremont Home Loan Trust 2005-E as Attorney in Fact for David L. Drew and Sherrye E. Drew McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ho 12/1/09 Our file no. 53163509-FT8 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 79 of the 10th District of Hall County, Georgia and being Lot 71 of Block A of Belvedere Acres Subdivision as shown on that plat recorded in Plat Book 22, Page 121 Hall County, Georgia Records which plat is incorporated herein by reference and made a part hereof. Subject to and together with that Waterline Easement between Wilson Construction, Inc. and Lanier Land Development, L.L.C. Dated June 25, 2003 and recorded in Deed Book 4621, Page 219 of the Hall County, Georgia Records. MR/ho 12/1/09 Our file no. 53163509 - FT8
234747 11/5, 12, 19, 26

gpn11
(DUNN)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Deed to Secure Debt from Stephen L. Dunn to SunTrust Bank, successor by merger to Gainesville Bank & Trust dated May 12, 2006, filed and recorded May 19, 2006, in Deed Book 5692, Page 506, Hall County, Georgia Records, said Security Deed having been given to secure a Note in the original principal amount of THREE HUNDRED THREE THOUSAND, FIVE AND 04/100 DOLLARS ($303,005.04), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours for sale on the first Tuesday in December, 2009, all property described in said Security Deed, including, but not limited to, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 149 OF THE 9TH LAND DISTRICT IN THE CITY OF GAINESVILLE, HALL COUNTY, GEORGIA CONTAININ 0.846 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO THAT CERTAIN SURVEY FOR JOHN L. KENIMER BY MORGAN R. MELLETTE DATED MAY 14, 1993 AND, ACCORDING TO SAID SURVEY DESCRIBED AS FOLLOWS:

BEGINNING AT AN “X” ON THE SIDEWALK LOCATED AT THE CORNER FORMED BY THE INTERSECTION OF THE NORTHERLY RIGHT OF WAY OF MYRTLE STREET WITH THE WESTERLY RIGHT OF WAY OF CHESTNUT STREET; THENCE ALONG THE NORTHERLY RIGHT OF WAY OF MYRTLE STREET SOUTH 62 DEGREES 03 MINUTES 30 SECONDS WEST 147.71 FEET TO A NO. 3 REBAR; THENCE LEAVING THE RIGHT OF WAY OF MYRTLE STREET NORTH 29 DEGREES 13 MINUTES 45 SECONDS WEST 120.34 FEET TO A NO. 3 REBAR; THENCE NORTH 25 DEGREES 25 MINUTES 36 SECONDS WEST 67.43 FEET TO A NO. 3 REBAR; THENCE NORTH 29 DEGREES 10 MINUTES 37 SECONDS WEST 55.77 FEET TO A SPIKE; THENCE SOUTH 63 DEGREES 24 MINUTES 48 SECONDS WEST 7.78 FEET TO AN “X” ON THE CONCRETE BLOCK; THENCE NORTH 29 DEGREES 34 MINUTES 02 SECONDS WEST 2.73 FEET TO A POINT; THENCE NORTH 60 DEGREES 29 MINUTES 18 SECONDS EAST ALONG A FENCE 155.47 FEET TO AN IRON PIN; THENCE SOUTH 28 DEGREES 11 MINUTES 43 SECONDS EAST ALONG THE WESTERLY RIGHT OF WAY OF CHESTNUT STREET 250.61 FEET TO THE “X” ON THE SIDEWALK AT ITS INTERSECTION WITH THE NORTHERLY RIGHT OF WAY OF MYRTLE STREET AND THE POINT OF BEGINNING.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Stephen L. Dunn or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. SunTrust Bank is acting as a debt collector. Any information obtained will be used for that purpose.

SunTrust Bank as Attorney-in-Fact for Stephen L. Dunn
Legal Contact: Kathleen M. O’Connell
Client Contact: Cary L. Mudge (404) 724-3723
303 Peachtree Street, Suite 900
Atlanta, Georgia 30308
233941 11/5, 12, 19, 26

gpn11
(DUNN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Carrie Dunn to Mortgage Electronic Registration Systems, Inc. dated July 18, 2006 in the amount of $127,200.00, and recorded in Deed Book 5774, Page 390, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in the 268th GMD of Hall County, Georgia, being Lot 23 of Heritage Pointe Subdivision, Phase I, as per plat thereof recorded in Plat Slied 846, Pages 63-69, Hall County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 3015 Cedar Glen Run, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Carrie Dunn and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Carrie Dunn
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-09178 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234437 11/5, 12, 19, 26

gpn11
(DUONG)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Thuy N. Duong to Mortgage Electronic Registration Systems, Inc., dated December 17, 2004, recorded in Deed Book 5198, Page 327, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($166,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Thuy N. Duong or a tenant or tenants and said property is more commonly known as 6114 Devonshire Drive, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Thuy N. Duong McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kns 12/1/09 Our file no. 52747909-FT12 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 135 and 137 of the 8th Land District of Hall County, Georgia, being Lot 19, Block A, of Highland Park Subdivision, Unit One, as shown on plat recorded at Plat Slide 584, Page 176A, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof. MR/kns 12/1/09 Our file no. 52747909 - FT12
235068 11/5, 12, 19, 26

gpn11
(DURAN)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Rebecca Duran and Carlos Duran to Mortgage Electronic Registration Systems, Inc., dated July 26, 2002, recorded in Deed Book 4265, Page 177, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND TWO HUNDRED NINETY-SIX AND 0/100 DOLLARS ($122,296.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Rebecca Duran and Carlos Duran or a tenant or tenants and said property is more commonly known as 1792 Lakeview Circle, Gainesville, Georgia 30501. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Rebecca Duran and Carlos Duran McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/clp2 12/1/09 Our file no. 52858109-FT5 EXHIBIT “A” All that tract or parcel of land, together with improvements thereon, situate, lying and being in the City of Gainesville, Hall County, Georgia, and being known as lot 15 of Crestwood Subdivision, and being more particularly described according to a plat prepared for Irene Singling Lee by Henry Grady Jarrard, Registered Land Surveyor, Dated May 11, 1984, revised May 15, 1987, and recorded in Plat Book 121, Page 172 of the Hall County, Georgia records, which surveys are incorporated herein by reference as part of this description. MR/clp2 12/1/09 Our file no. 52858109 - FT5
235081 11/5, 12, 19, 26

gpn11
(DURON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Amelia Duron and Gerardo Duron to HomeBanc Mortgage Corporation dated September 28, 2005 in the amount of $123,900.00, and recorded in Deed Book 5479, Page 543, Hall County, Georgia Records; as last transferred to U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5 by assignment; the undersigned, U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Tadmore District (GMD 268) of Hall County, Georgia and being Lot 91 of Southchase Subdivision, Unit 2, as per that plat recorded in Plat Book 842, Pages 208-216 Hall County, Georgia Records; which plat is incorporated herein by reference and made a part hereof.

which has the property address of 3828 Lee Ann Dr, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Amelia Duron and Gerardo Duron and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5
Attorney in Fact for
Amelia Duron and Gerardo Duron
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-12097 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235056 11/5, 12, 19, 26

gpn11
(DYSON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of the power of sale contained in a Security Deed from Steven S. Dyson to Mortgage Electronic Registration Systems Inc., as nominee for Prestige Mortgage Co., Inc. dated December 18, 2003, recorded in Deed Book 4837, Page 602, Hall County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND ONE HUNDRED SIXTY-FOUR AND 00/100 ($128,164.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Hall County, Georgia, during the legal hours of sale on the first Tuesday, December 1, 2009 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 98 of the 8th District, in the City of Flowery Branch, Hall County, Georgia, being Building 26, Unit A, Water Stone Crossing Townhomes, per Plat Slide 835, Pages 110A-111A, Hall County, Georgia Records, which is referred to and made a part of this description.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Steven S. Dyson or, a tenant or tenants, and said property was or is commonly known as 4913 Vireo Dr., Flowery Branch, GA 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC
As Attorney in Fact for
Steven S. Dyson

Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-9070
/
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234556 11/5, 12, 19, 26

gpn11
(ECKENROTH)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Evonne Eckenroth to Washington Mutual Bank, FA dated May 30, 2007 in the amount of $975,000.00, and recorded in Deed Book 6075, Page 444, Hall County, Georgia Records; as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-OA6 Trust by assignment; the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-OA6 Trust pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 332 and 354 of the 7th District, Hall County, Georgia, being Lot 14, Phase One, of Smoke Chase Subdivision, as per plat recorded in Plat Book 78, Pages 208-209, Hall County, Georgia Records, reference to which plat is made for a complete description of the property; and being improved property known as 5840 Rock Springs Circle, according to the present system of numbering property in Hall County, Georgia.

which has the property address of 5840 Rock Springs Circle, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Evonne Eckenroth and The Life Style I Revocable Trust and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-OA6 Trust
Attorney in Fact for
Evonne Eckenroth
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14653 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234784 11/5, 12, 19, 26

gpn11
(EMMETT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of the power of sale contained in a Security Deed from Brenda J. Emmett to Mortgage Electronic Registration Systems Inc., as nominee for RBC Centura Bank, a North Carolina Corporation dated June 5, 2007, recorded in Deed Book 6076, Page 478-489, Hall County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND ONE HUNDRED FIFTY-THREE AND 00/100 ($132,153.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Hall County, Georgia, during the legal hours of sale on the first Tuesday, December 1, 2009 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 42 of the 8th District, Hall County, City of Oakwood, Georgia, being Unit 69-C, Crawford Oaks Subdivision, Unit V, as per plat recorded in Plat Slide 855, Page 7, Hall County, Georgia Records, which plat is incorporated herein by reference and made a part hereof; together with and subject to all right, title and interest in and to those certain covenants, conditions and easements contained in the Restrictions, Easements and Covenants contained in Declaration of Covenants, Restrictions and Easements for Crawford Oaks, dated January 12, 2001 by Homeland Legacy, inc., recorded in Deed Book 3799, Page 291, Hall County, Georgia Records; as amended by First Amendment dated June 1, 2001, recorded in Deed Book 4065, Page 204, aforesaid records; as further amended by Second Amendment dated May 10, 2002 and recorded in Deed Book 4217, Page 165, aforesaid records; as further amended by Third Amendment recorded in Deed Book 4358, Page 396, aforesaid records; as further amended by Fourth Amendment recorded in Deed Book 4807, Page 656, aforesaid records; and as further amended from time to time.

For information purposes only:
Map/Parcel ID Number: 08042A-000438

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Brenda J. Emmett or, a tenant or tenants, and said property was or is commonly known as 5226 Birch Ct., Oakwood, GA 30566.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC
As Attorney in Fact for
Brenda J. Emmett

Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-9025
/
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234757 11/5, 12, 19, 26

gpn11
(ESCALERA)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Juan Antonio Escalera to Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc, dated March 31, 2005, recorded in Deed Book 5289, Page 215, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND THREE HUNDRED NINE AND 0/100 DOLLARS ($129,309.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:All that tract or parcel of land lying and being in Tadmore District, GMD 268, Hall County, Georgia, being Lot 9 of Nature Walk Subdivision, as per plat recorded in Plat Slide 782, Pages 229A-230A, Hall County records, said plat by this reference being incorporated herein and made a part hereof for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Juan Antonio Escalera or a tenant or tenants and said property is more commonly known as 3038 Nature Walk Drive, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Juan Antonio Escalera Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/hq1 12/1/09 Our file no. 1750709-FT3
234544 11/5, 12, 19, 26

gpn11
(ESCOBAR)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by William Santiago Escobar to Mortgage Electronic Registration Systems, Inc., dated January 9, 2007, recorded in Deed Book 5932, Page 603, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND EIGHT HUNDRED SIXTEEN AND 0/100 DOLLARS ($139,816.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is William Santiago Escobar or a tenant or tenants and said property is more commonly known as 4248 Chimney House Lane, Gillsville, Georgia 30543. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for William Santiago Escobar McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ssh 12/1/09 Our file no. 52817409-FT11 EXHIBIT “A” All that tract or parcel of land lying and being in G.M.D. 268, Hall County, Georgia, being Lot 28, Wood Ridge Farm Subdivision, Phase 2 3, as shown on subdivision plat recorded in Plat Slide 777, Page 243A 244A, Hall County, Georgia plat records, which plat is incorporated herein and made a part hereof by reference. Subject to any and all easements, rights of way, restrictive covenants and public utilities of record, including but not limited to those covenants recorded in Deed Book 3184, Page 347, as amended, Hall County, Georgia deed records. MR/ssh 12/1/09 Our file no. 52817409 - FT11
235111 11/5, 12, 19, 26

gpn11
(ESTELL)
NOTICE OF SALE UNDER POWER IN SECURITY DEED
STATE OF GEORGIA
COUNTY OF HALL
Because of default in the payment of the indebtedness secured by a Security Deed executed by KEITH A. ESTELL, SR. and DIXIE L. ESTELL, Grantor, to PEOPLES BANK & TRUST, Grantee, dated DECEMBER 21, 1999, said deed recorded in Hall County Deed Records at Deed Book 3607, Page 554; as modified by Modification Agreement/Security Deed dated JUNE 21, 2005, said modification recorded in Hall County Deed Records at Deed Book 5383, Page 373, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in December, 2009, during the legal hours of sale, at the courthouse door in Hall County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN FRIENDSHIP GMD 1419, HALL COUNTY, GEORGIA, AND BEING LOT 3, CONTAINING 1.303 ACRES, MORE OR LESS, AS SHOWN ON PLAT OF PROPERTY OF B.E. CARTER, PLAT BOOK 120, PAGES 30-31, HALL COUNTY RECORDS, EXCLUDED HEREFROM IS ANY AREA EMBRACED WITHIN THE 60 FOOT RIGHT OF WAY OF WILLIAMS ROAD.

Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable, including, but not limited to, the Notice of Federal Tax Lien recorded in GED/Lien Book 271, Page 42, Hall County Records; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of KEITH A. ESTELL, SR. and DIXIE L. ESTELL, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.

____________________________________
PEOPLES BANK & TRUST, as Attorney-in-Fact for KEITH A. ESTELL, SR. and DIXIE L. ESTELL
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234707 11/5, 12, 19, 26

gpn11
(EVERETT)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Joel L Everett to Mortgage Electronic Registration Systems, Inc., dated December 17, 2004, recorded in Deed Book 5183, Page 412, Hall County, Georgia Records, as last transferred to Suntrust Mortgage, Inc. by assignment recorded in Deed Book 6606, Page 668, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Joel L Everett or a tenant or tenants and said property is more commonly known as 4777 Turning Leaf Drive, Gillsville, Georgia 30543. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Suntrust Mortgage, Inc. as Attorney in Fact for Joel L Everett McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cno 12/1/09 Our file no. 52194009-FT7 EXHIBIT “A” All that tract or parcel of land lying and being in the Tadmore GMD 268, Hall County, Georgia, being Lot 135 of Silverlake Subdivision, Phase Three, according to a subdivision plat recorded in Plat Slide 799, Page 86A-96A, Hall County, Georgia plat records. Said plat is incorporated herein by reference for a more complete legal description of the subject property. Subject to any and all easements, rights of way, protective or restrictive covenants, or public utilities of record. This being the same property conveyed from Southchase Properties, Inc., to Joel L. Everett by Warranty Deed dated June 28, 2002 and recorded in Deed Book 4243, page 317, Hall County, Georgia deed records. MR/cno 12/1/09 Our file no. 52194009 - FT7
233147 11/5, 12, 19, 26

gpn11
(FIVE STAR SELF STORAGE, LLC)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Under and by virtue of the power of sale contained in a Security Deed from FIVE STAR SELF STORAGE, LLC to FIRST BANK OF THE SOUTH N/K/A UNITED COMMUNITY BANK, dated August 8, 2006, recorded August 16, 2006, in Deed Book 5784, Page 464, Hall County, Georgia records; also that certain Assignment of Leases, Rents, Profits and Contract Right dated August 8, 2006, recorded August 16, 2006, Deed Book 5784, Page 477, Hall County, Georgia records, said Security Deed being given to secure a Note from FIVE STAR SELF STORAGE, LLC of even date in the original principal amount of One Million Seven Hundred Seventy Two Thousand & No/100 ($1,772,000.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:

All that tract or parcel of land lying and being in Land Lot 80, 8th District, Hall Co, GA and being shown as Tract A consisting of 4.676 acres on a survey for “Store-More Self-Storage” dated July 29, 1999 prepared by Farley-Collins Associates, GA Reg Sur. Recorded in the Clerk’s Office of the Superior Court of Hall Co. GA in Plat Slide 772, page 242A. Said plat and the record thereof are herein incorporated for a full and complete legal description.

Including all equipment, machinery, furniture, fixtures and furnishings.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is FIVE STAR SELF STORAGE, LLC or a tenant or tenants.

FIRST BANK OF THE SOUTH N/K/A UNITED COMMUNITY BANK,
as attorney in Fact for FIVE STAR SELF STORAGE, LLC
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-01606
235404 11/5, 12, 19, 26

gpn11
(FLANAGAN)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Deborah Flanagan to Wells Fargo Bank, NA , dated March 4, 2008, recorded in Deed Book 6300, Page 86, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($99,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Deborah Flanagan or a tenant or tenants and said property is more commonly known as 372 Woodland Drive, Gainesville, Georgia 30501. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Deborah Flanagan McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vxv 12/1/09 Our file no. 52392409-FT7 EXHIBIT “A” All that tract or parcel of land lying and being in the City of Gainesville, Hall County, and being all of Lot Number 3 in Block C, Section 3 of Hollywood Hills Subdivision according to a Plat made by Thomas M. Patton, Registered Surveyor, dated August 1955, and recorded in Plat Book 14, Page 101, Hall County, Georgia Records. MR/vxv 12/1/09 Our file no. 52392409 - FT7
233285 11/5, 12, 19, 26

gpn11
(FLORES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Roberto Olivares Flores to Mortgage Electronic Registration Systems, Inc. dated October 11, 2005 in the amount of $123,000.00, and recorded in Deed Book 5483, Page 177, Hall County, Georgia Records; as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment; the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in the Tadmore (G.M.D. 268) District of Hall County, Georgia, being Lot 10, Baldwin Farms Subdivision, as per Plat recorded at Plat Book 790, Page 125A, Hall County, Georgia records, which Plat is incorporated herein by reference and made a part of this description.
Being improved property known as 2315 Smallwood Road, according to the present system of numbering houses in Hall County, Georgia.
which has the property address of 2315 Smallwood Road, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Roberto Olivares Flores and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P.
Attorney in Fact for
Roberto Olivares Flores
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-15209 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234822 11/5, 12, 19, 26

gpn11
(FOLKERS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Steven E. Folkers to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for America`s Wholesale Lender, dated January 30, 2007, recorded February 8, 2007, in Deed Book 5954, Page 188-203, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Sixteen Thousand Eighty and 00/100 dollars ($216,080.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF BRASELTON (GMD 392) OF HALL COUNTY, GEORGIA AND BEING LOT 109 OF RIVERSTONE PARK SUBDIVISION, PHASE 1, UNIT 2 AS PER THAT PLAT OF THE SUBDIVISION RECORDED IN PLAT BOOK 844, PAGES 180-185, HALL COUNTY, GEORGIA RECORDS WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

SUBJECT TO: A) ZONING ORDINANCES OF AFFECTING THE PROPERTY; B) GENERAL UTILITY, SEWER AND DRAINAGE EASEMENTS OF RECORD SERVING THE SUBDIVISION AND UPON WHICH THE IMPROVEMENTS/DWELLING DO NOT ENCROACH AND C) THAT DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND EASEMENTS FOR RIVERSTONE PARK SUBDIVISION.

Said property is commonly known as 6021 Summerall Circle, Braselton, GA 30517.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Steven E. Folkers, Steven E. Folkers, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP
as Attorney in Fact for
STEVEN E. FOLKERS

Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-08-03870-6
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
234598 11/5, 12, 19, 26

gpn11
(FREEMAN)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Joshua Wayne Freeman to Mortgage Electronic Registration Systems, Inc., dated December 29, 2006, recorded in Deed Book 5916, Page 563, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Joshua Wayne Freeman or a tenant or tenants and said property is more commonly known as 3111 Chapperal Drive, Gainesville, Georgia 30506. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Joshua Wayne Freeman McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mnr 12/1/09 Our file no. 52738609-FT7 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 60 of the 10th Land District, Hall County, Georgia, being Lot 3, Block E, Section 5, Lake Ranch Estates Subdivision, as shown on Plat of Subdivision recorded in Plat Book 55, Pages 136-137 of the Hall County, Georgia Plat Records, which Plat is incorporated herein by reference and made a part hereof. Said property is subject to all easements, covenants and restrictions of record, if any. MR/mnr 12/1/09 Our file no. 52738609 - FT7
234389 11/5, 12, 19, 26

gpn11
(GAILEY)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Herman Gailey  to CitiFinancial Services, Inc., dated June 27, 2001 and filed for record July 2, 2001 in Deed Book 3925, Page 388, Hall County, Georgia records, and securing a Note in the original principal amount of $57,054.89, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by CitiFinancial Services, Inc. as Attorney-in-Fact for Herman Gailey  the following property to-wit:

ALL THAT TRACT or parcel of land, together with all improvements thereon, lying and being in the Tadmore District of Hall County, Georgia, and being all of Lot 19 of the Brookwood Estates Subdivision, as shown on a subdivision plat recorded in Plat Book 78, Page 118, of the Hall County, Georgia Plat Records, which plat by reference thereto being incorporated herein for a more complete and detailed description   

The above described property is also known as 3283 Joe Parker Road, Gainesville, GA 30507.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Herman Gailey .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

CitiFinancial Services, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS - S2A - 286
Irving, TX 75063
Telephone number: 1-800-711-9834

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiFinancial Services, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

CitiFinancial Services, Inc.
as Attorney-in-Fact for
Herman Gailey

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  
 S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234458 11/5, 12, 19, 26

gpn11
(GAINESVILLE HOSPITALITY, INC.)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF HALL
Because of a default in the payment of the indebtedness evidenced by the Note (as hereinafter described), secured by a Deed to Secure Debt from Gainesville Hospitality, Inc. (hereinafter referred to as “Grantor”) to Small Business Loan Source, Inc., dated August 15, 2002, filed for record in Deed Book 4318, Page 621, in the Office of the Clerk of the Superior Court of Hall County, Georgia (the “Deed to Secure Debt”), and subsequently assigned by Small Business Loan Source, Inc. to Small Business Loan Source, LLC, by virtue of that certain Assignment dated December 17, 2004, filed for record in Deed Book 5187, Page 539, in the Office of the Clerk of the Superior Court of Hall County, Georgia (the “Assignment”; the Deed to Secure Debt and the Assignment are hereinafter collectively referred to as the “Security Deed”), the undersigned, Small Business Loan Source, LLC, pursuant to said Security Deed and that certain Note dated August 15, 2002 in the original principal amount of $1,333,000.00, has declared the entire amount of said indebtedness due and payable. Therefore, pursuant to and by virtue of the power of sale contained in the Security Deed, there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door on the courthouse steps at Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009 the following described property:

All that tract or parcel of land lying and being in the City of Gainesville, Hall County, Georgia, and being more fully shown and described as Tract No. 1 as shown on survey for AES, Ltd. prepared by Rochester and Associates, Inc., Registered Surveyors, dated July 6, 1988, revised and updated August 2, 1997, and recorded in Plat Slide 634, Page 175-A of the Hall County Records, and being more particularly described as follows:

Commence at a point where the southwesterly right of way of Scotland Avenue intersects the southeasterly right of way of Broad Street (a/k/a State Route 13); thence from said point of beginning along the southwesterly right of Scotland Avenue South 43 degrees 9 minutes 25 seconds East 253.74 feet to an iron pin; thence continuing along the southwesterly right of way of Scotland Avenue South 42 degrees 18 minutes 25 seconds East 50.00 feet to an iron pin corner; thence leaving the southeasterly right of way of Scotland Avenue and continuing South 49 degrees 1 minute 45 seconds West 197.20 feet to an iron pin corner; thence North 46 degrees 21 minutes 33 seconds West 198.25 feet to an iron pin corner; thence North 22 degrees 14 minutes 36 seconds East 105.40 feet to a point; thence North 21 degrees 8 minutes 44 seconds East 125.44 feet to the point of beginning.

The above Tract No. 1 contains 1.173 acres.

The description as contained therein being incorporated herein by reference thereto, together with all fixtures and personal property attached to and constituting a part of said property, and replacements and additions.

TOGETHER WITH all of the buildings, building materials, fixtures and improvements on, in and to the property and all easements, rights, rents, royalties, mineral, oil and gas rights, profits and water rights.
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale, and all other payments provided for under the Security Deed, including permitted attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees and expenses of the foreclosure having been given as provided by law and as provided by the terms of the Security Deed; and the remainder, if any, shall be applied as provided by law.
To the best knowledge and belief of the undersigned, Gainesville Hospitality, Inc. is in possession of said property. Said property will be sold subject to any prior restrictive covenants, easements, rights-of-way, valid zoning ordinances, matters which would be disclosed by an accurate survey of the property or by an inspection of the property, and any liens or encumbrances superior to the Security Deed first set out above, and subject to all outstanding taxes, assessments, and utility bills which may constitute a lien against said property, whether due and payable or not yet due and payable.
Small Business Loan Source, LLC hereby notifies Grantor that Small Business Loan Source, LLC remains the holder of the security interest set forth in the Security Deed. Grantor may communicate with Small Business Loan Source, LLC by contacting Mr. Wayne Ballenger, Small Business Loan Source, LLC, 9801 Westheimer Road, Suite 1100, Houston, Texas 77042, or by telephone at (713) 425-3930. Mr. Ballenger has full authority to negotiate, amend, and modify all terms of the Security Deed with Grantor.

SMALL BUSINESS LOAN SOURCE, LLC,
as Attorney-in-Fact for GAINESVILLE
HOSPITALITY, INC.

By: ______________________
Thomas E. Austin, Jr.,
Attorney for Small Business Loan Source, LLC

Thomas E. Austin, Jr., LLC
3490 Piedmont Road, N.E.
Suite 1005
Atlanta, Georgia 30305
(404) 814-3755

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235379 11/5, 12, 19, 26

gpn11
(GALLOWAY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from April L. Galloway and Michael Galloway to American Equity Mortgage, Inc., dated April 30, 2003, recorded May 22, 2003, in Deed Book 4579, Page 606-625, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty-Two Thousand and 00/100 dollars ($152,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank Of New York Mellon f/k/a The Bank Of New York As Trustee For The Certificateholders Of CWABS 2003-04, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 138 OF THE 8TH DISTRICT OF HALL COUNTY, GEORGIA, BEING LOT 56, SOUTHPORT SUBDIVISION, AS PER PLAT RECORDED AT PLAT BOOK 613, PAGE 220, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE, AND BEING IMPROVED PROPERTY KNOWN AS 6222 SOUTHPORT DRIVE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN HALL COUNTY, GEORGIA. THIS PROPERTY BEING SAME PROPERTY CONVEYED TO ERIC J. OLSON AND CHERYL L. OLSON FROM BOWEN AND BOWEN CONSTRUCTION CO., INC, DATED NOVEMBER 29, 1999, RECORDED IN DEED BOOK 3607, PAGE 497, HALL COUNTY, GEORGIA RECORDS.

Said property is commonly known as 6222 Southport Drive, Flowery Branch, GA 30542.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is April L. Galloway and Michael Galloway, April L. Galloway and Michael Galloway, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS 2003-04
as Attorney in Fact for
APRIL L. GALLOWAY AND MICHAEL GALLOWAY

Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-34281-1
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
234856 11/5, 12, 19, 26

gpn11
(GALVEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jaime A. Galvez-Galo to Homestar Financial Corp. dated May 18, 2005 in the amount of $129,915.00, and recorded in Deed Book 5324, Page 117, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 8 of the 8th District of Hall County, Georgia, being Lot 82, Catalina Subdivision, Phase Two, as per plat recorded in Plat Slide 827, Pages 204A-205A, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference.

which has the property address of 2424 Buena Vista Cir, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jaime A. Galvez-Galo and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
Jaime A. Galvez-Galo
Anthony DeMarlo, Attorney/kandrade
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-25108 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235113 11/5, 12, 19, 26

gpn11
(GARCIA)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ramiro Garcia to SunTrust Mortgage, Inc, dated October 29, 2004, recorded in Deed Book 5136, Page 135, Hall County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Citigroup Mortgage Loan Trust, Series 2005-OPT1, Asset Backed Pass-Through Certificates by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 6501 Irvine Center Drive, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ramiro Garcia or a tenant or tenants and said property is more commonly known as 4625 Quail Pointe Dr, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Citigroup Mortgage Loan Trust, Series 2005-OPT1, Asset Backed Pass-Through Certificates as Attorney in Fact for Ramiro Garcia McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sm01 12/1/09 Our file no. 53045109-FT1 EXHIBIT “A” All that tract or parcel of land lying and being in the Flowery Branch District (GMD 1270) of Hall County, Georgia and being Lot 29, Hunters Landing Subdivision as per that plat recorded in Plat Book 146, Pages 180-181 Hall County, Georgia Records which plat is incorporated herein by reference and made a part hereof. MR/sm01 12/1/09 Our file no. 53045109 - FT1
233450 11/5, 12, 19, 26

gpn11
(GIBBY, JR.)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Matthew N. Gibby, Jr.  to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Pine State Mortgage Corporation, dated June 29, 2006 and filed for record July 12, 2006 in Deed Book 5745, Page 29, Hall County, Georgia records, and securing a Note in the original principal amount of $116,259.00; last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC8, Mortgage Pass-Through Certificates, Series 2006-OC8 by Assignment filed for record 09/01/09 in Deed Book 6603, Page 176, Hall County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC8, Mortgage Pass-Through Certificates, Series 2006-OC8 as Attorney-in-Fact for Matthew N. Gibby, Jr.  the following property to-wit:

All that tract or parcel of land lying and being in Land Lot 42 of the 8th District, Hall County, Georgia and being Lot 144, Copper Springs, Unit Two as per plat recorded in Plat Book 823, Pages 18A, 19A and 20A, Hall County, Georgia records, which recorded plat is incorporated herein by reference for a more complete description of said property.

The above described property is also known as 4752 Autumn Rose Trail, Oakwood, GA 30566.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Matthew N. Gibby, Jr. .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC8, Mortgage Pass-Through Certificates, Series 2006-OC8   to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC8, Mortgage Pass-Through Certificates, Series 2006-OC8 as Attorney-in-Fact for Matthew N. Gibby, Jr.

SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.  
   S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234591 11/5, 12, 19, 26

gpn11
(GILL)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Dave Sukhdev Gill and Gulshan Gill to Mortgage Electronic Registration Systems, Inc., dated December 20, 2006, recorded in Deed Book 5933, Page 324, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SEVEN THOUSAND NINE HUNDRED TWELVE AND 0/100 DOLLARS ($167,912.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dave Sukhdev Gill and Gulshan Gill or a tenant or tenants and said property is more commonly known as 3828 Green Ridge Court, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Dave Sukhdev Gill and Gulshan Gill McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 12/1/09 Our file no. 52299609-FT2 EXHIBIT “A” All that tract or parcel of land lying and being in Morgans GMD 385, Hall County, Georgia, being Lot 192, of Amberleigh Subdivision, Phase Two, as per Plat recorded in Plat Book 843, Pages 180-181, Hall County records, which Plat is incorporated herein and made a part hereof by reference. MR/cj 12/1/09 Our file no. 52299609 - FT2
234244 11/5, 12, 19, 26

gpn11
(GOMEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sandra Gomez to Mortgage Electronic Registration Systems, Inc. dated January 25, 2008 in the amount of $231,300.00, and recorded in Deed Book 6266, Page 69, Hall County, Georgia Records; as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment; the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 149 and 161 of the 8th District, Hall County, Georgia, being Lot 7, Millstone Cove Subdivision, as per plat recorded in Plat Slide 837, Pages 225A-228A, Hall County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 6454 Millstone Cove according to the present system of numbering property in Hall County, Georgia.
Prior Warranty Deed is Deed Book 5758, Page 173 and Security Deeds recorded in Deed Book 5758, Page 174 and Deed Book 5758, Page 202 incorrectly reference Plat Book Page 205A-228A instead of 225A-228A.

which has the property address of 6454 Millstone Cove Dr, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Sandra Gomez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P.
Attorney in Fact for
Sandra Gomez
Anthony DeMarlo, Attorney/pdrosario
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-18484 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234605 11/5, 12, 19, 26

gpn11
(GOMEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jose R. Gomez to Mortgage Electronice Registration Systems, Inc. dated October 3, 2007 in the amount of $145,900.00, and recorded in Deed Book 6188, Page 460, Hall County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being Tadmore GMD 268, Hall County, Georgia, as shown and delineated as Lot 16, Autumn Woods Subdivision, on plat recorded in Plat Slide 723, Page 64A, Hall County, Georgia Records, which plat is incorporated by reference for a more complete description.

which has the property address of 3946 Pindale Lane, GAINESVILLE, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jose R. Gomez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Ocwen Loan Servicing, LLC
Attorney in Fact for
Jose R. Gomez
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24528 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234900 11/5, 12, 19, 26

gpn11
(GONZALES)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA,
COUNTY OF HALL.
Under and by virtue of the Power of Sale in Deed from Ana Gabriela Gonzales to Nelson Nathan Wright, Grantee, dated October 7, 2005, and recorded in Deed Book 5471, Pages 211-214 of the Hall County, Georgia Records, said Security Deed having been given to secure a Promissory Note in the original principal amount of $34,109.32, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the of the Courthouse of Hall County, Georgia, on the first Tuesday in December, 2009, to wit, December 1, 2009, to the highest and best bidder for cash the property described as follows, to wit:

All that tract or parcel of land situate, lying and being in the Candler District, of Hall County, Georgia, and being known ad Lot 31B in Marlette Heights Subdivision as shown on a subdivision plat recorded in Plat Book 40, page 101, Hall County, Georgia Plat Records. Said lot contains a 1971 American mobile home.

Subject to all easements, covenants and restrictions of record, if any.

The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney's fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney's fees, and the remainder if any shall be applied as provided by law.
To the best of the undersigned's knowledge and belief the property is in the possession of Ana Gabriela Gonzales and said property will be sold as the property of Ana Gabriela Gonzales

subject to outstanding ad valorem taxes, and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Security Deed.

NELSON NATHAN WRIGHT
As Attorney-in-Fact for
Ana Gabriela Gonzales

WHELCHEL, DUNLAP, JARRARD & WALKER, LLP
Post Office Box 1
Gainesville, GA 30503
235009 11/5, 12, 19, 26

gpn11
(GONZALEZ)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Gustavo Gonzalez  to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for AHM Mortgage, dated November 22, 2006 and filed for record December 6, 2006 in Deed Book 5908, Page 221, Hall County, Georgia records, and securing a Note in the original principal amount of $234,783.00; last transferred to HSBC Bank USA, National Association, as Trustee for the Holders of the Certificates issued by Deutsche ALT-A Securities Mortgage Loan Trust, Series 2007-AR1 by Assignment filed for record in the public deed records of  Hall County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by HSBC Bank USA, National Association, as Trustee for the Holders of the Certificates issued by Deutsche ALT-A Securities Mortgage Loan Trust, Series 2007-AR1 as Attorney-in-Fact for Gustavo Gonzalez  the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in GMD 1270 of the Flowery Branch District, Hall County, Georgia, being Lot 6, POD F, Sterling on the Lake, Newland Communities, as per plat recorded in Plat Book 843, Pages 138-141, Hall County, Georgia Records, said plat being incorporated herein and made reference hereto.

The above described property is also known as 7473 Regatta Way, Flowery Branch, GA 30542.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Gustavo A. Gonzalez .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP servicer for HSBC Bank USA, National Association, as Trustee for the Holders of the Certificates issued by Deutsche ALT-A Securities Mortgage Loan Trust, Series 2007-AR1  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

HSBC Bank USA, National Association, as Trustee for the Holders of the Certificates issued by Deutsche ALT-A Securities Mortgage Loan Trust, Series 2007-AR1 as Attorney-in-Fact for Gustavo Gonzalez

SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.  
   S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234583 11/5, 12, 19, 26

gpn11
(GORSLINE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mary Ellen Gorsline and Robert A. Gorsline to Mortgage Electronic Registration Systems, Inc. dated March 9, 2005 in the amount of $368,000.00, and recorded in Deed Book 5260, Page 37, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, together with improvements thereon, situate, lying and being in Land Lot 35 of the 11th District of Hall County, Georgia, being designated as Tract 4, containing 2.160 Acres, as shown and described according to a plat of survey prepared for Charles T. Lathem by Chris W. Patton, dated April 18, 2000, recorded in Plat Slide 788, Page 42A, of the Hall County, Records. Reference to said plat and the recording thereof are made a part of this description.

which has the property address of 4605 Buckhorn Circle, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Mary Ellen Gorsline and Robert A. Gorsline and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Mary Ellen Gorsline and Robert A. Gorsline
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-09559 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234533 11/5, 12, 19, 26

gpn11
(GRANADOS)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jose O. Granados and Veronica Granados to Mortgage Electronic Registration Systems, Inc., dated May 20, 2005, recorded in Deed Book 5320, Page 185, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($145,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jose Omar Granados or a tenant or tenants and said property is more commonly known as 5120 Merry Lane, Gainesville, Georgia 30504. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Jose O. Granados and Veronica Granados McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 12/1/09 Our file no. 52309209-FT2 EXHIBIT “A” All that tract or parcel of land, together with improvements thereon, lying and being in Land Lot 62 of the 8th Land District of Hall County, Georgia and being Lot 50 of the C.O. Edwards Subdivision (Whispering Pines) as shown on a subdivision plat recorded in Plat Book 16, pages 145-146 of the Hall County, Georgia Plat Records, and being more fully shown on a plat prepared for Robert Bell by Patton-Patton Associates, Registered Surveyors, on July 5, 1974, and being more particularly described as follows: Beginning at an iron pin on the Southwesterly side of Merry Lane, said iron pin being located 348 feet, more or less, Southeast of the centerline on Crow Drive, and running thence along the right of way of said Merry Lane South 38 degrees 30 minutes west 125.0 feet to an iron pin set; thence South 51 degrees 35 minutes West 222.40 feet to an iron pin found; thence North 34 degrees 30 minutes west 125.0 feet to an iron pin found; thence North 51 degrees 30 minutes East 214.52 feet to the beginning iron pin corner. Said property is subject to all easements, covenants and restrictions of record, if any. MR/cj 12/1/09 Our file no. 52309209 - FT2
234240 11/5, 12, 19, 26

gpn11
(GRIESBACH)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Susan L. Griesbach to Mortgage Electronic Registration Systems, Inc dated March 31, 2005 in the amount of $323,920.00, and recorded in Deed Book 5270 , Page 370, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 331 of the 7th District of Hall County, Georgia, being Lot 35 of Coles Mill Crossing, Section Two, as per plat record on Plat Slide 817, Pages 238A-244A, Hall County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.

which has the property address of 5816 Coles Court, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Susan L. Griesbach and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Susan L. Griesbach
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14502 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235052 11/5, 12, 19, 26

gpn11
(HALEY, JR.)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF HALL.
Under and by virtue of the power of sale contained in that certain Deeds to Secure Debt (“Security Deed”) executed by Charles Haley, Jr. in favor of Habitat for Humanity of Hall County, Inc. dated August 16, 2006, and recorded at Deed Book 5831, Pages 644-649 and Deed Book 5831, pages 659-663 of the Hall County, Georgia Deed Records, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Hall County, Georgia, during the legal hours of sale, on the first Tuesday in December, 2009, that being December 1, 2009, the following described property:

All that tract or parcel of land lying and being in the Morgan (385) GM District of Hall county, on the northerly side of Tanners Mill Road known and delineated as all of Lot 1 of the subdivided tract of grantor as shown by subdivision survey prepared by Patton-Pless and Associates dated December 14, 1971 styled “Plat for Leoner Cleveland”, recorded in Plat Book 49, page 300, Hall County, Clerk of Superior Courts.

The debt secured by said Security Deeds is primarily evidenced by two Promissory Notes, dated August 16, 2006, in the original principal amounts of $45,000.00 and $30,277.29, payable, principal and interest from the date thereof shown on said Promissory Notes on the unpaid balances until paid. The Promissory Notes referred to in this paragraph shall hereinafter be referred to as “the Notes.”

Default has occurred in the payment of the debt evidenced by the Notes and secured by the Security Deeds as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deeds foreclosable according to its terms.

The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Charles Haley, Jr. the proceeds to be applied to the payment of said indebtedness, attorneys' fees (notice of intention to collect attorneys' fees having been given), and the lawful expenses of said sale, all as provided in the Notes and the Security Deeds, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deeds referenced above.

To the best of the undersigned's knowledge and belief, the property is in the possession of Charles Haley, Jr. and will be sold as the property of Charles Haley, Jr.

The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deeds.

Charles Haley, Jr.
By Habitat for Humanity of
Hall County, Inc.,
as Attorney-in-Fact

T. Wesley Robinson
Hulsey, Oliver & Mahar, LLP
P. O. Box 1457
Gainesville, GA 30503
(770) 532-6312
234833 11/5, 12, 19, 26

gpn11
(HAMMONDS)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Bobby J Hammonds and Brenda J Hammonds to SunTrust Mortgage, Inc., dated July 31, 2003, recorded in Deed Book 4673, Page 591, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND EIGHT HUNDRED NINETY-SEVEN AND 0/100 DOLLARS ($102,897.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby J Hammonds and Brenda J Hammonds or a tenant or tenants and said property is more commonly known as 6810 Belton Bridge Place, Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Bobby J Hammonds and Brenda J Hammonds McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 12/1/09 Our file no. 53213909-FT2 EXHIBIT “A” All that lot, tract, or parcel of land, lying and being in Land Lot 64 of the 9th Land District of Hall County, Georgia, City of Lula, being all of Lot 16 of Belton Bridge Place, as shown on the subdivision plat of survey recorded in Plat Book 139, Pages 28-29 of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property. Said property is conveyed subject to all easements, covenants, and restrictions of record, if any. MR/nh5 12/1/09 Our file no. 53213909 - FT2
235121 11/5, 12, 19, 26

gpn11
(HARRELL)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Therese A Harrell to Buford Finance Company, Inc. dated April 11, 2005 in the amount of $99,200.00, and recorded in Deed Book 5286, Page 414, Hall County, Georgia Records; as last transferred to Residential Credit Solutions by assignment; the undersigned, Residential Credit Solutions pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying, situate and being in the friendship G.M.D. 1419, Hall County, Georgia, and being all of Lot 21, of the Mitchell Creek Subdivision, Phase Two, and containing 0.742 acres, as shown on a plat of survey prepared for Therese Zink, by Patton-Patton, Inc., Georgia Registered Land Surveyors, dated February 21, 1997, and recorded in Plat Slide 590, Page(s) 240A, of the Hall County, Georgia Plat Records, which survey is hereby incorporated herein and made a part of this description.

which has the property address of 6526 River Hill Drive, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Therese A Harrell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Residential Credit Solutions
Attorney in Fact for
Therese A Harrell
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24234 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234816 11/5, 12, 19, 26

gpn11
(HARRIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Terra Harris to Mortgage Electronic Registration Systems, Inc. dated December 6, 2005 in the amount of $234,920.00, and recorded in Deed Book 5537, Page 1, Hall County, Georgia Records; as last transferred to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-WMC2 by assignment; the undersigned, LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-WMC2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in land Lot 139 of the 8th District, Hall County, Georgia being Lot 30, Stillwater, per Plat Book 843, Pages 84-86, Hall County, Georgia Records. Which is referred to and made a part of this description.

which has the property address of 6148 Stillwater Trail, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Terra Harris and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-WMC2
Attorney in Fact for
Terra Harris
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-09064 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234528 11/5, 12, 19, 26

gpn11
(HARRIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from James E. Harris to Ameriquest Mortgage Company, dated March 14, 2005, recorded May 12, 2005, in Deed Book 5309, Page 588-608, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Four Hundred One Thousand and 00/100 dollars ($401,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Deutsche Bank National Trust Company On Behalf Of GS Mortgage Securities Corp. GSAA Home Equity Trust 2005-10 Asset-Backed Certificates, Series 2005-10, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:

THE LAND REFERRED TO IN THIS EXHIBIT IS LOCATED IN THE COUNTY OF HALL AND THE STATE OF GEORGIA IN DEED BOOK 66B AT PAGE 182-A AND DESCRIBED AS FOLLOWS.

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN G.M.D. 1749 OF GWINNETT COUNTY GEORGIA AND G.M.D. 392 OF HALL COUNTY, GEORGIA, BEING LOT 9, BLOCK A, CHATEAU GLEN SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 75, PAGE 57, GWINNETT COUNTY, GEORGIA RECORDS AND PLAT 660, PAGE 182-A, HALL COUNTY, GEORGIA RECORDS, SAID PLATS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART HEREOF FOR A COMPLETE DESCRIPTION.

Said property is commonly known as 5775 Chateau Glen Drive, Hoschton, GA 30548.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is James E. Harris, James E. Harris, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

DEUTSCHE BANK NATIONAL TRUST COMPANY ON BEHALF OF GS MORTGAGE SECURITIES CORP. GSAA HOME EQUITY TRUST 2005-10 ASSET-BACKED CERTIFICATES, SERIES 2005-10
as Attorney in Fact for
JAMES E. HARRIS

Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-31004-3
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
235074 11/5, 12, 19, 26

gpn11
(HART)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by John Jeff Hart and Stacey Hart to Mortgage Electronic Registration Systems, Inc. dated March 31, 2006 in the amount of $117,000.00, and recorded in Deed Book 5649, Page 302, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 72 of the 10th District in Hall County, Georgia, being Lot 36 of Fran Mar Heights Section three as per plat recorded in Plat Book 38, Page 216 Hall County, Georgia Records, which plat is hereby incorporated herein by reference. Map reference #100-72-003036.

which has the property address of 2932 Fran Mar Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of John Jeff Hart and Stacey Hart and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
John Jeff Hart and Stacey Hart
Anthony DeMarlo, Attorney/kandrade
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-25048 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235172 11/5, 12, 19, 26

gpn11
(HAYNES)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Daniel Brian Haynes and Sherry Haynes to Mortgage Electronic Registration Systems, Inc., dated July 17, 2007, recorded in Deed Book 6125, Page 387, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 6125, Page 387, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($402,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Daniel Brian Haynes and Sherry Haynes or a tenant or tenants and said property is more commonly known as 2076 Democracy Drive, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Daniel Brian Haynes and Sherry Haynes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vd0 12/1/09 Our file no. 51195809-FT5 EXHIBIT “A” All that tract or parcel of land lying and being in Flowery Branch GMD 1270 of Hall County, Georgia, being Lot 144 of Clearwater Subdivision, Unit III, per plat thereof recorded in Plat Book 841, Page 53, Hall County records, which plat is made a part hereof by reference. MR/vd0 12/1/09 Our file no. 51195809 - FT5
233135 11/5, 12, 19, 26

gpn11
(HEIRAKUJI)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Earl M. Heirakuji to Mortgage Electronic Registration Systems, Inc., dated March 27, 2006, recorded in Deed Book 5665, Page 489, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND NINE HUNDRED EIGHTY-ONE AND 0/100 DOLLARS ($127,981.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Earl M. Heirakuji or a tenant or tenants and said property is more commonly known as 6580 Above Tide Place, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Earl M. Heirakuji McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pak 12/1/09 Our file no. 52642909-FT5 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 118 of the 8th District, Hall County, Georgia, being Lot No. 121, Building T, of Tide Water Cove, Phase II, as per plat recorded in Plat Slide 842, Page 100, Hall County records, which plat is incorporated herein and made a part hereof by reference. MR/pak 12/1/09 Our file no. 52642909 - FT5
233287 11/5, 12, 19, 26

gpn11
(HENDERSON)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by James D Henderson, Jr. to Mortgage Electronic Registration Systems, Inc., dated March 30, 2007, recorded in Deed Book 6009, Page 380, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($208,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is James D. Henderson aka James D. Henderson, Jr. or a tenant or tenants and said property is more commonly known as 3024 Deepwater Drive, Gainesville, Georgia 30506. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for James D Henderson, Jr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 12/1/09 Our file no. 52261409-FT2 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 61 of the 10th District, Hall County, Georgia, being Lot 5, of Lakeview Hills Subdivision, as per Plat recorded in Plat Book 128, Page 6-7 in the Office of the Clerk of Superior Court of Hall County, Georgia records, which Plat is incorporated herein by reference and made a part hereof. MR/cj 12/1/09 Our file no. 52261409 - FT2
234254 11/5, 12, 19, 26

gpn11
(HERNANDEZ)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ANGEL HERNANDEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION , dated 12/23/2005, and Recorded on 01/17/2006 as Book No. 05569 and Page No. 242-252, HALL County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $80,363.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in December, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING ABOUT ONE MILE WEST OF THE CITY LIMITS OF GAINESVILLE, HALL COUNTY, GEORGIA, AND BEING DESCRIBED AS FOLLOWS:

BEGINNING 110 FEET FROM CORNER OF PEARL STREET AND RIDGEWAY DRIVE TO A CORNER; THENCE RUNNING EASTERLY 50 FEET ALONG LOT NO. THREE TO A CORNER; THENCE RUNNING 50 FEET TO A CORNER ON LOT NO. TWO; THENCE 50 FEET ALONG LOT NO. ONE TO A CORNER 125 FEET FROM PEARL STREET; THENCE NORTHERLY 75 FEET ALONG PROPERTY LINE OF C.A. LEE TO A CORNER; THENCE WESTERLY 150 FEET ALONG PROPERTY OF B.G. RIDGEWAY TO A CORNER ON RIDGEWAY DRIVE; THENCE ALONG RIDGEWAY DRIVE TO A CORNER. THIS BEING A PART OF LOTS NO. 1,2, 3 AND 4 OF THE ORIGINAL PLAT RECORDED AT PLAT BOOK 14, PAGES 99-100, HALL COUNTY, GEORGIA RECORDS.

THIS BEING THE SAME PROPERTY AS THAT CONVEYED BY WARRANTY DEED FROM SAM HOLLOWAY TO W.J. HOLLOWAY, DATED DECEMBER 19, 1972 AND RECORDED IN DEED BOOK 497, PAGE 322, HALL COUNTY, GEORGIA RECORDS. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 2525 E. CAMELBACK ROAD, Foreclosure SUITE 200, PHOENIX, AZ 85016, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 2310 RIDGEWAY DRIVE, GAINESVILLE, GEORGIA 30504 is/are: ANGEL HERNANDEZ or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK, N.A. as Attorney in Fact for ANGEL HERNANDEZ. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090016200089 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
233443 11/5, 12, 19, 26

gpn11
(HERNANDEZ)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated March 9, 2004, from Evaristo Hernandez and Minerva Pena to Mortgage Electronic Registration Systems, Inc., as nominee for EquiFirst Corporation, recorded on March 17, 2004 in Deed Book 4909 at Page 353, in the office of the Clerk of the Superior Court of Hall County, Georgia, and said Deed to Secure Debt having been given to secure a note dated March 9, 2004, in the amount of $123,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Hall County, Georgia, on December 1, 2009, the following described real property (hereinafter referred to as the “Property”):
ALL THAT OR PARCEL OF LAND LYING AND BEING IN THE TADMORE DISTRICT, GMD 268, HALL COUNTY, GEORGIA, BEING LOT 49 OF TRIPLE “R” ESTATES SUBDIVISION AND BEING MORE PARTICULARLY SHOWN ON THAT PLAT OF SURVEY FOR HAROLD LEE BARRETT AND TRACI ALAIN BROOME AND DECATUR FEDERAL SAVINGS AND LOAN, PREPARED BY OWEN PATTON, GRLS, DATED 8/18/86, AND RECORDED IN PLAT BOOK 114, PAGE 68, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART HEREOF BY REFERENCE.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Evaristo Hernandez and Minerva Pena. The property, being commonly known as 3818 Rhonda Lane, Gainesville, GA 30507 in Hall County, will be sold as the property of Evaristo Hernandez and Minerva Pena, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Albertelli Law
Attorney for Household Realty Corporation as Attorney in Fact for Evaristo Hernandez and Minerva Pena
100 Galleria Parkway, Suite 900
Atlanta, GA 30339
Phone: (866) 690-0418

By: ______________________
James E. Albertelli, Esq.
For the Firm

THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234602 11/5, 12, 19, 26

gpn11
(HERNANDEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Arnulfo Corona and Agripina Hernandez to Centex Home Equity Company, LLC dated October 22, 2004 in the amount of $80,490.00, and recorded in Deed Book 5134, Page 639, Hall County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that following described property, to wit:

All that tract or parcel of land lying and being in Land Lot No. 25 of the 8th Land District of Hall County, Georgia, and being all of Lot 6, Block B, Section B, Section I, of El Rancho Estates Subdivision and as more fully shown on Survey prepared by Roy A. Terrell, Registered Surveyor, dated February 20, 1971, recorded in Plat Book 47, Page 151, Hall County records, and revised Lot Survey of the Property of Gray W. Coley prepared by Patton-Patton and Assoc., Registered Surveyor, dated April 10, 1974, recorded Plat Book 56, Page 85 of the Hall County records. Said Plat and the record thereof are herein incorporated for a full and complete Legal Description.
This conveyance is subject to restrictions, covenants and easements of record if any.

Tax ID# 0825A000014
Re: Arnulfo Corona and Agripina Hernandez
which has the property address of 3202 Old Oakwood Road, Oakwood, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Arnulfo Corona and Agripina Hernandez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Nationstar Mortgage LLC
Attorney in Fact for
Arnulfo Corona and Agripina Hernandez
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24960 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235071 11/5, 12, 19, 26

gpn11
(HERNANDEZ)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Tomas Hernandez to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $120,000.00 dated 09/22/2006, and recorded in Deed Book 5843, page 563, Hall County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2009 by Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A., as Attorney-in-Fact for Tomas Hernandez the following described property:
All that tract or parcel of land lying and being in Tadmore GMD 268 of Hall County, Georgia, being all of Lot 104, The Meadows Subdivision, Phase 2B, and containing 0.59 acres, as shown on Plat of Survey prepared by Jesus Farias and Manuela Farias; by Patton-Patton, Inc., Georgia Registered Land Surveyors, dated May 18, 1997, and recorded in Plat Slide 615, Page 237A, and also Subdivision Plat Slide 502, Page 104A, Hall County, Georgia Records, said Plat being incorporated herein by reference thereto.
Property known as: 4016 Glen Ridge, Gainesville, GA 30507

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
U.S. Bank, N.A.
4801 Frederica Street
Owensboro, KY 42301
PHONE: 800-365-7772

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Tomas Hernandez.
Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A., as Attorney-in-fact for Tomas Hernandez.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 09-6811
235134 11/5, 12, 19, 26

gpn11
(HERNANDEZ)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Rodolfo Juarez Hernandez to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated January 21, 2005, recorded in Deed Book 5214, Page 278, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND EIGHT HUNDRED FORTY AND 0/100 DOLLARS ($56,840.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:All that tract or parcel, together with all improvements thereon, lying and being in Clinchem GMD 392 of Hall County, Georgia, being 1.52 acres, more or less, as shown on a plat of survey prepared for G. W. Bailey by Patton Patton, Georgia Registered Land Surveyor, dated May 23, 1990, and recorded in Plat Slide 185, Page 193-B of Hall County Deed Records, which plat is incorporated herein by reference for a more complete property description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Rodolfo Juarez Hernandez and aka Rodolfo Hernandez or a tenant or tenants and said property is more commonly known as 7029 Deaton Henry Road, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Rodolfo Juarez Hernandez Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/jf 12/1/09 Our file no. 1670809-FT3
235175 11/5, 12, 19, 26

gpn11
(HO)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Dong G Ho to Mortgage Electronic Registration Systems, Inc., dated July 21, 2006, recorded in Deed Book 5766, Page 179, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 6585, Page 49, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-TWO THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($292,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dong G Ho and Ann Van Doan or a tenant or tenants and said property is more commonly known as 2868 Wild Rose Street, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Dong G Ho McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sk5 12/1/09 Our file no. 51562609-FT4 EXHIBIT “A” All that tract or parcel of land lying and being in GMD 1419 Hall County, being Lot 17, Block a, Reflections Subdivision, Unit one, per Plat Book 847, Page 250 and Plat Book 848, pages 1-4, Hall County, georgia records, which is referred to and made a part of this description. MR/sk5 12/1/09 Our file no. 51562609 - FT4
233397 11/5, 12, 19, 26

gpn11
(HORTON)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Patricia J Horton to Mortgage Electronic Registration Systems, Inc., dated November 29, 2005, recorded in Deed Book 5532, Page 450, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 6622, Page 193, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND ONE HUNDRED SEVENTY AND 0/100 DOLLARS ($97,170.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Patricia J Horton or a tenant or tenants and said property is more commonly known as 6613 Bass Cir, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Patricia J Horton McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lnk 12/1/09 Our file no. 51904209-FT10 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 354 of the 7th Land District of Hall County, Georgia, and being Lots 4 and 5 of the R.V. Pass Subdivision as per the plat of C.M. Higginbotham, surveyor, dated June, 1988 and recorded in plat book 20, page 134, Hall County Plat records, which plats are incorporated herein by reference for a more complete. MR/lnk 12/1/09 Our file no. 51904209 - FT10
235403 11/5, 12, 19, 26

gpn11
(HOUSTON)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Robert B. Houston to Wells Fargo Bank, N.A., dated August 22, 2006, recorded in Deed Book 5792, Page 400, Hall County, Georgia Records, as last transferred to HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-13 . by assignment recorded in Deed Book 6598, Page 381, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THIRTY-TWO THOUSAND AND 0/100 DOLLARS ($532,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert B. Houston or a tenant or tenants and said property is more commonly known as 140 Holiday Road, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-13 . as Attorney in Fact for Robert B. Houston McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ixb 12/1/09 Our file no. 51983409-FT12 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 169 of the 8th Land District, Hall County, Georgia, as shown and delineated as 1.81 acres, more or less, on plat of survey for Robert B. Houston by WLH Surveying, dated June 8, 2006, and being more particularly described as follows: Beginning at an iron pin on the southerly right-of-way of Holiday Road (40-foot right-of-way) said pin being 354.00 feet southeast, as measured along said right-of-way, from the intersection of said right-of-way and the original line dividing Land Lot 169 of the 8th Land District and Land Lot 299 of the 7th Land District; thence running south 76 degrees 24 minutes 34 seconds east along said right-of-way, a distance of 213.31 feet to an iron pin; thence running south 76 degrees 56 minutes 00 seconds east along said right-of-way a distance of 66.88 feet, to an iron pin; thence leaving the said right-of-way and running south 26 degrees 38 minutes 40 seconds east along Stonegate Subdivision, a distance of 117.71 feet, to an iron pin; thence running south 67 degrees 55 minutes 42 seconds west along Stonegate Subdivision, a distance of 471.85 feet, to an iron pin on the original line dividing 7th and 8th Land District; thence running north 17 degrees 51 minutes 07 seconds east, a distance of 365.36 feet, to an iron pin on the southern right-of-way of Holiday Road, the Place of Point of beginning. MR/ixb 12/1/09 Our file no. 51983409 - FT12
235045 11/5, 12, 19, 26

gpn11
(HOUSTON)
STATE OF GEORGIA
HALL COUNTY
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Security Deed from RODNEY SHANE HOUSTON to GWINNETT COMMUNITY BANK, dated October 17, 2007 and recorded in Deed Book 6192, Pages 552-555, Hall County, Georgia, Records, as subsequently modified. Said Security Deed having been given to secure a Note of same date, in the original principal sum of Seventy Five Thousand Dollars and no/100ths ($75,000.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:

All that tract or parcel of land lying and being in Land Lot 169 of the 8th land district of Hall County, Georgia, as shown and delineated as 1.51 Acres, more or less, on plat of survey for Robert B. Houston by WLH Surveying dated June 8, 2006, and being more particularly described as follows:

Begin at an iron pin on the Southern right of way of Holiday Road (40 foot right of way) at its intersection with the original line dividing Land Lot 169 of the 8th Land District and Land Lot 299 of the 7th Land District; thence running Southeasterly along said right of way, following the curvature thereof, a distance of 354.00 feet, to an iron pin; thence leaving said right of way and running South 17 degrees 51 minutes 07 seconds West, a distance of 365.36 feet, to an iron pin on the original line dividing 8th and 7th Land Districts; thence running North 29 degrees 30 minutes 40 seconds West along said district line a distance of 477.04 feet to an iron pin on the Southern right of way of Holiday Road, the place or point of beginning.
Less and except
All that tract or parcel of land lying and being in Land Lot 169 of the 8th Land District, Hall County, Georgia as shown and delineated as .03 acre, more or less, on plat of survey for Robert B. Houston by WLH Surveying, dated January 13, 2009, said plat recorded in Hall County Plat Records at Plat Book 860, Page 105, and is incorporated herein by reference for a more complete description.

Less and except: The retention of a perpetual, non-exclusive easement for water and waterline installation, maintenance, repair and usage over subject property for the benefit of the remaining 1.38 Acre Tract 2. Said easement shall run with the title to said Tract 2.
AND
All that tract or parcel of land lying and being in Land Lot 169 of the 8th Land District, Hall County, Georgia as shown and delineated as 0.10 acre, more or less, on plat of survey for Robert B. Houston by WLH Surveying, dated January 13, 2009, said plat recorded in Hall County Plat Records at Plat Book 860, Page 105, and is incorporated herein by reference for a more complete description.
AND
Also conveyed herewith is a perpetual, non-exclusive, waterline easement for the installation, maintenance, repair and usage of a waterline, running over and across Tract 2, being 1.38 acres, Land Lot 169 of the 8th Land District, Hall County, Georgia, on plat of survey for Robert B. Houston by WLH Surveying, dated January 13, 2009, said plat recorded in Hall County Plat Records at Plat Book 860, Page 105, and is incorporated herein by reference for a more complete description; said easement to be perpetual and run with the title to other property held by Robert B. Houston, that being Tract 1 of the above state plat, being 1.83 acres, more or less, and said easement shall run with the title to said Tract 1 for access by waterline to the 0.03 acre tract shown on subject plat.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given).
Gwinnett Community Bank can be contacted at (770) 476-2775 or by writing to 2775 Buford Highway, Duluth, Georgia 30096, to discuss possible alternatives to foreclosure.
Said property will be sold as the property of Rodney Shane Houston, subject to the outstanding ad valorem taxes and/or assessments, if any, and all liens, encumbrances, easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is Rodney Shane Houston or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

GWINNETT COMMUNITY BANK
As Attorney-in-Fact for
RODNEY SHANE HOUSTON

O'Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #PE09025
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
235311 11/5, 12, 19, 26

gpn11
(HOWARD)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Dorothy A. Howard to Mortgage Electronic Registration Systems, Inc., dated July 29, 2005, recorded in Deed Book 5394, Page 92, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP., fka Countrywide Home Loans Servicing, LP. by assignment recorded in Deed Book 6613, Page 453, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTEEN THOUSAND SEVEN HUNDRED NINETY-EIGHT AND 0/100 DOLLARS ($317,798.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dorothy Howard and Tammy L. Cameron or a tenant or tenants and said property is more commonly known as 6358 Old Wood Hollow Way, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP., fka Countrywide Home Loans Servicing, LP. as Attorney in Fact for Dorothy A. Howard McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mcs 12/1/09 Our file no. 52068509-FT7 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 331, 7th District, Hall County, Georgia, being Lot 12, Block A, Stringer Creek, Unit One, as per Plat Book 838, Page 13, Hall County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference. MR/mcs 12/1/09 Our file no. 52068509 - FT7
233453 11/5, 12, 19, 26

gpn11
(HOWARD)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Jason Howard and Stacie A. Howard to Administrator of the Small Business Administration, dated July 8, 1998, recorded in Deed Book 3250, Page 256, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of SIXTY-EIGHT THOUSAND TWO HUNDRED AND 00/100 DOLLARS ($68,200.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bayview Loan Servicing, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door  of  Hall County, Georgia, within the legal hours of sale on the first Tuesday in December 2009 the following described property:
                                   
All that tract or parcel of land, together with improvements thereon, situate, lying and being in Land Lot 8 of the 11th District, Hall County, Georgia, consisting of 1.50 acres as shown on a plat of survey prepared for Stacie A. Howard by Patton-Patton, Inc., dated May 6, 1998, recorded in Plat Slide 692, page 3-B, Hall County, Georgia Plat Records, which plat is incorporated herein by reference as a part of this description.
 
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due.  The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees and all other payments provided for under the terms of the Security Deed and Note.
 
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.   To the best knowledge and belief of the undersigned, the party in possession of the property is Jason Howard and Stacie A. Howard or a tenant or tenants, and said property is more commonly known as 5330 Lawson Road, Gainesville, GA 30506.
 
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
 
Bayview Loan Servicing, LLC
as Attorney in Fact for
Jason Howard and Stacie A. Howard
 
Contact: Feleica Brooks
THE CALLINS LAW FIRM, LLC
101 Marietta Street, SUITE 1030
Atlanta, GA 30303
(404) 681-5826
File No. F09.03.139
Ad Run Dates:  11/5/09, 11/12/09, 11/19/09 and 11/26/09
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234950 11/5, 12, 19, 26

gpn11
(HOWELL)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Barbara L. Howell to Mortgage Electronic Registration Systems, Inc., dated July 6, 2006 in the amount of $109,000.00, and recorded in Deed Book 5740, Page 97-115, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that that tract or parcel of land lying, situate and in Land Lot 42 of the 12th Land District of Hall County, Georgia and being all of Lot 21, of Quillian Manor Subdivision (containing 0.65 acres) as shown on a plat of survey prepared for Christine M. Stancil, by Patton-Patton, Inc., Georgia Registered Land Surveyors, dated December 19, 1997 and recorded in Plat Slide 669, Page 25-A of the Hall County Georgia Plat Records, which survey is hereby incorporated herein and made a part of this description, being improved known as 5694 Cottage Lane according to the present system of numbering properties in Hall County, Georgia.

Said property is subject to all easements, covenants and restrictions of record, if any.

which has the property address of 5694 Cottage Lane, Clermont, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Barbara L. Howell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Barbara L. Howell
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24303 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234517 11/5, 12, 19, 26

gpn11
(HUBBARD)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Dwayne Hubbard and Joyce Hubbard to Mortgage Electronic Registration Systems, Inc., dated March 26, 2007 in the amount of $26,000.00, and recorded in Deed Book 6026, Page 210, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, together with all improvements thereon, lying and being in Land Lot 83 of the 9th District of Hall County, Georgia, and being a part of the property described and conveyed in a deed form S.S. Carter to G.O. Tate recorded in Book 73, Page 63 of the Hall County, Georgia deed records, and in a deed from G.O. Tate to Guy Wiley recorded in Book 82, Page 296 of said records and in a deed from Guy Wiley conveying a one-half undivided interest to Thelma Bullock Wiley recorded in Bok 200, Page 54 of said records and being more fully described as follows:

Beginning at an iron pin on the West side of S.R. No. 13 (U.S. 23) 601 feet and 3 inches North of the intersection of said S.R. No. 13 with the Lula Bridges Road and at other property of G.O. Tate and running thence along said Tate Property 150 feet in a Westerly Direction to a corner; thence along other property of Guy and Thelma Bullock Wiley 100 feet in a Southerly direction to a corner; thence parallel to said 1st line 150 feet in an Easterly direction to a corner on the West side of said S.R. No. 13; thence along the West side of said S.R. No. 13 100 feet in a Northerly direction to the Beginning Corner.

which has the property address of 5529 123 South, Lula, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Dwayne Hubbard and Joyce Hubbard and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Dwayne Hubbard and Joyce Hubbard
Anthony DeMarlo, Attorney/kandrade
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23747 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234532 11/5, 12, 19, 26

gpn11
(HUGHES)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JESSE A HUGHES AND A. JILL BUCHANAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION , dated 05/28/2004, and Recorded on 06/02/2004 as Book No. 4988 and Page No. 453-462, HALL County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $120,043.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in December, 2009, the following described property: ALL THAT TRACT OR PARCEL OR PARCEL OF LAND LYING ANF BEING IN THE TADMORE DISTRICT, (GMD 268), HALL COUNTY, GEORGIA, BEING LOT 35 OF SOUTHCHASE SUBDIVISION, UNIT ONE, AS PER THAT PLAT OF THE SUBDIVISION RECORDED IN PLAT SLIDE 835, PAGE 118A-127A, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF.
A.P.N. #: 15024B000035 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 7720 N. 16TH STREET, Foreclosure SUITE 300, PHOENIX, AZ 85020, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 3718 AMBER DAWN WAY, GAINESVILLE, GEORGIA 30507 is/are: JESSE A HUGHES AND A. JILL BUCHANAN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK, N.A. as Attorney in Fact for JESSE A HUGHES AND A. JILL BUCHANAN. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090090100248 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
233517 11/5, 12, 19, 26

gpn11
(HUGHES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Peggy Hughes and Kevin Johnson to Mortgage Electronic Registration Systems, Inc. dated September 21, 2005 in the amount of $145,600.00, and recorded in Deed Book 5451, Page 534, Hall County, Georgia Records; as last transferred to The Bank Of New York Mellon FKA The Bank Of New York as Trustee for The Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2005-13 by assignment; the undersigned, The Bank Of New York Mellon FKA The Bank Of New York as Trustee for The Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2005-13 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, together with any improvements thereon, lying and being in the City of Gainesville, Hall County, Georgia, and being Lot 31, Section 1 of Honeysuckle Hills Subdivision as shown on the Plat recorded in Plat Book 35 Page 40 of the Hall County, Georgia Plat Records. Said Plat is incorporated herein by reference for a more complete description of the subject property and for all other legal purposes. Said property is subject to all easements, Rights of Way, protective or restrictive covenants, or public utilities of records, if any.

which has the property address of 698 Honeysuckle Road, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Peggy Hughes and Kevin Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank Of New York Mellon FKA The Bank Of New York as Trustee for The Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2005-13
Attorney in Fact for
Peggy Hughes and Kevin Johnson
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-04557 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234110 11/5, 12, 19, 26

gpn11
(HUNT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cristi M. Hunt and Michael A. Hunt to IndyMac Bank, FSB. dated May 29, 2003 in the amount of $234.00, and recorded in Deed Book 4649, Page 322, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 11 of the 10th District of Hall County, Georgia, being Lot 40, 41 and 42, Block K, Section 1 of Timberidge Estates Subdivision, as per plat recorded on Plat Slide 160, Page 195-A, Hall County, Georgia records, said plat incorporated herein by the reference and made a part hereof for a more complete description.

which has the property address of 6535 Lakeshore Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Cristi M. Hunt and Michael A. Hunt and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Cristi M. Hunt and Michael A. Hunt
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23499 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234820 11/5, 12, 19, 26

gpn11
(HWANG)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Andrew Hwang to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for GreenPoint Mortgage Funding, Inc., dated February 7, 2006, recorded February 27, 2006, in Deed Book 5605, Page 517-537, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Ninety-Three Thousand One Hundred and 00/100 dollars ($393,100.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 1270, FLOWERY BRANCH DISTRICT, HALL COUNTY, GEORGIA, BEING LOT 28, POD F, STERLING ON THE LAKE SUBDIVISION, AS PER PLAT RECORDED IN PLAT SLIDE 843, PAGES 138-140, HALL COUNTY RECORDS, WHICH PLAT IS HEREBY INCORPORATED BY REFERENCE THERETO AND MADE A PART OF THIS DESCRIPTION.

Said property is commonly known as 7451 Vintage Drive, Flowery Branch, GA 30542.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Andrew Hwang, Andrew Hwang, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP
as Attorney in Fact for
ANDREW HWANG

Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-02898-5
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
234661 11/5, 12, 19, 26

gpn11
(INMAN)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Joseph F Inman, III to Mortgage Electronic Registration Systems, Inc., dated July 9, 2004, recorded in Deed Book 5036, Page 295, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($117,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Joseph F Inman, III or a tenant or tenants and said property is more commonly known as 4321 Old Princeton Ridge, Gainesville, Georgia 30506. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Joseph F Inman, III McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 12/1/09 Our file no. 53193309-FT2 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lots 74 and 81 of Hall County, Georgia and being Lot 64 of Princeton Subdivision, Unit One, as per plat of the subdivision recorded in Plat Slide 824, Page 84A Hall County, Georgia Records which plat is incorporated herein by reference and made a part hereof. MR/nh5 12/1/09 Our file no. 53193309 - FT2
234650 11/5, 12, 19, 26

gpn11
(IRION)
STATE OF GEORGIACOUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Chris Irion aka Christopher J. Irion and Debra L. Irion to Mortgage Electronic Registration Systems, Inc. dated March 26, 2004, and recorded in Deed Book 4933, Page 341, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Central Mortgage Company, by Assignment securing a Note in the original principal amount of $268,250.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALLTHAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 154 AND 155 OF THE 8TH DISTRICT, HALL COUNTY, GEORGIA, BEING LOT 17, BLOCK "K", MORGAN'S CROSSING, PHASE 6, AS PER PLAT RECORDED AT PLAT SIDE 699, PAGE 76A, HALL COUNTY, GEORGIA RECORDS, WHICH REFERENCE.

Said property is known as 4072 Bartlett Ferry Cove, Buford, GA 30519, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Chris Irion aka Christopher J. Irion and Debra L. Irion, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Chris Irion a/k/a Christopher J. Irion and Debra L. Irion, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Central Mortgage Company as Attorney-in-Fact for Chris Irion aka Christopher J. Irion and Debra L. Irion

File no. 09-018256
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/ASR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235350 11/5, 12, 19, 26

gpn11
(IVANICIUC)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Constantin C. Ivaniciuc to Mortgage Electronic Registration Systems, Inc. dated January 22, 2007 in the amount of $509,000.00, and recorded in Deed Book 5946, Page 154, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 88 of the 8th District, Hall County, Georgia, being Lot 53 of Pointe West Subdivision, as shown on final plat of Pointe West Subdivision, prepared by Donald Rex Jones, Registered Surveyor, Dated October 23, 1996, revised June 5, 1996 and recorded on Plat Slide 529, Page 129A, Hall County Records, which plat is incorporated herein by reference as part of this description.

which has the property address of 5540 Southwinds Way, Oakwood, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Constantin C. Ivaniciuc and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Constantin C. Ivaniciuc
Anthony DeMarlo, Attorney/kandrade
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-20870 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235196 11/5, 12, 19, 26

gpn11
(JACKSON)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ivon A. Jackson to Mortgage Electronic Registration Systems, Inc., dated October 27, 2006, recorded in Deed Book 5857, Page 13, Hall County, Georgia Records, as last transferred to SunTrust Bank by assignment recorded in Deed Book 6611, Page 424, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND SEVEN HUNDRED EIGHTY AND 0/100 DOLLARS ($168,780.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ivon A. Jackson or a tenant or tenants and said property is more commonly known as 4726 Log Cabin Road, Gainesville, Georgia 30504. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Bank as Attorney in Fact for Ivon A. Jackson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 12/1/09 Our file no. 52016108-FT2 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 62 of the 8th Land District of Hall County, Georgia, being all of Lot 3 as shown on a Plat of survey prepared for Michael V. Duvall by Patton-Patton, Inc., Georgia Registered Land Surveyor, dated April 17, 1995, recorded in Plat Slide 438, Page 219-A, of the Hall County, Georgia Plat Records and which said Plat is hereby incorporated by reference and made a part of this description. Together with an undivided portion of grantor's right, title and interest in and to a certain non exclusive perpetual easement to use Log Cabin Road as described in the above referenced Plat for the purposes of ingress and egress to Georgia State Road 141 (now Georgia Road 369) as conveyed by that the warranty deed dated March 13, 2003, from Johnny L. Idol and Chris Goswick to Michael E. Waltman and W. Diane Waltman recorded in Deed Book 4510, Page 185, and re-recorded in Deed Book 4712, Page 474, of the Hall County, Georgia Deed Records. Subject to any and all easements, right-of-way, protective or restrictive covenants or public utilities of record. This being a portion of the property conveyed from David T. Crockett, Jr., to Michael V. Duvall and Cynthia L. Duvall by warranty deed dated January 6, 1994, recorded in Deed Nook 2109, Page 134, of the Hall County, Georgia Deed Records. MR/cj 12/1/09 Our file no. 52016108 - FT2
234251 11/5, 12, 19, 26

gpn11
(JACKSON)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Benjamin Jackson to First Franklin Financial Corporation, dated December 30, 2004, recorded in Deed Book 5203, Page 115, Hall County, Georgia Records, as last transferred to Deutsche Bank National Trust Company As Trustee For The Certificateholders Of FFMLT Trust 2005-FF2 Mortgage Pass-Through Certificates, Series 2005-FF2 by assignment recorded in Deed Book 6088, Page 302, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND SEVEN HUNDRED NINETY-TWO AND 0/100 DOLLARS ($109,792.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Benjamin Jackson or a tenant or tenants and said property is more commonly known as 4619 Blue Iris Way, Oakwood, Georgia 30566. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company As Trustee For The Certificateholders Of FFMLT Trust 2005-FF2 Mortgage Pass-Through Certificates, Series 2005-FF2 as Attorney in Fact for Benjamin Jackson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sc6 12/1/09 Our file no. 5627607-FT4 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 42, of the 8th District, Hall County, Georgia, and being Lot 52, Copper Springs, Unit Two, as per plat recorded in Plat Book 823, Pages 18A,19A, and 20A, Hall County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property. MR/sc6 12/1/09 Our file no. 5627607 - FT4
234548 11/5, 12, 19, 26

gpn11
(JAIMES)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by BALTAZAR JAIMES AND SERGIO LOPEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR HOMESTAR FINANICIAL CORPORATION, "S" CORPORATION , dated 11/18/2005, and Recorded on 02/03/2006 as Book No. 5585 and Page No. 162-171, HALL County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $125,545.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in December, 2009, the following described property: TRACT 1:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 1385, HALL COUNTY, GEORGIA, CONTAINING 1.50 ACRES, MORE OR LESS, AS SHOWN ON PLAT RECORDED AT PLAT BOOK 118, PAGE 92, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION; AND

TRACT II:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 1385, HALL COUNTY, GEORGIA, CONTAINING 2.00 ACRES, MORE OR LESS, AS SHOWN ON PLAT OF SURVEY FOR CRAIG D. DALE BY VENALBLE & ASSOCIATES, INC., AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT AN IRON PIN ON THE SOUTHEASTERN RIGHT-OF-WAY OF GEORGIA HIGHWAY 332 (80 FOOT RIGHT-OF-WAY), SAID PIN BEING 1.3 MILES SOUTHEAST FROM THE INTERSECTION OF SAID RIGHT-OF-WAY AND THE RIGHT-OF-WAY OF GEORGIA HIGHWAY 60; THENCE PROCEED SOUTH 35 DEGREES 27 MINUTES 00 SECONDS EAST A DISTANCE OF 107.60 FEET TO AN IRON PIN; THENCE PROCEED NORTH 65 DEGREES 32 MINUTES 07 SECONDS EAST A DISTANCE OF 98.78 FEET TO AN IRON PIN; THENCE PROCEED SOUTH 35 DEGREES 27 MINUTES 00 SECONDS EAST A DISTANCE OF 70.92 FEET TO AN IRON PIN, AND THE TRUE POINT OF BEGINNING; THENCE RUNNING NORTH 79 DEGREES 44 MINUTES 10 SECONDS EAST A DISTANCE OF 100.34 FEET TO AN IRON PIN; THENCE RUNNING SOUTH 35 DEGREES 27 MINUTES 00 SECONDS EAST A DISTANCE OF 558.87 FEET TO AN IRON PIN; THENCE RUNNING SOUTH 65 DERGEES 32 MINUTES 07 SECONDS WEST A DISTANCE OF 241.04 FEET TO AN IRON PIN; THENCE RUNNING NORTH 65 DEGREES 32 MINUTES 07 SECONDS EAST A DISTANCE OF 148.92 FEET TO AN IRON PIN; THENCE RUNNING NORTH 35 DEGREES 27 MINUTES 00 SECONDS WEST A DISTANCE OF 342.90 FEET TO AN IRON PIN AND THE TRUE POINT OF BEGINNIG. SAID TRACT II BEING THE SAME PROPERTY AS THAT CONVEYED BY QUITCLAIM DEED FROM RICHARD DARRYL DALE TO CRAIG D. DALE, DATED 4/14/00, RECORDED IN DEED BOOK 3663, PAGE 37, HALL COUNTY, GEORGIA RECORDS. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 7720 N. 16TH STREET, Foreclosure SUITE 300, PHOENIX, AZ 85020, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 3936 BELMONT HWY, TALMO, GEORGIA 30575 is/are: BALTAZAR JAIMES AND SERGIO LOPEZ or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK, N.A. as Attorney in Fact for BALTAZAR JAIMES AND SERGIO LOPEZ.
Page 1 of 2
FCGA_NOS_ForNewspaper.rpt - (10/13/08)/Ver-9
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090090100293 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
234701 11/5, 12, 19, 26

gpn11
(JAMES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Tara James aka Tara Lynn Ferguson to Mortgage Electronic Registration Systems, Inc. dated November 16, 2007 in the amount of $190,000.00, and recorded in Deed Book 6224, Page 1, Hall County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Morgans GMD 385, Hall County, Georgia, being Lot 84 of Amberleigh Subdivision, Phase Two, as per plat recorded in Plat Book 843, Pages 180-181, Hall County records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 4069 Amberleigh Trace SW, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Tara James aka Tara Lynn Ferguson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Ocwen Loan Servicing, LLC
Attorney in Fact for
Tara James aka Tara Lynn Ferguson
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24606 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235006 11/5, 12, 19, 26

gpn11
(JONES)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Joann Jones to Mortgage Electronic Registration Systems, Inc., dated January 2, 2007, recorded in Deed Book 5920, Page 474, Hall County, Georgia Records, as last transferred to U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($229,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Home Loan Services, Inc., 150 Allegheny Center-ICD PA9-150-02-50, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Joann Jones or a tenant or tenants and said property is more commonly known as 4724 Rivers Edge Dr, Gainesville, Georgia 30506. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2 as Attorney in Fact for Joann Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ma0 12/1/09 Our file no. 52004509-FT1 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lots 3 and 22 in the 12th District, Hall County, Georgia, being all of Lot 67 of Rivers Edge Subdivision, Phase I, as per subdivision plat recorded in Plat Slide 454, Page 127-A, Hall County, Georgi plat records, which plat is incorporated herein by reference and made a part hereof, being improved property known as 4742 Rivers Edge Drive according to the present system of numbering properties in Hall County, Georgia. Said property is conveyed together with and subject to all easements, covenants, and restrictions of record, if any. MR/ma0 12/1/09 Our file no. 52004509 - FT1
233410 11/5, 12, 19, 26

gpn11
(JONES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Jordan L. Jones to Bank Of America, N.A., dated July 15, 2005, recorded July 21, 2005, in Deed Book 5382, Page 406-428, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred One Thousand Six Hundred and 00/100 dollars ($101,600.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank Of America, N.A., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN FRIENDSHIP DISTRICT, GMD 1419, HALL COUNTY, GEORGIA, BEING LOT 104, PHASE ONE, MITCHELL CREEK SUBDIVISION, AS PER PLAT RECORDED IN PLAT SLIDE 337, PAGE 213A, HALL COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

Said property is commonly known as 6424 River Hill Drive, Flowery Branch, GA 30542.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Jordan L. Jones, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BANK OF AMERICA, N.A.
as Attorney in Fact for
JORDAN L. JONES

Lender Contact: BOA, Loss Mitigation Dept., 475 CrossPoint Parkway, P.O. Box 9000, Getzville, NY 14068-9000
TELEPHONE NUMBER: 800-846-2222
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BOA-09-34762-1
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
235073 11/5, 12, 19, 26

gpn11
(JOYCE)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Thomas C. Joyce  to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for New Century Mortgage Corporation, dated December 28, 2006 and filed for record January 8, 2007 in Deed Book 5925, Page 224, Hall County, Georgia records, and securing a Note in the original principal amount of $396,000.00; last transferred to HSBC Bank USA, N.A., as Trustee for the Holders of Deutsche ALT-A Securities Mortgage Loan Trust, Series 2007-AR3 Mortgage Pass-Through Certificates by Assignment filed for record 08/20/09 in Deed Book 6597, Page 159, Hall County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by HSBC Bank USA, N.A., as Trustee for the Holders of Deutsche ALT-A Securities Mortgage Loan Trust, Series 2007-AR3 Mortgage Pass-Through Certificates as Attorney-in-Fact for Thomas C. Joyce  the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 154 and 155 of the 11th District of Hall County, Georgia Records and being part of original Lot 42, Lakeshore Developments, as per plat recorded in Plat Book 24, Page 79, and being part of the 3.15 acre tract shown on Plat Book 40, Page 176, and described as follows from plat of survey for Federal National Mortgage Association, dated October 6, 2002, by Solar Land Surveying Company and being more particularly described as follows:  BEGINNING at an iron pin marking the northeast corner of said 3.15 acre tract as shown in Plat Book 40, Page 176, running thence south 00 degrees 00 minutes 40 seconds east a distance of 499.65 feet to a point; thence north 90 degrees 00 minutes 00 seconds west, along the line dividing property of Bruce L. Brown and the United States Government, a distance of 99.94 feet to an iron pin found; running thence north 00 degrees 00 minutes 42 seconds east a distance of 499.45 feet to an iron pin found; running thence north 89 degrees 41 minutes 36 seconds east a distance of 99.74 feet to an iron pin found and being the TRUE POINT OF BEGINNING.

TRACT II:
ALL THAT TRACT or parcel of land lying and being in Land Lots 135 and 154 of the 11th District of Hall County, Georgia Records, according to Sheet No. 1 of Survey recorded in Plat Book 27, Page 53 and being a tract 15 feet. The north boundary of said tract is 15 feet north and parallel to the line running from the eastern boundary of Ivy Circle for the purpose of a driveway giving entrance to Marbry Lot, said easement being further described in plat of survey for Federal National Mortgage Association dated October 6, 2002, by Solar Land Surveying Company and being further described as follows: BEGINNING at a point located on the west right-of-way of Ivy Circle (having a 40 foot right-of-way) said point being located a distance of 62.33 feet in a southwest direction from the intersection of the west right-of-way of Ivy Circle and Ivy Road (having a 40 foot right-of-way) from said point run thence north 89 degrees 57 minutes 19 seconds west, a distance of 396.97 feet to a point; running thence south a distance of 15 feet to the south line of Land Lot 154; running thence south 89 degrees 57 minutes 19 seconds east, a distance of 376.93 feet to the west right-of-way of Ivy Circle; run thence north 52 degrees 20 minutes 29 seconds east along the northwestern boundary of Ivy Circle a distance of 15.36 feet to THE POINT OF BEGINNING.

The above described property is also known as 7308 Ivy Circle, Murrayville, GA 30564.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Thomas C. Joyce .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for HSBC Bank USA, N.A., as Trustee for the Holders of Deutsche ALT-A Securities Mortgage Loan Trust, Series 2007-AR3 Mortgage Pass-Through Certificates  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

HSBC Bank USA, N.A., as Trustee for the Holders of Deutsche ALT-A Securities Mortgage Loan Trust, Series 2007-AR3 Mortgage Pass-Through Certificates as Attorney-in-Fact for
Thomas C. Joyce 

SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.  
   S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234359 11/5, 12, 19, 26

gpn11
(JUTIS)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Bill Jutis to Branch Banking and Trust Company, dated February 8, 2006, recorded February 17, 2006, in Deed Book 5599, Page 334, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of TWO HUNDRED THIRTY-FOUR THOUSAND DOLLARS AND NO CENTS ($234,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December 2009, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1270TH G.M.D, HALL COUNTY, GEORGIA; BEING LOTS 129 AND 131 , QUAIL WOOD SUBDIVISION, PHASE 1, AS PER PLAT RECORDED IN PLAT BOOK 842, PAGES 11-12, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY THIS REFERENCE. SUBJECT TO ANY AND ALL EASEMENTS, RIGHTS OF WAY, RESTRICTIVE COVENANTS AND PUBLIC UTILITIES OF RECORDS, INCLUDING BUT NOT LIMITED TO THOSE PROTECTIVE COVENANTS RECORDED IN DEED BOOK 5187, PAGES 314-356, HALL COUNTY, GEORGIA RECORDS. Said property being known as 4738 Quailwood Drive (Lot 129) & 4747 Quailwood Drive (Lot 131), Flowery Branch Georgia, 30542 according to the present numbering system in Hall County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Bill Jutis or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company as Attorney in Fact for Bill Jutis. Contact: Patrick J. Geheren, Esq., 1535 Mount Vernon Road, Atlanta, GA 30338 TEL (678) 587-9500. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
235001 11/5, 12, 19, 26

gpn11
(KARLSON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sherri B. Karlson to Mortgage Electronic Registration Systems, Inc. dated September 7, 2007 in the amount of $264,000.00, and recorded in Deed Book 6166, Page 155, Hall County, Georgia Records; as last transferred to First Horizon Home Loans, a division of First Tennessee Bank National Association by assignment; the undersigned, First Horizon Home Loans, a division of First Tennessee Bank National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 138 of the 10th Land District, Hall County, Georgia, and as more fully shown on a survey of the property of Fred and Susan Schneider, prepared by Henry Grady Jarrard, Registered Surveyor, dated June 3, 1983, recorded in Plat Book 96, Page 26, Hall County, Georgia records, revised as the property of Charles H. Patrick by Henry Grady Jarrard, dated January 23, 1985, showing the location of proposed improvements on said property recorded in Plat Book 100, Page 273, Hall County, Georgia records, which surveys are by reference incorporated herein for a more full and complete description of said property.
This being the same property described and conveyed in a Warranty Deed from Don Waldrip to Charles H. Patrick dated August 3, 1984, recorded in Deed Book 849, Page 140, Hall County, Georgia Deed Records.
Less and Except:
Commence at an iron pin corner, located along the Northeasterly Right-of-Way of Pass Circle (40 foot Right-of-Way) said beginning point being located in a Southeasterly direction 479.00 feet from the centerline of U.S. Highway 129 as measured along the Northeasterly Right-of-Way of Pass Circle; thence from said Point of Beginning, North 47 degrees 23 minutes 00 seconds East 115.30 feet to an iron pin corner; thence South 36 degrees 22 minutes 00 seconds East 65.76 feet to an angle iron found; thence South 56 degrees 11 minutes 00 seconds East 59.00 feet to an iron pin corner; thence South 33 degrees 47 minutes 26 seconds West 114.42 feet to an iron pin corner located along the Northeasterly Right-of-Way of Pass Circle; thence North 46 degrees 44 minutes 00 seconds West along the Northeasterly Right-of-Way of Pass Circle, 150.00 feet to the Point of Beginning.

which has the property address of 2692 Pass Circle, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Sherri B. Karlson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

First Horizon Home Loans, a division of First Tennessee Bank National Association
Attorney in Fact for
Sherri B. Karlson
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-13715 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234530 11/5, 12, 19, 26

gpn11
(KAY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Richard B. Kay and Teresa M. Kay to IndyMac Bank, F.S.B. dated June 2, 2005 in the amount of $120,000.00, and recorded in Deed Book 5343, Page 427, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in the Gainesville GM-411 District of Hall County, Georgia, and being shown as 11.970 acres (more or less), as per that plat of survey by Farley-Collins-Whidden Assoc., RLS #1435 & RLS #2632, for Lovenia Reynolds (Job #C1333), dated 12/30/2004, said plat being incorporated herein by reference and made a part of this description, and being more particularly described as follows:
To find the True Point of Beginning, commence at the intersection of the centerlines of Harrington Road and White Sulpher Road; from said point thence run South 62 degrees 53 minutes 51 seconds East a distance of 552.25 feet to a 1/2 inch iron pin on the Southeasterly Right of Way line of Harrington Road (having a 30 Foot Right of Way) and the True Point of Beginning; thence run South 31 degrees 55 minutes 26 seconds East a distance of 688.73 feet to a 3/8 inch iron pin found at a 28 inch Oak (+/- 3.32 feet to account for the tree trunk); then run South 45 degrees 29 minutes 04 seconds West a distance of 698.20 feet to a 3/8 inch iron pin found; thence run North 29 degrees 39 minutes 00 seconds West a distance of 876.26 feet to a 1/2 inch iron pin set on the Right of Way line of Harrington Road; thence run in a Northeasterly direction, following the Right of Way line of Harrington Road the following courses and distances: North 61 degrees 50 minutes 22 seconds East a distance of 163.58 feet to a point; North 57 degrees 33 minutes 06 seconds a distance of 54.08 feet to a point; North 51 degrees 59 minutes 06 seconds East a distance of 72.46 feet to a point; North 58 degrees 32 minutes 35 seconds East a distance of 59.69 feet to a point; North 65 degrees 23 minutes 44 seconds East a distance of 107.50 feet to a point; North 64 degrees 28 minutes 48 seconds East a distance of 56.95 feet to a point; and North 62 degrees 59 minutes 12 seconds East a distance of 134.87 feet to the True Point of Beginning.

which has the property address of Harrington Road, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Richard B. Kay and Teresa M. Kay and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Richard B. Kay and Teresa M. Kay
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-17253 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
234374 11/5, 12, 19, 26

gpn11
(KING)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by MADELINE A KING to CMS MORTGAGE GROUP, INC. , dated 07/24/2003, and Recorded on 08/04/2003 as Book No. 4675 and Page No. 386-407, HALL County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $82,350.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in December, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 385 OF THE HEADRIGHTS SECTION OF HALL COUNTY, GEORGIA, BEING LOT NUMBER THREE (3) OF THE HAROLD L. SATTERFIELD JR. SUBDIVISION AND BEING MORE PARTICULARLY SHOWN AND DESCRIBED AS LOT 3 CONTAINING 1.26 ACRES ON A PLAT OF SURVEY PREPARED BY DWIGHT KILBY, GA. REG. SURVEYOR ENTITLED " SURVEY FOR A CATHERINE E DANIEL" DATED OCTOBER 20, 1994 AND RECORDED IN PLAT SLIDE 390, PAGE 247A OF THE HALL COUNTY, GEORGIA PLAT RECORDS, SAID PLAT IS HEREBY INCORPORATED HEREIN BY REFERENCE THERETO.

ALSO CONVEYED AND SUBJECT TO WELL AND DRIVEWAY COVENANTS AND DRIVEWAY EASEMENT AS RECORDED IN DEED BOOK 2282, PAGES 136-139 OF THE HALL COUNTY GEORGIA DEED RECORDS.

ALSO SUBJECT TO RIGHT OF WAY DEEDS IN DEED BOOK 1631 AT PAGE 169, DATED 4/18/91 AND RIGHT A WAY DEED LISTED IN BOOK 2008 AT PAGE 192, DATED 8/3/93.

THIS PROPERTY IS SUBJECT TO ALL EASEMENTS, RIGHT OF WAY, ZONING LAWS, BUILDING CODES AND OTHER RESTRICTIONS OF RECORD, IF ANY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 7720 N. 16TH STREET, Foreclosure SUITE 300, PHOENIX, AZ 85020, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 3709 TANNERS MILL CIRCLE, GAINSVILLE, GEORGIA 30507 is/are: MADELINE A KING or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK, N.A. as Attorney in Fact for MADELINE A KING. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090090100260 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
233896 11/5, 12, 19, 26

gpn11
(KNOWLES)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Robert H. Knowles to Wells Fargo Home Mortgage Inc., dated May 1, 2003, recorded in Deed Book 4610, Page 124, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-ONE THOUSAND THREE HUNDRED SIXTEEN AND 0/100 DOLLARS ($71,316.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert H. Knowles and Estate Of Knowles or a tenant or tenants and said property is more commonly known as 5519 Mallard Walk, Gainesville, Georgia 30504. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Robert H. Knowles McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vxv 12/1/09 Our file no. 53056809-FT7 EXHIBIT “A” All the following described property to wit: All that lot, tract and parcel of land lying and being in Land Lot 78 of the 8th District of Hall County, Georgia, being known as Lot 47, Block C, Unit III of Hidden Harbor Subdivision as shown on the subdivision plat recorded in Plat Book 52, Pages 168-169, in the Hall County, Georgia, plat records, which plat is incorporated by reference herein for a more complete description of said property. This is same property conveyed by John W. Leavitt to Ruth H. Gardner, Georgia Gay Gardner, and Robert H. Knowles by a Warranty Deed dated October 21, 1977 and recorded in Deed Book 643, Page 72 of the Hall County, Georgia, real property records. MR/vxv 12/1/09 Our file no. 53056809 - FT7
233484 11/5, 12, 19, 26

gpn11
(LAIL)
NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Brandan H. Lail and Rebecca A. Lail to Mortgage Electronic Registration Systems, Inc., dated February 7, 2006, recorded in Deed Book 5606, Page 520, Hall County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($225,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Brandan H. Lail and Rebecca A. Lail or a tenant or tenants and said property is more commonly known as 5857 Chimney Springs Road, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Branch Banki