gpn11
(3616 SOUTHLAND DRIVE, LLC)
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT AND
ASSIGNMENT OF RENTS
UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt and Assignment of Rents dated March 17, 2008, executed and delivered by 3616 SOUTHLAND DRIVE, LLC (“Grantor”) to WACHOVIA BANK, NATIONAL ASSOCIATION (“Lender”), and recorded in Deed Book 6295, Page 327, records of Hall County, Georgia, as modified by that certain Scrivener’s Affidavit, dated June 3, 2009, and recorded in Deed Book 6549, Page 605, aforesaid records (as so modified, the “Security Deed”), Lender, as Attorney-in-Fact for Grantor, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property (hereinafter collectively referred to as the “Premises”):
ALL THAT tract or parcel of land, situate, lying and being in the State of Georgia, County of Hall, and more particularly described on Exhibit “A” attached hereto and made a part hereof (the “Land”);
TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures attached to the Land or any buildings or improvements situated thereon; and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights.
The Premises will be sold as the property of Grantor. To the best of the knowledge of Lender, the Premises is in the possession of Grantor or those claiming by, through or under Grantor.
The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority.
The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated March 17, 2008, made, executed and delivered by Grantor to Lender in the original principal amount of $1,260,000.00 (the “Note”), together with other indebtedness of Grantor to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed.
The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given and hereby given), and as otherwise provided by the Security Deed.
The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned’s intent will be given by announcement made at the commencement of the public sale.
WACHOVIA BANK, NATIONAL ASSOCIATION
As Attorney-in-Fact for
3616 SOUTHLAND DRIVE, LLC
Eugene D. Bryant, Esq.
Smith, Gambrell & Russell, LLP
1230 Peachtree Street
Atlanta, Georgia 30309
(404) 815-3500
EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 47 of the 8th Land District, City of Oakwood, Hall County, Georgia, consisting of Lot 16 of Fairground Business Center and being more particularly described according to a survey prepared by Donald Rex Jones, Registered Surveyor, dated June 12, 2000, recorded in the Clerk’s Office of the Superior Court of Hall County, Georgia in Plat Slide 787, Page 222-B. Said plat and the record thereof are herein incorporated for a full and complete legal description.
232713 10/8, 15, 22, 29

gpn11
(ACOSTA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Elmer Acosta and Yansis Umanzor to HomeBanc Mortgage Corporation dated February 28, 2007 in the amount of $131,200.00, and recorded in Deed Book 5988, Page 535, Hall County, Georgia Records; as last transferred to American Home Mortgage Servicing, Inc. by assignment; the undersigned, American Home Mortgage Servicing, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in GMD 1270 of Hall County, Georgia, being Lot 3, The Falls Subdivision, per plat recorded in Plat Slide 402, Page 102A through Plat Slide 403, Page 113A, Hall County, Georgia records which plat is incorporated herein by reference.

which has the property address of 5312 Amherst Way, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Elmer Acosta and Yansis Umanzor and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

American Home Mortgage Servicing, Inc.
Attorney in Fact for
Elmer Acosta and Yansis Umanzor
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22822 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232271 10/8, 15, 22, 29

gpn11
(ADAMS)
STATE OF GEORGIAAdams, WillieCOUNTY OF HALL AMSI 2002-C 5618000278
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Willie M. Adams to Ameriquest Mortgage Company dated August 8, 2002, and recorded in Deed Book 4319, Page 289, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee on behalf of the Certificateholders for Ameriquest Mortgage Securities Inc. Series 2002-C, Asset-Backed Certificates, by Assignment securing a Note in the original principal amount of $60,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 101 OF THE 8TH DISTRICT, HALL COUNTY, GEORGIA, BEING LOT 4 AS SHOWN ON A PLAT OF SURVEY ENTITLED "FINAL PLAT FOR JAMES C. WILILAMS, JR.", PREPARED BY THOMAS M. PATTON, GEORGIA REGISTERED LAND SURVEYOR, DATED JULY 27, 1987 AND RECORDED IN PLAT BOOK 123, PAGES 114 115, HALL COUNTY GEORGIA RECORDS, TO WHICH PLAT REFERENCE IS MADE FOR A MORE DETAILED DESCRIPTION.

Said property is known as 5247 Couch Road, Flowery Branch, GA 30542, together with all fixtures and personal property attached to and constituting a part of said property, if any.

This conveyance is made subject to that certain Security Deed in favor of Willie M. Adams, recorded in Deed Book 4319, page 289, Hall County Records.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Willie M. Adams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Willie M. Adams and Betty Adams, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Deutsche Bank National Trust Company, as Trustee on behalf of the Certificateholders for Ameriquest Mortgage Securities Inc. Series 2002-C, Asset-Backed Certificates as Attorney-in-Fact for Willie M. Adams his successors in title being Willie M. Adams and Betty Adams

File no. 09-014608
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232533 10/8, 15, 22, 29

gpn11
(ADAMS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by to Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc, dated June 15, 2004, recorded in Deed Book 3403, Page 125, Hall County, Georgia Records, as last transferred to Suntrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND THREE HUNDRED NINETY-ONE AND 0/100 DOLLARS ($172,391.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel of land lying and being in Land Lot 1074 of the 14th District, 1st Section, Forsythe County, Georgia, being Lot 77 of Creekside at Riverstone Plantation Subdivision, phase 2, as per plat recorded in Plat Book 74, Pages 78-86, Forsythe County Records, said plat by this reference being incorporated herein and made a part hereof for a more complete description

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory L Adams or a tenant or tenants and said property is more commonly known as 8935 Creekstone Pl, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage, Inc.
as Attorney in Fact for

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com

MSP/rnf 11/3/09
Our file no. 1622109-FT2
232570 10/8, 15, 22, 29

gpn11
(ADKINS)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Richard R. Adkins to Mortgage Electronic Registration Systems, Inc. dated April 10, 2006, and recorded in Deed Book 5661, Page 306, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee, by Assignment
securing a Note in the original principal amount of $135,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in the Gainesville District of Hall County, Georgia, known as Lot #25, fronting on the South side of Riverbend Circle Annex 133 feet, as shown by a plat recorded in Hall County, Georgia Plat Book 13, Pages 68-69 being a 1954 Subdivision Plat of the J.B.R Barrett Subdivision, and also as shown by a plat prepared by J.A. Hutchinson, Jr., P.E. Georgia Registered No. 1700, dated April 25, 1960; said property being more fully described as follows:

Beginning at a point on the Southerly side of Riverbend Circle Annex at a distance of 70 feet Westerly from the center line of Old Riverbend Circle extended, as measured along the Southerly side of Riverbend Circle Annex; thence South 12 degrees West 175 feet to a point; thence North 65 degrees 34 minutes West 135 feet to a point; thence North 12 degrees East 165 feet to a point on the Southerly side of Riverbend Circle Annex; thence South 69 degrees 47 minutes East 133 feet to point of beginning; said property being bounded on the Easterly side by property of N.G. Faulkner and on the Westerly side by property of Charles Smithgall (Lots 26 and 24, respectively).

Said property is known as 122 Riverbend Circle, Gainesville, GA 30501, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Richard R. Adkins, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Richard R. Adkins, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association as Trustee as Attorney-in-Fact for Richard R. Adkins

File no. 07-4205
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232232 10/8, 15, 22, 29

gpn11
(AGUDELO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Freddy Agudelo to Mortgage Electronic Registration Systems, Inc., dated July 28, 2006, recorded in Deed Book 5791, Page 455, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($130,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Freddy Agudelo or a tenant or tenants and said property is more commonly known as 4667 Fox Forrest Drive, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
as Attorney in Fact for
Freddy Agudelo

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/rkr 11/3/09
Our file no. 51890309-FT4

EXHIBIT A

All that tract or parcel of land lying and being in the Flowery Branch G.M.D. 1370 of Hall County, Georgia, being Lot 82, Phase Two, Eagle Watch Subdivision, as per recorded in Plat Slide 562, Page 206A, Hall County Records, said plat being incorporated herein by reference thereto.


MR/rkr 11/3/09
Our file no. 51890309 - FT4
231385 10/8, 15, 22, 29

gpn11
(AIKEN)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Deborah A. Aiken to Homestar Financial Corporation in the original principal amount of $157,450.00 dated 08/04/2003, and recorded in Deed Book 4682, page 191, Hall County records, said Security Deed being last transferred and assigned to U.S. Bank, N.A. in Deed Book 4682, Page 205, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2009 by U.S. Bank, N.A., as Attorney-in-Fact for Deborah A. Aiken the following described property:
All that tract or parcel of land lying and being in the City of Gainesville, Hall County, Georgia, being shown as Tract-1, containing 1.855 acres, more or less, and Tract-2, containing 0.020 acre, more or less, as per that certain individual plat of survey entitled, “Boundary Survey for Roger A. & Deborah A. Aiken”, dated 07/15/88, prepared by Donald Williams, GRLS #2177, recorded in Plat Book 131, Page 247, Hall County, Georgia Records, which plat is hereby referred to and made a part of this description.
Property known as: 1091 Piedmont Way, Gainesville, GA 30501

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
U.S. Bank, N.A.
4801 Frederica Street
Owensboro, KY 42301
PHONE: 800-365-7772

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Deborah A. Aiken.
U.S. Bank, N.A., as Attorney-in-fact for Deborah A. Aiken.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 09-6209
232608 10/8, 15, 22, 29

gpn11
(ALBERTO)
NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED
STATE OF GEORGIA,

COUNTY OF Hall
Pursuant to a power of sale contained in a certain security deed executed by Nieves V. Alberto and Maria E. Alberto, hereinafter referred to as Grantor, to Ameriquest Mortgage Company recorded in Deed Book 5233, beginning at page 526, and reformed at Deed Book 6605, Page 72, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in November, 2009, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property The entity that has full authority to negotiate, amend, and modify all terms of the Note and Security Deed is American Home Mortgage Servicing, Inc., 4600 Regent Blvd., Suite 200, Irving, TX 75063-2250, (800) 358-8426. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Nieves V. Alberto and Maria E. Alberto or tenant(s).

Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R3,
As Transferee and Assignee,

As attorney-in-fact for the aforesaid Grantor
J. Michael Campbell
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

AHM/Nieves V. Alberto and Maria E. Alberto/08-55615F1


EXHIBIT "A"

The Land Referred to in this exhibit is located in The County of Hall and The State of Georgia in Deed Book 4377 at Page 461 and described as follows.

All that tract or parcel of land, lying and being in the City of Gainesville, Hall County, Georgia, and being more particularly described as follows:

Beginning at an iron pin at the south side of Piedmont road at the northeast corner of property now or formerly owned by Albert Davis; Thence along the south side of the right a way of Piedmont Road North 71 degrees 23 minutes east, 67.58 feet; thence north 81 degrees 41 minutes east 64.2 feet; thence south 84 degrees 15 minutes east 34.4 feet to an iron pin; thence south 5 degrees 39 minutes east 189.07 feet to an iron pin; thence south 72 degrees 48 minutes west 19.92 feet to an iron pin; thence north 85 degrees 27 minutes west 30 feet to an iron pin; thence south 27 minutes west 30 feet to an iron pin; thence south 67 degrees 46 minutes west 62.8 feet to an iron pin; thence along the line of property now or formerly owned by Albert Davis north 21 degrees 19 minutes west 201.82 feet to an iron pin and the point of beginning.

463 Piedmont Road
Gainesville, GA 30501
231967 10/8, 15, 22, 29

gpn11
(ALLEN)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF HALL
By virtue of the Power of Sale contained in that Security Deed executed and delivered by James D. Allen, a/k/a James Daniel Allen and Mildred Allen to Regions Bank, dated December 29, 2004, and recorded in Deed Book 5209, Page 108, as modified by that certain Modification of Security Deed dated June 24, 2005, recorded in Deed Book 5390, Page 520, Hall County Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Eight Thousand Eight Hundred Dollars and 00/cents ($108,800.00) with interest thereon as set forth therein, there will be sold at public outcry before the Courthouse door in said County by Regions Bank, during the legal hours of sale on the first Tuesday in November, 2009, to the highest bidder for cash, the following described property, as follows:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE EIGHTH LAND DISTRICT OF HALL COUNTY, GEORGIA, AND BEING ALL OF LOTS NOS. 18 AND 19 OF THE PINE CREST HEIGHTS SUBDIVISION AS SHOWN BY PLAT OF SAID SUBDIVISION PREPARED BY PATTON-PATTON COMPANY, MAY 12, 1959, AND RECORDED IN PLAT BOOK 25, PAGE 32 OF HALL COUNTY RECORDS, TO WHICH PLAT AND THE RECORD THEREOF REFERENCE IS HEREBY MADE OF PURPOSES OF DESCRIPTION.

Upon information and belief of lender, said property is commonly known as 3415 Holcomb Road, Gainesville, Georgia 30504.

The said debt secured by the said Security Deed being in default, said sale will be made for the purpose of paying the same and all expenses in connection with this foreclosure including but not limited to all accrued and unpaid interest, attorney's fees and expenses of sale.

Upon the best information and belief of Lender, the above-described property is in the possession of the Borrower, and/or tenants of Borrower or other persons or entities in possession with the consent or acquiescence of Borrower.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Bank, 2050 Parkway Office Circle, Birmingham, Alabama 35244 at 205-560-7588. Please understand that the secured creditor is not required to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold as the property of James D. Allen, a/k/a James Daniel Allen and Mildred Allen, and subject to any outstanding ad valorem real property taxes (including taxes which are a lien, but not yet due and payable), any matter which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and to final confirmation and audit of the status of the loan with the holder of the security deed.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Regions Bank, as attorney in fact for James D. Allen, a/k/a James Daniel Allen and Mildred Allen
________
MICHAEL D. PAYNE, Attorney for
Regions Bank
McCullough, Payne & Haan, LLC
171 17th Street, N.W., Suite 975
Atlanta, Georgia 30363
(404) 873-1386
232789 10/8, 15, 22, 29

gpn11
(ALMENDARES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from MARIO M. ALMENDARES to EMIGRANT MORTGAGE COMPANY, INC., as ìLENDERî dated October 13, 2004, recorded in Deed Book 5154, Pages 442-468, and re-recorded in Deed Book 5309, Pages 397-424, HALL County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND THREE HUNDRED TEN AND 00/100 DOLLARS (U.S. $131,310.00) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of HALL County, Georgia, within the legal hours of sale on the first Tuesday in NOVEMBER, 2009 the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND
BEING IN THE 268TH GM DISTRICT, HALL COUNTY, GEORGIA,
BEING LOT 13, BLOCK A, PENNINGTON POINT SUBDIVISION,
PHASE II, AS PER PLAT OF RECORD IN PLAT SLIDE 839, PAGES
111-112, HALL COUNTY RECORDS, WHICH PLAT IS INCORPORATED
HEREIN BY REFERENCE.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all
expenses of the sale, including attorney's fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best
knowledge and belief of the undersigned, the party in possession of the property is MARIO M. ALMENDARES or a tenant or tenants, and said property is more commonly known as
3601 Pennington Trail, Gainesville, Ga. 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

EMIGRANT MORTGAGE COMPANY, INC.
as Attorney in Fact for
MARIO M. ALMENDARES

Contact: Bonny Powell
Perrie & Associates, LLC
100 Galleria Pkwy., N.W.
Suite 1170
Atlanta, GA 30339
(770) 953-0826
File No. P&A - 2009-0113
Ad Run Dates: 10/8, 10/15, 10/22 and October 29, 2009

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232836 10/8, 15, 22, 29

gpn11
(ALVARADO-MUNGUIA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Paulino Alvarado-munguia to One Choice Mortgage, Inc, dated January 6, 2006, recorded in Deed Book 5564, Page 37, Hall County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SEVEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($147,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jose Vazquez or a tenant or tenants and said property is more commonly known as 1767 Chestia Dr, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC
as Attorney in Fact for
Paulino Alvarado-munguia

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/pak 11/3/09
Our file no. 52716009-FT7

EXHIBIT A

All that tract or parcel of land lying and being in the city of Gainesville (GMD 411) and being a portion of Lot 76, a portion of Lot 77 and all of Lot 75 of the SC Moon Subdivision as they were originally depicted on that Subdivision Plat recorded in the Clerk's Office of the Superior Court of Hall Co. GA in Plat Book 8, Page 83 and in their current form and as conveyed herein shown in Plat Slide 822, Page 210A, Hall Co. GA Deed Records, which Plat is incorporated herein by reference and made a part hereof.

MR/pak 11/3/09
Our file no. 52716009 - FT7
231364 10/8, 15, 22, 29

gpn11
(AMO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Brian Amo and Kimberly Amo to HomeBanc Mortgage Corporation, dated February 3, 2006, recorded in Deed Book 5600, Page 22, Hall County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 6445, Page 311, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($108,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Brian Amo, Kimberly Amo and Kim Amo aka Kimberly Amo or a tenant or tenants and said property is more commonly known as 2791 Oconee Circle, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for
Brian Amo and Kimberly Amo

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/sm01 11/3/09
Our file no. 52833209-FT4

EXHIBIT A

All that tract or parcel of land lying and being in the Gainesville District of Hall County, Georgia, embracing 0.8542 acre, more or less, and being more particularly described as follows:

Beginning at a rebar found on the northeasterly right of way of Oconee Circle ( a 60-foot right of way), which rebar is located north 21 degrees 08 minutes 51 seconds east 68.38 feet from the centerline intersection of said Oconee Circle and Oconee Drive; running thence said right of way of Oconee Circle, south 47 degrees 32 minutes 49 seconds west 136.83 feet to an open top pipe found; thence departing said right of way, north 39 degrees 16 minutes 14 seconds west 272.30 feet to an open top pipe; thence north 43 degrees 11 minutes 38 seconds east 132.92 feet to an open top pipe found; thence south 40 degrees 16 minutes 55 seconds east 282.01 feet to a rebar found and the point of beginning, as shown on plat of survey for Peter & Robert Armour, by Ian M. Bragg, Georgia Registered Land Surveyor No. 2196, revised February 2, 2006, which plat is incorporated herein by reference and made a part hereof.

Being the same property as conveyed by warranty deed from William S. Armour to Robert Daniel Armour and Peter Michael Armour, dated August 7, 1990 and recorded in Deed Book 1505, Page 24, Hall County, Georgia records.

MR/sm01 11/3/09
Our file no. 52833209 - FT4
231802 10/8, 15, 22, 29

gpn11
(ANDERSON)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Alton Anderson  to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for GreenPoint Mortgage Funding, Inc., dated February 23, 2005 and filed for record February 25, 2005 in Deed Book 5235, Page 329, Hall County, Georgia records, and securing a Note in the original principal amount of $94,400.00; last transferred to HSBC Bank USA, National Association, as Trustee for GSAA Home Equity Trust 2005-6, Asset-Backed Certificates, Series 2005-6 by Assignment filed for record in the public deed records of Hall County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in November, 2009, by HSBC Bank USA, National Association, as Trustee for GSAA Home Equity Trust 2005-6, Asset-Backed Certificates, Series 2005-6 as Attorney-in-Fact for Alton Anderson  the following property to-wit:

All that tract or parcel of land lying and being in Land Lot 162 of the 10th Land District of Hall County, Georgia, containing 0.56 acres, and being all of Lot 61C of the Hidden Acres Subdivision, and being more particularly described according to a plat of survey prepared by Patton-Patton, Inc., Registered Surveyors, dated June 21, 1995 and recorded in Plat Slide 498, Page 69B of the Hall County, Georgia Plat Records, reference to said plat and the record thereof is hereby made for a more complete description of said property.

The above described property is also known as 3211 Country Lane, Gainesville, GA  30506.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Alton Anderson .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, L.P., servicer for HSBC Bank USA, National Association, as Trustee for GSAA Home Equity Trust 2005-6, Asset-Backed Certificates, Series 2005-6  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

HSBC Bank USA, National Association, as Trustee for
GSAA Home Equity Trust 2005-6, Asset-Backed Certificates,
Series 2005-6 as Attorney-in-Fact for Alton Anderson

SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.  
   S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232169 10/8, 15, 22, 29

gpn11
(ANGLIN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Corey G. Anglin and Amy A. Anglin to Mortgage Electronic Registration Systems, Inc., dated December 5, 2007, recorded in Deed Book 6231, Page 445, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP
by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($161,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Corey G. Anglin and Amy A. Anglin or a tenant or tenants and said property is more commonly known as 5342 Misty Meadow Drive, Lula, Georgia 30554.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for
Corey G. Anglin and Amy A. Anglin

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/mcs 11/3/09
Our file no. 52777009-FT7

EXHIBIT A

All that tract or parcel of land lying and being in the City of Lula in the 1690th GMD of Hall County, Georgia, and being Lot 72 of Rivermist Subdivision according to that plat of survey recorded in Plat Book 847, Pages 215-223, Hall County, Georgia records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein.


MR/mcs 11/3/09
Our file no. 52777009 - FT7
231332 10/8, 15, 22, 29

gpn11
(ARGUETA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jose Argueta to James B. Nutter & Company, dated February 6, 2002, recorded in Deed Book 4147, Page 328, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND THREE HUNDRED FORTY-FIVE AND 0/100 DOLLARS ($113,345.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: James B Nutter & Company, 4153 Broadway, Kansas City, MO 64111-2619, 800-315-7334. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jose Argueta or a tenant or tenants and said property is more commonly known as 4312 Falcon Crest Drive, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

James B. Nutter & Company
as Attorney in Fact for
Jose Argueta

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/jas 11/3/09
Our file no. 5722409-FT2

EXHIBIT A

All that tract or parcel of land, together with all improvements thereon situate, lying and being the 385th G.M.D. and 1270th G.M.D. of Hall County, Georgia, Bing Lot 117, Block "B" of Phase ll, Section lll, Falcon Crest Subdivision as shown on the subdivision Plat Recorded on Plat Slide 82, Page 162A, Hall County, Georgia Plat records, and having particularly described on plat of survey prepared for Nicholas J. Hess and Brenda Gail Hess by Matthew V. Ingram, registered surveyor, dated July 9, 1992, recorded on Plat Slide 154, Page 136A, Hall County Georgia, Plat records, Reference to said Plats and the records thereof is hereby made for a more complete description of said property.

Being the same property conveyed to Jose Argueta, Recorded 12/17/1999 in Deed Book 3602 Page 239.


MR/jas 11/3/09
Our file no. 5722409 - FT2
232533 10/8, 15, 22, 29

gpn11
(AVILES/BARTOW)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kimberly A. Barstow to Mortgage Electronic Registration Systems, Inc dated May 31, 2005, and recorded in Deed Book 5343, Page 139, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8, by Assignment securing a Note in the original principal amount of $113,050.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 54, OF THE 8TH DISTRICT, HALL COUNTY, GEORGIA, AND BEING LOT 85, COPPER SPRINGS, UNIT TWO, AS PER PLAT RECORDED IN PLAT BOOK 823, BEING PAGES 18A, 19A AND 20A, HALL COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

Said property is known as 4831 Tangerine Circle, Oakwood, GA 30566, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Kimberly A. Barstow, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kimberly A. Barstow and Kimberly Aviles, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8 as Attorney-in-Fact for Kimberly A. Barstow

File no. 09-018122
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231230 10/8, 15, 22, 29

gpn11
(BALDEO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Carlos D. Baldeo and Durga S. Baldeo to Mortgage Electronic Registration Systems, Inc. dated November 29, 2006 in the amount of $116,319.00, and recorded in Deed Book 5933, Page 392, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 118 of the 8th District, of Hall County, Georgia, being Lot No. 162, Building W, of Tidewater Cove, Phase II, as shown on plat of survey recorded at Plat Slide 842, Page 100, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 6534 Mallard Cove Lane, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Carlos D. Baldeo and Durga S. Baldeo and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Carlos D. Baldeo and Durga S. Baldeo
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-21751 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232318 10/8, 15, 22, 29

gpn11
(BANDA)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated May 27, 2008, executed by JOSE BANDA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 6360, Page 265, Hall County, Georgia Deed Records, and securing a Note in the original principal amount of $127,500.00, said Security Deed and Note last having been assigned to Ocwen Loan Servicing, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in November, 2009, to-wit: November 3, 2009, during the legal hours of sale, before the Hall County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:


All that tract or parcel of land lying and being in the City of Lula in the 1690th District of Hall County, Georgia, and being Lot 81 of Rivermist Subdivision, as per plat recorded in Plat Book 847, Pages 215-232, Hall County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.

The aforedescribed real property is also known as 5274 Misty Meadow Drive, Lula, Georgia, 30554, according to the present system of numbering houses in Hall County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of JOSE BANDA and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

OCWEN LOAN SERVICING, LLC
as Attorney-in-Fact for
JOSE BANDA

David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
231930 10/8, 15, 22, 29

gpn11
(BARNES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Angel L. Barnes to Mortgage Electronic Registration Systems, Inc., dated April 27, 2007, recorded in Deed Book 6036, Page 258, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($129,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Angel L. Barnes or a tenant or tenants and said property is more commonly known as 3940 Bark Camp Place, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP
as Attorney in Fact for
Angel L. Barnes

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/lnk 11/3/09
Our file no. 51604009-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 100, 10th Land District, Hall County, Georgia, being known as Lot 5, Bark Camp Place Subdivision, as shown on Subdivision Plat recorded in Plat Book 91, Page 170 Hall County, Georgia Plat Records, and being more particularly described according to a Plat of survey prepared for Vicki T. Guest by Henry Grady Jarrard, registered land surveyor, dated June 17, 1987, and recorded in Plat Book 122, Page 193 aforesaid recorded, which plats are incorporated herein by reference and made a part hereof.

Said property is subject to all easements, covenants and restrictions of record, if any.


MR/lnk 11/3/09
Our file no. 51604009 - FT4
232699 10/8, 15, 22, 29

gpn11
(BARNETT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by David H. Barnett to Mortgage Electronic Registration Systems, Inc., dated March 28, 2008, recorded in Deed Book 6308, Page 58, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 6525, Page 340, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-SEVEN THOUSAND FOUR HUNDRED FIVE AND 0/100 DOLLARS ($237,405.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is David H. Barnett or a tenant or tenants and said property is more commonly known as 6031 Stillwater Ct, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
David H. Barnett


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/cj 11/3/09
Our file no. 5775809-FT2


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 139 of the 8th District, Hall County, Georgia being Lot 54, Stillwater, Phase 1, per plat book 843, pages 84-86, Hall County, Georgia Records, which is referred to and made a part of this description.


MR/cj 11/3/09
Our file no. 5775809 - FT2
230871 10/8, 15, 22, 29

gpn11
(BARRETT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Tara W Barrett to Mortgage Electronic Registration Systems, Inc., dated March 10, 2008, recorded in Deed Book 6294, Page 144, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-TWO THOUSAND FOUR HUNDRED FORTY-FOUR AND 0/100 DOLLARS ($192,444.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tara Barrett aka Tara W. Barrett or a tenant or tenants and said property is more commonly known as 4955 Odum Smallwood Road, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Tara W Barrett

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/cj 11/3/09
Our file no. 51439809-FT2

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 10, 11th District, Hall County, Georgia, being 1.587 acres, more or less, as per plat for Frankie & Barbara Hatcher dated November 2, 1983 and recorded in Plat Book 125, Pages 196 and 197, Hall County, Georgia Plat Records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.

Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record.


MR/cj 11/3/09
Our file no. 51439809 - FT2
230913 10/8, 15, 22, 29

gpn11
(BARRETT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jerry L. Barrett to JP Morgan Chase Bank, N. A, dated June 4, 2007, recorded in Deed Book 6128, Page 419, Hall County, Georgia Records as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY THOUSAND AND 0/100 DOLLARS ($80,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jerry L. Barrett or a tenant or tenants and said property is more commonly known as 6329 Spout Springs Rd, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC
as Attorney in Fact for
Jerry L. Barrett

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/ak3 11/3/09
Our file no. 52747009-FT3


EXHIBIT A

The land referred to in this policy is situated in the State of GA, County of Hall, City of Flowery Branch and described as follows:

All that tract or parcel of land, together with all improvements thereon, lying and being in GMD 1270 of Hall County, Georgia, and being all of Lot Twenty Eight (28) of Garden Lane Subdivision, according to plat of survey prepared for Jerry L. and Deborah A. Barrett by Jick 4, Page, Jr., Georgia Registered Land Surveyor, dated October 5, 1988, a copy of said plat being recorded in Plat Book 132, Page 116, in the Clerk's Office of the Superior Court of Hall County, Georgia; said plat and the record thereof being incorporated herein by reference for a more complete description.

APN 15-046C-000-028
With the appurtenances thereto.
APN: 15-046C-000-028

MR/ak3 11/3/09
Our file no. 52747009 - FT3
231357 10/8, 15, 22, 29

gpn11
(BARRETT)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated June 28, 2002, executed by LEE A. BARRETT to MORTGAGE ELECTRON IC REGISTRATION SYSTEMS, INC. recorded in Deed Book 4240, Page 348, Hall County, Georgia Deed Records, and securing a Note in the original principal amount of $80,000.00, said Security Deed and Note last having been assigned to Saxon Mortgage Services, Inc. the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in November, 2009, to-wit: November 3, 2009, during the legal hours of sale, before the Hall County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that lot, tract, or parcel of land, together with improvements thereon, lying and being in Land Lot 144 of the 12th Land District of Hall County, Georgia, containing 3.00 acres, and being more particularly described as follows:

To find the point of beginning, start at the point where the East line of Land Lot 144 intersects the center line of Belton Bridge Road, thence move westerly along the center of Belton Bridge Road a distance of 993 feet, more or less, to the point where the West line of the property now or formerly owned by Dr. Alvin Allen intersects the center of Belton Bridge Road, said point is the Northeast corner of property being conveyed by this deed and the TRUE POINT OF BEGINNING; thence South 35° 21' East 89.80 feet to a point; thence, South 56° 44' East 316.51 feet to a point; thence South 41° 13' East 198.54 feet to a point; thence South 19° 05' East 70.15 feet to a point; thence South 48° 40' West 230.00 feet to a point; thence North 36° 22' West 674.87 feet to the center of Belton Bridge Road, thence following the center line in a northeasterly direction as follows; thence North 56° 09' 34" East 90.63 feet to a point; thence North 53° 03' 40" East 36.0 feet to a point and the TRUE POINT OF BEGINNING.

Said property being the same property conveyed in that Warranty Deed from Cynthia Ryals, by her attorney in fact, Howard D. Goode, to Lee A. Barrett, dated May 27, 1981, and recorded in Deed Book 742, Page 619 of the Hall County, Georgia Deed Records.

Said property is conveyed subject to all easements, covenants and restrictions of record.


The aforedescribed real property is also known as 7845 Belton Bridge Road, Lula, Georgia 30554 according to the present system of numbering houses in Hall County, Georgia.
This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of Lee A. Barrett and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

SAXON MORTGAGE SERVICES, INC.
as Attorney-in-Fact for
LEE A. BARRETT

David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
231834 10/8, 15, 22, 29

gpn11
(BARTON)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Mitchel Barton to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $138,050.00 dated 08/27/2003, and recorded in Deed Book 4721, page 627, Hall County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 6538, Page 182, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2009 by CitiMortgage, Inc., as Attorney-in-Fact for Mitchel Barton the following described property:
All that tract or parcel of land lying, situate and being in Land lot 131, 10th District, Hall County, Georgia, being all of Lot 2, as shown on a Survey entitled “The Lawson Highlands Phase One”, dated May 16, 1986, prepared by Albert M. Wynn, Jr., Georgia registered land surveyor, and is recorded in Plat Book 112, Page 46, Hall County, Georgia Plat Records, said plat being incorporated herein and made a part hereof.
Property known as: 5064 Lawson Park Drive, Gainesville, GA 30506

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Mitchel Barton.
CitiMortgage, Inc., as Attorney-in-fact for Mitchel Barton.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 09-2920
232609 10/8, 15, 22, 29

gpn11
(BAUTISTA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Manuel Torres aka Manuel Torres Bautista to Mortgage Electronic Registration Systems, Inc., dated March 24, 2006, recorded in Deed Book 5646, Page 441, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 6598, Page 380, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($140,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Manuel Torres aka Manuel Torres Bautista or a tenant or tenants and said property is more commonly known as 3510 South Chase Drive, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for

Manuel Torres aka Manuel Torres Bautista

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/rxk1 11/3/09
Our file no. 52064109-FT7


EXHIBIT A

All that tract or parcel of land lying and being in the Tadmore District, GMD 268, Hall County, Georgia, Being Lot 4, Southchase Subdivision, Unit One, as shown on Plat of Subdivision recorded in Plat Slide 835, Page 118A-127A, Hall County, Georgia records, which Plat is incorporated herein by reference and made a part hereof.


MR/rxk1 11/3/09
Our file no. 52064109 - FT7
230815 10/8, 15, 22, 29

gpn11
(BECERRA)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated May 15, 2007, executed by JOEL BECERRA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 6056, Page 574, Hall County, Georgia Deed Records, and securing a Note in the original principal amount of $130,000.00, said Security Deed and Note last having been assigned to Ocwen Loan Servicing, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in November, 2009, to-wit: November 3, 2009, during the legal hours of sale, before the Hall County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land, together with all improvements thereon, lying and being in the City of Gainesville, GMD #411, of Hall County, Georgia, and being all of Lot 5, Block "B", of Kenwood Subdivision, as shown and delineated on plat of survey prepared for Dewayne F. & Sharon R. Sain by Henry Bailey, Georgia Registered Land Surveyor, dated February 5, 1987, and being more particularly described according to said Bailey Survey as follows:

BEGINNING at an iron found on the southwesterly right of way of the turning circle of Providence Drive, which iron pin lies a tieline South 76 degrees 47 minutes 32 seconds West 50.00 feet from the centerline point of said turning circle; thence from said Point of Beginning along the southwesterly right of said turning circle, along an arc having a chord bearing and a distance of South 43 degrees 20 minutes 07 seconds East 50.19 feet and an arc distance of 52.58 feet to an iron pin found; thence along Lot 4, said subdivision, South 17 degrees, 35 minutes, 42 seconds West 92.62 feet to an iron pin found; thence North 72 degrees 28 minutes 44 seconds West 119.41 feet to a concrete monument; thence North 07 degrees 40 minutes 03 seconds East 34.78 feet to an iron pin found; thence along Lot 6, said subdivision, north 62 degrees, 07 minutes 16 seconds East 116.28 feet to the POINT OF BEGINNING.

Property is subject to a 25" sewer easement and a 10' drainage easement as shown on the above referenced plat of survey.

The aforedescribed real property is also known as 742 Providence Drive, Gainesville, Georgia 30501, according to the present system of numbering houses in Hall County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of JOEL BECERRA and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

OCWEN LOAN SERVICING, LLC
as Attorney-in-Fact for
JOEL BECERRA

David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
231776 10/8, 15, 22, 29

gpn11
(BECK)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Clora E. Beck to Wells Fargo Home Mortgage Inc., dated August 28, 2002, recorded in Deed Book 4314, Page 565, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($121,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Estate Of Beck and Clora E. Beck or a tenant or tenants and said property is more commonly known as 2940 Willow Ridge Circle, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, Na. sbm Wells Fargo Home Mortgage, Inc. ..
as Attorney in Fact for
Clora E. Beck

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/ak3 11/3/09
Our file no. 52724909-FT7


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 23 of the 8th District, of Hall County, Georgia and being Lot 28, Willow Ridge Subdivision, as shown in Plat Book 108, Page 50-51, Hall County Records, which Plat is incorporated herein by this reference and made a part of this description; said property being known as 2940 Willon Ridge Circle, Gainesville, Georgia 30504, according to the present system of numbering in Hall County, Georgia.


MR/ak3 11/3/09
Our file no. 52724909 - FT7
231365 10/8, 15, 22, 29

gpn11
(BENNETT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by David A. Bennett to Norwest Mortgage, Inc, dated September 23, 1998, recorded in Deed Book 3326, Page 134, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-SEVEN THOUSAND AND 0/100 DOLLARS ($87,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David A. Bennett and aka David Allen Bennett or a tenant or tenants and said property is more commonly known as 4747 Deer Ridge Court, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA fka Wells Fargo Home Mortgage, Inc sbm Norwest Mortgage Inc

as Attorney in Fact for
David A. Bennett

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/ak3 11/3/09
Our file no. 51574009-FT7

EXHIBIT A

All that lot, tract, or parcel of land, together with improvements thereon, lying and being in the Flowery Branch GMD 1270 of Hall County, Georgia, and being Lot 42 of Hunters Landing Subdivision as shown on the plat of survey recorded in Plat Book 146, Pages 180-181 of the Hall County, Georgia plat records, and which plat is hereby incorporated by reference for a more complete description of said property.


MR/ak3 11/3/09
Our file no. 51574009 - FT7
232145 10/8, 15, 22, 29

gpn11
(BETTIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Tabitha E. Bettis to Mortgage Electronic Registration Systems, Inc., dated April 24, 2007, recorded in Deed Book 6055, Page 26, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP
by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($121,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tabitha E. Bettis or a tenant or tenants and said property is more commonly known as 6264 Shoreview Circle, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for
Tabitha E. Bettis

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/mcs 11/3/09
Our file no. 52776309-FT7

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 118 of the 8th District, Hall County, Georgia, being Lot 19, Building E of Tide Water Cove, Phase 1, as per plat recorded at Plat Slide 814, Page 82A, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof by reference.

M07-0273


MR/mcs 11/3/09
Our file no. 52776309 - FT7
231335 10/8, 15, 22, 29

gpn11
(BISHOP)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Catherine A Bishop to Mortgage Electronic Registration Systems, Inc., dated August 2, 2005, recorded in Deed Book 5399, Page 127, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FOUR THOUSAND NINE HUNDRED FIFTY AND 0/100 DOLLARS ($174,950.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Catherine A Bishop or a tenant or tenants and said property is more commonly known as 5167 Scenic View Rd, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for
Catherine A Bishop

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/ar5 11/3/09
Our file no. 52202609-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Flowery Branch G.M.D. 1270, being Lot 130, Phase I, The Preserve at Mulberry, as per plat of subdivision recorded in Plat Slide 841, Pages 242-249, Hall County records, said plat is incorporated herein by reference and made a part of this description.


MR/ar5 11/3/09
Our file no. 52202609 - FT4
231381 10/8, 15, 22, 29

gpn11
(BISHOP)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Anne M. Bishop and Thomas S. Bishop to Mortgage Electronic Registration Systems, Inc. dated January 2, 2007 in the amount of $366,000.00, and recorded in Deed Book 5928, Page 547, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, together with improvements thereon, lying and being in the City of Gainesville, Hall County, Georgia, and being a all of Lot 70 of Chattahoochee Estates-West Subdivision as shown on the subdivision plat prepared by Farley-Collins Associates, GRLS, dated December 31, 1984, recorded in Plat Book 100, Pages 78-81, Hall County Plat Records. Said plat and the record thereof are herein incorporated for a full and complete legal description.

which has the property address of 3034 Chattahoochee Trace, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Anne M. Bishop and Thomas S. Bishop and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Anne M. Bishop and Thomas S. Bishop
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-21722 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232300 10/8, 15, 22, 29

gpn11
(BLALOCK)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Allan Jay Blalock and Kelli L Blalock to Mortgage Electronic Registration Systems, Inc., dated August 20, 2004, recorded in Deed Book 5075, Page 375, Hall County, Georgia Records, as last transferred to Litton Loan Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($101,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Allan Jay Blalock and Kelli L Blalock or a tenant or tenants and said property is more commonly known as 5125 Browns Bridge Road, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Litton Loan Servicing, LP
as Attorney in Fact for
Allan Jay Blalock and Kelli L Blalock

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/sc6 11/3/09
Our file no. 52869409-FT1


EXHIBIT A

All that lot, tract, or parcel of land, together with improvements thereon, lying and being in Land Lot 62 of the 8th Land District of Hall County, Georgia, and being Lot 4, Major L. Crow Subdivision, as shown on the subdivision plat recorded in Plat Book 18, Page 57 of the Hall County, Georgia plat records, and which plat is hereby incorporated by reference for a more complete description of said property.

Said property is conveyed subject to all easement, covenants, and restrictions of record, if any.


MR/sc6 11/3/09
Our file no. 52869409 - FT1
231982 10/8, 15, 22, 29

gpn11
(BLOCKER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Michael J Blocker to Mortgage Electronic Registration Systems, Inc., dated December 17, 2004, recorded in Deed Book 5178, Page 256, Hall County, Georgia Records, as last transferred to Suntrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIX THOUSAND FOUR HUNDRED SEVENTY-TWO AND 0/100 DOLLARS ($106,472.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael J Blocker or a tenant or tenants and said property is more commonly known as 5044 Emory Griffin Road, Gillsville, Georgia 30543.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage, Inc.
as Attorney in Fact for
Michael J Blocker

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/nh5 11/3/09
Our file no. 52938809-FT2

EXHIBIT A

All that tract or parcel of land lying and being in GMD 1557 of Hall County, Georgia and containing 1.35 acres as more fully on a survey for Fred K. Hemphill and Barbara E. Hemphill prepared by Albert Wynn, Jr., Registered Surveyor, dated July 8, 1986 and recorded in Plat Book 122, Page 124 and 125 of Hall County records, which survey is incorporated herein by reference, and lying on the southeasterly side of Emory Griffin Road and being more particularly described as follows:

To find the true point of beginning, go 0.7 miles from the intersection of the southeasterly right of way Emory Griffin Road with the easterly right of way of State Route 323 along the southeasterly right of way of Emory Griffin Road to a number 3 rebar and thence south 53 degrees 22 minutes 10 seconds east along said right of way 150.00 feet to an iron pin and the true point of beginning. Thence along said right of way south 53 degrees 22 minutes 10 seconds east, 150.00 feet to a point; thence leaving the right of way of Emory Griffin Road South 37 degrees 06 minutes 12 seconds west 400.00 feet to an iron pin; thence north 53 degrees 22 minutes 10 seconds west , 150.00 feet to an iron pin; thence 37 degrees 06 minutes 12 seconds east, 400.00 feet to an iron pin on the southeasterly right of way of Emory Griffin Road and the point of beginning.

Subject to any and all easements, right of ways, restrictive covenants and public utilities of record.

This being the same property conveyed from Eddie L. Whiting to Helane Schulman, f/k/a Helane A. Whitting in a corrective quit claim deed dated November 6, 1997 and recorded in Deed Book 3019, Page 233, Hall County Deed records.


MR/nh5 11/3/09
Our file no. 52938809 - FT2
232651 10/8, 15, 22, 29

gpn11
(BONILLA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Maria Bonilla to Fifth Third Mortgage Company, dated August 1, 2008, recorded in Deed Book 6392, Page 528, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SEVEN THOUSAND NINE HUNDRED EIGHTEEN AND 0/100 DOLLARS ($157,918.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Fifth Third Bank, Mail Drop 1MOC20, 5050 Kingsley Drive, Cincinnati, OH 45263, 800-375-1745opt3. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Maria Bonilla or a tenant or tenants and said property is more commonly known as 1122 Villa Clara Way, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Fifth Third Mortgage Company
as Attorney in Fact for
Maria Bonilla

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/axh 11/3/09
Our file no. 52951609-FT7

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 168 of the 9th District, Hall County, Georgia, being Lot 6 of Ventura Subdivision, as per plat thereof recorded in Plat Book 855, Pages 91-96, Hall County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

MR/axh 11/3/09
Our file no. 52951609 - FT7
232528 10/8, 15, 22, 29

gpn11
(BOWEN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Tabb Bowen and Marcela P Bowen to SunTrust Mortgage, Inc., dated July 20, 2005, recorded in Deed Book 5399, Page 625, Hall County, Georgia Records conveying the after-described property to secure a Note in the original principal amount of SIX HUNDRED SIXTY-THREE THOUSAND AND 0/100 DOLLARS ($663,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tabb Bowen and Marcela P Bowen or a tenant or tenants and said property is more commonly known as 4558 Greyfield Bluff Drive, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Tabb Bowen and Marcela P Bowen

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/cj 11/3/09
Our file no. 52182509-FT2

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 38 and 39 of the 8th District, of Hall County, Georgia, being Lot 38 of Cumberland on Lanier Subdivision, as per final plat for Shoreline Development Group, LLC, as prepared by Don Williams and Associates, Georgia Registered Land Surveyors, and as recorded on Plat Slide 790, Pages 142A-143A, records of Hall County, Georgia, which plat is incorporated herein by reference.


MR/cj 11/3/09
Our file no. 52182509 - FT2
231354 10/8, 15, 22, 29

gpn11
(BOWEN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Michelle Bowen and William T. Bowen to , dated April 9, 2007, recorded in Deed Book 6021, Page 153, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($209,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michelle Bowen and William T. Bowen or a tenant or tenants and said property is more commonly known as 3479 Talking Leaves, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc
as Attorney in Fact for
Michelle Bowen and William T. Bowen

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/axh 11/3/09
Our file no. 52875709-FT7

EXHIBIT A

All that tract or parcel of land situate lying and being in Land Lots 48 and 49, in the 10th Land District, Hall County, Georgia, being all of Lot 59 of the Sequoia Springs Subdivision, being more fully shown on a plat recorded in Plat Slide 838, Page 109-120, Hall County, Georgia Plat Records, which plat is incorporated hereby by this reference and made a part of this description.

Subject to and together with all easement, restrictions, covenants, and rights of way of record, if any, in Hall County, Georgia.

This being all of the property conveyed from the Nickels Family, LP to Nickels Development Corporation by Warranty Deed dated November 11, 2000 and recorded in Deed Book 3768, Page 651, Hall County, Georgia Deed Records.

MR/axh 11/3/09
Our file no. 52875709 - FT7
232526 10/8, 15, 22, 29

gpn11
(BRADY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Teresa L. Brady to HomeBanc Mortgage Corporation dated March 26, 2007 in the amount of $107,250.00, and recorded in Deed Book 5999, Page 523, Hall County, Georgia Records; as last transferred to American Home Mortgage Servicing, Inc. by assignment; the undersigned, American Home Mortgage Servicing, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

3911 Hidden Hollow, part of Lots 1 and 2, Block B
All that tract or parcel of land lying and being in Land Lots 82 and 97 of the 10th District of Hall County, Georgia, being part of Lots 1 and 2, Block B, Hidden Hollow Subdivision and being more particularly described as follows:
To find the True Point of Beginning, commence at a point at the intersection of the Northeasterly side of Elrod Drive (60 foot Right-of-Way) and the Northeasterly side of Hidden Meadows Drive (50 foot Right-of-Way) and run thence along Hidden Meadows Drive North 22 degrees 38 minutes 57 seconds East a distance of 102.6 feet to a point which is the True Point of Beginning.
From the True Point of Beginning, run thence along Hidden Meadows Drive North 22 degrees 38 minutes 57 seconds East a distance of 37 feet to a point; leaving Hidden Meadows Drive, run thence South 79 degrees 18 minutes 11 seconds East a distance of 202.23 feet to a point; thence run south 59 degrees 56 minutes 41 seconds West a distance of 110 feet to a point on Hidden Hollow Drive (50 foot Right-of-Way); run thence along Hidden Hollow Drive, South 32 degrees 52 minutes 36 seconds West a distance of 17.96 feet to a point; thence continuing in Hidden Hollow Drive, South 34 degrees 19 minutes 51 seconds West a distance of 27.07 feet; leaving Hidden Hollow Drive, proceed North 59 degrees 56 minutes 41 seconds West a distance of 110.0 feet; run thence North 77 degrees 34 minutes 09 seconds West a distance of 192.10 feet to the True Point of Beginning.
As shown on plat for ERE Inc., prepared by Henry Grady Jarrad, Georgia R.L.S., surveyed dated November 2, 1998 and revised June 26, 2003, recorded August 8, 2003 in Book 833, Page 38B, Hall County Records.
(Property is subject to the provisions of the Declaration of Covenants, restrictions and easements for The Villas at Hidden Hollow dated November 14, 2001 and recorded with the Clerk of Superior Court, Hall County, Georgia in Book 4034, Pages 157-207, together with any amendments recorded from time to time and including a provision for mandatory membership in The Villas at Hidden Hollow HOA, Inc)

which has the property address of 3911 Hidden Hollow Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Teresa L. Brady and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

American Home Mortgage Servicing, Inc.
Attorney in Fact for
Teresa L. Brady
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22828 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232652 10/8, 15, 22, 29

gpn11
(BRAVO)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSE IGNACIO BRAVO AND GUADALUPE PIZANO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION "S" CORPORATION , dated 10/05/2005, and Recorded on 10/20/2005 as Book No. 5479 and Page No. 480-489, HALL County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $124,516.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in November, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN THE CITY OF GAINESVILLE, LAND LOT 172 OF THE 19TH DISTRICT, HALL COUNTY, GEORGIA, BEING LOT NUMBER 2, BLOCK C, LANIER SPRINGS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 78, PAGES 78 AND 79, HALL COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE HERETO. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 2525 E. CAMELBACK ROAD, Foreclosure SUITE 200, PHOENIX, AZ 85016, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1215 BAYWOOD DR, GAINESVILLE, GEORGIA 30504 is/are: JOSE IGNACIO BRAVO AND GUADALUPE PIZANO or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK, N.A. as Attorney in Fact for JOSE IGNACIO BRAVO AND GUADALUPE PIZANO. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090090100226 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
232617 10/8, 15, 22, 29

gpn11
(BREHM)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Joanne O. Brehm to Bluefields Capital, LLC, dated October 25, 2007, recorded in Deed Book 6196, Page 24, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FIFTY THOUSAND AND 00/100 DOLLARS ($50,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bluefields Capital, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in November 2009 the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 141 OF THE 8TH DISTRICT, HALL COUNTY, GEORGIA, BEING LOT 1, PARADISE POINT ON LAKE LANIER SUBDIVISION, C SECTION, AS PER PLAT RECORDED IN PLAT BOOK 21, PAGE 4, HALL COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 6502 BLUEWATERS DRIVE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN HALL COUNTY, GEORGIA.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is Joanne O. Brehm or a tenant or tenants, and said property is more commonly known as 6502 Bluewaters Drive, Flowery Branch, Georgia 30524.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Bluefields Capital, LLC
as Attorney in Fact for
Joanne O. Brehm

Contact: Dionna Squires
THE CALLINS LAW FIRM, LLC
101 Marietta Street, Suite 1030
Atlanta, GA 30303
(404) 681-5826
File No. F09.02.002
Ad Run Dates: 10/08/09, 10/15/09, 10/22/09, and 10/29/09
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232722 10/8, 15, 22, 29

gpn11
(BRICE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Henry N. Brice to Wells Fargo Bank, NA ., dated April 14, 2004, recorded in Deed Book 4943, Page 510, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED NINETY-NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($499,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel of land lying and being in the Land Lot 63 of The 10th Land District of Hall County, Georgia, being known and designated as Lots 2 and 3, Citizens Bank of Gainesville, as per Plat recorded at Plat Slide 159, Page 182A, Hall County, Georgia records, which Plat is hereby incorporated by reference for a more complete description of said property.

Subject to any and all easements, rights of way, protective or restrictive covenants, or public utilities of record.

This being the same property conveyed from Gregory J. McDermott and Debbie A. McDermott to Henry N. Brice dated January 29, 1998, and recorded in deed book 3115, page 146, Hall County, Georgia deed records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Wells Fargo Bank N.A. can be contacted at 1-800-662-3806 or by writing to PO Box 10328, Des Moines, IA 50306-0328, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Henry N. Brice or a tenant or tenants and said property is more commonly known as 3523 Old Duckett Mill Rd, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA .
as Attorney in Fact for
Henry N. Brice

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp


MSP/lgk 11/3/09
Our file no. 1239409-FT5
231330 10/8, 15, 22, 29

gpn11
(BRITTLE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by William J. Brittle, Sr. to Mortgage Electronic Registration Systems, Inc. dated December 18, 2006 in the amount of $136,000.00, and recorded in Deed Book 5910, Page 208, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, together with improvements thereon, situate, lying and being in Land Lot 12, or the 8th District, Hall County, Georgia, and being all of Lot 4, Section E, of the A.E. Smith Subdivision as shown on a plat prepared for William J. Brittle, Sr. and Sara K. Brittle by Henry Grady Jarrard, Registered Surveyor, dated June 15, 1993, recorded in Plat Slide 254, Page 140A, of the Hall County Records, which plat is incorporated herein by reference for a more complete description of subject property. Parcel ID# 08 012-004 006

which has the property address of 2834 Pinecrest Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of William J. Brittle, Sr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
William J. Brittle, Sr.
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22703 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232657 10/8, 15, 22, 29

gpn11
(BROWN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Kristopher H. Brown to Wells Fargo Home Mortgage, Inc., dated August 30, 2002, recorded in Deed Book 4299, Page 608, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($132,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kristopher H. Brown and Ashley Lynn Brown or a tenant or tenants and said property is more commonly known as 3395 Royal Oaks Drive, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, Na. sbm Wells Fargo Home Mortgage, Inc...
as Attorney in Fact for
Kristopher H. Brown

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/bar1 11/3/09
Our file no. 51788707-FT7

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 86 of the 10th District, Hall County, Georgia, and being Lot 9, Royal Oaks on Lanier subdivision, as per plat thereof, recorded in Plat Slide 784, page 84A, of the Public Records of Hall County, Georgia, which plat is hereby referred to and made a part hereof by reference.


MR/bar1 11/3/09
Our file no. 51788707 - FT7
230811 10/8, 15, 22, 29

gpn11
(BROWN)
GEORGIA, HALL COUNTY
By virtue of a Power of Sale referenced in the Security Deed (the “Security Deed”) from JOHNNY M. BROWN to FIRST INTERCONTINENTAL BANK, dated August 30, 2006, recorded in Deed Book 5823, Page 641, Hall County Records, given to secure a Promissory Note dated August 30, 2006 in favor of FIRST INTERCONTINENTAL BANK of an indebtedness in the original principal amount of ONE HUNDRED THIRTY THOUSANDAND NO/100THS DOLLARS ($130,000.00), with interest from said date as provided in said Note on the unpaid balance until paid, there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door at Hall County, Georgia, within the hours of sale on the first Tuesday in November, 2009, the following described property (the “Real Property”):

ALL THAT TRACT or parcel of land with improvements thereon, situate, lying and being in Land Lots 34 and 35 of the 8th Land District of Hall County, Georgia and being more fully shown on a survey on the property of Harry Marion Brown, et al, prepared by H.B. Farley and William H. Collins, Registered Surveyors, dated November 3, 1964, revised February 24, 1965, and October 11, 1979 recorded in Plat Book 77, Page 157 of the Hall County, Georgia Plat records and being more particularly described as follows:

BEGINNING at an iron pin corner located at a point where the northerly right-of-way of Brown’s Bridge Road (State Route 141) and the southwesterly right-of-way of Keith’s Ferry Road intersects; thence along the northern right-of-way of Brown’s Bridge Road the following courses and distances:

South 72 Degrees 55 Minutes West 114 feet to a point; thence South 68 Degrees 25 Minutes West 100 feet to a point; thence South 64 Degrees 40 Minutes West 79.3 feet to an iron pin corner; thence running North 32 Degrees 15 Minutes West 96.4 feet to an iron pin; thence running North 47 Degrees 46 Minutes East 219.12 feet to an iron pin located on the Southwesterly right-of-way of Keith’s Ferry Road; thence along the southwest right-of-way of Keith’s Ferry Road the following courses and distances: South 47 Degrees 33 Minutes East 106.43 feet to the point; thence South 54 Degrees 55 Minutes East 50 feet to a point; thence South 63 Degrees 35 Minutes East 50 feet to the POINT OF BEGINNING. See previous Deed recorded by the Clerk of Superior Court of Hall County, Georgia on January 23, 1980 and recorded in Deed Book 708, page 348.

The debt secured by the Deed to Secure Debt first set out above has been and is hereby declared due because of, among other possible events of default, non-payment of the above-referenced indebtedness. The debt remaining in default, this sale will be made for the purpose of paying same and all expenses of this sale, including attorney's fees.

The Real Property will be sold as the property of JOHNNY M. BROWN, subject to any outstanding ad valorem taxes, any assessments and any liens superior to the Deed to Secure Debt first set out above; to the best knowledge and belief of the undersigned, JOHNNY M. BROWN are in possession of the Real Property.

FIRST INTERCONTINENTAL BANK
As Attorney-In-Fact for
JOHNNY M. BROWN

Robert T. Morgan, Esq.
Morgan & Chakales, P.C.
750 Hammond Drive, Building 12, Suite 100
Atlanta, Georgia 30328
(770) 804-8000
232433 10/8, 15, 22, 29

gpn11
(BURGAMY)
SALE UNDER POWER
GEORGIA, GWINNETT COUNTY and HALL COUNTY
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Patience M. Burgamy aka Patience Burgamy and Devin Burgamy to Mortgage Electronic Registration Systems Inc., as nominee for Novastar Mortgage, Inc., dated December 6, 2006, recorded in Deed Book 47452, Page 690, Gwinnett County, Georgia Records and recorded in Deed Book 5947, Page 221, Hall County, Georgia Records,, as last transferred to Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2007-1 by assignment recorded in Deed Book 49624, Page 604, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($213,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:

All that tract or parcel of land lying and being in the City of Braselton, GMD 1749, of Gwinnett County, GA and GMD 392 of Hall County, GA, and being Lot 95, Mulberry Park Subdivision, Phase 3, as per Plat of the Subdivision recorded in Plat Book 102, Pages 228-233, Gwinnett County, GA records and Plat Book 839, Pages 113-118, Hall County, GA records, which Plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Saxon Mortgage Services, Inc. can be contacted at 888-325-3502 or by writing to 4709 Mercantile Drive North, Fort Worth, TX 76137, to discuss possible alternatives to foreclosure.


Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Patience M. Burgamy aka Patience Burgamy and Devin Burgamy or a tenant or tenants and said property is more commonly known as 6973 Grand Hickory Drive, Braselton, Georgia 30517.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2007-1

as Attorney in Fact for

Patience M. Burgamy aka Patience Burgamy and Devin Burgamy

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com

MSP/ho 11/3/09
Our file no. 1426909-FT1
232547 10/8, 15, 22, 29

gpn11
(BURGER)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ANGIE M. BURGER AND JENNIFER M. BURGER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION, "S" CORPORATION , dated 07/29/2005, and Recorded on 08/23/2005 as Book No. 5417 and Page No. 377-387, HALL County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $134,924.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in November, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 1690, HALL COUNTY, GEORGIA, AS SHOWN AND DELINEATED AS LOT 19, THE RILEY FARM, PHASE 2, ON PLAT OF SAID SUBDIVISION RECORDED IN HALL COUNTY PLAT RECORDS AT PLAT SLIDE 634, PAGE 176A, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 2525 E. CAMELBACK ROAD, Foreclosure SUITE 200, PHOENIX, AZ 85016, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 5758 RILEY FARM ROAD, LULA, GEORGIA 30554 is/are: ANGIE M. BURGER AND JENNIFER M. BURGER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK, N.A. as Attorney in Fact for ANGIE M. BURGER AND JENNIFER M. BURGER. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090090100222 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
232626 10/8, 15, 22, 29

gpn11
(BURNEY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Patti L. Burney to Mortgage Electronic Registration Systems, Inc., dated November 3, 2005, recorded in Deed Book 5508, Page 50, Hall County, Georgia Records, as last transferred to Suntrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($215,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Patti L. Burney or a tenant or tenants and said property is more commonly known as 5328 Hillshire Court, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage, Inc.
as Attorney in Fact for
Patti L. Burney

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/rnf 11/3/09
Our file no. 52372709-FT2

EXHIBIT A

All that tract or parcel of land lying and being in G.M. District 392, Hall County, Georgia, being Lot 12, Hampton Ridge Subdivision, as per subdivision plat prepared by Farley-Collins Associates, Georgia Registered Land Surveyors and said plat dated December 6, 2002, revised February 7, 2001 and recorded in Plat Slide 796, Pages 107A and 108A; Hall County, Georgia records; which plat and legal description thereon are incorporated herein by reference thereto.

MR/rnf 11/3/09
Our file no. 52372709 - FT2
232572 10/8, 15, 22, 29

gpn11
(CAIN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jessica Cain to Mortgage Electronic Registration Systems, Inc., dated September 19, 2007, recorded in Deed Book 6185, Page 552, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-TWO THOUSAND NINE HUNDRED SIXTY-EIGHT AND 0/100 DOLLARS ($192,968.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jessica Cain or a tenant or tenants and said property is more commonly known as 4940 Cottonwood Trail, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for
Jessica Cain

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/rk2 11/3/09
Our file no. 52291009-FT4


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 30 of the 8th District, Hall county, Georgia, being Lot 24, Creekside of Mundy Mill, as per plat recorded in Plat Book 854, Pages 118-122, Hall county records, said plat being incorporated herein by reference thereto.


MR/rk2 11/3/09
Our file no. 52291009 - FT4
231322 10/8, 15, 22, 29

gpn11
(CAIN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Carl F. Cain, Jr. to Mortgage Electronic Registration Systems, Inc., dated August 7, 2006, recorded in Deed Book 5795, Page 518, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 6467, Page 462, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kelli Cain Pirkle or a tenant or tenants and said property is more commonly known as 1283 Wessell Road NW, Gainesville, Georgia 30501.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A.

as Attorney in Fact for
Carl F. Cain, Jr.

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/ak3 11/3/09
Our file no. 53181408-FT7


EXHIBIT A

All that tract or parcel of land together with any improvements thereon, lying and being in the City of Gainesville, Hall County, Georgia, and being Lot 3, Block E, Forest Hills Subdivision according to plat of survey recorded in Plat Book 15, Page 49-50, Hall County, Georgia plat records, said plat is incorporated herein by reference for a more complete description of the subject property and for all other legal purposes. Said property is more particularly described according to said plat as follows:

Beginning at an iron pin on the southwest side of Wessel Road located 275 feet southeast of the intersection of the southwest side of Wessel Road with the south side of Holly Drive; thence south 61 degrees 39 minutes west 411 feet to an iron pin at a branch; thence southeasterly up the branch 148.4 feet to an iron pin; thence north 61 degrees 39 minutes east 303 feet to an iron pin on Wessel Road; thence northwesterly along Wessel Road 100 feet to the point of beginning.

Being the same property conveyed from Richard R. Pendergrass, as executor of the estate of Virginia B. Pendergrass, to Allan Douglas Pendergrass by executor's deed of assent dated July 18, 2002 and recorded in Deed Book 4255, Page 21, Hall County deed records.


MR/ak3 11/3/09
Our file no. 53181408 - FT7
231962 10/8, 15, 22, 29

gpn11
(CAMACHO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jaime Camacho to Mortgage Electronic Registration Systems, Inc., dated March 7, 2006, recorded in Deed Book 5621, Page 629, Hall County, Georgia Records, as last transferred to U.S. Bank National Association, as Successor Trustee, to Bank of America, National Association as successor by
merger to LaSalle Bank National Association, as Trustee, for Ownit Mortgage Loan Trust, Ownit Mortgage Loan
Asset-Backed Certificates, Series 2006-4 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($113,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jaime Camacho or a tenant or tenants and said property is more commonly known as 3607 Byers Ridge, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. Bank National Association, as Successor Trustee, to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee, for Ownit Mortgage Loan Trust, Ownit Mortgage Loan Asset-Backed Certificates, Series 2006-4

as Attorney in Fact for

Jaime Camacho

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/brp 11/3/09
Our file no. 52684709-FT1


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 31 of the 8th District, Hall County, Georgia, being Lot 25 of Byers Ridge Subdivision, as shown on the subdivision plat recorded in Plat Slide 194, Page 39A, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof for a more particular description of said property.


MR/brp 11/3/09
Our file no. 52684709 - FT1
230855 10/8, 15, 22, 29

gpn11
(CAMPOS)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Edith Campos to HomeBanc Mortgage Corporation dated October 27, 2005, and recorded in Deed Book 5504, Page 408, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wachovia Bank, National Association, by Assignment securing a Note in the original principal amount of $159,950.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 99 of the 10th District, Hall County, Georgia, and being Lot 61, Walnut Grove Subdivision as per plat recorded in Plat Slide 801, Pages 186A-196A, Hall County, Georgia Records which plat is incorporated herein by this reference and made a part hereof.

Said property is known as 4028 Deerlope Court, Gainesville, GA 30506, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Edith Campos, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Edith Campos, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wachovia Bank, National Association as Attorney-in-Fact for Edith Campos

File no. 09-018171
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231439 10/8, 15, 22, 29

gpn11
(CANNON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James B Cannon and Christine Cannon to Mortgage Electronic Registration Systems, Inc., dated January 4, 2005, recorded in Deed Book 5197, Page 393, Hall County, Georgia Records, as last transferred to Suntrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SIXTY-FOUR THOUSAND AND 0/100 DOLLARS ($364,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Christine Cannon and James Cannon aka James B. Cannon or a tenant or tenants and said property is more commonly known as 4835 Rose Heights Dr, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Bank
as Attorney in Fact for
James B Cannon and Christine Cannon

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/cj 11/3/09
Our file no. 51857209-FT2

EXHIBIT A

All that tract or parcel of land lying and being situated in Flowery Branch District, GMD #1270, Hall County, Georgia being delineated as Lot 3 of Rose Heights Subdivision, containing 0.67 acres, more or less, and being more particularly shown on the Subdivision Plat recorded in Plat Slide 824 Pages 75-A through 77-A of the Hall County, Georgia Plat Records, and which Plat is hereby incorporated by reference for a more complete description of said property.

This is the same property conveyed to James Cannon and Christine Cannon by warranty deed dated 5-11-04 and recorded in Deed Book 4970 Pages 331-332 of the Hall County, Georgia Deed Records.

Together with and subject to covenants, easements and restrictions of record, if any.


MR/cj 11/3/09
Our file no. 51857209 - FT2
230918 10/8, 15, 22, 29

gpn11
(CANNON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James B. Cannon to Mortgage Electronic Registration Systems, Inc., dated February 7, 2007, recorded in Deed Book 5960, Page 130, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 614, Page 128, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED FIFTY-TWO THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($452,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James B. Cannon, Jr. and Heather L. Cannon or a tenant or tenants and said property is more commonly known as 4839 Rose Heights Drive, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
James B. Cannon

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/nh5 11/3/09
Our file no. 5398209-FT2


EXHIBIT A

All that tract or parcel of land lying and being situated in Flowery Branch Georgia Militia District 1270, Hall County, Georgia, beng delineated as Lot 4, containing 0.61 acres more or less, of the Rose Heights Subdivision by Patton-Boyer, Inc., dated November 19, 2002, and being more particularly described in Plat Slide 824, Page 75A, recorded 1/13/03, Hall County, Georgia Records.

MR/nh5 11/3/09
Our file no. 5398209 - FT2
231799 10/8, 15, 22, 29

gpn11
(CANTRELL)
NOTICE OF SALE UNDER POWER OF ATTORNEY
CONTAINED IN SECURITY DEED
Under and by virtue of the power of sale contained in that Security Deed from Sandra Cantrell to Community Bank & Trust, dated October 6, 2006, and recorded in Deed Book 5836, Page 35, (the ADeed@) Hall County, Georgia Records, such Deed being given to secure obligations arising under: a Real Estate Note dated October 6, 2006, made by Grantor in the original principal amount of $50,245.00(the ANote@), together with interest thereon and other obligations as provided in the Note and Deed (collectively the ADebt@), there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009 to wit: November 3, 2009, the following described property:

All that tract or parcel of land lying and being in Land Lot 83 of the 12th Land District, Hall County, Georgia, containing 1.00 acres, more or less, as shown on a plat survey recorded in Plat Book 851, Page 92, Hall County, Georgia Records, which plat is hereto incorporated by reference for a complete description of said property.

The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney=s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is Sandra Cantrell or a tenant or tenants and said property is more commonly known as 6614 Old Cleveland, Clermont, GA 30527.

Community Bank & Trust as Attorney in Fact for Sandra Cantrell.

Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
232828 10/8, 15, 22, 29

gpn11
(CANTRELL)
NOTICE OF SALE UNDER POWER OF ATTORNEY
CONTAINED IN SECURITY DEED
Under and by virtue of the power of sale contained in that Security Deed from Sandra Jane Cantrell, A/K/A Sandra J. Cantrell and Timothy J. Cantrell to Community Bank & Trust, dated October 27, 2005, and recorded in Deed Book 5491, Page 3, (the ADeed@) Hall County, Georgia Records, as modified by instrument recorded in Deed Book 6397, Page 290, aforesaid records, such Deed being given to secure obligations arising under: a Real Estate Note dated October 27, 2005, made by Sandra Jane Cantrell in the original principal amount of $240,000.00(the ANote@), together with interest thereon and other obligations as provided in the Note and Deed (collectively the ADebt@), there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009 to wit: November 3, 2009, the following described property:

All that tract or parcel of land lying and being in Land Lot 83 of the 12th Land District, Hall County, Georgia, containing 1.50 acres, more or less, and being more particularly described as follows:

Beginning at a point located at the centerline of U.S. Highway No. 129 and Hub Head Road; running thence South 12 degrees 46 minutes 16 seconds West a distance of 1,113.05 feet to an iron pin found; running thence 83 degrees 50 minutes 00 seconds West a distance of 707.97 feet to an iron pin set and the True Point of Beginning; running thence South13 degrees 59 minutes 15 seconds West a distance of 367.54 feet to an iron pin set; running thence North 63 degrees 07 minutes 32 seconds West a distance of 246.77 feet to an iron pin set on the southeasterly right of way of State Route No. 254; running thence in a northeasterly direction along an arc of the curve to the right bearing North 25 degrees 47 minutes 50 seconds East along the northeasterly right of way of State Route No. 254 a distance of 177.64 feet to an iron pin found, the aforesaid arc being subtended by a chord line having a length of 177.59 feet, said curve having a radius of 2,328.67 feet; running thence North 83 degrees 50 minutes 00 seconds East a distance of 204.07 feet to an iron pin set and the True Point of Beginning all as more particularly shown on that certain plat of survey prepared for RSRT Ventures, LLC, by Donald Williams, Georgia R.L.S. No. 2177dated October 10, 1989, plat date August 9, 2005, and being improved property with a two story frame house located thereon and including 1.50 acres, more or less.

The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney=s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is Sandra Jane Cantrell, A/K/A Sandra J. Cantrell or a tenant or tenants and said property is more commonly known as 6622 Old Cleveland, Clermont, GA 30527.

Community Bank & Trust as Attorney in Fact for Sandra Jane Cantrell, A/K/A Sandra J. Cantrell.

Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
232833 10/8, 15, 22, 29

gpn11
(CARLSON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Pamela Carlson and Vincent Farias to Mortgage Electronic Registration Systems, Inc. dated July 26, 2006 in the amount of $147,250.00, and recorded in Deed Book 5769, Page 273, Hall County, Georgia Records; as last transferred to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE6 by assignment; the undersigned, LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

A certain tract or parcel of land in Hall County, in the State of Georgia, described as follows;

All that tract or parcel of land lying and being in Land Lot 62, 11th District Hall County, Georgia and being Lot 3, Phase 1, Twin Oaks Subdivision, as per plat recorded in Plat Side 605, Page 140A and as per plat recorded in Plat Side 606, Page 141A through 143A, Hall County, Georgia Records. Said plat is incorporated herein by reference.

Also conveyed is an undivided 1/27 interest in The Meadow open space as shown on the aforesaid plat as an appurtenance to Lot 3.

Subject to easements for public records and utilities now in use.

Subject to any easements of record or easements located on the property above described.

which has the property address of 5075 Twin Oaks Lane, Murrayville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Pamela Carlson and Vincent Farias and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE6
Attorney in Fact for
Pamela Carlson and Vincent Farias
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-15574 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232276 10/8, 15, 22, 29

gpn11
(CARRINO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Brenda A. Carrino and Robert A. Carrino to Resource Mortgage Banking, LTD, dated November 15, 2006, recorded in Deed Book 5883, Page 171, Hall County, Georgia Records, as last transferred to HSBC Bank, N.A. as trustee for the holders of Deutsche Alt-A Securities Mortgage Loan Trust, Series 2007-AR2 Mortgage pass-through certificates by assignment recorded in Deed Book 6514, Page 215, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO MILLION SEVEN HUNDRED SIXTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($2,762,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Brenda A. Carrino and Robert A. Carrino or a tenant or tenants and said property is more commonly known as 6263 Grant Ford Road, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Bank, N.A. as trustee for the holders of Deutsche Alt-A Securities Mortgage Loan Trust, Series 2007-AR2 Mortgage pass-through certificates

as Attorney in Fact for
Brenda A. Carrino and Robert A. Carrino

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/sc6 11/3/09
Our file no. 5241309-FT4


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 2, of the 10th District, Hall County, Georgia, being designated as Tract A, containing 3.50 acres, more or less, as shown on a plat of survey dated November 16, 2004, by J.A. Page & Associates, Georgia Registered Land Surveyor No. 1894, for Lanier Properties. com, Inc. and being more particularly described as follows:

Begin at Government Concrete Monument #2-10, this being the true point of beginning; thence from the point of beginning north 00 degrees 29 minutes 13 seconds west a distance of 369.68 feet to a point; thence north 35 degrees 43 minutes 02 seconds east a distance of 326.04 feet to a point; thence south 70 degrees 52 minutes 44 seconds east a distance of 208.69 feet to a point; thence south 35 degrees 43 minutes 02 seconds west a distance of 320.46 feet to Government Concrete Monument #2-12A; thence south 00 degrees 29 minutes 13 seconds east a distance of 408.93 feet to Government Angle Iron #2-11; thence north 89 degrees 09 minutes 07 seconds west a distance of 200.23 feet to Government Angle Iron; thence north 00 degrees 19 minutes 17 seconds west a distance of 100.12 feet to the point of beginning.

Also conveyed is any interset in and to any easements, roads or right-of-way including that certain easement executed by Martha Grant harris and Carolyn Grant Walker, dated April 9, 1991, recorded in Deed Book 1587, Pages 204-207, Hall County, Georgia records and including the 10 foot ingress and egress easement along an existing gravel drive as recorded in Deed Book 5267, pages 218-219, aforesaid records.

MR/sc6 11/3/09
Our file no. 5241309 - FT4
231323 10/8, 15, 22, 29

gpn11
(CASSESSE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Andrew M. Cassesse and Terri L. Cassesse to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc.
, dated March 30, 2006, recorded in Deed Book 5648, Page 605, Hall County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($127,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel of land lying and being in GMD 1270 of Hall County, Georgia, being Lot 17, The Falls Subdivision, as per plat thereof recorded in Plat Slide 402, Page 102-A through Plat Slide 403, Page 113-A, Hall County, Georgia, records, which plat is incorporated herein and made a part hereof by reference for a more detailed description.

Together with a 1/96th percent undivided interest in the open spaces as shown on the above referenced subdivision plat.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Andrew M. Cassesse and Terri L. Cassesse or a tenant or tenants and said property is more commonly known as 5421 Amherst Way, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank.

as Attorney in Fact for
Andrew M. Cassesse and Terri L. Cassesse

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com


MSP/nh5 11/3/09
Our file no. 1685709-FT2
231749 10/8, 15, 22, 29

gpn11
(CASTILLO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Janie Castillo to Mortgage Electronic Registration Systems, Inc., dated August 14, 2006, recorded in Deed Book 5785, Page 207, Hall County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($108,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Janie Castillo or a tenant or tenants and said property is more commonly known as 2102 Dixie Drive, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

EMC Mortgage Corporation
as Attorney in Fact for
Janie Castillo

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/kb4 11/3/09
Our file no. 52866509-FT7

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 7 of the 8th Land District of Hall County, Georgia and being Lot No. 14 in Section 1 of the Dixie Homes Subdivision, as shown by a revised plat of the Dixie Homes Subdivision recorded in Plat Book 27, Pages 66-67 of the Hall County, Georgia Deed records and being more fully shown by a plat prepared by Henry Grady Jarrard, GA Reg. Sur. No. 1182 on September 9, 1964 as follows:
Beginning at an iron pin on the southwest side of Dixie Drive 852.6 feet southeast of the right-of-way of U.S. Highway #141 and running thence along the southwest side of said Dixie Drive S 39-44 E a distance of 100 feet to an iron pin at the corner common to Lots 14 and 15; thence S 52-28 W a distance of 143.3 feet along the line between said Lots 14 and 15; thence N 37-49 W a distance of 100 feet to an iron pin at the corner common to Lots 13 and 14; thence along the line between said Lots 13 and 14 N 52-28 E a distance of 140.2 feet to the beginning corner.


MR/kb4 11/3/09
Our file no. 52866509 - FT7
232417 10/8, 15, 22, 29

gpn11
(CELORIO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Celia M. Celorio to Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for SunTrust Mortgage, Inc., dated October 31, 2006, recorded in Deed Book 5888, Page 216, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SEVEN THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($147,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel of land lying and being in Phase One, The Morgan (GMD 385) District, Hall County, Georgia, being Lot 15, Country Walk Subdivision, as per Plat recorded in Plat Slide 318, Page 28A, Hall County records, said Plat being incorporated herein by reference thereto.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Celia M. Celorio or a tenant or tenants and said property is more commonly known as 4616 Villager Trail, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Celia M. Celorio

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp


MSP/cj 11/3/09
Our file no. 1398009-FT2
230912 10/8, 15, 22, 29

gpn11
(CHARETTE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Charette to Wells Fargo Bank, N.A.
, dated September 28, 2007, recorded in Deed Book 6175, Page 438, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-EIGHT THOUSAND FOUR HUNDRED THIRTY-SEVEN AND 0/100 DOLLARS ($158,437.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Charette or a tenant or tenants and said property is more commonly known as 4733 Coker Drive, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A.
as Attorney in Fact for
Michael Charette

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/mnr 11/3/09
Our file no. 52714609-FT5

EXHIBIT A

All that tract or parcel of land lying and being in G.M.D. 1270 of Hall County, Georgia and being the majority of Lot 8 of the Emory Coker Subdivision as shown on the individual survey for Bobby Waddell by Donald Williams, Georgia RLS, recorded in Plat Slide 812, Page 206-a of the Hall County, Georgia Plat Records. Said survey is incorporated herein by reference, being improved property known as 4733 coker drive according to the present system of numbering properties in Hall County, Georgia. This is the same property conveyed to oscar balderas and cayetano rivera by warranty deed dated July 17, 2002, recorded in deed book 4258 Page 271 of the Hall County, Georgia Deed Records. Said property is subject to all easements, covenants and restrictions of record, if any.

MR/mnr 11/3/09
Our file no. 52714609 - FT5
231325 10/8, 15, 22, 29

gpn11
(CHARLES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Tara Charles to Mortgage Electronic Registration Systems, Inc., dated February 27, 2004, recorded in Deed Book 4893, Page 619, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($152,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tara Charles or a tenant or tenants and said property is more commonly known as 2811 Quillians Ct, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP
as Attorney in Fact for
Tara Charles

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/rk2 11/3/09
Our file no. 52786609-FT4

EXHIBIT A

All that tract or parcel of land lying and being Land Lot 19, 12th District, Hall County, Georgia, being Lot 45, Quillians Corner Subdivision, as shown on subdivision plat recorded in Plat Book 82, Page(s) 220, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof.

Subject to all easements, covenants and restrictions of record, if any.

MR/rk2 11/3/09
Our file no. 52786609 - FT4
231563 10/8, 15, 22, 29

gpn11
(CHAVEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Pedro Chavez to Mortgage Electronic Registration Systems, Inc., dated February 10, 2006, recorded in Deed Book 5598, Page 300, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, National Association, as Trustee under Pooling and Servicing Agreement dated as of July 1, 2006 Securitized Asset-Backed Receivables LLC Trust 2006-FR3 Mortgage Pass-Through Certificates, Series 2006-FR3
by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($105,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HomEq Servicing Corporation, 701 Corporate Center Drive, Raleigh, NC 27607, 866-822-1471. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Pedro Chavez or a tenant or tenants and said property is more commonly known as 2328 Lenox Dr E, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, National Association, as Trustee under Pooling and Servicing Agreement dated as of July 1, 2006 Securitized Asset-Backed Receivables LLC Trust 2006-FR3 Mortgage Pass-Through Certificates, Series 2006-FR3

as Attorney in Fact for
Pedro Chavez

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/kmh 11/3/09
Our file no. 52849109-FT1

EXHIBIT A

All that tract or parcel of land lying and being in GMD 411, Hall County, Georgia, being Lot 105, Lenox Park Subdivision, Phase I as per plat recorded in Plat Slide 646, Pages 49A-50A, Hall County, Georgia Records; which plat is incorporated herein and made a part thereof by reference.


MR/kmh 11/3/09
Our file no. 52849109 - FT1
232540 10/8, 15, 22, 29

gpn11
(CHESTNUT INDUSTRIAL CENTER, LLC)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Georgia Security Deed & Security Agreement from Chestnut Industrial Center, L.L.C. to Branch Banking & Trust Company dated March 16, 2005, and recorded in Deed Book 5910, page 22, Hall County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of Nine Hundred Sixty Thousand and 00/100 Dollars ($960,000.00) with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, November 3, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Chestnut Industrial Center, L.L.C., or a tenant or tenants, and said property is more commonly known 7.96 acres, Hall County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.
Branch Banking & Trust Company
Attorney in Fact for Chestnut Industrial Center, L.L.C
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Gainesville G.M.D. 411, Land Lot 150, 9th Land District, City of Gainesville, Hall County, Georgia being 7.96 acres as shown on a survey for Chestnut Industrial Center, L.L.C., dated September 22, 2003, last revised March 7, 2005, prepared by Patton-Boyer, Inc., Georgia Registered Land Surveyors, and recorded in Plat Slide 843, Page 171, Hall County, Georgia Plat Records. Said plat and the record thereof are incorporated herein by reference for a more complete description of said property.

Less and Except

All that tract or parcel of land lying and being in Land Lot 150, 9th Land District, in the City of Gainesville, Hall County, Georgia shown on a survey and plat prepared by Patton-Bayer, Inc. for Chestnut Industrial Center, L.L.C., last revised August 21, 2007, and being more particularly described as follows:

Commencing at the centerline intersection of Chestnut Street and Bradford Street, THENCE North 83 degrees 11 minutes 28 seconds East for a distance of 1080.24 feet to a point on the Southerly right of way of Chestnut Street, being a 50’ right of way, said point being the TRUE POINT OF BEGINNING.

Thence South 68 degrees 38 minutes 06 seconds East for a distance of 18.95 feet along said right of way to a 3/8” rebar pin found; Thence South 68 degrees 29 minutes 41 seconds East for a distance of 118.74 feet along said right of way to a point; Thence South 21 degrees 17 minutes 40 seconds West for a distance of 23.28 feet leaving said right of way to a _” rebar pin set; Thence along a curve to the left having a radius of 4.18 feet and an arc length of 5.95 feet, being subtended by a chord of South 13 degrees 41 minutes 29 seconds East for a distance of 5.46 feet to a 1/2 “ rebar pin set; Thence along a curve to the right having a radius of 46.95 feet and an arc length of 64.91 feet, being subtended by chord of South 15 degrees 23 minutes 17 seconds East for a distance of 59.87 feet to a _” rebar pin set; Thence South 21 degrees 06 minutes 51 seconds West for a distance of 62.92 feet to a _” rebar pin set; Thence South 22 degrees 09 minutes 32 seconds West for a distance of 37.96 feet to a _” rebar pin set; Thence South 20 degrees 41 minutes 16 seconds West for a distance of 48.66 feet to a _” rebar pin set; Thence South 21 degrees 31 minutes 05 seconds West for a distance of 40.10 feet to a _” rebar pin set; Thence North 70 degrees 07 minutes 57 seconds West for a distance of 17.22 feet to a _” rebar pin set; Thence South 21 degrees 26 minutes 32 seconds West for a distance of 45.49 feet to a P.K. nail set; Thence South 21 degrees 16 minutes 21 seconds West for a distance of 74.15 feet to a _” rebar pin set; Thence North 68 degrees 25 minutes 39 seconds West for a distance of 185.94 feet to a point; Thence North 17 degrees 53 minutes 41 seconds East for a distance of 19.95 feet to a point; Thence North 22 degrees 52 minutes 35 seconds East for a distance of 87.88 feet to a point; Thence South 67 degrees 22 minutes 07 seconds East for a distance of 24.67 feet to a point; Thence North 21 degrees 27 minutes 04 seconds East for a distance of 277.83 feet to a point on said right of way of Chestnut Street, being the TRUE POINT OF BEGINNING.

Together with and subject to covenants, easements, and restrictions of record. Said property contains 1.55 acres more or less.

Together with Common Area 0.20 acres

All that tract or parcel of land lying and being in Land Lot 150, 9th Land District, in the City of Gainesville, Hall County, Georgia shown on a survey and plat prepared by Patton-Bayer, Inc. for Chestnut Industrial Center, L.L.C., last revised August 21, 2007, and being more particularly described as follows:

Commencing on the centerline intersection of Chestnut Street and Bradford Street, THENCE North 76 degrees 26 minutes 30 seconds East for a distance of 920.56 feet to a _” rebar pin set, said point being the TRUE POINT OF BEGINNING.

Thence North 24 degrees 10 minutes 56 seconds East for a distance of 385.46 feet to a 3/8” rebar pin found on the Southerly right of way of Chestnut Street, being a 50’ right of way; Thence South 68 degrees 38 minutes 06 seconds East for a distance of 21.27 feet along said right of way to a point; Thence South 21 degrees 27 minutes 04 seconds West for a distance of 277.83 feet leaving said right of way to a point; Thence North 67 degrees 22 minutes 07 seconds West for a distance of 24.67 feet to a point; Thence South 22 degrees 52 minutes 35 seconds West for a distance of 87.88 feet to a point; Thence South 17 degrees 53 minutes 41 seconds West for a distance of 19.95 feet to a point; Thence North 68 degrees 25 minutes 39 seconds West for a distance of 14.02 feet to a _” rebar pin set, being the TRUE POINT OF BEGINNING.

Together with and subject to covenants, easements, and restrictions of record. Said property contains 0.20 acres more or less.

Less and Except

All that tract or parcel of land lying and being in Land Lot 150, of the 9th Land District, in the City of Gainesville, Hall County, Georgia, being shown and delineated as Tract E on a plat of survey for Chestnut Industrial Center, LLC., dated August 1, 2006, last revised January 4, 2008, prepared by Chris M. Patton, Georgia Registered Land Surveyor No. 2647, and being more particularly described as follows:

Beginning at _” rebar pin set, said pin being located South 78 degrees 17 minutes 07 seconds East a distance of 1441.70 feet from the centerline intersection of Chestnut Street and Bradford Street; Thence South 68 degrees 33 minutes 05 seconds East for a distance of 158.16 feet to a _” rebar pin set on the common boundary between Chestnut Industrial Center, LLC, and property of Hall County, Georgia; Thence South 24 degrees 23 minutes 18 seconds West for a distance of 340.43 feet along said common boundary to a _” rebar pin found on the common boundary between said Chestnut Industrial Center, LLC, and CSX Transportation, Inc., a/k/a Seaboard Air Line Railroad Company; Thence South 83 degrees 35 minutes 37 seconds West for a distance of 30.00 feet along said common boundary to a point, and continuing along said common boundary as follows; Thence North 86 degrees 03 minutes 23 seconds West for a distance of 50.00 feet to a point; Thence North 82 degrees 33 minutes 23 seconds West for a distance of 50.00 feet to a point; Thence North 79 degrees 50 minutes 23 seconds West for a distance of 56.60 feet to a _” open top pin found; Thence North 23 degrees 49 minutes 33 seconds East for a distance of 81.68 feet to a _” rebar pin set; Thence South 67 degrees 48 minutes 57 seconds East for a distance of 30.16 feet, leaving said common boundary to a _” rebar pin set; Thence North 22 degrees 10 minutes 54 seconds East for a distance of 311.03 feet to a _” rebar pin set, being the POINT OF BEGINNING.

Together with and subject to covenants, easements, and restrictions of record. Said property contains 1.33 acres more or less.

Together with and subject to that Declaration of Covenants, Conditions, Restrictions, and Easements for Chestnut Industrial Center recorded in Deed Book 5546, Pages 361-399, Hall County, Georgia Deed Records, as modified by First Amendment in Deed Book 5774, page 97, and by Second Amendment in Deed Book 6152, Page 158, Hall County Records, and any further amendments or supplements thereto.

Together with is a Perpetual Non-Exclusive Easement for ingress/egress, utilities, and parking in favor of the above described property, over the area titled “Ingress/Egress Easement” on that Survey for Chestnut Industrial Center, LLC dated September 22, 2003, recorded in Plat Book 843, Page 173, Hall County Records, said area being between the southern right of way of Chestnut Street (50 foot right of way) and the northern boundary of the above described property.

Together with is a Perpetual Non-Exclusive Easement for ingress/egress, utilities, and parking in favor of the above-described property as to those areas lying between the western boundary of the above described property and the eastern boundary of Tract F, the area between the northern boundary of Tract F and the southern boundary of Tract G, between the northern boundary of Tract G and the southern boundary of Tract C, and such other areas necessary for the above described property to use and enjoy that ingress/egress easement shown on that final Plat for Chestnut Industrial Center, LLC, dated August 7, 2006, last revised January 4, 2008, prepared by Chris M. Patton, RLS No. 03-144, lying along the western portion of said property.
232780 10/8, 15, 22, 29

gpn11
(CHOWDHURY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Partho P. Chowdhury and Jacqueline W. Chowdhury to Mortgage Electronic Registration Systems, Inc., dated February 28, 2005, recorded in Deed Book 5242, Page 291, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND FORTY AND 0/100 DOLLARS ($97,040.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Partho P. Chowdhury and Jacqueline W. Chowdhury or a tenant or tenants and said property is more commonly known as 5144 Timberhills Way, Oakwood, Georgia 30566.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP
as Attorney in Fact for
Partho P. Chowdhury and Jacqueline W. Chowdhury

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/sc6 11/3/09
Our file no. 52067909-FT7

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 42 of the 8th District, Hall County, Georgia, being Unit 59a, Crawford oaks Subdivision, Phase 4, as per Plat recorded in Plat Book 843, Page 81, Hall County, Georgia records; which Plat is incorporated herein by reference and made a part hereof; together with and subject to all right, title and interest in and to those certain covenants, conditions and easements contained in the restrictions, easements and covenants contained in declaration of covenants, restrictions and easements for Crawford oaks, dated January 12, 2001 by homeland legacy, Inc., recorded in deed book 3799, Page 291, Hall County, georgia records; as amended by first amendment dated June 1, 2001, recorded in deed book 4065, Page 204, aforesaid records; as further amended by second amendment dated May 10, 2002 and recorded in deed book 4217, Page 165, aforesaid records; as further amended by third amendment recorded in deed book 4358, Page 396, aforesaid records; as further amended by fourth amendment recorded in deed book 4807, Page 656, aforesaid records; and as further amended from time to time.


MR/sc6 11/3/09
Our file no. 52067909 - FT7
230812 10/8, 15, 22, 29

gpn11
(CHUNG)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Hau Dong Chung and Thuy Nga Nguyen to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $149,500.00 dated 04/01/2003, and recorded in Deed Book 4526, page 626, Hall County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2009 by CitiMortgage, Inc., as Attorney-in-Fact for Hau Dong Chung and Thuy Nga Nguyen the following described property:
All that tract or parcel of land lying and being in Morgan (GM 385) District, Hall County, Georgia, and being Lot 36, Arbor Chase Subdivision, as per plat recorded in Plat Slide 496, Pages 160A-169A, Hall County, Georgia Records, which plat is hereby incorporated herein and made a part hereof by this reference.
Property known as: 4225 Arbor Chase Road, Gainesville, GA 30507

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Hau Dong Chung and Thuy Nga Nguyen.
CitiMortgage, Inc., as Attorney-in-fact for Hau Dong Chung and Thuy Nga Nguyen.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 09-6047
232612 10/8, 15, 22, 29

gpn11
(CLANTON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Rebecca A. Clanton to Mortgage Electronic Registration Systems, Inc., dated November 2, 2006, recorded in Deed Book 5863, Page 399, Hall County, Georgia Records, as last transferred to Litton Loan Servicing, LP by assignment recorded in Deed Book 6502, Page 647, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-ONE THOUSAND AND 0/100 DOLLARS ($191,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Rebecca A. Clanton or a tenant or tenants and said property is more commonly known as 3957 Fraser Circle, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Litton Loan Servicing, LP
as Attorney in Fact for
Rebecca A. Clanton

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/kmh 11/3/09
Our file no. 5259409-FT1

EXHIBIT A

All that tract or parcel of land lying and being in the Barkcamp District, Hall County, Georgia and being Lot No. 36 of the Brookwood Heights Subdivision as shown on Plat of survey prepared for G. C. Fraser by Thad P. Thomas, Georgia registered surveyor, dated September 17, 1958 and being recorded in the clerk's office of the Superior Court of Hall County, Georgia in Plat Book 21, Page(s) 10. Said Plat and the record thereof are herein incorporated for a full and complete legal description.

Subject to all easements, covenants and restrictions of record, if any.


MR/kmh 11/3/09
Our file no. 5259409 - FT1
230838 10/8, 15, 22, 29

gpn11
(CLAPSADDLE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Craig Clapsaddle and Carol Jan Leatherwood aka Carol J. Clapsaddle to Beneficial Mortgage Co. of Georgia dated October 26, 2006 in the amount of $104,156.91, and recorded in Deed Book 5863, Page 296, Hall County, Georgia Records; as last transferred to Beneficial Mortgage Co. of Georgia by assignment; the undersigned, Beneficial Mortgage Co. of Georgia pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land together with improvements lying and being in Land Lot 113 District 9 Hall County, Georgia and being known as Lot 16 Block A of A Quiet
Place in the Woods Subdivision as shown on Subdivision plat recorded in Plat Book 67 Page 50 of the Hall County Records, and being more particularly shown according to a plat of survey for Rickey J. Norris and Patricia M. Norris by Henry Grady Jarrard Registered Land Surveyor dated September 23, 1988 recorded in Plat Book 132 Page 21 of the Hall County Records which plats of survey are incorporated herein by reference as a part of this description.
Tax Map or Parcel ID No.: 09113A001016

which has the property address of 3106 Beech Tree Way, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Craig Clapsaddle and Carol Jan Leatherwood aka Carol J. Clapsaddle and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Beneficial Mortgage Co. of Georgia
Attorney in Fact for
Craig Clapsaddle and Carol Jan Leatherwood aka Carol J. Clapsaddle
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22334 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231985 10/8, 15, 22, 29

gpn11
(CLARK)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Justin P Clark to Mortgage Electronic Registration Systems, Inc., dated October 15, 2002, recorded in Deed Book 4346, Page 282, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($132,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Justin P Clark or a tenant or tenants and said property is more commonly known as 5929 Williamsport Drive, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for
Justin P Clark

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/lnk 11/3/09
Our file no. 52218609-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 139 of the 8th District, Hall County Georgia being Lot 8, Williamsport Subdivision, plat recorded in plat book 315, page 247A, Hall County Georgia records, which plat is hereby incorporated herein by reference.

MR/lnk 11/3/09
Our file no. 52218609 - FT4
232400 10/8, 15, 22, 29

gpn11
(CLARKE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Charles J. Clarke, III to Mortgage Electronic Registration Systems, Inc., dated June 27, 2007, recorded in Deed Book 6095, Page 552, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 6514, Page 127, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($460,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Charles J. Clarke, III or a tenant or tenants and said property is more commonly known as 2857 Evergreen Place, Gainesville, Georgia 30501.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Charles J. Clarke, III

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/cj 11/3/09
Our file no. 5342209-FT2

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 126 of the 9th District, Hall County, Georgia, being a part of Lot 15, Section 2, J.F. Stevens Subdivision, containing 22,906 square feet shown on a Plat prepared for Beth Strickland and Jane Pitts by Farley-Collins Associates, Georgia Registered Land Surveyor as recorded in Plat Slide 782, Page 225A, Hall County, Georgia Plat Records.

Said Plat is incorporated herein by reference for a more complete description of subject property.

Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record.


MR/cj 11/3/09
Our file no. 5342209 - FT2
230866 10/8, 15, 22, 29

gpn11
(CLAVEL)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Mauricio Edgardo Clavel to Bank of America, N.A., dated July 20, 2007, recorded July 30, 2007, in Deed Book 6122, Page 356-372, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Four Thousand and 00/100 dollars ($94,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank Of America, N.A., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE TADMORE DISTRICT (GMD 268), HALL COUNTY, GEORGIA, BEING LOT 200 OF HARMONY WOODS SUBDIVISION, PHASE II, AS PER PLAT THEREOF RECORDED IN PLAT SLIDE 160, PAGE 197A, HALL COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

Said property is commonly known as 3285 Thousand Oaks Drive, Gainesville, GA 30507.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Mauricio Edgardo Clavel, Mauricio Edgardo Clavel and Maria Y. Clavel, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BANK OF AMERICA, N.A.
as Attorney in Fact for
MAURICIO EDGARDO CLAVEL

Lender Contact: BOA, Loss Mitigation Dept., 475 CrossPoint Parkway, P.O. Box 9000, Getzville, NY 14068-9000
TELEPHONE NUMBER: 800-846-2222
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BOA-09-32509-2
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
232285 10/8, 15, 22, 29

gpn11
(COGGINS)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Linda L. Coggins  to CitiFinancial Services, Inc., dated January 30, 2004 and filed for record February 20, 2004 in Deed Book 4883, Page 321, Hall County, Georgia records, and securing a Note in the original principal amount of $41,682.20, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in November, 2009, by CitiFinancial Services, Inc. as Attorney-in-Fact for Linda L. Coggins  the following property to-wit:

ALL THAT CERTAIN parcel of land lying and being situated in the County of HALL, State of Georgia, to-wit:  LAND LOT 116 of the 8th Land District of Hall County, Georgia, and being more particularly described as follows:  BEGINNING at an iron pin at the right of way of Hog Mountain Road and running thence north 52 degrees 25 minutes west for a distance of 123.19 feet to an iron pin at the head of branch; thence along the branch north 39 degrees 11 minutes west for a distance of 116.58 feet to a point; thence north 26 degrees 58 minutes east for a distance of 343.15 feet to a concrete monument; thence along the property of Johnson south 51 degrees 31 minutes east for a distance of 225.98 feet to an iron pin; thence along Hog Mountain Road south 25 degrees 59 minutes west for a distance of 367.93 feet to an iron pin at the beginning corner.  The property conveyed being 1.86 acres.  FOR A MORE detailed description, reference is made to the plat of the property of Charles Ralph Coggins and Linda L. Coggins as drawn by Farley-Collins Association. BEING THAT PARCEL of land conveyed to Charles Ralph Coggins and Linda L. Coggins, joint tenants with rights of survivorship from Mrs. Ralph Mabel Johnson by that deed dated 04/07/1982 and recorded 04/26/1982 in Deed Book 765, Page 513, of the Hall County, GA Public Registry.           

The above described property is also known as 5118 Hog Mountain Road, Flowery Branch, GA 30542.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Linda L. Coggins .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

CitiFinancial Services, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS - S2A - 286
Irving, TX 75063
Telephone number: 1-800-711-9834
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiFinancial Services, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

CitiFinancial Services, Inc.
as Attorney-in-Fact for
Linda L. Coggins
SHUPING, MORSE & ROSS, LLP
By:  S. Andrew Shuping, Jr.  
 S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231478 10/8, 15, 22, 29

gpn11
(CORDOVA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Juan E Cordova to Mortgage Electronic Registration Systems, Inc. dated April 15, 2004 in the amount of $133,381.00, and recorded in Deed Book 4956, Page 399, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Flowery Branch G.M.D. 1270, Hall County, Georgia, being Lot 7, Kensington Park Subdivision, on Plat recorded in Hall County Plat records at Plat Slide 785, Pages 107A and 108A, which Plat is incorporated herein and made a part hereof by reference.

which has the property address of 4924 Kensington Park Drive, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Juan E Cordova and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
Juan E Cordova
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-21192 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232097 10/8, 15, 22, 29

gpn11
(COUCH)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Wendell Couch to Habersham Bank dated May 15, 2003 in the amount of $360,000.00, and recorded in Deed Book 4593, Page 527, Hall County, Georgia Records; as last transferred to Astoria Federal Savings and Loan by assignment; the undersigned, Astoria Federal Savings and Loan pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 94 of the 10th District, Hall County, Georgia and being Lot 5, Sidney on Lanier Subdivision, as per plat recorded in Plat Book 107, Pages 60-62, which plat is incorporated herein by reference and made a part hereof.

which has the property address of 2239 Huntingdons Court, Gainsville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Wendell Couch and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Astoria Federal Savings and Loan
Attorney in Fact for
Wendell Couch
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01497 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232741 10/8, 15, 22, 29

gpn11
(CRAWFORD)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Felicia Crawford to Mortgage Electronic Registration Systems, Inc., dated July 29, 2005, recorded in Deed Book 5512, Page 475, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA
by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND SEVEN HUNDRED THIRTY-FIVE AND 0/100 DOLLARS ($151,735.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Felicia Crawford or a tenant or tenants and said property is more commonly known as 3211 Hidden Valley Road, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA
as Attorney in Fact for
Felicia Crawford

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/pak 11/3/09
Our file no. 52368309-FT5

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 162 of the 10th District of Hall County, Georgia, being Lot 53, of Clark Bridge Country Estates Subdivision, Phase II-A, recorded in Plat Book 113, Page 224, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

This property is subject to reservations, restrictions, covenants and conditions in that certain instrument recorded in Deed Book 757, Page 244, Hall County, Georgia Records.

This being the same property conveyed in a warranty deed recorded in Deed Book 907, page 117, as "Lot 55". Note: The clerk is directed to cross-index this deed to warranty deed recorded at Deed Book 1121, page 314, and warranty deed recorded at Deed Book 1121, page 315, aforesaid records.


MR/pak 11/3/09
Our file no. 52368309 - FT5
230876 10/8, 15, 22, 29

gpn11
(CRAWSHAW)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Bryan J. Crawshaw and Jessica Crawshaw to , dated November 25, 2002, recorded in Deed Book 4389, Page 323, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($143,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Bryan J. Crawshaw and Jessica Crawshaw or a tenant or tenants and said property is more commonly known as 5180 Fisherman Trail, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP
as Attorney in Fact for
Bryan J. Crawshaw and Jessica Crawshaw

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/lnk 11/3/09
Our file no. 52892409-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 80 of the 10th Land District of Hall County, Georgia, consisting of Lot 13 of the C. O. Edwards Subdivision, and being more particularly described according to a survey by Dwight Kilby, Registered Surveyor, recorded on Plat Slide 212, Page 216-A, Hall County, Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property.


MR/lnk 11/3/09
Our file no. 52892409 - FT4
232414 10/8, 15, 22, 29

gpn11
(DAILING)
STATE OF GEORGIACOUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jimmy D. Dailing to Mortgage Electronic Registration Systems, Inc. dated August 15, 2006, and recorded in Deed Book 5813, Page 174, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $104,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in the 385th District (also known as Morgan G.M.D.) of Hall County, Georgia, and being Lot 38, Ivy Ridge Subdivision, Phase II, as shown on the subdivision plat recorded on Slide 177, Page 113-A, Hall County, Georgia Records, and being more particularly described on a plat prepared for Curtis Ben Savage and Cara Helen Savage by Owen Patton, Registered Surveyor, dated September 24, 1993, recorded on Slide 279, Page 137-B, Hall County, Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property.

Said property is known as 4631 Primrose Drive, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Jimmy D. Dailing, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jimmy D. Dailing, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverHome Mortgage Company as Attorney-in-Fact for Jimmy D. Dailing

File no. 08-003164
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232302 10/8, 15, 22, 29

gpn11
(DAVIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Elliot L. Davis to Bank of America, N.A., dated October 17, 2005, recorded in Deed Book 5490, Page 28, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE MILLION TWO HUNDRED TWENTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($1,226,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:Situated in Land Lot 80 of the 8th District of Hall County, georgia:

consisting of part of lots 26, 27, and 28 of the MRS. Franklin hulsey Subdivision, according to Plat of survey recorded in Plat Book 67, pages 38-39, Hall County, georgia, and being more particularly described according to Plat of survey prepared by Henry Grady Jarrard, registered land surveyor, dated December 27, 1991, recorded on Plat Slide 305, Page 147-b, Hall County, georgia records, which Plat is incorporated herein and made a part hereof by Reference.

And:

all that tract or parcel of land lying and being in Land Lot 80 of the 8th land District of Hall County, georgia, being all of lots 23, 24, and 25 of the MRS. Franklin hulsey Subdivision, as per Plat recorded in Plat Book 18, Page 45, Hall County, georgia records,
which Plat is incorporated herein and made a part hereof by reference. Together with all buildings and other improvements situated thereon or attached thereto and all tenements,
hereditaments, improvements, appurtenances, rights, easements, licenses, benefits and right-of-way appurtenant thereto.

Being the same property conveyed to Elliot L. Davis by deed from Kasseem Dean recorded 04/04/2004 in deed book 4927, Page 252, in the office of the clerk of the superior court of Hall County, georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Elliot L. Davis or a tenant or tenants and said property is more commonly known as 5445 Hulsey Circle, Atlanta, Georgia 30341.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A.
as Attorney in Fact for
Elliot L. Davis

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp


MSP/hw1 11/3/09
Our file no. 1394209-FT2
230930 10/8, 15, 22, 29

gpn11
(DAVIS)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Megan Davis and Jeffrey Davis to Mortgage Electronic Registration Systems, Inc. dated January 11, 2006, and recorded in Deed Book 5568, Page 389, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee, by Assignment securing a Note in the original principal amount of $127,640.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in G.M. District 1270, Hall County, Georgia, being Lot 11, Eagle Watch Subdivision, Phase One, as per plat thereof recorded in Plat Slide 562, Page 205A, Hall County, Georgia Records; which plat and legal description are incorporated herein by reference thereto.

Said property is known as 4842 Eagle Watch Drive, Flowery Branch, GA 30542, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Megan Davis and Jeffrey Davis, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Megan Davis and Jeffrey Davis, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association as Trustee as Attorney-in-Fact for Megan Davis and Jeffrey Davis

File no. 09-010185
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232237 10/8, 15, 22, 29

gpn11
(DELGADO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Minerva Delgado to Bank of America, N.A., dated January 16, 2008, recorded in Deed Book 6258, Page 378, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($140,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel of land lying and being in the City of Gainesville, Hall County, Georgia, and being Lot 4, Block F, Sherwood Heights Subdivision, Section 2, as per plat recorded in Plat Book 20, Pages 117-118, Hall County, Georgia Records, which plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Minerva Delgado or a tenant or tenants and said property is more commonly known as 1347 Vine Street, Gainesville, Georgia 30501.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A.
as Attorney in Fact for
Minerva Delgado

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com

MSP/hw1 11/3/09
Our file no. 1629709-FT2
232810 10/8, 15, 22, 29

gpn11
(DESCOTEAUX)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Christine E. Descoteaux and Richard E. Descoteaux, Jr. to HomeBanc Mortgage Corporation dated April 5, 2006 in the amount of $184,000.00, and recorded in Deed Book 5656, Page 479, Hall County, Georgia Records; as last transferred to U.S. Bank National Association as Trustee for the Certificateholders of Mortgage Pass-Through Certificates, Series 2006-AR6 by assignment; the undersigned, U.S. Bank National Association as Trustee for the Certificateholders of Mortgage Pass-Through Certificates, Series 2006-AR6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 97 of the 10th District of Hall County, Georgia, being Lot 48 of The Chimneys Subdivision, as per Plat thereof recorded in Plat Slide 614, Page 225A, Hall County, Georgia, records, which Plat is incorporated herein and made a part hereof by reference for a more detailed description.

which has the property address of 4021 Soapstone Lane, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Christine E. Descoteaux and Richard E. Descoteaux, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association as Trustee for the Certificateholders of Mortgage Pass-Through Certificates, Series 2006-AR6
Attorney in Fact for
Christine E. Descoteaux and Richard E. Descoteaux, Jr.
Anthony DeMarlo, Attorney/pdrosario
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22216 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232619 10/8, 15, 22, 29

gpn11
(DEVERA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Raymund N. Devera and Marijen A. Devera to Mortgage Electronic Registration Systems, Inc., dated June 10, 2008, recorded in Deed Book 6359, Page 316, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, N.A by assignment recorded in Deed Book 6359, Page 316, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TEN THOUSAND SEVEN HUNDRED THIRTY-NINE AND 0/100 DOLLARS ($210,739.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Raymund N. Devera and Marijen A. Devera or a tenant or tenants and said property is more commonly known as 2975 Heritage Glen Drive, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A
as Attorney in Fact for
Raymund N. Devera and Marijen A. Devera

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/lgk 11/3/09
Our file no. 5427709-FT5


EXHIBIT A

All that tract or parcel of land lying and being in the 268th GMD of Hall County, Georgia, being Lot 276 of Heritage Pointe Subdivision, Phase I, as per plat thereof recorded in Plat Book 855, Pages 83-90, Hall County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

MR/lgk 11/3/09
Our file no. 5427709 - FT5
231980 10/8, 15, 22, 29

gpn11
(DUGUAY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gloria A. Duguay and Leif M. Duguay to Mortgage Electronic Registration Systems, Inc. dated February 2, 2005 in the amount of $229,000.00, and recorded in Deed Book 5229, Page 25, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

Land situated in the County of Hall, State of Georgia is described as follows: All that tract or parcel of land lying and being in Morgan and Candler Districts of Hall County, Georgia, being Lot 40 of Arbor Tract Subdivision as particularly described on the Subdivision Plats recorded in Plat Book 125, Page 74 through 85, Hall County, Georgia Plat Records. Reference to said plats and the records thereof is hereby made for a more complete description. Commonly known as 2946 Rivercrest Drive, Gainesbille, GA 30507. Tax ID Number: 15030E000013.

which has the property address of 2946 Rivercrest Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Gloria A. Duguay and Leif M. Duguay and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Gloria A. Duguay and Leif M. Duguay
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-11592 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232217 10/8, 15, 22, 29

gpn11
(ERWIN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joseph Erwin and Crystal Erwin to HomeBanc Mortgage Corporation dated May 11, 2007 in the amount of $168,000.00, and recorded in Deed Book 6052, Page 373, Hall County, Georgia Records; as last transferred to American Home Mortgage Servicing, Inc. by assignment; the undersigned, American Home Mortgage Servicing, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that Tract or Parcel of Land lying and being in Land Lot 154 of the 10th Land District of Hall County, Georgia, and being Lot 41, Phase Two of the Muscadine Valley Subdivision, as shown on a Plat for said Subdivision, recorded in Plat Book 428, Page 120A of the Hall County, Georgia Plat Records. Said Plat and the Record thereof is incorporated herein by reference for a more complete and accurate description of the subject property.

which has the property address of 4121 Portland Trail, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Joseph Erwin and Crystal Erwin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

American Home Mortgage Servicing, Inc.
Attorney in Fact for
Joseph Erwin and Crystal Erwin
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22468 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231904 10/8, 15, 22, 29

gpn11
(ESCOBAR)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by William Santiago Escobar to Mortgage Electronic Registration Systems, Inc., dated January 9, 2007, recorded in Deed Book 2011, Page 603, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND EIGHT HUNDRED SIXTEEN AND 0/100 DOLLARS ($139,816.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is William Santiago Escobar or a tenant or tenants and said property is more commonly known as 4248 Chimney House Lane, Gillsville, Georgia 30543.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP

as Attorney in Fact for
William Santiago Escobar

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/rp1 11/3/09
Our file no. 52817409-FT4


EXHIBIT A

All that tract or parcel of land lying and being in G.M.D. 268, Hall County, Georgia, being Lot 28, Wood Ridge Farm Subdivision, Phase 2 & 3, as shown on subdivision plat recorded in Plat Slide 777, Page 243A & 244A, Hall County, Georgia plat records, which plat is incorporated herein and made a part hereof by reference. Subject to any and all easements, rights of way, restrictive covenants and public utilities of record, including but not limited to those covenants recorded in Deed Book 3184, Page 347, as amended, Hall County, Georgia deed records.

MR/rp1 11/3/09
Our file no. 52817409 - FT4
231561 10/8, 15, 22, 29

gpn11
(ESPINO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Juan Espino to Mortgage Electronic Registration Systems, Inc., dated April 21, 2005, recorded in Deed Book 5323, Page 175, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. by assignment recorded in Deed Book 6558, Page 5, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND FIVE HUNDRED TWENTY AND 0/100 DOLLARS ($117,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Juan Espino or a tenant or tenants and said property is more commonly known as 3413 Old Oak RDG, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P.

as Attorney in Fact for
Juan Espino

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/ak3 11/3/09
Our file no. 51250509-FT7

EXHIBIT A

All that tract or parcel of land lying and being in G.M.D. 268, Hall County, Georgia, being Lot 14, The Oaks, as per Plat recorded in Plat Book 838, pages 138-139, Hall County, Georgia records, which Plat is incorporated herein and made a part hereof by reference.


MR/ak3 11/3/09
Our file no. 51250509 - FT7
230809 10/8, 15, 22, 29

gpn11
(ESPINOZA)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jose M. Espinoza to Mortgage Electronic Registration Systems, Inc. dated July 26, 2005, and recorded in Deed Book 5403, Page 355, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8, by Assignment securing a Note in the original principal amount of $119,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 33 of the 8th Land District, Hall County, Georgia, being Lot 24, Phase 2, Ridgewood Forest Subdivision, as per plat recorded in Plat Slide 368, Page 22B, Hall County, Georgia Plat Records. Said plat is incorporated herein by reference for a more complete description of the subject property and for all other legal purposes. Subject to any and all easements, right of way, protective or restrictive covenants, or public utilities of record. This being the same property conveyed from Harrison C. Farr and Mindy W. Farr to Charles W. Groover, II and Sherry T. Groover by Warranty Deed dated July 27, 2001, and recorded in Deed Book 3955, Page 417, Hall County, Georgia Deed Records.

Said property is known as 3430 Timothy Lane, Gainesville, GA 30504, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Jose M. Espinoza, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jose M. Espinoza, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8 as Attorney-in-Fact for Jose M. Espinoza

File no. 08-007487
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KF
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231893 10/8, 15, 22, 29

gpn11
(ESTRADA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Charles L. Estrada to Mortgage Electronic Registration Systems, Inc., dated April 27, 2006, recorded in Deed Book 5670, Page 349, Hall County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND ONE HUNDRED FORTY-EIGHT AND 0/100 DOLLARS ($105,148.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that lot, tract or parcel of land lying and being in Land Lot 43 of the 8th Land District in the City of Oakwood, Hall County, Georgia, and being shown and designated as Lot 32B, Block A, of Crawford Oaks Subdivision, Phase One, as shown on the plat of survey recorded in Plat Slide 797, Page 246A of the Hall County, Georgia plat records. Reference to said plat and the record thereof is hereby made for a more complete description of said property.

Said property is conveyed together with and subject to all rights, title and interest in and to those certain covenants, conditions and easements contained in the declaration of covenants, restrictions and easements for Crawford Oaks, dated January 12, 2001 and recorded in Deed Book 3799, Page 291 of the Hall County, Georgia deed records, as amended.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Charles L. Estrada or a tenant or tenants and said property is more commonly known as 4689 Crawford Oaks Drive, Oakwood, Georgia 30566.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Bank
as Attorney in Fact for
Charles L. Estrada


Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com

MSP/nh5 11/3/09
Our file no. 1685909-FT2
231750 10/8, 15, 22, 29

gpn11
(EVANS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Timothy C Evans to HomeBanc Mortgage Corporation, dated May 29, 2003, recorded in Deed Book 4604, Page 141, Hall County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 5438, Page 62, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($99,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy C Evans or a tenant or tenants and said property is more commonly known as 3107 Brackett Drive, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bac Home Loans Servicing, LP Fka Countrywide Home Loans Servicing LP
as Attorney in Fact for
Timothy C Evans

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/ak3 11/3/09
Our file no. 52773609-FT4


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 83 of the 10th Land District of hall County, Georgia, containing 1.00 acre, more or less, and being particularly described according to the certain survey for Charles L. Smith and Maureen Smith by Dwight Kilby, Georgia Registered Land Surveyor, dated November 26, 1997 and last updated on march 19, 1999 and recorded in Plat Slide 768, Page 5B, of the Hall County, Georgia Plat Records, which plat is incorporated herein by reference for a more complete description of subject property.

MR/ak3 11/3/09
Our file no. 52773609 - FT4
231471 10/8, 15, 22, 29

gpn11
(EVANS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Kimberly D. Evans to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for America`s Wholesale Lender, dated March 12, 2004, recorded March 19, 2004, in Deed Book 4911, Page 99-111, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty Thousand Four Hundred Fifty and 00/100 dollars ($130,450.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND SITUATE LYING AND BEING IN LAND LOT 69 OF THE 10TH DISTRICT OF HALL COUNTY GEORGIA CONTAINING 0.97 ACRES AND BEING THE PROPERTY SHOWN ON SURVEY ENTITLES, "SURVEY FOR DARRYL J. EVANS" DATED MAY 19, 1994 PREPARED BY J.A. PAGE JR. GEORGIA REGISTERED LAND SURVEYOR AND RECORDED IN PLAT SLIDE 346, PAGE 58A, OF THE HALL COUNTY GEORGIA PLAT RECORDS. REFERENCE TO SAID PLAT AND THE RECORD THEREOF IS HEREBY MADE FOR A MORE FULL AND COMPLETE DESCRIPTION OF SAID PROPERTY.

Said property is commonly known as 3425 Shuler Road, Gainesville, GA 30506.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Kimberly D. Evans, Kimberly D. Evans, Stephen Darryl Evans, and Ryan Jay Evans, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING LP
as Attorney in Fact for
KIMBERLY D. EVANS

Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-05186-3
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
232429 10/8, 15, 22, 29

gpn11
(EXTREME SPORTS, INC.)
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT AND
ASSIGNMENT OF RENTS
UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt and Assignment of Rents dated October 10, 2006, executed and delivered by EXTREME SPORTS, INC. (“Grantor”) to WACHOVIA BANK, NATIONAL ASSOCIATION (“Lender”), and recorded in Deed Book 5840, Page 520, records of Hall County, Georgia (the “Security Deed”), Lender, as Attorney-in-Fact for Grantor, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property (hereinafter collectively referred to as the “Premises”):
ALL THAT tract or parcel of land, situate, lying and being in the State of Georgia, County of Hall, and more particularly described on Exhibit “A” attached hereto and made a part hereof (the “Land”);
TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures attached to the Land or any buildings or improvements situated thereon; and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights.
The Premises will be sold as the property of Grantor. To the best of the knowledge of Lender, the Premises is in the possession of Grantor or those claiming by, through or under Grantor.
The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority.
The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated October 10, 2006, made, executed and delivered by Grantor to Lender in the original principal amount of $224,227.61 (the “Note”), together with other indebtedness of Grantor to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed.
The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given and hereby given), and as otherwise provided by the Security Deed.
The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned’s intent will be given by announcement made at the commencement of the public sale.
WACHOVIA BANK, NATIONAL ASSOCIATION
As Attorney-in-Fact for
EXTREME SPORTS, INC.
Eugene D. Bryant, Esq.
Smith, Gambrell & Russell, LLP
1230 Peachtree Street
Atlanta, Georgia 30309
(404) 815-3500
EXHIBIT “A”

All that tract or parcel of land lying and being in Candler G.M.D. 1385 District, Hall County, Georgia, being Lot 8-A of the Venture Center Industrial Park, Phase Two, as shown on plat of survey for “David Merritt”, as prepared by Patton-Patton Inc., dated 2/27/98 and recorded 5/15/98 in Plat Book 691, Page 244A, Hall County Records, which plat is hereby referred to and made a part of this description.

Together with, subject to and as an appurtenance to the above described property, all rights, privileges and conditions of that certain Well Easement between Lanier Leasing, Inc. and Harold Fleming, dated March 16, 1998, recorded March 19, 1998, in Deed Book 3124, Pages 192-193, Hall County Records and that certain Joint Driveway Easement between Lanier Leasing, Inc. and Harold Fleming, dated March 16, 1998, recorded March 19, 1998, in Deed Book 3124, Pages 190-191, Hall County Records.

Together with a 1/14 share of the maintenance of the road, road easement and the utilities thereon as cited and established in Warranty Deed recorded in Deed Book 2877, Pages 328-329, Hall County, Georgia Records. Together with a perpetual non-exclusive easement for access ingress and egress and the installation of utilities connecting the subject property with a publicly maintained road.
232717 10/8, 15, 22, 29

gpn11
(FISHER)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Gregory Fisher to Mortgage Electronic Registration Systems, Inc., dated September 12, 2005, and recorded in Deed Book 5457, Page 569, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for HEAT 2005-8, by Assignment securing a Note in the original principal amount of $236,250.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT LOT, TRACT OR PARCEL OF LAND TOGETHER WITH ALL IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE CITY OF GAINESVILLE, HALL COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 1 OF SYLVAN PARK SUBDIVISION AS SHOWN BY A PLAT PREPARED BY FARLEY-COLLINS & ASSOCIATES, GRLS, DATED June 3, 1985, REVISED February 3, 1987, ENTITLED "SYLVAN PARK-PROPOSED SUBDIVISION, PLAT FOR JERLINE HULSEY AND ANNE VAIL", RECORDED IN PLAT BOOK 119, PAGE 130, OF THE HALL COUNTY, GEORGIA PLAT RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

Said property is known as 1341 Sylvan Park Drive Northeast, Gainesville, GA 30501, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Gregory Fisher, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Gregory Fisher, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association, as Trustee for HEAT 2005-8 as Attorney-in-Fact for Gregory Fisher

File no. 09-013687
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KF
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231258 10/8, 15, 22, 29

gpn11
(FLATT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Amanda Flatt and John Flatt to Mortgage Electronic Registration Systems, Inc. dated January 31, 2003 in the amount of $127,260.00, and recorded in Deed Book 4464, Page 462, Hall County, Georgia Records; as last transferred to JP Morgan Chase Bank, National Association by assignment; the undersigned, JP Morgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that certain parcel of land situated in the Morgan(GMD 385) District of Hall County, State of Georgia, being known and designated as Lot 39 Pine Vale Estates Subdivision, as shown on the Subdivision plat prepared by Farley-Collins Associates, Registered Land Surveyors, dated 12/3/93, revised 9/17/93, styled "Pine Vale Estates Subdivision", recorded in Plat Slide 273, Page 79A, of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.

Tax ID: 15037L000039

which has the property address of 4337 Woodglenn Dr, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Amanda Flatt and John Flatt and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JP Morgan Chase Bank, National Association
Attorney in Fact for
Amanda Flatt and John Flatt
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22446 /VA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232590 10/8, 15, 22, 29

gpn11
(FREEMAN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Joshua Wayne Freeman to Mortgage Electronic Registration Systems, Inc., dated December 29, 2006, recorded in Deed Book 5916, Page 563, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Joshua Wayne Freeman or a tenant or tenants and said property is more commonly known as 3111 Chapperal Drive, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA
as Attorney in Fact for
Joshua Wayne Freeman

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/pr 11/3/09
Our file no. 52738609-FT7

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 60 of the 10th Land District, Hall County, Georgia, being Lot 3, Block E, Section 5, Lake Ranch Estates Subdivision, as shown on Plat of Subdivision recorded in Plat Book 55, Pages 136-137 of the Hall County, Georgia Plat Records, which Plat is incorporated herein by reference and made a part hereof.

Said property is subject to all easements, covenants and restrictions of record, if any.


MR/pr 11/3/09
Our file no. 52738609 - FT7
231389 10/8, 15, 22, 29

gpn11
(FRITZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Allan A. Fritz to Wells Fargo Bank, N.A., dated May 8, 2007, recorded in Deed Book 6046, Page 509, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SEVEN THOUSAND ONE HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($147,155.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel of land lying and being in Land Lots 124 and 125 of the 9th Land District in the City of Gainesville, Hall County, Georgia, Being Unit 2937 of Lake Shadow at Limestone condominium as shown on that condominium Plat of survey for Lake Shadow at Limestone condominium prepared by Farley-Collins-Whidden Assoc., Georgia registered land surveyors, dated September 1, 2005, last revised April 27, 2007, recorded in Plat Book 854 Pages 175-177, aforesaid records, and the aforesaid documentation is incorporated herein by reference. Condominium floor plans for this Unit are recorded in Condominium Floor Plan Cabinet 1 Folder 120 pages 1-9, of the Hall County, Georgia records, and which are hereby incorporated by reference for a more complete description. Said unit is conveyed together with and subject to all the rights, title, and interests appurtenant to said Unit as set forth in the Declaration of Condominium for Lake Shadow condominium as recorded in Deed Book 5925
Page 390 in the Hall County, Georgia Deed Records, and as amended.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Wells Fargo Bank N.A. can be contacted at 1-800-662-3806 or by writing to PO Box 10328, Des Moines, IA 50306-0328, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Allan A. Fritz or a tenant or tenants and said property is more commonly known as 2937 Shades Valley Lane, Gainesville, Georgia 30501.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A.
as Attorney in Fact for
Allan A. Fritz

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp


MSP/rk2 11/3/09
Our file no. 1124309-FT5
231226 10/8, 15, 22, 29

gpn11
(GAINESVILLE HOSPITALITY, INC.)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF HALL
Because of a default in the payment of the indebtedness evidenced by the Note (as hereinafter described), secured by a Deed to Secure Debt from Gainesville Hospitality, Inc. (hereinafter referred to as “Grantor”) to Small Business Loan Source, Inc., dated August 15, 2002, filed for record in Deed Book 4318, Page 621, in the Office of the Clerk of the Superior Court of Hall County, Georgia (the “Deed to Secure Debt”), and subsequently assigned by Small Business Loan Source, Inc. to Small Business Loan Source, LLC, by virtue of that certain Assignment dated December 17, 2004, filed for record in Deed Book 5187, Page 539, in the Office of the Clerk of the Superior Court of Hall County, Georgia (the “Assignment”; the Deed to Secure Debt and the Assignment are hereinafter collectively referred to as the “Security Deed”), the undersigned, Small Business Loan Source, LLC, pursuant to said Security Deed and that certain Note dated August 15, 2002 in the original principal amount of $1,333,000.00, has declared the entire amount of said indebtedness due and payable. Therefore, pursuant to and by virtue of the power of sale contained in the Security Deed, there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door on the courthouse steps at Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009 the following described property:

All that tract or parcel of land lying and being in the City of Gainesville, Hall County, Georgia, and being more fully shown and described as Tract No. 1 as shown on survey for AES, Ltd. prepared by Rochester and Associates, Inc., Registered Surveyors, dated July 6, 1988, revised and updated August 2, 1997, and recorded in Plat Slide 634, Page 175-A of the Hall County Records, and being more particularly described as follows:

Commence at a point where the southwesterly right of way of Scotland Avenue intersects the southeasterly right of way of Broad Street (a/k/a State Route 13); thence from said point of beginning along the southwesterly right of Scotland Avenue South 43 degrees 9 minutes 25 seconds East 253.74 feet to an iron pin; thence continuing along the southwesterly right of way of Scotland Avenue South 42 degrees 18 minutes 25 seconds East 50.00 feet to an iron pin corner; thence leaving the southeasterly right of way of Scotland Avenue and continuing South 49 degrees 1 minute 45 seconds West 197.20 feet to an iron pin corner; thence North 46 degrees 21 minutes 33 seconds West 198.25 feet to an iron pin corner; thence North 22 degrees 14 minutes 36 seconds East 105.40 feet to a point; thence North 21 degrees 8 minutes 44 seconds East 125.44 feet to the point of beginning.

The above Tract No. 1 contains 1.173 acres.

The description as contained therein being incorporated herein by reference thereto, together with all fixtures and personal property attached to and constituting a part of said property, and replacements and additions.

TOGETHER WITH all of the buildings, building materials, fixtures and improvements on, in and to the property and all easements, rights, rents, royalties, mineral, oil and gas rights, profits and water rights.
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale, and all other payments provided for under the Security Deed, including permitted attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees and expenses of the foreclosure having been given as provided by law and as provided by the terms of the Security Deed; and the remainder, if any, shall be applied as provided by law.
To the best knowledge and belief of the undersigned, Gainesville Hospitality, Inc. is in possession of said property. Said property will be sold subject to any prior restrictive covenants, easements, rights-of-way, valid zoning ordinances, matters which would be disclosed by an accurate survey of the property or by an inspection of the property, and any liens or encumbrances superior to the Security Deed first set out above, and subject to all outstanding taxes, assessments, and utility bills which may constitute a lien against said property, whether due and payable or not yet due and payable.
Small Business Loan Source, LLC hereby notifies Grantor that Small Business Loan Source, LLC remains the holder of the security interest set forth in the Security Deed. Grantor may communicate with Small Business Loan Source, LLC by contacting Mr. Wayne Ballenger, Small Business Loan Source, LLC, 9801 Westheimer Road, Suite 1100, Houston, Texas 77042, or by telephone at (713) 425-3930. Mr. Ballenger has full authority to negotiate, amend, and modify all terms of the Security Deed with Grantor.

SMALL BUSINESS LOAN SOURCE, LLC,
as Attorney-in-Fact for GAINESVILLE
HOSPITALITY, INC.

By: ______________________
Thomas E. Austin, Jr.,
Attorney for Small Business Loan Source, LLC

Thomas E. Austin, Jr., LLC
3490 Piedmont Road, N.E.
Suite 1005
Atlanta, Georgia 30305
(404) 814-3755

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232625 10/8, 15, 22, 29

gpn11
(GALAVIZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Maria E Galaviz to Mortgage Electronic Registration Systems, Inc., dated May 21, 2004, recorded in Deed Book 4986, Page 565, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND AND 0/100 DOLLARS ($114,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Maria E Galaviz or a tenant or tenants and said property is more commonly known as 4118 Valley Glen Drive, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for
Maria E Galaviz

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/ar5 11/3/09
Our file no. 52221909-FT4


EXHIBIT A

All that tract or parcel of land lying and being in GMD 268, Hall County, Georgia, being Lot 47, as shown on a survey entitled The Meadows, Phase Two-B, dated December 12, 1995, prepared by Farley-Collins and Associates, Registered Surveyors, and recorded in Plat Slide 502, Page 104A, Hall County records, which plat is incorporated herein by reference for a more complete description of subject property.


MR/ar5 11/3/09
Our file no. 52221909 - FT4
231473 10/8, 15, 22, 29

gpn11
(GALVEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Humberto Galvez to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated April 29, 2004, recorded in Deed Book 4973, Page 202, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND SIX HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($85,655.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel of land lying and being in Land Lot 7 of the 8th District of Hall County, Georgia, and being all of Lot 39 in Section 2 of Dixie Homes Subdivision as shown and delineated on a plat of survey recorded in Plat Book 27, Pages 66-67, Hall County records, which plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Humberto Galvez or a tenant or tenants and said property is more commonly known as 2163 Greencrest Dr, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Humberto Galvez

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com


MSP/brm 11/3/09
Our file no. 1685309-FT2
231961 10/8, 15, 22, 29

gpn11
(GARCIA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Osvaldo Garcia to Mortgage Electronic Registration Systems, Inc., dated October 21, 2004, recorded in Deed Book 5140, Page 598, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 6558, Page 9, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND FIVE HUNDRED SIXTY-EIGHT AND 0/100 DOLLARS ($122,568.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Osvaldo Garcia or a tenant or tenants and said property is more commonly known as 263 Green Hill Circle, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA
as Attorney in Fact for
Osvaldo Garcia

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/vd0 11/3/09
Our file no. 51197009-FT5


EXHIBIT A

All that tract or parcel of land being a part of Lot 42 and all of Lot 41 of the Greenhill Heights Subdivision located in Land Lot 171 of the 9th District of Hall County, Georgia and being more particularly described as follows:
Beginning at the centerline intersection of Green Hill Circle and Green Hill Circle (roads bearing the same name) and run thence in a northeasterly direction north 59 degrees 00 minutes 42 seconds east for a distance of 195.35 feet to a point on the southeast right of way (20 feet from the center line) of Green Hill Circle, said point being 25 feet northeasterly along the right of way from the westerly corner of Lot 42 and run thence the following bearings and distances:
Thence north 50 degrees 11 minutes 36 seconds east for a distance of 50.00 feet to a point at the division line of Lot 42 and Lot 41; thence north 50 degrees 11 minutes 36 seconds east for a distance of 75.00 feet to a point at the division line of Lot 41 and Lot 40; thence leaving the road right of way; thence south 34 degrees 17 minutes 00 seconds east for a distance of 191.75 feet to a point at the rear corner of said Lot 41 and Lot 40; thence south 49 degrees 00 minutes 00 seconds west for a distance of 76.00 feet to a corner on the division line of Lot 42 and Lot 41; thence south 49 degrees 00 minutes 00 seconds west for a distance of 43.48 feet to a point; thence south 60 degrees 00 minutes 48 seconds west for a distance of 3.05 feet to a point; thence north 35 degrees 22 minutes 51 seconds west for a distance of 193.36 feet to a point, said point being the point of beginning.
Herein property is more clearly shown on a plat prepared by Farley-Collins-Whideen, GRLS #1435 and #2632, dated January 13, 2003, entitled property of Robert L. Ferguson.
Parcel #00116005030


MR/vd0 11/3/09
Our file no. 51197009 - FT5
230826 10/8, 15, 22, 29

gpn11
(GARCIA)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by EDGAR O GARCIA to CHASE MANHATTAN MORTGAGE CORP. , dated 08/30/2002, and Recorded on 09/05/2002 as Book No. 4298 and Page No. 453-469, HALL County, Georgia records, as last assigned to CITIBANK, N.A., AS TRUSTEE FOR CHASE FUNDING MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2002-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $144,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in November, 2009, the following described property: ALL THAT LOT, TRACT, OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON, LYING AND BEING IN LAND LOT 171 OF THE 9TH LAND DISTRICT OF HALL COUNTY, GEORGIA, AND BEING ALL OF LOT 22 BLOCK B OF GREEN HILL HEIGHTS SUBDIVISION AS SHOWN ON THAT CERTAIN PLAT OF SURVEY FOR LARRY A. PAYNE AND JONELLE PAYNE BY H. GRADY JARRARD, GEORGIA RLS, DATED JUNE 21, 1993, RECORDED IN PLAT SLIDE 251 PAGE 102-B OF THE HALL COUNTY, GEORGIA PLAT RECORDS, AND WHICH PLAT IS HEREBY INCORPORATED BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

SAID PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENTS, COVENANTS AND RESTRICTIONS OF RECORD. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-548-7912. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 230 SHALLOWFORD DR, GAINESVILLE, GEORGIA 30504 is/are: EDGAR O GARCIA or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CITIBANK, N.A., AS TRUSTEE FOR CHASE FUNDING MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2002-4 as Attorney in Fact for EDGAR O GARCIA. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090187506015 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
230926 10/8, 15, 22, 29

gpn11
(GARRETT)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Real Estate Deed To Secure Debt from Sonia M. Garrett to Branch Banking & Trust Company as successor to Century South Bank of Northeast Georgia, N.A. dated October 1, 2001, and recorded in Deed Book 4001, Page 6, Hall County, Georgia Records, as modified, (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing an Promissory Note in the original principal sum of One Hundred Sixty-Five Thousand and 00/100 Dollars ($165,000.00) (the “Note”), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, November 3, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Sonia M. Garrett, or tenant or tenants, and said property is more commonly known as 1260 HANCOCK AVENUE, GAINESVILLE, HALL COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. Please note that the undersigned reserves the right to sell the property or any portion thereof in separate parcels or as a whole.

Branch Banking & Trust Company
Attorney in Fact for Sonia M. Garrett
Martin G. Quirk, Esq.
Agnes K. Horbaczewski, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
404-252-1425

EXHIBIT “A”

All that tract or parcel of land situate, lying and being in the Gainesville District, Hall County, Georgia, and being all of Lot No. 2 and a portion of Lot No. 3 as shown on a survey of the property of A.A. Sutton, prepared by S.C. Moon, Registered Land Surveyor, a copy of which is recorded in Plat Book 7, Page 33, in the Office of the Clerk of the Superior Court of Hall County, Georgia, and being the same property described in an Executrix’s Deed from Ida Tyner, Executrix of the Last Will and Testament of Sam Tyner, to Robert Tyner, dated October 27, 1969, recorded in Deed Book 408, Page 382-383 of the Hall County Deed Records.

ALSO:

All that tract or parcel of land together with all improvements thereon, lying and being in the Gainesville District, Hall County, Georgia, and being all of Lot No. One (1) as shown on a survey of the property of A.A. Sutton, prepared by S.C. Moon, Registered Land Surveyor, a copy of which is recorded in Plat Book 7, Page 33, in the Office of the Clerk of the Superior Court, Hall County, Georgia, and being a portion of the property as described in a Warranty Deed from A.A. Sutton to Sam Tyner, dated September 16, 1947, and recorded in Deed Book 112, Page 102, in the Office of the Clerk of the Superior Court of Hall County, Georgia.

ALSO:

All that tract or parcel of land, situate, lying and being in the Gainesville District, Hall County, Georgia and being all of Lot Number (4), Five (5), Six (6), and a portion of Lot number (3) as shown on a survey of the property by A.A. Sutton, prepared by S.C. Moon, Registered Land Surveyor, a copy of which is recorded in Plat Book 7, Page 33 in the Office of the Clerk of the Superior Court, Hall County, Georgia, and being a portion of the property as described in a Warranty Deed from A.A. Sutton to Sam Tyner, dated September 16, 1947, and recorded in Deed Book 112, Page 102, in the Office of the Clerk of Superior Court of Hall County, Georgia. That portion of Lot No. 3 which is hereby conveyed being a 10 foot strip located on the southwesterly side of Lot No. 3, which is occupied by a driveway.
232904 10/8, 15, 22, 29

gpn11
(GHANSAH)
NOTICE OF SALE
UNDER POWER
GEORGIA,
HALL COUNTY
By virtue of a Power of Sale contained in a Security Deed (hereinafter, "Security Deed") from David Ghansah to Suntrust Mortgage, Inc. dated August 29, 2008, recorded October 10, 2008 in Deed Book 6424, Page 157-177, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventy-One Thousand Dollars and 00/100 Cents ($171,000.00), with interest thereon as provided for therein, and said Security Deed will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in November 2009, all property described in said Security Deed including, but not limited to, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 392, HALL COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 27, GOLDEN RIDGE SUBDIVISION, AS MORE PARTICULARLY DESCRIBED ON A PLAT OF SURVEY RECORDED IN PLAT BOOK 838, PAGE 85 THROUGH 92, HALL COUNTY GEORGIA RECORDS, REFERENCE TO SAID PLAT OF SURVEY AND THE RECORD THEREOF BEING HEREBY MADE FOR A MORE COMPLETE LEGAL DESCRIPTION.

Said property is more commonly known as 5197 Day Lily Drive, Braselton, Georgia 30517.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees, and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way, and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property David Ghansah or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the Note secured by said Security Deed. The law firm listed below is acting as a debt collector. Any information obtained will be used for that purpose.

Said property will be sold as the property of David Ghansah, and the proceeds of said sale will be applied to the payment of said indebtedness, the expenses of said sale, all as provided in the Security Deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Suntrust Mortgage, Inc, as Attorney in Fact for David Ghansah.

Lender Contact: Suntrust Mortgage, Inc., Monica K. Gilroy 678-317-0409

Lender Address: 1001 Semmes Ave., Richmond, VA 23224

Attorney Contact: Dickenson Gilroy LLC, 3780 Mansell Road, Suite 140, Alpharetta,
GA 30022
TELEPHONE NUMBER: (678) 317-0409
DG FILE NO. LIT-2009-00148

THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
950-07599947,5/7,14,21,28
232481 10/8, 15, 22, 29

gpn11
(GLOVER)
STATE OF GEORGIACOUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Harold B. Glover to Southpoint Financial Services, Inc. dated January 30, 2003, and recorded in Deed Book 4454, Page 647, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank,NA by Assignment securing a Note in the original principal amount of $320,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land together with improvements thereon, situated, lying and being in Land Lot 134 of the 10th Land District of Hall county, Georgia, and being all of Lot 5, Section One, Northlake Subdivision as shown on a certian plat of survey of the prepared for H. Bruce Glover and Sara T. Glover by Patton-Patton, Inc., Registered Land Surveyors, date October 26, 1990, recorded in Plat Book 146, Page 55, of Hall County Plat Records, said plat is incorporated herein by reference for a more complete description of suject property.
Subject to any and all easements, rights of way, protective or restrictive covenants, and public utlities of recordm including, but no limited to, the Restrictive Covenants, for Northlake Subdivision recorded in Deed Book 500, Page 591 of Hall County Deed Records, and any amendments thereof.

Said property is known as 2705 Northlake Road, Gainesville, GA 30506, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Harold B. Glover, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Harold B. Glover, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association as Attorney-in-Fact for Harold B. Glover

File no. 09-018284
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/CW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231894 10/8, 15, 22, 29

gpn11
(GOMEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Isabel Gomez and Maria Gomez to Mortgage Electronic Registration Systems, Inc. dated July 28, 2006 in the amount of $129,000.00, and recorded in Deed Book 5782, Page 633, Hall County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Tadmore District, GMD 268, Hall County, Georgia, being Lot 63, Woodridge Farm Subdivision as shown on subdivision plat recorded in Plat Slide 777, Page 243A, Hall County, Georgia Plat records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 4204 Winterset Lane, Gillsville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Isabel Gomez and Maria Gomez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Isabel Gomez and Maria Gomez
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23212 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232738 10/8, 15, 22, 29

gpn11
(GORDON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Adam P. Gordon to Mortgage Electronic Registration Systems, Inc., dated August 11, 2004, recorded in Deed Book 5110, Page 168, Hall County, Georgia Records, as last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2004RZ3 by assignment recorded in Deed Book 6558, Page 4, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($119,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation, Two Ravinia Dr. Suite 500, Atlanta, GA 30346, 800-850-4622x2365442. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Adam P. Gordon or a tenant or tenants and said property is more commonly known as 4727/ 4729 Victoria Drive, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2004RZ3

as Attorney in Fact for
Adam P. Gordon

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/sm01 11/3/09
Our file no. 51358209-FT1

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 113 of the 8th District, Hall County, Georgia, being Lot 39, of Carriage Crossing Subdivision, as per plat thereof recorded in Plat Book 112, Page 160, Hall County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.


MR/sm01 11/3/09
Our file no. 51358209 - FT1
231989 10/8, 15, 22, 29

gpn11
(GREENE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Lee A Greene to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated May 16, 2005, recorded in Deed Book 5333, Page 236, Hall County, Georgia Records, as last transferred to Suntrust Bank by assignment recorded in Deed Book 6456, Page 469, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE MILLION THREE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($1,320,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel of land lying and being in Land Lot 162 of the 8th Land District, Hall County, Georgia, Being Tract no. 4, containing 1.48 acres, as shown on a Plat of survey for A. W. Ansley by Dwight Kilby, Associates, registered land surveyor, dated March 22, 1985, and being more particularly described as follows:

To find the true point of beginning, begin at the intersection of the centerline of Yacht Club Road and the centerline of Burton Mill Park Road; thence proceeding north 60 degree 37 Minutes 44 Seconds west a distance of 379.10 feet to an Iron pin which is Your True Place or point of beginning; thence proceeding south 30 Degrees 16 Minutes 13 Seconds west a distance of 183.0 feet to an Iron pipe; thence north 32 Degrees 50 Minutes 09 Seconds west a distance of 446.82 feet to an Iron pin; thence north 73 Degrees 09 Minutes 09 Seconds east a distance of 8.68 feet to a point; thence north 57 Degrees 10 Minutes 09 Seconds east a distance of 80.27 feet to a point; thence north 29 Degrees 27 Minutes 11 Seconds east a distance of 62.58 feet to a point; thence north 47 Degrees 37 Minutes 09 Seconds east a distance of 5.92 feet to a point; thence south 34 Degrees 47 Minutes 15 Seconds east a distance of 391.95 feet to an Iron pin

The place or point of beginning. Known as: 6576 Yacht Club Road, Flowery Branch, Hall County, Georgia also conveyed herein an easement for ingress and egress 15 feet wide running From Tract no. 4 to the existing road, this being the same easement acquired as recorded in deed book 405, page 208. Hall County deed records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Lee A. Greene aka Lee Anthony Greene or a tenant or tenants and said property is more commonly known as 6576 Yacht Club Road, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Bank
as Attorney in Fact for
Lee A Greene

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp


MSP/cj 11/3/09
Our file no. 11703208-FT2
230911 10/8, 15, 22, 29

gpn11
(GRIMALDO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of the power of sale contained in a Security Deed from Ramiro Grimaldo and Maria Isabel Alvardo to Homestar Financial Corporation dated April 8, 2004, recorded in Deed Book 4937, Page 222, Hall County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THREE THOUSAND FOUR HUNDRED AND 00/100 ($103,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Hall County, Georgia, during the legal hours of sale on the first Tuesday, November 3, 2009 the following described property, to wit:

All that tract or parcel of land lying and being in Tadmore GMD 268, Hall County Georgia, being Lot 41 of Silverlake Subdivision, Phase Two, as shown on the subdivision plat recorded at Plat Slide 785, pages 135A-138A, Hall County, Georgia, which plat is incorporated herein by reference and made a part hereof.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Ramiro Grimaldo and Maria Isabel Alvardo or, a tenant or tenants, and said property was or is commonly known as 4281 Fox Ridge Trail, Gillsville, GA 30543.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC
As Attorney in Fact for
Ramiro Grimaldo and Maria Isabel Alvardo

Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-8806
/
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232238 10/8, 15, 22, 29

gpn11
(GRINNAN)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA,
COUNTY OF HALL.
Under and by virtue of the Power of Sale in Deed contained in the Deed to Secure Debt from Richard P. Grinnan (now deceased) in favor of Neal Smith, dated August 12, 2005, recorded in Deed Book 5410, Page 88 et seq., Hall County, Georgia Deed Records, said Deed to Secure Debt having been given to secure a Promissory Note in the original principal amount of $30,650.00 dated August 12, 2005, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Hall County, Georgia, on the first Tuesday in November, 2009, to wit, November 3, 2009, to the highest and best bidder for cash the property commonly known as 6232 Grant Ford Drive, Gainesville, GA 30506 described as follows, to wit:

All that tract or parcel of land lying and being in Land Lot 1 of the 10th District of Hall County, Georgia and designated as Lot 23, Block D, Section II, of the Timberidge Estates and Camping Club, as shown by plat recorded in Plat Book 42, Pages 164-165 in the office of the Clerk of Superior Court of Hall County, Georgia. A full and complete description of said lot as shown in said recorded plat is hereby made a part of this instrument by reference; together with the mobile home now located on the above-described property.

Subject to any and all easements, rights of way, restrictive covenants and public utilities of record, including but not limited to that certain Restrictive Covenant Agreement recorded in Deed Book 410, Page 408-410, Hall County, Georgia Deed Records.

The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney’s fees, and the remainder if any shall be applied as provided by law.
To the best of the undersigned’s knowledge and belief the property has been in the possession of Richard P. Grinnan, who is now deceased, and said property will be sold as the property of Richard P. Grinnan subject to outstanding ad valorem taxes, easements, restrictions and other matters of record superior to the above-referenced security deed, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.

Coleman & Chambers, LLP
1370 Thompson Bridge Road, Suite 300
Gainesville, Georgia 30501
233039 10/8, 15, 22, 29

gpn11
(GUELLO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Steven M. Guello to Mortgage Electronic Registration Systems, Inc. dated March 26, 2008 in the amount of $417,000.00, and recorded in Deed Book 6307, Page 208, Hall County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

Land situated in the County of Hall in the State of GA

All that tract or parcel of land lying and being in Land Lots 103 of the 9th Land District of Hall County, Georgia, and being .555 acres, as depicted as Tract B on a residential plat of the Lakeview Section of The Surfside Club Estates Subdivision, prepared for Steve Guello, recorded at Plat Book 851, Page 246, in Clerk`s Office of the Superior Court of Hall County, Georgia; said plat and the recorded thereof being incorporated herein by reference for a more complete description.

Commonly known as: 3814 Clubhouse Place, Gainesville, GA 30501

which has the property address of 3814 Clubhouse Place, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Steven M. Guello and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Steven M. Guello
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23107 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232290 10/8, 15, 22, 29

gpn11
(GUITERREZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Javier Gutierrez to Mortgage Electronic Registration Systems, Inc. dated April 5, 2007 in the amount of $300,000.00, and recorded in Deed Book 6020, Page 615, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Morgan District, Hall County, Georgia, being Lot 7, Arbor Trace Subdivision, as per plat recorded in Plat Book 125, Pages 76-77, Hall County, Georgia Records, said plat being incorporated herein and made a reference hereto.

which has the property address of 2811 Rusty Point, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Javier Gutierrez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Javier Gutierrez
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-10438 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232215 10/8, 15, 22, 29

gpn11
(GWINNETT COMMUNITY BANK)
STATE OF GEORGIA
HALL COUNTY
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Deed to Secure Debt from GWINNETT COMMUNITY BANK to GREENWOOD BUILDER GROUP, INC. dated February 6, 2006 and recorded in Deed Book 5587 Pages 483-486, Hall County, Georgia, Records, Modification dated August 15, 2006 and recorded in Deed Book 5788 Pages 481-483, Hall County, Georgia Records, Modification dated February 6, 2007 and recorded in Deed Book 5980 Pages 427-429, Hall County, Georgia Records, Modification dated August 7, 2007 and recorded in Deed Book 6181 Pages 104-106, Hall County, Georgia Records, Modification dated February 5, 2008 and recorded in Deed Book 6270 Pages 563-565, Hall County, Georgia Records, Modification dated April 5, 2008 and recorded in Deed Book 6348 Pages 508-510, Hall County, Georgia Records, and Modification dated March 25, 2009, recorded in Deed Book 6537 Pages 611-614, Hall County Georgia Records.
Said Security Deed having been given to secure a Note dated March 25, 2009, in the original principal sum of Two Hundred Ninety One Thousand Five Hundred Sixty Nine and 78/100 ($291,569.78), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC. subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.

GWINNETT COMMUNITY BANK
As Attorney-in-Fact for
GREENWOOD BUILDER GROUP, INC.

O'Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09156L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

EXHIBIT A

All that tract or parcel of land lying and being in Flowery Branch GMD 1270, Hall County, Georgia, as shown and delineated as Lot 184, Clearwater - Unit III, on plat of said subdivision recorded in Hall County Plat Records at Plat Book 841, Pages 51-53, which plat is incorporated herein by reference for a more complete description.
232989 10/8, 15, 22, 29

gpn11
(GWINNETT COMMUNITY BANK)
STATE OF GEORGIA
HALL COUNTY
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Deed to Secure Debt from GWINNETT COMMUNITY BANK to GREENWOOD BUILDER GROUP, INC. dated February 6, 2006 and recorded in Deed Book 5587 Pages 507-510, Hall County, Georgia, Records, Modification dated August 15, 2006 and recorded in Deed Book 5788 Pages 295-297, Hall County, Georgia Records, Modification dated February 6, 2007 and recorded in Deed Book 5980 Pages 424-426, Hall County, Georgia Records, Modification dated August 7, 2007 and recorded in Deed Book 6181 Pages 110-112, Hall County, Georgia Records, Modification dated February 5, 2008 and recorded in Deed Book 6270 Pages 560-562, Hall County, Georgia Records, Modification dated February 6, 2008 and recorded in Deed Book 6348 Pages 511-513, Hall County, Georgia Records and Modification dated March 25, 2009, recorded in Deed Book 6540 Pages 218-221, Hall County Georgia Records.
Said Security Deed having been given to secure a Note dated March 25, 2009, in the original principal sum of Two Hundred Eighty Eight Thousand Seven Hundred Fifty and no/100 (288,750.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC. subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.

GWINNETT COMMUNITY BANK
As Attorney-in-Fact for
GREENWOOD BUILDER GROUP, INC.

O'Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09157L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

EXHIBIT A

All that tract or parcel of land lying and being in Flowery Branch GMD 1270, Hall County, Georgia, as shown and delineated as Lot 188, Clearwater - Unit III, on plat of said subdivision recorded in Hall County Plat Records at Plat Book 841, Pages 51-53, which plat is incorporated herein by reference for a more complete description.
232985 10/8, 15, 22, 29

gpn11
(GWINNETT COMMUNITY BANK)
STATE OF GEORGIA
HALL COUNTY
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Deed to Secure Debt from GWINNETT COMMUNITY BANK to WHITE HORSE HOMES 1, LLC, dated May 6, 2008 and recorded in Deed Book 6336 Pages 217-220, Hall County, Georgia, Records and Modification dated May 6, 2009, recorded in Deed Book 6570, Pages 336-338, Hall County, Georgia Records.
Said Security Deed having been given to secure a Note dated May 6, 5009, in the original principal sum of One Hundred Fifty Seven Thousand Fifty and no/100 ($157,050.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of WHITE HORSE HOMES 1, LLC, subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.

GWINNETT COMMUNITY BANK
As Attorney-in-Fact for
WHITE HORSE HOMES 1, LLC

O'Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09159L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

EXHIBIT A

All that tract or parcel of land lying and being in GMD 385 Hall County, Georgia, being Lot 48, White Horse Subdivision on plat of said subdivision recorded in Hall County Plat Records at Plat Book 838, Pages 154-168, which plat is incorporated herein by reference for a more complete description.

Also conveyed herein for each lot conveyed above is an undivided One One-Hundred Thirtieth (1/130th) interest in the "Open Space" area shown on said subdivision plat.
232978 10/8, 15, 22, 29

gpn11
(GWINNETT COMMUNITY BANK)
STATE OF GEORGIA
HALL COUNTY
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Deed to Secure Debt from GWINNETT COMMUNITY BANK to GREENWOOD BUILDER GROUP, INC. dated February 6, 2006 and recorded in Deed Book 5587 Pages 513-516, Hall County, Georgia, Records, Modification dated February 7, 2007 and recorded in Deed Book 5980 Pages 421-423, Hall County, Georgia Records, Modification dated August 7, 2007 and recorded in Deed Book 6181 Pages 49-51, Hall County, Georgia Records, Modification dated February 5, 2008 and recorded in Deed Book 6270 Pages 566-568, Hall County, Georgia Records, Modification dated March 24, 2008 and recorded in Deed Book 6348 Pages 514-516, Hall County, Georgia Records, and Modification dated March 25, 2009, recorded in Deed Book 6537 Pages 585-587, Hall County Georgia Records.
Said Security Deed having been given to secure a Note dated March 25, 2009, in the original principal sum of Five Hundred Eighty Five Thousand Five Hundred Sixty Eight and 46/100 ($585,568.46), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC. subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.

GWINNETT COMMUNITY BANK
As Attorney-in-Fact for
GREENWOOD BUILDER GROUP, INC.

O'Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09155L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

EXHIBIT A

All that tract or parcel of land lying and being in Flowery Branch GMD 1270, Hall County, Georgia, as shown and delineated as Lots 189, 190, 191, 192, 220, 221, 222, 223, 224 & 225, Clearwater - Unit III, on plat of said subdivision recorded in Hall County Plat Records at Plat Book 841, Pages 51-53, which plat is incorporated herein by reference for a more complete description.
232993 10/8, 15, 22, 29

gpn11
(GWINNETT COMMUNITY BANK)
STATE OF GEORGIA
HALL COUNTY
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Security Deed from GWINNETT COMMUNITY BANK to A & S BUILDERS, INC., dated January 23, 2004 and recorded in Deed Book 33Q, Pages 518-521, Jackson County, Georgia, Records and Deed Book 4863, Pages 525-528, Hall County, Georgia Records; Modification dated January 23, 2006, recorded in Deed Book 37T Pages 51-53, Jackson County, Georgia Records and Deed Book 5229 Pages 526-528, Hall County, Georgia Records, Modification dated January 23, 2006 and recorded in Deed Book 42T Pages 327-329 and Deed Book5609 Pages 23-25, Hall County, Georgia Records, Modification dated July 24, 2006 and recorded in Deed Book 45F Pages 276 and Deed Book 5792 Pages 564-566, Hall County, Georgia Records, Modification dated September 7, 2006 and recorded in Deed Book 5847 Pages 226-228, Hall County, Georgia Records, Modification dated December 28, 2096 and recorded in Deed Book 5924 Pages 470-472, Hall County, Georgia Records, Modification dated June 28, 2007 and recorded in Deed Book 49J Pages 741-743 and Deed Book 6111 Pages 252-254, Modification dated June 28, 2008 and recorded in Deed Book 52Y Pages 783-786 and Deed Book 6394 Pages 252-255, and Modification dated October 29, 2008, recorded in Deed Book 53Y, Pages 648-651, Jackson County, Georgia Records and Deed Book 6452 Pages 118-121, Hall County Georgia Records.
Said Security Deed having been given to secure a Note dated October 29, 2008, in the original principal sum of Four Hundred Nine Thousand Five Hundred and no/100 ($409,500.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of A & S Builders, Inc., subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.

GWINNETT COMMUNITY BANK
As Attorney-in-Fact for
A & S BUILDERS, INC.

O'Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09154L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

EXHIBIT A

All that tract or parcel of land lying and being in GMD 385, Hall County, Georgia and GMD 1765, Jackson County, Georgia, Being Lots 1, 6, 8-9, 15-35, 38-61, 96-103, and 129, White Horse Subdivision on Plat of said subdivision recorded in Hall County Plat Records at Plat Book 838, Pages 154-168 and Recorded in Jackson County Plat Records at Plat Book 62, Pages 153-167, which plats are incorporated herein by reference for a more complete description.

Also conveyed herein for each Lot conveyed above is an undivided one one-hundred thirtieth (1/130th) interest in the "open space" area shown on said subdivision plat.
232997 10/8, 15, 22, 29

gpn11
(GWINNETT COMMUNITY BANK)
STATE OF GEORGIA
HALL COUNTY
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Deed to Secure Debt from GWINNETT COMMUNITY BANK to WHITE HORSE HOMES 1, LLC, aka WHITE HORSE HOMES, LLC dated September 7, 2007 and recorded in Deed Book 6161 Pages 354-357, Hall County, Georgia, Records, Modification dated September 7, 2008 and recorded in Deed Book 6430 Pages 594-596, Hall County, Georgia Records and Modification dated December 10, 2008 to be recorded in Hall County, Georgia.
Said Security Deed having been given to secure a Note dated September 7, 2008, in the original principal sum of One Hundred Sixty Five Thousand Four Hundred Five no/100 ($165,405), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of WHITE HORSE HOMES 1, LLC, aka WHITE HORSE HOMES, LLC subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.

GWINNETT COMMUNITY BANK
As Attorney-in-Fact for
WHITE HORSE HOMES 1, LLC
A/K/A WHITE HORSE HOMES, LLC

O'Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09158L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

EXHIBIT A

All that tract or parcel of land lying and being in GMD 385 Hall County, Georgia, being Lot 49, White Horse Subdivision on plat of said subdivision recorded in Hall County Plat Records at Plat Book 838, Pages 154-168, which plat is incorporated herein by reference for a more complete description.

Also conveyed herein for each lot conveyed above is an undivided One One-Hundred Thirtieth (1/130th) interest in the "Open Space" area shown on said subdivision plat.
232982 10/8, 15, 22, 29

gpn11
(HAGA)
STATE OF GEORGIACOUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Edna Frances Haga to H&R Block Mortgage Corporation dated August 26, 2002, and recorded in Deed Book 4297, Page 634, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 2003-OPT1 Mortgage Pass-Through Certificates Series 2003-OPT1, by Assignment securing a Note in the original principal amount of $111,150.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

THE LAND REFERRED TO IN THIS EXHIBIT IS LOCATED IN THE COUNTY OF HALL AND THE STATE OF GEORGIA IN DEED BOOK 3585 AT PAGE 592 AND DESCRIBED AS FOLLOWS:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN FRIENDSHIP 1419TH GMD OF HALL COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED TRACT NUMBER 5 AS PROPERTY OF T & B REALTY COMPANY, BEING APPROXIMATELY 2.36 ACRES ON LOLLIS CREEK ROAD BEING SURVEYED BY PATTON ASSOCIATES AND BEING MORE PARTICULARLY DESCRIBED ON A PLAT OF SURVEY FOR STEVE E. JOHNSON BY OWEN PATTON, REGISTERED LAND SURVEYOR AND RECORDED IN BOOK 86, PAGE 27, OF HALL COUNTY RECORDS, WHICH PLAT, DATED MARCH 3, 1982, IS HEREBY INCORPORATED AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 6167 Lollis Creek Road, Flowery Branch, GA 30542, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Edna Frances Haga, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Edna Frances Haga, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 2003-OPT1 Mortgage Pass-Through Certificates Series 2003-OPT1 as Attorney-in-Fact for Edna Frances Haga

File no. 09-016257
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231756 10/8, 15, 22, 29

gpn11
(HARRIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Robert E. Harris, II and Robin Harris to Bank of America, N.A., dated March 11, 2005, recorded in Deed Book 5254, Page 231, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($182,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert E. Harris, II and Robin Harris or a tenant or tenants and said property is more commonly known as 3334 Poplar Springs Road, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A.
as Attorney in Fact for
Robert E. Harris, II and Robin Harris

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/lnu 11/3/09
Our file no. 5939409-FT2

EXHIBIT A

All that tract or parcel of land lying and being in GMD 385, Hall County, Georgia, containing 2.903 acres, and being more particularly described as follows:
Beginning at an iron pin on the right of way of Poplar Springs Road being N 82 deg. 35 minutes 14 seconds W, 913.06 feet distant from the center line intersection of the pavements of Poplar Spring Road and Bell Road; running thence S 00 deg. 07 minutes 03 seconds E, a distance of 319.58 feet to an iron pin; running thence S 18 deg. 47 minutes 07 seconds E, a distance of 175.56 feet to an iron pin; running thence S 41 deg. 54 minutes 00 second W, a distance of 119.62 feet to an iron pin; running thence S 41 deg. 17 minutes 16 seconds W, a distance of 93.17 feet to an iron pin; running thence S 73 deg. 08 minutes 49 seconds W, a distance of 120.19 feet to an iron pin; running thence N 85 deg. 53 minutes 06 seconds W, a distance of 63.06 feet to an iron pin; running thence N 72 deg. 41 minutes 13 seconds W, a distance of 134.12 feet to an iron pin in the centerline of a branch; running thence the following courses and distances along said branch: N 11 deg. 08 minutes 11 seconds W, 9.07 feet; N 54 deg. 29 minutes 52 seconds W, 28.20 feet; N 11 deg. 51 minutes 17 seconds W, 43.45 feet; N 61 deg. 08 minutes 24 seconds W, 16.97 feet; S 69 deg. 09 minutes 23 seconds W, 28.13 feet; N 17 deg. 47 minutes 41 seconds W, 30.44 feet; and N 23 deg. 45 minutes 07 seconds E, 29.93 feet; thence leaving said branch and running N 67 deg. 11 minutes 12 seconds E, a distance of 290.60 feet to an iron pin; running thence N 67 deg. 31 minutes 55 seconds E, a distance of 156.93 feet to an iron pin; running thence N 00 deg. 03 minutes 19 seconds W, a distance of 346.25 feet to an iron pin on the right of way of Poplar Springs Road; thence running S 83 deg. 05 minutes 24 seconds E, along the right of way of Poplar Springs Road, a distance of 50.00 feet to the point of beginning.

MR/lnu 11/3/09
Our file no. 5939409 - FT2
232708 10/8, 15, 22, 29

gpn11
(HARRISON)
STATE OF GEORGIACOUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Martha Harrison to First Franklin Financial Corporation dated August 25, 2000, and recorded in Deed Book 3733, Page 532, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., as Trustee for First Franklin Mortgage Loan Trust 2001-FF1 Asset-Backed Certificates, Series 2001-FF1, by Assignment securing a Note in the original principal amount of $97,100.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land, together with improvements thereon, situate, lying and being in GMD 385 of HALL County, Georgia, and being known as Lot 31 of Oak Park Subdivision, as shown on that subdivision plat of survey, recorded in Plat Slide 771, Page 170A-172A, of the HALL County, Georgia Plat Records. Said plat is incorporated herein by reference for a more complete description of the property. Also conveyed is a proportionate equal and undivided interest in the open space pursuant to the above-reference plat. Said property is subject to all easements and restrictions of record.

Said property is known as 3732 Chesapeake Trace Lane, Flowery Branch, GA 30542, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Martha Harrison, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Martha Harrison aka Martha Ann Harrison, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A., as Trustee for First Franklin Mortgage Loan Trust 2001-FF1 Asset-Backed Certificates, Series 2001-FF1 as Attorney-in-Fact for Martha Harrison aka Martha Ann Harrison

File no. 09-014163
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232542 10/8, 15, 22, 29

gpn11
(HARTLEY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by David Leo Hartley to Option One Mortgage Corporation, dated September 15, 2006, recorded in Deed Book 5817, Page 600, Hall County, Georgia Records, as last transferred to Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2007-OPT1 Mortgage Pass-Through Certificates, Series 2007-OPT1 by assignment recorded in Deed Book 6331, Page 184, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($137,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel of land lying and being in Morgan District, G.M., Hall County, Georgia, being Lots 23, 24 and 25 of the lands of Robert A. Turnipseed, as shown on a plat prepared by Thad P. Thomas dated October, 1957, recorded in Plat Book 19, Page 57, Hall County, Georgia plat records, which plat is hereby referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

American Home Mortgage Servicing Inc. can be contacted at 877-304-3100 or by writing to 6501 Irvine Center Drive, Irvine, CA 92618, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is David Leo Hartley and Matoula Tina Taronia Hartley or a tenant or tenants and said property is more commonly known as 3600 Pierce Dr, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2007-OPT1 Mortgage Pass-Through Certificates, Series 2007-OPT1

as Attorney in Fact for
David Leo Hartley

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp

MSP/ho 11/3/09
Our file no. 11275808-FT1
230808 10/8, 15, 22, 29

gpn11
(HEAD)
STATE OF GEORGIACOUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by David C. Head to Kipling Mortgage Group Inc. dated June 7, 1995, and recorded in Deed Book 2394, Page 243-250, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association, by Assignment securing a Note in the original principal amount of $57,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of lend lying and being in Wilson GM 565, land Lot 12 of the 8th land District of Hall County, Georgia containing 0.789 acres. more or less, and being more particularly described according to that certain survey for David O. Head by Henry Bailey. Georgia Registered Surveyor, dated July 9, 1985, revised June 6. 1945 W. according to said survey described as follows: BEGINNING at the iron pin on the northwesterly right of way of Mt View Road (formerly sometimes known as Oakwood Road or Old Oakwood Road} which iron pin is located South 60° 52' 34' West 170.47 feet from the centerline of the intersection of Fine Crest Drive and Mt. View Road. thence front said point of beginning South 53' 31' 03' West along the southwesterly right of way of Mt. View Road 100:23 feel tot point; t continuing along said right of way of Mt. View Road South 52° 35' 56" West 49.72 feet to an iron pin thence North 30' 40' 00" West 174.40 feet to an iron pin; thence North 52' 40' 43" East 50.31 fee to a point; thence North 30' 2W 24" West 84.67 feat to an iron pin; thence North 52' 34' 28' East 98.73 feet to an iron pin: thence South 30' 50' 31" East 260.54 feet to an iron pin on the northwesterly right of way of Mt View Road and the P0INT OF BEGINNING.


Said property is known as 2826 Mountain View Road, Gainesville, GA 30504, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of David C. Head, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of David C. Head, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association as Attorney-in-Fact for David C. Head

File no. 09-015025
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/CW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232431 10/8, 15, 22, 29

gpn11
(HERNANDEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Rodolfo Juarez Hernandez to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated January 21, 2005, recorded in Deed Book 5214, Page 278, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND EIGHT HUNDRED FORTY AND 0/100 DOLLARS ($56,840.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel, together with all improvements thereon, lying and being in Clinchem GMD 392 of Hall County, Georgia, being 1.52 acres, more or less, as shown on a plat of survey prepared for G. W. Bailey by Patton & Patton, Georgia Registered Land Surveyor, dated May 23, 1990, and recorded in Plat Slide 185, Page 193-B of Hall County Deed Records, which plat is incorporated herein by reference for a more complete property description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Rodolfo Juarez Hernandez or a tenant or tenants and said property is more commonly known as 7029 Deaton Henry Road, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Rodolfo Juarez Hernandez
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com


MSP/brm 11/3/09
Our file no. 1670809-FT2
231960 10/8, 15, 22, 29

gpn11
(HERNANDEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by to Mortgage Electronic Registration Systems, Inc., dated April 19, 2007, recorded in Deed Book 6039, Page 196, Hall County, Georgia Records, as last transferred to Suntrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($108,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Miguel A Hernandez or a tenant or tenants and said property is more commonly known as 2740 Valley Green Drive, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage, Inc.
as Attorney in Fact for

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/rnf 11/3/09
Our file no. 52973509-FT2

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 26 of the 8th District, of Hall County, Georgia, and being Lot 18 of Chicopee Crossing, as per plat recorded in Plat Book 841, Page 63 of Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

MR/rnf 11/3/09
Our file no. 52973509 - FT2
232601 10/8, 15, 22, 29

gpn11
(HICKS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Patricia D Hicks a/k/a Dianne Hicks and Troy Hicks to Mortgage Electronic Registration Systems, Inc., dated December 4, 2007, recorded in Deed Book 6235, Page 372, Hall County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($232,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Patricia D Hicks a/k/a Dianne Hicks and Troy Hicks or a tenant or tenants and said property is more commonly known as 6305 Revere Court, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Branch Banking and Trust Company
as Attorney in Fact for
Patricia D Hicks a/k/a Dianne Hicks and Troy Hicks

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/ras 11/3/09
Our file no. 52770509-FT7

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 119 of the 8th District, Hall County, Georgia, being Lot 54 of Lights Ferry Landing, Phase Two, as per plat recorded in Plat Slide 370, Page 43-A, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof.


MR/ras 11/3/09
Our file no. 52770509 - FT7
232146 10/8, 15, 22, 29

gpn11
(HINER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Russell Hiner Iii to IndyMac Bank, F.S.B. dated April 12, 2004 in the amount of $88,000.00, and recorded in Deed Book 4949, Page 146, Hall County, Georgia Records; as last transferred to One West Bank FSB by assignment; the undersigned, One West Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in G.M.D. No. 385 of Hall County, Georgia, being Lot 11, Block A, Unit One, Falcon Crest Subdivision, as per plat recorded in Plat Book 135, Pages 204-205, Hall County, Georgia Records, which plat is incorporated herein by reference and made a part hereof; being known as 4002 Warren Road, Flowery Branch, Georgia.

which has the property address of 4002 Warren Road, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Russell Hiner Iii and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

One West Bank FSB
Attorney in Fact for
Russell Hiner Iii
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-16911 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232301 10/8, 15, 22, 29

gpn11
(HO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Liem Ho to Mortgage Electronic Registration Systems, Inc., dated July 14, 2006, recorded in Deed Book 5774, Page 377, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($156,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Liem Ho or a tenant or tenants and said property is more commonly known as 2974 Heritage Glen Drive, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA
as Attorney in Fact for
Liem Ho

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/ak3 11/3/09
Our file no. 52253309-FT7

EXHIBIT A

All that tract or parcel of land lying and being in the 268th GMD of Hall County, Georgia, Being Lot 5 of Heritage Pointe Subdivision, Phase I, as per Plat thereof recorded in Plat Slide 846, Pages 63-69, Hall County, Georgia records, which recorded Plat is incorporated herein by reference and made a part of this description.

MR/ak3 11/3/09
Our file no. 52253309 - FT7
231695 10/8, 15, 22, 29

gpn11
(HOBGOOD)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kathryn Hobgood to United Community Mortgage Services, Inc. dated March 16, 2006 in the amount of $306,000.00, and recorded in Deed Book 5627, Page 465; and modified with deed recorded on 08/02/2006 in Deed Book 5768, Page 56, Hall County, Georgia Records; as last transferred to Deutsche Bank Trust Company Americas as Trustee by assignment; the undersigned, Deutsche Bank Trust Company Americas as Trustee pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 58 of the 10th District, Hall County, Georgia, being known and designated as Lot 10 of Phase II of The Gates at Green Hill Subdivision, as per plat recorded in Plat Slide 843, Page 14-21, Hall County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.

Subject to any and all easements, rights of way, restrictive covenants and public utilities of record, including but not limited to those Protective Covenants and recorded in Deed Book 5225, Page 49, Hall County, Georgia Deed Records.

which has the property address of 4514 Summer Gate Court, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Kathryn Hobgood and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Deutsche Bank Trust Company Americas as Trustee
Attorney in Fact for
Kathryn Hobgood
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22827 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232607 10/8, 15, 22, 29

gpn11
(HORTON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Patricia J Horton to Mortgage Electronic Registration Systems, Inc., dated November 29, 2005, recorded in Deed Book 5532, Page 450, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND ONE HUNDRED SEVENTY AND 0/100 DOLLARS ($97,170.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Patricia J Horton or a tenant or tenants and said property is more commonly known as 6613 Bass Cir, Buford, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
as Attorney in Fact for
Patricia J Horton

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/wxc 11/3/09
Our file no. 51904209-FT4


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 354 of the 7th Land District of Hall County, Georgia, and being Lots 4 and 5 of the R.V. Pass Subdivision as per the plat of C.M. Higginbotham, surveyor, dated June, 1988 and recorded in plat book 20, page 134, Hall County Plat records, which plats are incorporated herein by reference for a more complete.

MR/wxc 11/3/09
Our file no. 51904209 - FT4
231558 10/8, 15, 22, 29

gpn11
(JACKEMEYER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Stephanie Jackemeyer to HomeBanc Mortgage Corporation dated April 11, 2007 in the amount of $232,000.00, and recorded in Deed Book 6032, Page 457, Hall County, Georgia Records; as last transferred to American Home Mortgage Servicing, Inc. by assignment; the undersigned, American Home Mortgage Servicing, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in the City of Gainesville, Hall County, Georgia, being Lot 8, Block C, Section 3, Hollywood Hills Subdivision, as per Plat recorded in Plat Book 14, Page 101, Hall County records. All that Tract or Parcel of Land Lying and being in the City of Gainesville, Hall County, Georgia, being Lot 8, Block C, Section 3, Hollywood Hills Subdivision, as per Plat recorded in Plat Book 14, Page 101, Hall County records.

which has the property address of 345 Hollywood Circle NW, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Stephanie Jackemeyer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

American Home Mortgage Servicing, Inc.
Attorney in Fact for
Stephanie Jackemeyer
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-21924 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231260 10/8, 15, 22, 29

gpn11
(JARRARD)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Shane N. Jarrard to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $417,000.00 dated 11/30/2006, and recorded in Deed Book 5888, page 148, Hall County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 6565, Page 535, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2009 by CitiMortgage, Inc., as Attorney-in-Fact for Shane N. Jarrard the following described property:
All that lot tract or parcel of land together with improvements thereon, lying and being in Land Lot 58 of the 12th District in the city of Clermont , Hall County, Georgia, being all of Lot 38 of The Mountains as shown on the subdivision plat of survey by William E Whidden, Georgia Registered Surveyor, dated June 25, 2002, recorded in Plat Slide 817 Pages 249-A through 250-A and in Plat Slide 818, Pages 1-A through 4-A of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.
Property known as: 522 Brown Drive, Clermont, GA 30527

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Shane N. Jarrard.
CitiMortgage, Inc., as Attorney-in-fact for Shane N. Jarrard.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 09-3780
232613 10/8, 15, 22, 29

gpn11
(JORDAN)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF HALL
By virtue of the power of sale contained in that certain Commercial Deed to Secure Debt and Security Agreement from Christopher Reeves Jordan to THE BRAND BANKING COMPANY dated the 31st day of the March, 2004 and recorded in Deed Book 4925 at Page 522, in the Records of the Clerk of Superior Court, Hall County, Georgia, as modified by that certain Modification Agreement dated July 12, 2007, recorded at Deed Book 6134, Page 588, aforesaid records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the First Tuesday in November, 2009, the following described property:
ALL THAT TRACT or parcel of land lying and being in Land Lot 113 of the 8th Land District, Hall County, Georgia, being more particularly described as follows:

To find the POINT OF BEGINNING being at the center line intersection of Spout Springs Way and East Main Street, and running thence North 52 degrees 34 minutes 20 seconds West along the northeasterly side of East Main Street, 1033.67 feet to a 1-inch crimp top pipe found at the intersection of the northeasterly side of East Main Street (a 75-foot right of way) with the northwesterly side of Roberts Drive, a 16-foot +/- private drive, said 1-inch crimp top pipe found being the POINT OF BEGINNING; from said POINT OF BEGINNING running thence North 55 degrees 27 minutes 49 seconds West along the northeasterly side of East Main Street 160.68 feet to a 2-inch open top pipe found; running thence North 49 degrees 07 minutes 44 seconds East along the property line of property now or formerly J.B. Mitchell and the property line of property now or formerly Willie J. Thomas, 149.76 feet to an axle; running thence South 55 degrees 34 minutes 18 seconds East along the property line or property now or formerly B.O. Roberts Estate, 160.51 feet to a 1/2-inch rebar found; running thence South 49 degrees 02 minutes 15 seconds West along the property line of property now formerly City of Flowery Branch,150.01 feet to a 1-inch crimp top pipe found, said 1-inch crimp top pipe found being the POINT OF BEGINNING as shown on survey for George H. Freisem by Henry Bailey, Georgia Registered Land Surveyor No. 1586, DATED August 2, 1999.

The aforesaid Deed secures any other or future indebtedness of the Grantor therein specified, including any renewal thereof.
The indebtedness secured by said Deed has been declared due and payable by reason of default under the provisions of said Deed and the terms of the Note or Notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, payment of the indebtedness and interest thereon, and any balance remaining shall be applied as provided by law.
The property will be sold as the property of Christopher Reeves Jordan, who, to the best of the undersigned’s knowledge and belief, is the party in possession of the property.
Notice has been given of intention to enforce provisions for collection of attorneys’ fees and expenses of foreclosure in accordance with legal requirements and the terms of the above Deed.
The property will be sold subject to any and all unpaid taxes, assessments, general subdivision restrictions, and other restrictions and easements of record, if any.
THE BRAND BANKING COMPANY,
Attorney in Fact for Christopher Reeves
Jordan

Steven A. Pickens, Esq.
MAHAFFEY PICKENS TUCKER, LLP
1550 North Brown Road
Suite 125
Lawrenceville, Georgia 30043
770-232-0000
232548 10/8, 15, 22, 29

gpn11
(JORDAN)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF HALL
By virtue of the power of sale contained in that certain Deed to Secure Debt from Christopher Reeves Jordan to THE BRAND BANKING COMPANY dated the 10th day of the May, 2004 and recorded in Deed Book 4972 at Page 87, in the Records of the Clerk of Superior Court, Hall County, Georgia, as modified by that certain Modification Agreement dated April 24, 2008, recorded at Deed Book 6334, Page 453, aforesaid records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the First Tuesday in November, 2009, the following described property:
ALL THAT TRACT or parcel of land lying and being in Land Lot 113 of the 8th Land District, Hall County, Georgia, being more particularly described as follows:

To find the POINT OF BEGINNING being at the center line intersection of Spout Springs Way and East Main Street, and running thence North 52 degrees 34 minutes 20 seconds West along the northeasterly side of East Main Street, 1033.67 feet to a 1-inch crimp top pipe found at the intersection of the northeasterly side of East Main Street (a 75-foot right of way) with the northwesterly side of Roberts Drive, a 16-foot +/- private drive, said 1-inch crimp top pipe found; running thence North 55 degrees 27 minutes 49 seconds West along the northeasterly side of East Main Street 160.68 feet to a 2-inch open top pipe found; running thence North 49 degrees 07 minutes 44 seconds East along the property line of property now or formerly J.B. Mitchell and the property line of property now or formerly Willie J. Thomas, 149.76 feet to an axle; said axle being the POINT OF BEGINNING; from said POINT OF BEGINNING running thence North 48 degrees 30 minutes 01 seconds East along the property line of property now or formerly Willie J. Thomas, 50.20 feet to a 1/2-inch solid iron pin found; running thence South 55 degrees 27 minutes 53 seconds East along the property line or property now or formerly City of Flowery Branch, 160.88 feet to a PK nail in asphalt; running thence South 48 degrees 59 minutes 45 seconds West along the property line of property now or formerly City of Flowery Branch, 50.00 feet to a 1/2-inch rebar found; running thence North 55 degree 34 minutes 18 seconds West 160.51 feet to an axle, said axle being the POINT OF BEGINNING as shown on survey for George H. Freisem by Henry Bailey, Georgia Registered Land Surveyor No. 1586, Dated August 2, 1999.

The aforesaid Deed secures any other or future indebtedness of the Grantor therein specified, including any renewal thereof.
The indebtedness secured by said Deed has been declared due and payable by reason of default under the provisions of said Deed and the terms of the Note or Notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, payment of the indebtedness and interest thereon, and any balance remaining shall be applied as provided by law.
The property will be sold as the property of Christopher Reeves Jordan, who, to the best of the undersigned’s knowledge and belief, is the party in possession of the property.
Notice has been given of intention to enforce provisions for collection of attorneys’ fees and expenses of foreclosure in accordance with legal requirements and the terms of the above Deed.
The property will be sold subject to any and all unpaid taxes, assessments, general subdivision restrictions, and other restrictions and easements of record, if any.
THE BRAND BANKING COMPANY,
Attorney in Fact for Christopher Reeves
Jordan

Steven A. Pickens, Esq.
MAHAFFEY PICKENS TUCKER, LLP
1550 North Brown Road
Suite 125
Lawrenceville, Georgia 30043
770-232-0000
232549 10/8, 15, 22, 29

gpn11
(KEITH)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Deanna Keith to Mortgage Electronic Registration Systems, Inc., dated August 7, 2007, recorded in Deed Book 6136, Page 632, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, N. A by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($136,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Deanna Keith or a tenant or tenants and said property is more commonly known as 5532 Rose Ridge Court, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N. A
as Attorney in Fact for
Deanna Keith

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/ak3 11/3/09
Our file no. 52861609-FT7

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 135 of the 8th District, Hall County, Georgia, being Lot 22, Georgian Manor Subdivision, as per plat recorded in Plat Slide 774, Pages 79A and 80A, Hall County Records, said plat being incorporated herein by reference thereto.

Also conveyed herewith is a 1/78th undivided interest per lot in the "Amenity Site" as shown on the above referenced plat.


MR/ak3 11/3/09
Our file no. 52861609 - FT7
231800 10/8, 15, 22, 29

gpn11
(KELSO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Lionel D. Kelso to Mortgage Electronic Registration Systems, Inc., dated August 11, 2005, recorded in Deed Book 5426, Page 553, Hall County, Georgia Records, as last transferred to Suntrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SEVEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($167,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Lionel D. Kelso and Nichole A. Kelso or a tenant or tenants and said property is more commonly known as 3589 Dogwood Point Way, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage, Inc.
as Attorney in Fact for
Lionel D. Kelso

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/cj 11/3/09
Our file no. 51864009-FT2


EXHIBIT A

All that tract or parcel of land lying and being in Morgans GMD 385, Hall County, Georgia, being Lot 20, of Amberleigh Subdivision, Phase One, as per Plat recorded in Plat Book 841, Pages 129-134, Hall County Records, which Plat is incorporated herein and made a part hereof by reference.


MR/cj 11/3/09
Our file no. 51864009 - FT2
230861 10/8, 15, 22, 29

gpn11
(KESLER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Faye M Kesler to IndyMac Bank, F.S.B., a federally Chartered Savings Bank dated December 27, 2001 in the amount of $76,000.00, and recorded in Deed Book 4085, Page 2, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Gainesville District, GMD 411, Hall County, Georgia, being Lot 21, Lakeview Heights Subdivision, as per Plat recorded in Plat Book 28, Pages 268-269, in the Office of the Clerk of the Superior Court of Hall County, Georgia, which recorded Plat is incorporated herein by reference and made a part of this description.

which has the property address of 211 Skyview Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Faye Maxine Kesler and Buford Stanley Kesler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Faye M Kesler
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-05183 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232623 10/8, 15, 22, 29

gpn11
(KHAN)
STATE OF GEORGIACOUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Yosuf Khan to Regional Investment Co. d/b/a RIC Mortgage Company dated July 21, 1998, and recorded in Deed Book 3275, Page 60, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $48,950.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 162 of the 10th District, Hall County, Georgia, being all of Lot 66, Hidden Acres Subdivision, as shown on a plat recorded in Plat Book 24, Page 136, Hall County, Georgia Records, which plat is incorporated herein by reference for a more complete description; AND a portion of Lot 65, Hidden Acres Subdivision, (sic- as more particularly shown on that certain plat of survey dated 6/21/95, revised 4/12/96, entitled "Survey For: Doc -Harris", prepared by Patton-Patton, Inc., Georgia Registered Surveyors, and is incorporated herein by reference for a more complete description.)

Said property is known as 3233 Crosswoods Drive, Gainesville, GA 30506, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Yosuf Khan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Yosuf Khan, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverHome Mortgage Company as Attorney-in-Fact for Yosuf Khan

File no. 08-008941
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
231232 10/8, 15, 22, 29

gpn11
(KIDWELL)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Kidwell and Brandi E. Kidwell to Home Equity of America, Inc., dated November 30, 2004, recorded in Deed Book 5183, Page 538, as modified by and pursuanat to that final order recorded in Deed Book 6595, Page 431, Hall County, Georgia Records, as last transferred to Fifth Third Bank by assignment recorded in Deed Book 5183, Page 552, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND AND 0/100 DOLLARS ($110,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Weltman, Weinberg & Reis Co., L.P.A., 525 Vine Street Suite 800, Cincinnati, OH 45202, 513-723-6082. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Kidwell and Brandi E. Kidwell or a tenant or tenants and said property is more commonly known as 3754 Fern Creek Drive, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Fifth Third Bank
as Attorney in Fact for
Michael Kidwell and Brandi E. Kidwell

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/jas 11/3/09
Our file no. 5301508-FT2

EXHIBIT A

All that tract or parcel of land lying and being in the Morgan (GM 385) District, Hall County, Georgia, and being all of Lot 13 of Fern Cliff Subdivision as shown on that certain survey dated October 15, 2001 and revised May 30, 2002, recorded in Plat slide 814, Pages 96A-99A, Hall County, Georgia Records, which plat is incorporated herein by reference and made a part hereof for a more complete description.

MR/jas 11/3/09
Our file no. 5301508 - FT2
232524 10/8, 15, 22, 29

gpn11
(KILBY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Amy L Kilby to Mortgage Electronic Registration Systems, Inc., dated February 22, 2007, recorded in Deed Book 5970, Page 560, Hall County, Georgia Records, as last transferred to Suntrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-TWO THOUSAND AND 0/100 DOLLARS ($262,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Amy L Kilby or a tenant or tenants and said property is more commonly known as 4495 Hillgate Court, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage, Inc.
as Attorney in Fact for
Amy L Kilby

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/rnf 11/3/09
Our file no. 52867309-FT2

EXHIBIT A

All that tract or parcel of land lying together with all improvements thereon, lying and being in the Land Lot 58 of the 10th Land District, Hall County Georgia, containing 0.86 acres or 37,612 square feet and being all of Lot 20, The Gates at Green Hill, as shown on a palt of survey prepared by Chris M. Patton, Georgia Registered Land Surveyor No. 2647, Patton-Boyer, Inc., dated August 7, 2001, a copy of said plat being of record in the Office of the Clerk of the Superior Court of Hall County Georgia in plat slide 806, page 165A-166A, which plat is hereto incorporated by reference for a more complete description of said property.

Subject to that certain declaration of protective covenants for Green Hill Subdivision dated December 31, 2001, as recorded in deed book 4094, page 465 et seq of the Hall County Georgia deed records.

MR/rnf 11/3/09
Our file no. 52867309 - FT2
232579 10/8, 15, 22, 29

gpn11
(KINGREY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Brandon Kingrey to Mortgage Electronic Registration Systems, Inc. as nominee for BancMortgage, dated May 28, 2004, recorded in Deed Book 5018, Page 421, Hall County, Georgia Records and as re-recorded in Deed Book 5167, Page 94, Hall County, Georgia Records, as last transferred to Suntrust Mortgage Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($150,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:All that tract or parcel of land lying and being in Land Lot 134, 8th District, Hall County, Georgia, being Lot 91, Lexington Woods Subdivision, as per plat recorded at plat slide 781, pages 181A-185A, which plat is incorporated herein and made a part hereof by this reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Brandon Kingrey or a tenant or tenants and said property is more commonly known as 6104 Saddle Horse Drive, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage Inc.
as Attorney in Fact for
Brandon Kingrey

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp


MSP/brm 11/3/09
Our file no. 1384409-FT2
231344 10/8, 15, 22, 29

gpn11
(LACKEY)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by RICHARD C. LACKEY JR AND LINDA F. LACKEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR COUNTRYWIDE BANK, N.A. , dated 03/31/2006, and Recorded on 04/07/2006 as Book No. 013038 and Page No. 00101, HALL County, Georgia records, as last assigned to BAC HOME LOANS SERVICING, LP FORMERLY KNOWN AS COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $1,000,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in November, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 21 OF THE 10TH LAND DISTRICT, HALL COUNTY, GEORGIA AND BEING LOT 119, HARBOUR POINT, UNIT V, AS SHOWN ON THE FINAL SUBDIVISION PLAT FOR HARBOUR POINT, UNIT V, PREPARED BY ROCHESTER & ASSOCIATES, INC., GEORGIA REGISTERED LAND LSURVEYORS, RECORDED ON PLAT SLIDE 761, PAGE 187, HALL COUNTY, GEORGIA RECORDS, REFERENCE TO SAID PLAT INCORPORATED HEREIN AND MADE A PART HEREOF. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 3727 WAVESPRAY CT, GAINESVILLE, GEORGIA 30506 is/are: RICHARD C. LACKEY JR AND LINDA F. LACKEY or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. BAC HOME LOANS SERVICING, LP FORMERLY KNOWN AS COUNTRYWIDE HOME LOANS SERVICING LP as Attorney in Fact for RICHARD C. LACKEY JR AND LINDA F. LACKEY. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090031411852 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
231886 10/8, 15, 22, 29

gpn11
(LARGE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bradley S. Large and Katrice P. Large to Mortgage Electronic Registration Systems, Inc. dated May 26, 2006 in the amount of $259,900.00, and recorded in Deed Book 5736, Page 303, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in the Flowery Branch GMD 1270 District, Hall County, Georgia, being Lot 68 of Sterling on the Lake, POD H Subdivision, as per Plat thereof recorded in Plat Book 845, Page 33-36, Hall County, Georgia records, which recorded Plat is incorporated herein by reference and made a part of this description.

which has the property address of 7438 Brookstone Circle, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Bradley S. Large and Katrice P. Large and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Bradley S. Large and Katrice P. Large
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-18060 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232319 10/8, 15, 22, 29

gpn11
(LE)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Mai Le to Mortgage Electronic Registration Systems, Inc. dated September 29, 2005, and recorded in Deed Book 5465, Page 583, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for GSAA Home Equity Trust 2006-1, by Assignment securing a Note in the original principal amount of $167,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot GMD 392 of Hall County, Georgia, being Lot 163, Riverbend at Mulberry Park Subdivision, Phase I, as per plat recorded in Plat Book Slide 830, Page 106A through 109A, Hall County, Georgia Records; which plat is incorporated herein by reference and made a part hereof.

Said property is known as 6198 Mulberry Park Drive, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Mai Le, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Mai Le and Y. Van Le, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association, as Trustee for GSAA Home Equity Trust 2006-1 as Attorney-in-Fact for Mai Le, her successors in title being Mai Le and Y. Van Le

File no. 09-017428
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
232093 10/8, 15, 22, 29

gpn11
(LEONARD)
NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED
STATE OF GEORGIA,

COUNTY OF Hall
Pursuant to a power of sale contained in a certain security deed executed by Robert W. Leonard, hereinafter referred to as Gran