gpn11
(3616 SOUTHLAND DRIVE, LLC)
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT AND
ASSIGNMENT OF RENTS
UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt and Assignment of Rents dated March 17, 2008, executed and delivered by 3616 SOUTHLAND DRIVE, LLC (“Grantor”) to WACHOVIA BANK, NATIONAL ASSOCIATION (“Lender”), and recorded in Deed Book 6295, Page 327, records of Hall County, Georgia, as modified by that certain Scrivener’s Affidavit, dated June 3, 2009, and recorded in Deed Book 6549, Page 605, aforesaid records (as so modified, the “Security Deed”), Lender, as Attorney-in-Fact for Grantor, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property (hereinafter collectively referred to as the “Premises”):
ALL THAT tract or parcel of land, situate, lying and being in the State of Georgia, County of Hall, and more particularly described on Exhibit “A” attached hereto and made a part hereof (the “Land”);
TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures attached to the Land or any buildings or improvements situated thereon; and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights.
The Premises will be sold as the property of Grantor. To the best of the knowledge of Lender, the Premises is in the possession of Grantor or those claiming by, through or under Grantor.
The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority.
The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated March 17, 2008, made, executed and delivered by Grantor to Lender in the original principal amount of $1,260,000.00 (the “Note”), together with other indebtedness of Grantor to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed.
The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given and hereby given), and as otherwise provided by the Security Deed.
The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned’s intent will be given by announcement made at the commencement of the public sale.
WACHOVIA BANK, NATIONAL ASSOCIATION
As Attorney-in-Fact for
3616 SOUTHLAND DRIVE, LLC
Eugene D. Bryant, Esq.
Smith, Gambrell & Russell, LLP
1230 Peachtree Street
Atlanta, Georgia 30309
(404) 815-3500
EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 47 of the 8th Land District, City of Oakwood, Hall County, Georgia, consisting of Lot 16 of Fairground Business Center and being more particularly described according to a survey prepared by Donald Rex Jones, Registered Surveyor, dated June 12, 2000, recorded in the Clerk’s Office of the Superior Court of Hall County, Georgia in Plat Slide 787, Page 222-B. Said plat and the record thereof are herein incorporated for a full and complete legal description.
229792 9/10, 17, 24, 10/1

gpn11
(ABERNATHY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in that certain Security Deed given by R. Keith Abernathy aka Robert Keith Abernathy aka R.K. Abernathy to SunTrust Bank, dated August 7, 2006 and filed September 5, 2006, recorded in Deed Book 5804, Page 253-260, Hall County, Georgia Records, conveying the after-described property to secure a Promissory Note in the original principal amount of Two Hundred Five Thousand Dollars and No Cents ($205,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on Tuesday October 6, 2009, the following described property:

All that lot, tract, or parcel of land, together with improvements thereon, lying and being in
Land Lot 115 of the 10th Land District of Hall County, Georgia, being a portion of the area
designated as Sales Area (future lots) lying northeast of Lot No. 1 of the Lanier Woods
North Subdivision, Section One (1) as shown on subdivision survey recorded in Plat Book
50, page 260 of the Hall County, Georgia Plat Records, which tract of land is more fully
shown on survey of the property of Robert J. and Birdie M. Dyar, prepared by Owen
Patton, Georgia Registered Surveyor, dated July 11, 1978, recorded in Plat Book 72,
page 69 of the Hall County, Georgia Plat Records, and which plats are hereby
incorporated by reference for a more complete description of said property.

LESS AND EXCEPT a five foot (5 foot) strip of land as shown in Plat Book 111, page 245
of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by
reference for a more complete description of the LESS AND EXCEPT property.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Promissory Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is R. Keith Abernathy aka Robert Keith Abernathy aka R.K. Abernathy or a tenant or tenants and said property is more commonly known as 3712 Corinth Drive, Gainesville, GA 30506.

In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt.

SunTrust Bank
Attn: Consumer Home Retention Group, VA-Richmond-RVW 7954
1001 Semmes Avenue
Richmond, VA 23224
1(888) 886-0696

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

SunTrust Bank, as Attorney in Fact for R. Keith Abernathy aka Robert Keith Abernathy aka R.K. Abernathy

By:____________________
Andrew D. Gleason
Attorney for SunTrust Bank

Lefkoff, Rubin & Gleason, P.C.
5555 Glenridge Connector
Suite 900
Atlanta, Georgia 30342
(404)869-6900
(404)869-6909 (fax)
230164 9/10, 17, 24, 10/1

gpn11
(ADAMS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jessica R. Adams to Branch Banking & Trust Company, dated March 12, 2002, recorded in Deed Book 4150, Page 324, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($90,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jessica R. Adams or a tenant or tenants and said property is more commonly known as 5609 Odum Smallwood Rd, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Branch Banking & Trust Company

as Attorney in Fact for
Jessica R. Adams

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/ps1 10/6/09
Our file no. 5875309-FT7


EXHIBIT A

All that tract or parcel of land, together with all improvements thereon, lying and being in
Land Lot 6 of the 12th Land District, Hall County, Georgia, being 1.24 acres, more or less,
as described on a plat of survey by Dwight Kilby and Associates, Georgia Registered Surveyor, dated April 10, 1986, entitled "Plat for Charlie T. Lathem," recorded in Plat book 110, Page 70 of the Hall County, georgia Plat Records. Said plat is incorporated herein by reference for a more complete description of the subject property and for all other legal purposes.

This conveyance is subject to any and all easements, public utilities building setbacks lines and restrictive covenants of record, including, but not limited to, the restriction in the deed recorded in Deed Book 2771, Page 14, which restricts mobile homes from being placed on said property.

This being the same property conveyed from Charles T. Lathem to Dustin M. Smith by Warranty Deed dated December 23rd, 1996 and recorded in Deed Book 2771, Page 14, Hall County, Georgia Deed Records.

MR/ps1 10/6/09
Our file no. 5875309 - FT7
229001 9/10, 17, 24, 10/1

gpn11
(ADKINS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Carol Adkins and MIchael Adkins to Mortgage Electronic Registration Systems, Inc. dated November 17, 2006 in the amount of $223,500.00, and recorded in Deed Book 5884, Page 345, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 81, 10th District, Hall County, Georgia, being Lot 1, being 1.246 acres and Lot 1A, being 0.129 acres, as per plat recorded in Plat Slide 832, Page 215A of Hall County Deed Records, which plat is incorporated herein by reference for a more complete description.

which has the property address of 4229 Lawton Dr, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Carol Adkins and MIchael Adkins and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Carol Adkins and MIchael Adkins
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-12174 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229385 9/10, 17, 24, 10/1

gpn11
(ALLEN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James D. Allen and Mildred W. Allen to Mortgage Electronic Registration Systems, Inc., dated June 12, 2007, recorded in Deed Book 6079, Page 645, Hall County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP.
by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($225,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James D. Allen and Mildred W. Allen or a tenant or tenants and said property is more commonly known as 1770 Thompson Bridge Rd, Gainesville, Georgia 30501.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP.

as Attorney in Fact for
James D. Allen and Mildred W. Allen

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/mcs 10/6/09
Our file no. 52798608-FT7

EXHIBIT A

All that Lot, tract, or parcel of land, together with improvements thereon, lying and being in the Gainesville District of Hall County, Georgia, and Being all of Lots 4, 5, 52 and 53 in Section One of W.A. Roper Estates Subdivision, along with a portion of the south side of Lots 3 and 54 of said Subdivision as shown by Plat thereof recorded in Plat Slide 825 at Page 132B, said Plat being incorporated herein by reference and made a part of this description.

The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on October 6, 2009, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

MR/mcs 10/6/09
Our file no. 52798608 - FT7
228429 9/10, 17, 24, 10/1

gpn11
(ALLEN)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF HALL
By virtue of the Power of Sale contained in that Security Deed executed and delivered by James D. Allen, a/k/a James Daniel Allen and Mildred Allen to Regions Bank, dated December 29, 2004, and recorded in Deed Book 5209, Page 108, as modified by that certain Modification of Security Deed dated June 24, 2005, recorded in Deed Book 5390, Page 520, Hall County Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Eight Thousand Eight Hundred Dollars and 00/cents ($108,800.00) with interest thereon as set forth therein there will be sold at public outcry before the Courthouse door in said County by Regions Bank, during the legal hours of sale on the first Tuesday in October, 2009, to the highest bidder for cash, the following described property, as follows:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE EIGHTH LAND DISTRICT OF HALL COUNTY, GEORGIA, AND BEING ALL OF LOTS NOS. 18 AND 19 OF THE PINE CREST HEIGHTS SUBDIVISION AS SHOWN BY PLAT OF SAID SUBDIVISION PREPARED BY PATTON-PATTON COMPANY, MAY 12, 1959, AND RECORDED IN PLAT BOOK 25, PAGE 32 OF HALL COUNTY RECORDS, TO WHICH PLAT AND THE RECORD THEREOF REFERENCE IS HEREBY MADE OF PURPOSES OF DESCRIPTION.

Upon information and belief of lender, said property is commonly known as 3415 Holcomb Road, Gainesville, Georgia 30504.

The said debt secured by the said Security Deed being in default, said sale will be made for the purpose of paying the same and all expenses in connection with this foreclosure including but not limited to all accrued and unpaid interest, attorney's fees and expenses of sale.

Upon the best information and belief of Lender, the above-described property is in the possession of the Borrower, and/or tenants of Borrower or other persons or entities in possession with the consent or acquiescence of Borrower.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Bank, 2050 Parkway Office Circle, Birmingham, Alabama 35244 at 205-560-7588. Please understand that the secured creditor is not required to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold as the property of James D. Allen, a/k/a James Daniel Allen and Mildred Allen, and subject to any outstanding ad valorem real property taxes (including taxes which are a lien, but not yet due and payable), any matter which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and to final confirmation and audit of the status of the loan with the holder of the security deed.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Regions Bank, as attorney in fact for James D. Allen, a/k/a James Daniel Allen and Mildred Allen
_______________________
MICHAEL D. PAYNE, Attorney for
Regions Bank
McCullough, Payne & Haan, LLC
171 17th Street, N.W., Suite 975
Atlanta, Georgia 30363
(404) 873-1386
229217 9/10, 17, 24, 10/1

gpn11
(AMOS)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KENNETH E. AMOS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION , dated 10/31/2007, and Recorded on 11/07/2007 as Book No. 6204 and Page No. 126-135, HALL County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $125,037.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in October, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 141 OF THE 8TH DISTRICT, HALL COUNTY, GEORGIA, BEING LOT 29, SECTION L OF PARADISE POINT ON LAKE LANIER SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 27, PAGES 208-209, HALL COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 2525 E. CAMELBACK ROAD, Foreclosure SUITE 200, PHOENIX, AZ 85016, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 6440 WILDWOOD TRL, FLOWERY BRANCH, GEORGIA 30542 is/are: KENNETH E. AMOS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK, N.A. as Attorney in Fact for KENNETH E. AMOS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090016200095 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
230311 9/10, 17, 24, 10/1

gpn11
(ANDRADE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Dora Andrade to Mortgage Electronic Registration Systems, Inc., as Nominee for Fremont Investment & Loan, dated July 19, 2005, recorded in Deed Book 5389, Page 7, Hall County, Georgia, as last transferred to HSBC BANK USA, N.A., AS TRUSTEE ON BEHALF OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST AND FOR THE REGISTERED HOLDERS OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2005-HE6, ASSET BACKED PASS-THROUGH CERTIFICATES by assignment to be recorded ____, Hall County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND, SEVEN HUNDRED AND NO/100 DOLLARS ($101,700.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October 2009 the following described property:

ALL THAT LOT, TRACT OR PARCEL OF LAND LYING, SITUATE AND BEING IN LAND LOT 14 OF THE 9TH LAND DISTRICT, CITY OF GAINESVILLE, HALL COUNTY, GEORGIA, BEING ALL OF LOT 5, BLOCK F, CLEARVIEW HEIGHTS SUBDIVISION, AS SHOWN ON THE SURVEY ENTITLED "KEVIN ANDREW LITTLE AND KRISTEN BLACKMON LITTLE" DATED JUNE 13, 1996, PREPARED BY PATTON-PATTON INC., GEORGIA REGISTERED LAND SURVEYORS, AND MORE FULLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN FOUND ON THE NORTH SIDE OF THE RIGHT OF WAY OF NORTHWOOD CIRCLE (50 FOOT R/W) ON THE LINE BETWEEN LOT 5 AND LOT 4 WHICH PIN IS LOCATED SOUTH 84 DEGREES 29 MINUTES 38 SECONDS EAST 216.99 FEET FROM THE CENTERLINE INTERSECTION OF NORTHWOOD CIRCLE AND DUNN DRIVE; THENCE LEAVING THE RIGHT OF WAY AND RUNNING NORTH 08 DEGREES 45 MINUTES 43 SECONDS EAST 97.05 FEET TO AN IRON PIN; THENCE NORTH 09 DEGREES 16 MINUTES 40 SECONDS EAST 90.02 FEET TO AN IRON PIN; THENCE NORTH 89 DEGREES 46 MINUTES EAST 90.07 FEET TO AN IRON PIN; THENCE SOUTH 11 DEGREES 32 MINUTES 02 SECONDS WEST 204.57 FEET TO AN IRON PIN; THENCE ALONG THE RIGHT OF WAY OF NORTHWOOD CIRCLE NORTH 78 DEGREES 57 MINUTES 48 SECONDS WEST 79.95 FEET TO THE POINT OF BEGINNING.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dora Andrade or a tenant or tenants and said property is more commonly known as 1337 Northwood Circle Northeast, Gainesville, GA 30501.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC BANK USA, N.A., AS TRUSTEE ON BEHALF OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST AND FOR THE REGISTERED HOLDERS OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2005-HE6, ASSET BACKED PASS-THROUGH CERTIFICATES as Attorney in Fact for Dora Andrade

Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
/MK 07/09/2009
Out File# GA03FJL091000452
229704 9/10, 17, 24, 10/1

gpn11
(ARELLANO)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Efren Arellano to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $147,440.00 dated 01/05/2007, and recorded in Deed Book 5935, page 357, Hall County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of October, 2009 by Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A., as Attorney-in-Fact for Efren Arellano the following described property:
All that tract or parcel of land lying and being in the Candler GMD 1385 District, Hall County, Georgia being known as Lot 30, Southoaks Subdivision, Phase Two, as shown on that certain plat of survey as recorded in Plat Slide 810, Page 103A, Hall County, Georgia Records. This description as contained therein being incorporated herein by reference thereto.
Property known as: 2349 Peacetime Drive, Gainesville, GA 30507

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
U.S. Bank, N.A.
4801 Frederica Street
Owensboro, KY 42301
PHONE: 800-365-7772

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Efren Arellano.
Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A., as Attorney-in-fact for Efren Arellano.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
229982 9/10, 17, 24, 10/1

gpn11
(ARROYO)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Magdelina Arroyo and Griselda Arroyo to HomeBanc Mortgage Corporation, dated October 13, 2005 and filed for record October 17, 2005 in Deed Book 5476, Page 388, Hall County, Georgia records, and securing a Note in the original principal amount of $135,000.00;  last transferred to The Bank of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-85CB Mortgage Pass-Through Certificates Series 2005-85CB by Assignment filed for record  in the public deed records of Hall County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in October, 2009, by The Bank of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-85CB Mortgage Pass-Through Certificates Series 2005-85CB as Attorney-in-Fact for Magdelina Arroyo and Griselda Arroyo the following property to-wit:

ALL THAT TRACT or parcel of land in Tadmore G.M.D. 268, Hall County, State of Georgia as more fully described in Deed Book 2517, Page 3-4, being known and designated as Lot 17, Otter Walk, and containing 1.51 acres, Plat Slide 413, Page 213A, Hall County, Georgia Plat Records. 

Subject to any and all easements, rights of way, restrictive covenants and public utilities of record. 

The above described property is also known as 3412 Chipmunk Trail, Gainesville, GA  30507.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Magdelina Arroyo and Griselda Arroyo.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for The Bank of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-85CB Mortgage Pass-Through Certificates Series 2005-85CB  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The Bank of New York Mellon f/k/a The Bank of New York
as Trustee for the Certificateholders CWALT, Inc. Alternative
Loan Trust 2005-85CB Mortgage Pass-Through Certificates
Series 2005-85CB as Attorney-in-Fact for Magdelina Arroyo and Griselda Arroyo

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230176 9/10, 17, 24, 10/1

gpn11
(AVERSA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Silvio G Aversa and Dangelo N Aversa to Mortgage Electronic Registration Systems, Inc., dated July 28, 2006, recorded in Deed Book 5779, Page 391, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA . by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND THREE HUNDRED FORTY-NINE AND 0/100 DOLLARS ($139,349.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Silvio G Aversa and Dangelo N Aversa or a tenant or tenants and said property is more commonly known as 6531 Mallard Cove Lane, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA .
as Attorney in Fact for
Silvio G Aversa and Dangelo N Aversa

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/ak3 10/6/09
Our file no. 51691309-FT5

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 118 of the 8th District, of Hall County, Georgia, being Lot No. 135, Building V, of Tidewater Cove, Phase Two, as shown on plat of survey recorded at Plat Book 842, Page 100, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.


MR/ak3 10/6/09
Our file no. 51691309 - FT5
228659 9/10, 17, 24, 10/1

gpn11
(BAILEY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Daniel P. Bailey to Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage Inc., dated October 20, 2005, recorded in Deed Book 5497, Page 24, Hall County, Georgia Records, as last transferred to Suntrust Mortgage Inc. by assignment recorded in Deed Book 6587, Page 344, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($115,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property:All that tract or parcel of land lying and being GMD 1385 of Hall County, Georgia, being Lot 29 and part of Lot 28 of River Elan Subdivision, and being more particularly described as follows:

Beginning at a inch rebar found on the easterly right of way of River Elan Drive (having a 60 foot right of way); said rebar being located a distance of 271.84 feet southerly from the intersection of the southerly right of way of Evian Way (having a 60 foot right of way) and the easterly right of way of River Elan Drive; run thence north 81 degrees 00 minutes 05 seconds east a distance of 86.45 feet to a point; run thence north 85 degrees 00 minutes 16 seconds east a distance of 322.36 feet to a inch rebar found; run thence south 11 degrees 59 minutes 44 seconds west a distance of 148.47 feet to a inch rebar found; run thence north 85 degrees 26 minutes 27 seconds west a distance of 251.16 feet to a inch rebar found; run thence south 82 degrees 44 minutes 10 seconds west a distance of 127.29 feet to a inch rebar found on the easterly right of way of River Elan Drive; run thence along said right of way of north 00 degrees 33 minutes 13 seconds east a distance of 99.77 feet to a inch rebar found and the point of beginning; being more particularly shown on a survey prepared by D.J. Baggett Land Surveying, David J. Baggett, RLS #2740, dated 8/17/00, described as "survey for Jay Bullock Communities, Inc.", containing 1.019 acres.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Daniel P. Bailey or a tenant or tenants and said property is more commonly known as 4091 River Elan Drive, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage Inc.
as Attorney in Fact for

Daniel P. Bailey

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp

MSP/cj 10/6/09
Our file no. 1384909-FT2
228318 9/10, 17, 24, 10/1

gpn11
(BAILEY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Robert Bailey to Mortgage Electronic Registration Systems, Inc., dated August 10, 2007, recorded in Deed Book 6139, Page 401, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($295,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Bailey or a tenant or tenants and said property is more commonly known as 6445 Deep Woods Court, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Robert Bailey

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/brm 10/6/09
Our file no. 52418709-FT2


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 140 of The 8th District, Hall County, Georgia, being Lot 119, Spring Lake Subdivision, Phase II, as per plat recorded in Plat Slide 778, Pages 48A-50A, through Plat Slide 779, pages 51A-56A, Hall County records, said plat being incorporated herein by reference thereto.


MR/brm 10/6/09
Our file no. 52418709 - FT2
228995 9/10, 17, 24, 10/1

gpn11
(BAILEY)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Johnny Lamar Bailey and Mary Gean Bailey to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $133,000.00 dated 04/11/2007, and recorded in Deed Book 6025, page 322, Hall County records, said Security Deed being last transferred and assigned to Wells Fargo Bank, N.A., not in its individual capacity, but solely as trustee for the RMAC REMIC Trust, Series 2008-1, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of October, 2009 by Wells Fargo Bank, N.A., not in its individual capacity, but solely as trustee for the RMAC REMIC Trust, Series 2008-1, as Attorney-in-Fact for Johnny Lamar Bailey and Mary Gean Bailey the following described property:
All that tract or parcel of land lying and being in Tadmore District, GMD 268, Hall County, Georgia, being Lot 23, Phase Two, Baldwin Farms Subdivision, and being more particularly shown on a subdivision plat for Baldwin Farms Subdivision, prepared by Don Williams & Associates, GRLS, dated November 2, 1999, recorded in Plat Slide 795, Page 146-A, Hall County, Georgia Records, which plat is hereby referred to and made a part of this description.
Property known as: 2305 Baldwin Farms Drive, Gainesville, GA 30507

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Quantum Servicing Corporation
6302 E. Martin Luther King Blvd., Suite 300
Tampa, FL 33619
PHONE: 877-817-3266

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Johnny Lamar Bailey and Mary Gean Bailey.
Wells Fargo Bank, N.A., not in its individual capacity, but solely as trustee for the RMAC REMIC Trust, Series 2008-1, as Attorney-in-fact for Johnny Lamar Bailey and Mary Gean Bailey.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
230308 9/10, 17, 24, 10/1

gpn11
(BARLOW)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Carlos B. Barlow, Jr. to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Home Loans, Inc., dated July 25, 2005, recorded August 4, 2005, in Deed Book 5396, Page 313-328, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Fifty-Five Thousand and 00/100 dollars ($55,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND TOGETHER WITH ALL
IMPROVEMENTS THEREON LYING AND BEING ABOUT 1 _ MILES WEST OF THE CITY LIMITS OF GAINESVILLE, GEORGIA, AND BEING ALL OF LOTS 31, 32, 33, 35 AND ALL OF LOT 34 EXCEPT THAT PORTION OF SAID LOT 34 LYING IN THE SOUTHWEST CORNER AND BEING A STRIP OF LAND 20 FEET WIDE EXTENDING ALONG THE SOUTHWEST LINE OF SAID LOT 34 A DISTANCE OF 150 FEET AS SHOWN BY DEED FROM DAVIS LOGGINS TO H. E. SMITH, RECORDED IN DEED BOOK 155, PAGE 104. ALL OF SAID LOTS BEING IN THE SUBDIVISION OF LANDS OF M. GRIFFIN AND W.W. ROPER, AND HAVE SUCH SHAPES, METES, COURSES AND BOUNDARIES AS WILL MORE FULLY APPEAR FROM PLAT OF SAID SUBDIVISION MADE BY S.C. MOON, COPY OF SAID PLAT RECORDED IN PLAT BOOK 6, PAGE 38, HALL COUNTY,
GEORGIA AND REFERENCE IS HEREBY MADE TO SAID PLAT FOR A MORE COMPLETE DESCRIPTION OF THE LANDS CONVEYED HEREIN.

LESS AND EXCEPT CONVEYANCE FROM CARLOS B. BARLOW TO DALE C. BARLOW IN DEED BOOK 202, PAGE 541.

LESS AND EXCEPT CONVEYANCE FROM CARLOS B. BARLOW TO DALE C. BARLOW AND EULA MAE BARLOW IN DEED BOOK 637, PAGE 403

THIS LOT IS SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD.

Said property is commonly known as 108 Hickory Street, Gainesville, GA 30501.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Carlos B. Barlow, Jr., Carlos B. Barlow, Jr., or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP
as Attorney in Fact for
CARLOS B. BARLOW, JR.

Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-05517-3
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
228854 9/10, 17, 24, 10/1

gpn11
(BATES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas W. Bates and Barbara B. Bates to Wells Fargo Bank, N.A., dated June 16, 2006, recorded in Deed Book 5722, Page 313, Hall County, Georgia Records, as last transferred to HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates Series 2006-10 by assignment recorded in Deed Book 5722, Page 313, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED EIGHTEEN THOUSAND SEVEN HUNDRED SIXTY AND 0/100 DOLLARS ($518,760.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas W. Bates and Barbara B. Bates or a tenant or tenants and said property is more commonly known as 4572 Broadwell Circle, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates Series 2006-10

as Attorney in Fact for
Thomas W. Bates and Barbara B. Bates

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/mnr 10/6/09
Our file no. 5903409-FT5

EXHIBIT A

All that tract or parcel of land lying and being in GMD 385, Hall County, Georgia, being more particularly described as Lot 117, Royal Lakes Kenwood Phase IV, as shown on that certain plat recorded at Plat Book 842, Page 70 of the Hall County, Georgia plat records, said plat being incorporated herein and made a part hereof by reference for a more complete description.

Said property is subject to all easements, covenants and restrictions of record, if any.

MR/mnr 10/6/09
Our file no. 5903409 - FT5
228314 9/10, 17, 24, 10/1

gpn11
(BECK)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Joseph D. Beck  to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Decision One Mortgage Company, LLC, dated November 21, 2005 and filed for record December 29, 2005 in Deed Book 5552, Page 440, Hall County, Georgia records, and securing a Note in the original principal amount of $102,400.00; last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC1 Mortgage Pass-Through Certificates, Series 2006-OC1 by Assignment filed for record  in the public deed records of Hall County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in October, 2009, by The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC1 Mortgage Pass-Through Certificates, Series 2006-OC1 as Attorney-in-Fact for Joseph D. Beck  the following property to-wit:

All that tract or parcel of land lying and being in Land Lot 53 of the 8th District of Hall County, Georgia, and being 0.597 acres as shown on a plat of survey from Stanley D. Thomas and Carolyn Thomas by Henry Bailey, GRLS #1586 dated September 25, 1995, and being more particularly described as follows:  Beginning at a ½ inch solid pin set on the northeasterly right of way of Oakwood Road (80 foot right of way), said pin being South 57 degrees 50 minutes 03 seconds East 246.81 feet from the intersection of Brock Drive and Oakwood Road, thence North 56 degrees 22 minutes 46 seconds East 170.59 feet to a 1/4 inch rebar found; thence South 34 degrees 12 minutes 00 seconds West 167.27 feet to a ½ inch solid pin set, thence along the arc of a curve and the arc distance of 188.73 feet to ½ inch solid pin set (said curve having a radius of 7902.40 feet and being subtended by a chord bearing North 49 degrees 00 minutes 15 seconds West 188.73 feet) and the TRUE POINT OF BEGINNING.

The above described property is also known as 3964 Oakwood Road, Oakwood, GA  30566.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Joseph D. Beck .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, L.P., servicer for The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC1 Mortgage Pass-Through Certificates, Series 2006-OC1  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The Bank of New York Mellon fka The Bank of New York,
as Trustee for the Certificateholders CWALT, Inc., Alternative
Loan Trust 2006-OC1 Mortgage Pass-Through Certificates,
Series 2006-OC1 as Attorney-in-Fact for Joseph D. Beck

SHUPING, MORSE & ROSS, LLP

By:   S. Andrew Shuping, Jr.  
   S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
228956 9/10, 17, 24, 10/1

gpn11
(BECK)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Clora E Beck to Mortgage Electronic Registration Systems, Inc., dated September 16, 2002, recorded in Deed Book 4329, Page 612, Hall County, Georgia Records, as last transferred to Central Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Central Mortgage Company, 801 John Barrow Road, Suite 1, Little Rock, AR 72205, 501-716-4624. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Clora E Beck or a tenant or tenants and said property is more commonly known as 2934 Willow Ridge, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Central Mortgage Company
as Attorney in Fact for
Clora E Beck


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/afm 10/6/09
Our file no. 52418209-FT7


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 23 of the 8th District of Hall County, Georgia and being Lot 27, Willow Ridge Subdivision, as shown in Plat Book 108, Page 51, Hall County Records, which plat is incorporated herein by this reference and made a part of this description; said property being known as 2934 Willow Ridge Circle, Gainesville, Georgia 30504, according to the present system of numbering in Hall County, Georgia.


MR/afm 10/6/09
Our file no. 52418209 - FT7
229166 9/10, 17, 24, 10/1

gpn11
(BECK)
NOTICE OF SALE UNDER POWER IN SECURITY DEED
STATE OF GEORGIA
COUNTY OF HALL
Under and by virtue of the Power of Sale contained in the Deed to Secure Debt from Johnnie Daniel Beck and Bobbie Jo Hedden to Gainesville Bank & Trust, dated December 12, 2003 filed December 29, 2003 and recorded in Deed Book 4839, Page 32, as last modified by that certain Modification of Security Deed, dated October 29, 200, filed November 7, 2007 in Deed Book 6205, Page 447, in the offices of the Clerk of the Superior Court of Hall County, Georgia (collectively the "Security Deed"); the undersigned will sell at public outcry to the highest and best bidder for cash before the door of the Courthouse of Hall County, Georgia, during the legal hours of sale, on the first Tuesday in October, 2009, the following described real property, to wit:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE TADMORE GMS 268, HALL COUNTY, GEORGIA, BEING LOT 7 BROOKWOOD ESTATES, AS PER PLAT RECORDED IN PLAT BOOK 78, PAGE 118, HALL COUNTY RECORDS, SAID PLAT IS INCORPORATED HEREIN AND MADE A PART OF THIS DESCRIPTION.

In addition, under and by virtue of the power of sale contained in the Security Deed, the undersigned will also sell at public outcry to the highest bidder for cash before the door of the Courthouse of Hall County, Georgia, immediately following the sale of the above-described real property, the following described personal property owned by Johnnie Daniel Beck and Bobbie Jo Hedden, or their successors-in-title and secured by the Security Deed, to wit:
All personal property described in and subject to the Security Deed, which is hereby incorporated by this reference.
Less and except any fixtures subject to the security interest on the above-described real property.
The debt secured by the Security Deed is evidenced by a Promissory Note, dated October 29, 2007 executed by John Daniel Beck and Bobbie Jo Hedden to Gainesville Bank & Trust in the original principal amount of $54,273.01 (the "Note"), plus interest from date on the unpaid balance until paid, and other indebtedness.
Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.
The above-described real property will be sold to the highest and best bidder for cash as the property of Johnnie Daniel Beck and Bobbie Jo Hedden, the proceeds to be applied to the payment of said indebtedness, attorneys' fees, and the lawful expenses of said sale, all as provided in the Note and Security Deed. The sale shall be subject to the following: all outstanding ad valorem taxes and/or assessments, if any; possible redemptive rights of the Internal Revenue Service, if any; and all other prior assessments, easements, restrictions or matters of record.
To the best of the undersigned's knowledge and belief, the real property is presently owned by Johnnie Daniel Beck and Bobbie Jo Hedden.
To the best of the undersigned's knowledge and belief, the party in possession of the real property is Johnnie Daniel Beck and Bobbie Jo Hedden, and tenants holding under them.
All personal property will be sold in one lot to the highest and best bidder for cash as the property of Johnnie Daniel Beck and Bobbie Jo Hedden, or their successors-in-title, on an "as is, where is" basis and without representation, warranty or recourse, express or implied, of the undersigned, and subject to all matters of record affecting said personal property, the proceeds to be applied to the payment of said indebtedness, attorneys' fees and the lawful expenses of said sale, all as provided in the Security Deed.
SunTrust Bank, successor in interest to Gainesville Bank & Trust, as Attorney-in-Fact for Johnnie Daniel Beck and Bobbie Jo Hedden.

M. Todd Westfall, Esquire
Howick, Westfall, McBryan & Kaplan, LLP
Suite 600, One Tower Creek
3101 Towercreek Parkway
Atlanta, Georgia 30339
(678) 384-7005
230088 9/10, 17, 24, 10/1

gpn11
(BELLOWS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher A. Bellows to Mortgage Electronic Registration Systems, Inc., dated May 17, 2005, recorded in Deed Book 5319, Page 548, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND NINE HUNDRED SIXTY-SEVEN AND 0/100 DOLLARS ($120,967.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property:All that tract or parcel of land lying and being in Land Lots 52 and 53 of The 9th District, City of Lula, Hall County, Georgia, being Lot 2, The Hills at Mountainview Subdivision, as per Subdivision Plat recorded in Plat Book 838, Pages 66-69, Hall County, Georgia records, which Plat is hereby referred to and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher A. Bellows or a tenant or tenants and said property is more commonly known as 5163 Mountain View Parkway, Lula, Georgia 30554.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Christopher A. Bellows

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp


MSP/brm 10/6/09
Our file no. 1576909-FT2
228737 9/10, 17, 24, 10/1

gpn11
(BENNETT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by David A. Bennett to Norwest Mortgage, Inc, dated September 23, 1998, recorded in Deed Book 3326, Page 134, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-SEVEN THOUSAND AND 0/100 DOLLARS ($87,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David A. Bennett and aka David Allen Bennett or a tenant or tenants and said property is more commonly known as 4747 Deer Ridge Court, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA fka Wells Fargo Home Mortgage, Inc sbm Norwest Mortgage Inc
as Attorney in Fact for
David A. Bennett

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/jr1 10/6/09
Our file no. 51574009-FT7


EXHIBIT A

All that lot, tract, or parcel of land, together with improvements thereon, lying and being in the Flowery Branch GMD 1270 of Hall County, Georgia, and being Lot 42 of Hunters Landing Subdivision as shown on the plat of survey recorded in Plat Book 146, Pages 180-181 of the Hall County, Georgia plat records, and which plat is hereby incorporated by reference for a more complete description of said property.


MR/jr1 10/6/09
Our file no. 51574009 - FT7
229808 9/10, 17, 24, 10/1

gpn11
(BERRIOS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jose L Argueta Berrios to Mortgage Electronic Registration Systems, Inc., dated March 25, 2005, recorded in Deed Book 5273, Page 296, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP
by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND NINE HUNDRED THIRTEEN AND 0/100 DOLLARS ($124,913.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jose L Argueta Berrios or a tenant or tenants and said property is more commonly known as 7280 Plum Creek Dr, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for
Jose L Argueta Berrios

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/sk5 10/6/09
Our file no. 52288809-FT4


EXHIBIT A

All that tract or parcel of land lying and being in the Candler District (GMD 385) of Hall County, Georgia and being Lot 84 of Cane Crossing Subdivision, Phase 3, as per that plat of the subdivision recorded in Plat Slide 713, Pages 219A-220A, Hall County, Georgia Records; which plat is incorporated herein by reference and made a part hereof.


MR/sk5 10/6/09
Our file no. 52288809 - FT4
228660 9/10, 17, 24, 10/1

gpn11
(BETANCOURT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bonnie Betancourt to Mortgage Electronic Registration Systems, Inc. dated August 29, 2005 in the amount of $107,264.00, and recorded in Deed Book 5434, Page 577, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Tadmore District (GMD 268) of Hall County Georgia and being Lot 102 of Southchase Subdivision, Unit 2, as per that plat recorded in Plat Book 842, Pages 208-216 Hall County, Georgia Records which plat is incorporated herein by reference and made a part hereof.

which has the property address of 3825 Lee Ann Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Bonnie Betancourt and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Bonnie Betancourt
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-08595 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
228874 9/10, 17, 24, 10/1

gpn11
(BEZELJAK)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Joshua Bezeljak and Valerie Bezeljak to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for American Mortgage Express Corp., dated May 9, 2005 and filed for record June 17, 2005 in Deed Book 5345, Page 472, Hall County, Georgia records, and securing a Note in the original principal amount of $121,050.00;  last transferred to The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-28CB Mortgage Pass-Through Certificates, Series 2005-28CB by Assignment filed for record 07/30/09, in Deed Book 6585, Page 378, Hall County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in October, 2009, by The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-28CB Mortgage Pass-Through Certificates, Series 2005-28CB as Attorney-in-Fact for Joshua Bezeljak and Valerie Bezeljak the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 89 OF THE 8TH DISTRICT, HALL COUNTY, GEORGIA, AND SHOWN ON A PLAT PREPARED BY FARLEY-COLLINS ASSOCIATES, REGISTERED LAND SURVEYORS DATED JUNE 2, 1981, THIS PARCEL IS MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING 579.8 FEET FROM THE CENTERLINE OF STEPHENS ROAD TO THE CENTERLINE OF OUR ROAD AND 30 FEET FROM THE CENTERLINE OF OUR ROAD TO AN IRON PIN SET ON THE RIGHT OF WAY ON OUR ROAD; BEGINNING AT THE IRON PIN SET ON THE RIGHT OF WAY OF OUR ROAD AND RUNNING SOUTH 24 DEGREES 34 MINUTES EAST A DISTANCE OF 111.20 FEET TO AN IRON PIN SET; THENCE SOUTH 62 DEGREES 01 MINUTES WEST A DISTANCE OF 114.80 FEET TO AN IRON PIN SET; THENCE NORTH 24 DEGREES 34 MINUTES WEST A DISTANCE OF 107.00 FEET TO IRON PIN ON THE RIGHT OF WAY OF OUR ROAD; THENCE NORTH 59 DEGREES 56 MINUTES EAST A DISTANCE OF 115.10 FEET ALONG THE RIGHT OF WAY OF OUR ROAD TO THE POINT OF BEGINNING AND BEING FURTHER SHOWN AT PLAT BOOK 83, PAGE 121, HALL COUNTY RECORDS.

The above described property is also known as 5529 Our Road, Oakwood, GA 30566.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Joshua Bezeljak and Valerie Bezeljak.

            Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-28CB Mortgage Pass-Through Certificates, Series 2005-28CB  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The Bank of New York Mellon FKA The Bank of New York as Trustee
for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-28CB
Mortgage Pass-Through Certificates, Series 2005-28CB
as Attorney-in-Fact for Joshua Bezeljak and Valerie Bezeljak

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229681 9/10, 17, 24, 10/1

gpn11
(BLIGEN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Erwin Keith Bligen to Mortgage Electronic Registration Systems, Inc., dated March 21, 2005, recorded in Deed Book 5266, Page 444, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP. by assignment recorded in Deed Book 6413, Page 286, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND EIGHT HUNDRED FORTY-TWO AND 0/100 DOLLARS ($134,842.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Erwin Keith Bligen or a tenant or tenants and said property is more commonly known as 4811 Tangerine Circle, Oakwood, Georgia 30566.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP.

as Attorney in Fact for

Erwin Keith Bligen

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/pak 10/6/09
Our file no. 52038908-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 42, of The 8th District, Hall County, Georgia, and Being Lot 79, Copper Springs, Unit Two, as per Plat recorded in Plat Book 823, Pages 18A, 19A and 20A, Hall County, Georgia records, which recorded Plat is incorporated herein by reference for a more complete description of said property.


MR/pak 10/6/09
Our file no. 52038908 - FT4
228529 9/10, 17, 24, 10/1

gpn11
(BOCKER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Arturo Bocker to Mortgage Electronic Registration Systems, Inc. as nominee for Homestar Financial Corporation, dated May 2, 2007, recorded in Deed Book 6053, Page 143, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND AND 0/100 DOLLARS ($151,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Arturo Bocker or a tenant or tenants and said property is more commonly known as 3214 Bluffton Dr, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc
as Attorney in Fact for
Arturo Bocker

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/bxh 10/6/09
Our file no. 52170009-FT2

EXHIBIT A

All that tract or parcel of land lying and being in the Tadmore District (GMD 268) of Hall County, Georgia and being Lot 4 of Bluffton Subdivision as per that plat of the subdivision recorded in Plat Book 853, Pages 10-22 Hall County, Georgia Records which plat is incorporated herein by reference and made a part hereof.

MR/bxh 10/6/09
Our file no. 52170009 - FT2
229020 9/10, 17, 24, 10/1

gpn11
(BOLEMAN PROPERTIES, LLC.)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Under and by virtue of the Power of Sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from Boleman Properties, LLC (“Grantor”) to Habersham Bank (“Grantee”), dated March 28, 2005, filed and recorded April 29, 2005, in Deed Book 5297, Page 257, Hall County, Georgia Records, as modified by that certain Modification Agreement dated June 25, 2007, filed and recorded June 29, 2007, in Deed Book 6095, Page 227, aforesaid records, and further modified by that certain Modification Agreement dated April 25, 2008, filed and recorded May 1, 2008, in Deed Book 6328, Page 83, aforesaid records, as further modified by that certain Modification Agreement dated July 21, 2008, filed and recorded July 28, 2008, in Deed Book 6386, Page 265, aforesaid records, as further modified by that certain Modification Agreement dated March 30, 2009, filed and recorded April 7, 2009, in Deed Book 6514, Page 430, aforesaid records, as further modified by that certain Forbearance and Modification Agreement dated March 30, 2009 (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note and Security Agreement dated July 21, 2008, from Grantor payable to Grantee in the original principal amount of Three Hundred Twenty Six Thousand and Five Hundred and No/100 Dollars ($326,500.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property:

ALL THAT TRACT or parcel of land lying and being situate in Land Lot 14 of the 12th District, Hall County, Georgia, containing 22.997 acres, more or less, as depicted in a certain plat of survey for Boleman Properties, LLC dated March 25, 2005, by GeoImage, LLC, Douglas R. Sherrill, RLS No. 2995, which plat is incorporated herein by reference, and being more particularly described as follows:

Begin at a 1/2” rebar found at the common point of Land Lots 10, 11, 14 and 15, which point is the TRUE POINT OF BEGINNING, and from said point of beginning along the land lot lines separating Land Lots 11 and 14, North 00 degrees 31 minutes 56 seconds West a distance of 449.73 feet to a point; thence North 83 degrees 54 minutes 56 seconds East a distance of 50.60 feet to a point; thence North 52 degrees 01 minute 50 seconds East a distance of 55.06 feet to a point; thence North 51 degrees 29 minutes 55 seconds East a distance of 61.69 feet to a point; thence North 46 degrees 04 minutes 02 seconds East a distance of 76.04 feet to a point; thence North 77 degrees 07 minutes 48 seconds East a distance of 633.24 feet to a 3/8” rebar found; thence South 76 degrees 30 minutes 08 seconds East a distance of 778.12 feet to a 3/8” rebar found; thence South 00 degrees 24 minutes 04 seconds West a distance of 551.68 feet to a 3/8” rebar found; thence South 33 degrees 41 minutes 24 seconds East a distance of 148.80 feet to a 3/8” rebar found on the northerly right of way of Kenimer Road; thence along a curve to the left having a chord bearing of South 65 degrees 16 minutes 33 seconds West, a chord distance of 101.28 feet, an arc distance of 101.35 feet and a radius of 755.94 feet to a 1” rebar; thence North 33 degrees 42 minutes 14 seconds West a distance of 200.61 feet to a 1” pipe found; thence along the land lot lines separating Land Lots 14 and 15 North 89 degrees 32 minutes 49 seconds West a distance of 1,441.94 feet to the TRUE POINT OF BEGINNING.

LESS AND EXCEPT:

All that tract or parcel of land lying and being in land Lot 14 of the 12th District, Hall County, Georgia, being Lots 1-18, Mountain Shadow Estates Subdivision, as per plat thereof recorded in Plat Book 848, Page 21-24, Hall County, Georgia, Records, which plat is incorporated herein and made a part hereof by reference for a more detailed description.

TOGETHER WITH:

All that tract or parcel of land lying and being in land Lot 14 of the 12th District, Hall County, Georgia, being Lots 1, 5-6, 8-10, 12-13, and 18, Mountain Shadow Estates Subdivision, as per plat thereof recorded in Plat Book 848, Page 21-24, Hall County, Georgia, Records, which plat is incorporated herein and made a part hereof by reference for a more detailed description.

The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to comply with the provisions of the Security Deed. The debt remaining outstanding, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned's knowledge and belief, the property consists of Lots 1, 5-6, 8-10, 12-13, and 18, Mountain Shadow Subdivision, Hall County, Georgia, and the party in possession of the property is Boleman Properties, LLC, or its tenant or tenants.

HABERSHAM BANK, as Attorney-in-Fact for Boleman Properties, LLC

Thompson, O'Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230284 9/10, 17, 24, 10/1

gpn11
(BOLEMAN PROPERTIES, LLC.)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Under and by virtue of the Power of Sale contained in that certain Real Estate Deed to Secure Debt from Boleman Properties, LLC (“Grantor”) to Habersham Bank (“Grantee”), dated September 5, 2006, filed and recorded September 14, 2006, in Deed Book 5812, Page 591, Hall County, Georgia Records, as modified by that certain Modification Agreement dated October 2, 2007, filed and recorded October 11, 2007, in Deed Book 6185, Page 245, aforesaid records, and further modified by that certain Modification Agreement dated March 30, 2009, filed and recorded April 7, 2009, in Deed Book 6514, Page 431, aforesaid records, as further modified by that certain Forbearance and Modification Agreement dated March 30, 2009 (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note and Security Agreement dated October 2, 2007, from Grantor payable to Grantee in the original principal amount of One Million One Hundred Two Thousand Seven Hundred Nine and No/100 Dollars ($1,102,709.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property:

ALL THAT TRACT or parcel of land lying and being situate in G.M.D. 385, Hall County, Georgia, containing 15.884 acres, more or less, as depicted in a certain plat of survey for James H. & Frances T. Brock by Jarrard-Codina, LLC, Land Surveyors, Bruce A. Codina, RLS No. 2889, dated May 11, 2006, which plat is incorporated herein, and being more particularly described as follows:

Begin at a point located at the intersection of the southerly right of way of Tanner Mill Road (80-foot R/W) and the northeasterly right of way of Ellison Farm Road (50-foot R/W) and from said point along a slight curve North 77 degrees 16 minutes 22 seconds East a chord distance of 195.38 feet, length 195.40 feet, radius 4171.80 feet to a point located on the southerly right of way of Tanner Mill Road; thence North 78 degrees 36 minutes 53 seconds East a distance of 711.54 feet to an iron pin found (3/4” open top at 2” open top) on the southerly right of way of Tanner Mill Road; thence leaving the right of way South 19 degrees 52 minutes 00 seconds East a distance of 981.96 feet to an iron pin found (1/2” rebar); thence South 14 degrees 53 minutes 52 seconds East a distance of 162.53 feet to an iron pin found (1/2” rebar at 2.75” open top); thence South 56 degrees 18 minutes 58 seconds West a distance of 276.25 feet to an iron pin found (1/2” rebar) on the northeasterly right of way of Ellison Farm Road; thence along the right of way North 42 degrees 53 minutes 07 seconds West a distance of 115.40 feet to an iron pin set; thence North 48 degrees 58 minutes 24 seconds East a distance of 194.21 feet to an axle found; thence North 43 degrees 59 minutes 28 seconds West a distance of 109.89 feet to an axle found; thence South 49 degrees 01 minutes 22 seconds West a distance of 192.46 feet to an iron pin set along the northeasterly right of way of Ellison Farm Road; thence following the right of way of Ellison Farm Road along a slight curve North 44 degrees 35 minutes 05 seconds West a chord distance of 950.85 feet, length 950.90 feet, radius 26688.15 feet; thence North 45 degrees 36 minutes 19 seconds West a distance of 297.59 feet to the POINT OF BEGINNING.

The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to comply with the provisions of the Security Deed. The debt remaining outstanding, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned's knowledge and belief, the property consists of 15.884 acres located on Ellison Farm Road, Braselton, Hall County, Georgia, and the party in possession of the property is Boleman Properties, LLC, or its tenant or tenants.

HABERSHAM BANK, as Attorney-in-Fact for Boleman Properties, LLC

Thompson, O'Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230283 9/10, 17, 24, 10/1

gpn11
(BOLEMAN)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Timothy Mark Boleman to Mortgage Electronic Registration Systems, Inc dated May 25, 2007, and recorded in Deed Book 6067, Page 144, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association as Trustee for MortgageIT Securities Corp. Mortgage Loan Trust, Series 2007-1, Mortgage Pass-Through Certificates, by Assignment securing a Note in the original principal amount of $1,222,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 118 OF THE 9TH DISTRICT, HALL COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:
COMMENCING AT THE INTERSECTION OF EDGEWATER PLACE AND EDGEWATER DRIVE AND RUNNING IN A SOUTHEASTERLY DIRECTION ALONG THE CENTERLINE OF EDGEWATER DRIVE 490.90 FEET TO A POINT; THENCE SOUTH 54 DEGREES 23 MINUTES 00 SECONDS WEST 25.22 FEET TO A POINT ON THE RIGHT OF WAY OF EDGEWATER DRIVE; THENCE ALONG THE RIGHT OF WAY (25 FEET FROM CENTERLINE) OF EDGEWATER DRIVE SOUTH 43 DEGREES 05 MINUTES 00 SECONDS EAST 125.00 FEET TO A POINT BEING THE TRUE POINT OF BEGINNING OF TRACT BEING DESCRIBED. THENCE ALONG THE RIGHT OF WAY (25 FEET FROM CENTERLINE) OF EDGEWATER DRIVE SOUTH 43 DEGREES'05 MINUTES 00 SECONDS EAST 25.72 FEET TO A POINT; THENCE SOUTH 44 DEGREES 35 MINUTES 00 SECONDS EAST 152.92 FEET TO A POINT; THENCE ALONG THE CENTERLINE OF A DITCH BORDERING THE LANDS OF ALVIN GIBSON (NOW OR FORMERLY) SOUTH 28 DEGREES 09 MINUTES 00 SECONDS WEST 175.25 FEET TO A POINT; THENCE SOUTH 33 DEGREES 17 MINUTES 00 SECONDS WEST 75.40 FEET TO A POINT; THENCE SOUTH 52 DEGREES 22 MINUTES 00 SECONDS WEST 70.98 FEET TO A POINT ON LANDS OF UNITED STATES CORPS OF ENGINEERS; THENCE ALONG LANDS OF UNITES STATES CORPS OF ENGINEERS NORTH 29 DEGREES 39 MINUTES 00 SECONDS WEST 299.83 FEET TO A POINT; THENCE NORTH 57 DEGREES 50 MINUTES 51 SECONDS EAST 240.58 FEET TO THE PONT OF BEGINNING. THE ABOVE DESCRIBED TRACT IS COMPRISED OF 1.557 ACRES AND IS MORE FULLY SHOWN ON A PLAT PREPARED BY FARLEY-COLLINS AND ASSOCIATES, GEORGIA REGISTERED SURVEYORS NO. 1301/1435, DATED MARCH 9, 1977, REVISED MARCH 16, 1988.
THIS IS THE SAME PROPERTY DESCRIBED AND CONVEYED IN A WARRANTY DEED DATED MAY 12, 1978 FROM GRACE M. WESTMORELAND TO FRANK C. ROBERTS AND MRS. RUTH ROBERTS RECORDED IN DEED BOOK 658, PAGE 347 OF THE HALL COUNTY DEED RECORDS, LESS AND EXCEPT THAT CERTAIN 0.606 ACRE PORTION THEREOF CONVEYED TO STANLEY R. ROBERSON BY WARRANTY DEED DATED MAY 5, 1988 AND RECORDED 1N DEED BOOK 1214, PAGES 1-1(A) OF SAID RECORDS.

Said property is known as 3194 Edgewater Drive, Gainesville, GA 30501, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Timothy Mark Boleman, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Timothy Mark Boleman, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

HSBC Bank USA, National Association as Trustee for MortgageIT Securities Corp. Mortgage Loan Trust, Series 2007-1, Mortgage Pass-Through Certificates as Attorney-in-Fact for Timothy Mark Boleman

File no. 09-017131
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229690 9/10, 17, 24, 10/1

gpn11
(BOOTHE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Fritz Boothe and Annette Boothe to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc. d/b/a Sun America Mortgage
, dated August 25, 2005, recorded in Deed Book 5426, Page 34, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIXTY-FOUR THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($464,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property:All that tract or parcel of land lying and being in Land Lot 84 of The 10th District of Hall County, Georgia, and being Tract "A", containing 0.67262 acres as more particularly described in that Plat of survey recorded in Plat Slide 623, Page 63A, Hall County, Georgia records, which Plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Fritz Boothe or a tenant or tenants and said property is more commonly known as 2783 Sardis Church Road, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc

as Attorney in Fact for
Fritz Boothe and Annette Boothe

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp


MSP/bxh 10/6/09
Our file no. 1576509-FT2
229017 9/10, 17, 24, 10/1

gpn11
(BRADBURY)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Jason L. Bradbury to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Pine State Mortgage Corporation, dated October 2, 2006 and filed for record October 6, 2006 in Deed Book 5835, Page 59, Hall County, Georgia records, and securing a Note in the original principal amount of $114,320.00; last transferred to The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for The Certificate-holders CWABS, Inc., Asset-Backed Certificates Series 2006-23 by Assignment filed for record in the public deed records of Hall County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in October, 2009, by The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for The Certificate-holders CWABS, Inc., Asset-Backed Certificates Series 2006-23 as Attorney-in-Fact for Jason L. Bradbury the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in G.M.D. 392, Hall County, Georgia, being Lot 35 of Mulberry Place Subdivision, Phase II-A, shown on the subdivision plat recorded on Plat Slide 344, Page 34A, Hall County, Georgia records.  Said plat being incorporated herein by this reference and made a part of this description.

The above described property is also known as 5620 Ryan Way, Flowery Branch, GA  30542.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

            The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Jason L. Bradbury .

            Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for The Certificate-holders CWABS, Inc., Asset-Backed Certificates Series 2006-23  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The Bank of New York Mellon f/k/a The Bank of New York,
as Trustee for The Certificate-holders CWABS, Inc., Asset-Backed
Certificates Series 2006-23 as Attorney-in-Fact for Jason L. Bradbury

SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.  
   S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229168 9/10, 17, 24, 10/1

gpn11
(BRAY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Emily M. Bray to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Home 123 Corporation, dated February 13, 2007, recorded February 23, 2007, in Deed Book 5967, Page 495-509, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty Thousand Seven Hundred Fifty and 00/100 dollars ($80,750.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank, N.A., As Trustee, On Behalf Of The Certificateholders, Mastr Asset Backed Securities Trust 2007-NCW Mortgage Pass- Through Certificates Series 2007-NCW, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE GAINESVILLE DISTRICT OF HALL COUNTY, GEORGIA, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING OF THE PROPERTY HEREIN DESCRIBED, BEGIN AT THE INTERSECTION OF THE CENTERLINE OF WEST DENNIS DRIVE WITH THE CENTERLINE OF WILLIAMS DRIVE; RUN THENCE NORTH 23 DEGREES 40 MINUTES 38 SECONDS WEST 311.88 FEET TO A POINT, WHICH POINT IS THE TRUE POINT OF BEGINNING OF THE PROPERTY HEREIN DESCRIBED; FROM SAID TRUE POINT OF BEGINNING AS THUS ESTABLISHED RUNNING THENCE SOUTH 88 DEGREES 10 MINUTES 59 SECONDS WEST 100.18 FEET TO AN IRON PIN SET; RUNNING THENCE NORTH
14 DEGREES 29 MINUTES 25 SECONDS WEST 150.00 FEET TO AN IRON PIN SET; RUNNING THENCE NORTH 85 DEGREES 30 MINUTES 21 SECONDS EAST 100.00 FEET TO AN IRON PIN FOUND; RUNNING THENCE SOUTH 29 DEGREES 31 MINUTES 46 SECONDS EAST 31.64 FEET TO AN IRON PIN SET; RUNNING THENCE SOUTH 22 DEGREES 44 MINUTES 17 SECONDS EAST 60.48 FEET TO AN IRON PIN SET; RUNNING THENCE SOUTH 00 DEGREES 51 MINUTES 28 SECONDS WEST 66.59 FEET TO THE POINT OF
BEGINNING; AND BEING IMPROVED PROPERTY KNOWN AS 2579 WEST DENNIS DRIVE, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN HALL COUNTY, GEORGIA.

THE ABOVE-DESCRIBED PROPERTY IS MORE PARTICULARLY SHOWN AN DELINEATED ON SURVEY FOR EMILY M. BRAY BY BUSBEE SURVEYING CO., INC., BEARING THE SEAL OF RICKY C. BUSBEE, G.R.L.S. #2497, DATED OCTOBER 13, 2004.

Said property is commonly known as 2579 West Dennis Drive, Gainesville, GA 30507.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Emily M. Bray, Emily M. Bray, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

WELLS FARGO BANK, N.A., AS TRUSTEE, ON BEHALF OF THE CERTIFICATEHOLDERS, MASTR ASSET BACKED SECURITIES TRUST 2007-NCW MORTGAGE PASS- THROUGH CERTIFICATES SERIES 2007-NCW
as Attorney in Fact for
EMILY M. BRAY

Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-31466-1
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
228254 9/10, 17, 24, 10/1

gpn11
(BRIGGS, JR)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Charles Stephen Briggs, Jr. to Indymac Bank, F.S.B. dated August 9, 2004 in the amount of $90,500.00, and recorded in Deed Book 5063, Page 11, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in 1690 G.M.D. Hall County, Georgia and being described as 0.372 acres according to a plat entitled Survey for Charles S. Briggs, Jr. dated July 17, 1992, and prepared by Roy A. Terrell, Registered Surveyor, which plat is incorporated herein by reference.

This property is more particularly described as follows: Beginning at an iron pin at the intersection of the Northeastern Boundary of the Right-of-Way of Cobb County Street 60 foot Right of Way with Northwestern Boundary of the Right-of-Way Hemlock Street 60 foot Right-of-Way; thence along the Northeastern Boundary of the Right-of-Way of Cobb Street North 33 degrees 27 minutes 00 seconds East 90.0 to an iron pin on the Northwestern Boundary of the Right-of-Way of Hemlock Street; thence South 58 degrees 33 minutes 00 seconds West 180.0 along the Northwestern Boundary of the Right-of-Way of Hemlock Street to the Beginning Point.

which has the property address of 5804 Cobb Street, Lula, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Charles Stephen Briggs, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Charles Stephen Briggs, Jr.
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-10827 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
228699 9/10, 17, 24, 10/1

gpn11
(BROWN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by to Regional Investment Co. dba RIC Mortgage Company, dated April 29, 1999, recorded in Deed Book 3488, Page 86, Hall County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTEEN THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($18,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Willie G. Brown and Johnnie C. Brown or a tenant or tenants and said property is more commonly known as 3975 Pinedale Ln, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC sbm Chase Manhattan Mortgage Corporation
as Attorney in Fact for


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/pak 10/6/09
Our file no. 52267809-FT3

EXHIBIT A

All that tract or parcel of land lying and being in Tadmore G.M.D 268, Hall County, Georgia, as shown and delineated as lot 33, Autumn Woods Subdivision, on plat of subdivision recorded in plat slide 723, page 64A, Hall County, Georgia plat records, which plat is incorporated herein and made a part hereof by reference.


MR/pak 10/6/09
Our file no. 52267809 - FT3
229431 9/10, 17, 24, 10/1

gpn11
(BRYAN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Barbara A. Bryan and Jerry R. Bryan to First Nationwide Mortgage Corporation dated November 21, 2002 in the amount of $94,417.00, and recorded in Deed Book 4400, Page 221, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that lot, or parcel of land, together with improvements thereon, lying and being in Land Lots 145 and 146 of the 10th Land District of Hall County, Georgia, and being Lot 42, Block A, of Griffin Heights Subdivision, as shown on the subdivision plat of survey prepared by George D. Newton, Georgia Registered Land Surveyor, dated July 10, 1961 and recorded in Plat Book 27, Pages 134 and 135 of Hall County, Georgia plat records, and which plat is hereby incorporated by reference for a more complete description of said property.

This conveyance is made subject to the restrictive covenants for Griffin Heights Subdivision recorded in Deed Book 235, Page 619 of the Hall County, Georgia Deed records.

which has the property address of 3459 Leisure Lane, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Barbara A. Bryan and Jerry R. Bryan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
Barbara A. Bryan and Jerry R. Bryan
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00861 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230306 9/10, 17, 24, 10/1

gpn11
(BURGHER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Michelle S. Burgher to Wells Fargo Bank, N.A., dated May 3, 2005, recorded in Deed Book 5234, Page 14, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michelle S. Burgher and Matthew Kevin Burgher or a tenant or tenants and said property is more commonly known as 5924 Mcleod St, Lula, Georgia 30554.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A.

as Attorney in Fact for
Michelle S. Burgher

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/vd0 10/6/09
Our file no. 52295809-FT7

EXHIBIT A

All that tract or parcel of land lying and being Land Lot 72 of the 9th District of Hall County, Georgia, being designated as Lot 7 of Belton Manor Subdivision according to that plat of survey recorded in Plat Book 838, Page 28, Hall County, Georgia records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein.

MR/vd0 10/6/09
Our file no. 52295809 - FT7
229027 9/10, 17, 24, 10/1

gpn11
(CAIN)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Georgia Security Deed & Security Agreement from Gregory T. Cain & Athea L. Cain to Branch Banking & Trust Company dated July 17, 2006, and recorded in Deed Book 5751, page 546, Hall County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of One Hundred Twenty Eight Thousand and 00/100 Dollars ($128,000.00) with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, October 6, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Gregory T. Cain and Athea L. Cain, or a tenant or tenants, and said property is more commonly known 966 U.S. Highway 23, Buford, Hall County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property.
Branch Banking & Trust Company
Attorney in Fact for Gregory T. Cain and Athea L. Cain
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 158 of the 8th Land District, Hall County, Georgia, as shown and delineated on plat of survey for Douglas B. Mealor & Donna L. Mealor, dated August 29, 1993, by Borders & Associates, being more particularly described as follows:

BEGINNING at an iron pin on the northern right of way of State Route No. 13, also known as Gainesville Highway (500 foot right of way), said pin being 1,641.0 feet southwest, along said right of way, from the intersection of said right of way and the centerline of Carter Road; thence running South 40° 40’ 15” West along said right of way a distance of 100 feet, to an iron pin; thence running North 48° 14’ 29” West, a distance of 407.66 feet, to an iron pin; thence running North 45° 35’ 55” East, a distance of 100.00 feet, to an iron pin; thence running South 48° 16’ 16” East a distance of 399.06 feet, to an iron pin, and the point of beginning.
229068 9/10, 17, 24, 10/1

gpn11
(CAIN)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Georgia Security Deed & Security Agreement from Gregory T. Cain & Athea L. Cain to Branch Banking & Trust Company dated April 24, 2007, and recorded in Deed Book 6042, page 418, Hall County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of Fifty Thousand and 00/100 Dollars ($50,000.00) with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, October 6, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated
by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Gregory T. Cain and Athea L. Cain, or a tenant or tenants, and said property is more commonly known 966 U.S. Highway 23, Buford, Hall County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property.
Branch Banking & Trust Company
Attorney in Fact for Gregory T. Cain and Athea L. Cain
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 158 of the 8th Land District, Hall County, Georgia, as shown and delineated on plat of survey for Douglas B. Mealor & Donna L. Mealor, dated August 29, 1993, by Borders & Associates, being more particularly described as follows:

BEGINNING at an iron pin on the northern right of way of State Route No. 13, also known as Gainesville Highway (500 foot right of way), said pin being 1,641.0 feet southwest, along said right of way, from the intersection of said right of way and the centerline of Carter Road; thence running South 40° 40’ 15” West along said right of way a distance of 100 feet, to an iron pin; thence running North 48° 14’ 29” West, a distance of 407.66 feet, to an iron pin; thence running North 45° 35’ 55” East, a distance of 100.00 feet, to an iron pin; thence running South 48° 16’ 16” East a distance of 399.06 feet, to an iron pin, and the point of beginning.
229074 9/10, 17, 24, 10/1

gpn11
(CARRENO-
ALCARAZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Maria Del Carmen Alcaraz to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for RBC Mortgage Company, dated June 29, 2005, recorded July 11, 2005, in Deed Book 5370, Page 337-352, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty-Nine Thousand Three Hundred Thirty and 00/100 dollars ($89,330.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, all property described in said Security Deed including but not limited to the following described property:

LAND LOT 174 OF THE 10TH DISTRICT OF HALL COUNTY, GEORGIA AND BEING DESIGNATED AS LOT NO. 6 OF MOUNT CREST SUBDIVISION AS SHOWN BY A PLAT PREPARED BY HENRY GRADY JARRARD, GA. REG. SUR. NO. 1182 ON AUGUST 31, 1964, AS FOLLOWS:

BEGINNING AT AN IRON PIN ON THE SOUTHWEST SIDE OF BOY SCOUT CAMP ROAD 645 FEET NORTHWEST OF THE RIGHT OF WAY OF OLD STATE ROUTE #53 AT THE CORNER COMMON TO LOTS 5 AND 6 OF SAID SUBDIVISION; THENCE SOUTH 55 DEGREES 41 DEGREES WEST 201.7 FEET ALONG THE LINE BETWEEN SAID LOTS 5 AND 6 TO AN IRON PIN; THENCE NORTH 32 DEGREES 42 MINUTES WEST 100 FEET TO AN IRON PIN THENCE NORTH 56 DEGREES 30 MINUTES EAST 227.4 FEET TO AN IRON PIN; THENCE SOUTH 17 DEGREES 46 MINUTES EAST 100 FEET ALONG THE SOUTHWEST SIDE OF SAID BOY SCOUT CAMP ROAD TO THE BEGINNING IRON PIN CORNER.

Said property is commonly known as 2205 Boy Scout Camp Road, Gainesville, GA 30501.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Maria Del Carmen Alcaraz, Maria Del Carmen Alcaraz and Juan Carlos Aranda Carreno, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP
as Attorney in Fact for
MARIA DEL CARMEN ALCARAZ

Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-00368-5
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
230423 9/10, 17, 24, 10/1

gpn11
(CARRERA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Ramon Carrera and Christa Carrera to Mortgage Electronic Registration Systems, Inc., dated September 15, 2005, recorded in Deed Book 05466, Page 00213, Hall County, Georgia Records, as last transferred to The Bank of New York Mellon fka The Bank of New York, as trustee for the certificate holders by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINE THOUSAND AND 0/100 DOLLARS ($209,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ramon Carrera and Christa Carrera or a tenant or tenants and said property is more commonly known as 295 Oakland Drive, Gainesville, Georgia 30501.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

The Bank of New York Mellon fka The Bank of New York, as trustee for the certificate holders

as Attorney in Fact for
Ramon Carrera and Christa Carrera


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/jw0 10/6/09
Our file no. 52289709-FT4


EXHIBIT A

Situated in Gainesville, Hall county, State of GA and being described as follows: all that tract or parcel of land lying and being in the City of Gainesville, Hall County, Georgia, being lot no. 18, block B, section 2 of Hollywood Hills Subdivision, according to a plat recorded at plat book 12, page(s) 127-128, Hall county, Georgia plat records. said plat incorporated herein by reference for a complete description of the subject property. the above legal description being the same as the last deed of record, no boundary survey having been made at the time of this conveyance.

MR/jw0 10/6/09
Our file no. 52289709 - FT4
229622 9/10, 17, 24, 10/1

gpn11
(CARRILLO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Noe Carrillo to One Choice Mortgage, Inc, dated September 22, 2005, recorded in Deed Book 5453, Page 177, Hall County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 6382, Page 523, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($116,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Noe Carrillo and Judith Carrillo or a tenant or tenants and said property is more commonly known as 2796 Valley Green Drive, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC
as Attorney in Fact for
Noe Carrillo


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/ak3 10/6/09
Our file no. 52490109-FT7


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 26 of The 8th District of Hall County, Georgia, being Lot 56, of Chicopee Crossing, as per Plat recorded in Plat Book 841, Page 63, Hall County, Georgia records, which Plat is incorporated herein and m ade a part hereof by reference.


MR/ak3 10/6/09
Our file no. 52490109 - FT7
229802 9/10, 17, 24, 10/1

gpn11
(CARTRETTE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Sheila Y. Cartrette to Bank of America, NA, dated March 15, 2007, recorded in Deed Book 5993, Page 291, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND AND 0/100 DOLLARS ($130,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sheila Y. Cartrette or a tenant or tenants and said property is more commonly known as 3631 Poplar Springs Road, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, NA
as Attorney in Fact for
Sheila Y. Cartrette


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/ske 10/6/09
Our file no. 52216909-FT2


EXHIBIT A

All that tract or parcel of land lying and being in the Morgan
District G.M.D. 385 of Hall County, Georgia, being Lot 2 of the
V.J. Vaughan Property as shown on plat of the property of Billy
E. Stokes prepared by Henry Grady Jarrard, Registered Surveyor,
dated July 1974, and recorded in Plat Book 57, page 47, Hall
County records, and being more particularly described as follows;
Beginning at a point on the northeasterly right of way of Poplar Springs Road, said beginning point being located 475 feet from the center line of Poplar Springs Church Road as measured along the northeasterly right of way of Poplar Springs Road; thence from said point of beginning, north 52 degrees 47 minutes east 298.39 feet to an iron pin corner; thence south 32 degrees 57 minutes east 159.94 feet to an iron pin corner; thence south 52 degrees 49 minutes west 201.94 feet to an iron pin corner; thence north 31 degrees 40 minutes west 100.04 feet to the point of beg inning.
The above described property being a portion of Lots Nos, 5 and 6 of the J.W. Fox Estates Subdivision, as shown on Thad Thomas survey dated December 1960, and recorded in Plat Book 26, page 99, Hall County records.


MR/ske 10/6/09
Our file no. 52216909 - FT2
229999 9/10, 17, 24, 10/1

gpn11
(CASH)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ALEC P. CASH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR AMERICA'S WHOLESALE LENDER , dated 05/05/2005, and Recorded on 07/11/2005 as Book No. 5370 and Page No. 604-622, HALL County, Georgia records, as last assigned to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LENDER AND LENDERS SUCCESSORS AND ASSIGNS, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $111,200.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in October, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 113 OF THE 9TH DISTRICT, HALL COUNTY, GEORGIA, BEING LOT 17, BLOCK H, QUIET PLACE IN THE WOODS SUBDIVISION, PHASE 2, PER PLAT RECORDED IN PLAT SLIDE 807, PAGE 231A, HALL COUNTY, GEORGIA, RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 2945 LAKE HOLLOW RD, GAINESVILLE, GEORGIA 30501 is/are: ALEC P. CASH or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LENDER AND LENDERS SUCCESSORS AND ASSIGNS as Attorney in Fact for ALEC P. CASH. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090031409037 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
227880 9/10, 17, 24, 10/1

gpn11
(CASH)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by J. Brian Cash and B. Sujey Cash to National City Mortgage Co. dba Commonwealth United Mortgage Company, dated March 28, 2002, recorded in Deed Book 4158, Page 47, Hall County, Georgia Records, as last transferred to Midfirst Bank by assignment recorded in Deed Book 6145, Page 105, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND SIX HUNDRED FIFTY-THREE AND 0/100 DOLLARS ($117,653.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Midland Mortgage Corporation, 999 N.W. Grand Boulevard Suite 100, Oklahoma City, OK 73118-6116, 800-654-4566. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is J. Brian Cash and B. Sujey Cash or a tenant or tenants and said property is more commonly known as 107 Spring View Drive, Gainesville, Georgia 30501.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Midfirst Bank
as Attorney in Fact for
J. Brian Cash and B. Sujey Cash

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/rap 10/6/09
Our file no. 5984305-FT3


EXHIBIT A

All that tract or parcel of land, together with all improvements thereon, lying and being in Land Lot 145 of the 9th Land District of Hall County, Georgia, and being designated as Lot No. 4 of Springview Acres Subdivision, Section "A" as more fully shown by a plat prepared by Patton-Pless-Jarrard and certified by Henry Grady Jarrard, Ga. Reg. Sur. No. 1182, on June 3, 1965, as follows:

Beginning at an iron pin on the Southeast side of Springview Drive at the corner common to Lots 3 and 4, which iron pin is located 400 feet Southwest of the right of way of S.R.#115 and running thence in a direction of South 29 degrees 37' East 175.2 feet along the line between said Lots 3 and 4 to an iron pin; thence South 59 degrees 14' West 100 feet to an iron pin at the corner common to Lots 4 and 5; thence North 29 degrees 34' West 179.1 feet to an iron pin on the Southeast side of Springview Drive; thence North 61 degrees 28' East 100 feet along the Southeast side of Springview Drive to the beginning iron pin corner.

This is the same property as described in a deed from William H. Head to Vermon Clark and Wanda Richardson Clark, which deed is recorded at Deed Book 392, page 238, Hall County Records, and in an Executor's Deed of Assent to Wanda R. Clark, which deed is recorded in Deed Book 759, page 155, aforesaid records.

MR/rap 10/6/09
Our file no. 5984305 - FT3
229241 9/10, 17, 24, 10/1

gpn11
(CASTLEBERRY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Andre L. Castleberry and Lisa A. Castleberry to Mortgage Electronic Registration Systems, Inc., dated May 19, 2003, recorded in Deed Book 4588, Page 524, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP. by assignment recorded in Deed Book 6366, Page 23, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FOUR THOUSAND SEVEN HUNDRED SIXTY AND 0/100 DOLLARS ($154,760.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Andre L. Castleberry and Lisa A. Castleberry or a tenant or tenants and said property is more commonly known as 5615 High Harbor Point, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP.

as Attorney in Fact for
Andre L. Castleberry and Lisa A. Castleberry

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/pak 10/6/09
Our file no. 51243407-FT4

EXHIBIT A

The following described property located in the County of Hall, Georgia:

All that tract or parcel of land lying and being in Land Lot 64, 8th Land District, Hall County, Georgia, consisting of Lot 7, Block D, Unit IV, Hidden Harbor Subdivision as described on the subdivision plat recorded in Plat Book 64, Page 150, Hall County, Georgia plat records. Reference to said plat and the record thereof is hereby made for a more complete description of said property.

Being the same property conveyed to Andre L. Castleberry and Lisa A. Castleberry, husband & wife, by deed from Sonya Gail Creane, recorded 11/30/2001, in Deed Book 4049, Page 413.


MR/pak 10/6/09
Our file no. 51243407 - FT4
228425 9/10, 17, 24, 10/1

gpn11
(CASTRAJON)
STATE OF GEORGIACOUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ricardo Castrejon and Eva Marban to Unity Mortgage Corp. dated September 16, 1994, and recorded in Deed Book 2259, Page 60, re-recorded in Deed Book 2534, Page 234 Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Georgia Housing & Finance Authority f/k/a Georgia Residential Finance Authority, by Assignment securing a Note in the original principal amount of $73,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land, together with improvements thereon, situate, lying and being in the Tadmore District, GMC 268, Hall County, Georgia and being all of Lot 36, Phase I of The Meadows Subdivision, as shown on a plat prepared for Ricardo Castrejon and Eva Marban dated August 16, 1993, revised March 21, 1994, further revised September 16, 1994, prepared by Patton-Patton, Inc., Registered Surveyors, recorded in Plat Slide 381, Page 155A, of the Hall County Records, which plat is incorporated herein by reference for a more complete description of subject property.
Subject to Protective Restrictive Covenants for The Meadows Subdivision dated July 31, 1993, recorded in Deed Book 2004, Page 226, and corrected in Dead Book 2035, Page 217, both of the Hall County Records.
Subject to riparian rights incident to subject property, building setback lines and a twenty-five foot vegetation buffer along state waters as shown on the above-mentioned plat.

Said property is known as 3068 Barrett Road, Gainesville, GA 30507, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Ricardo Castrejon and Eva Marban, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Ricardo Castrejon and Eva Marban, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Georgia Housing & Finance Authority f/k/a Georgia Residential Finance Authority as Attorney-in-Fact for Ricardo Castrejon and Eva Marban

File no. 09-016914
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/ASR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230135 9/10, 17, 24, 10/1

gpn11
(CHARIELLE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Shirley Charielle and Attilio Charielle a/k/a Attilio T. Charielle to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Bank, FSB., dated August 27, 2007, recorded September 10, 2007, in Deed Book 6159, Page 53-69, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Sixty-Five Thousand Five Hundred and 00/100 dollars ($265,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, all property described in said Security Deed including but not limited to the following described property:

THE FOLLOWING DESCRIBED PROPERTY:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 77, 78 AND 79 OF THE 10TH DISTRICT OF HALL COUNTY, GEORGIA, AND BEING ALL OF LOT 95 OF CREEKSIDE AT MONARCH RIDGE, PHASE II AS SHOWN ON THAT SUBDIVISION PLAT RECORDED IN PLAT SLIDE 808, PAGES 14A-21A OF THE HALL COUNTY PLAT RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

PARCEL ID#: 10077A 000068

Said property is commonly known as 5374 Angel Wing Court, Gainesville, GA 30506.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Shirley Charielle and Attilio Charielle a/k/a Attilio T. Charielle, Attilio Charielle and Shirley Charielle, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP
as Attorney in Fact for
SHIRLEY CHARIELLE AND ATTILIO CHARIELLE A/K/A ATTILIO T. CHARIELLE

Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-08-02369-8
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
230425 9/10, 17, 24, 10/1

gpn11
(CHAVEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Herbert Chavez to Mortgage Electronic Registration Systems, Inc., dated October 23, 2006, recorded in Deed Book 5866, Page 364, Hall County, Georgia Records, as last transferred to Suntrust Mortgage Inc. by assignment recorded in Deed Book 6587, Page 340, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($91,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Herbert Chavez or a tenant or tenants and said property is more commonly known as 2739 Buena Vista Circle, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage Inc.
as Attorney in Fact for
Herbert Chavez

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/cj 10/6/09
Our file no. 51581609-FT2

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 8 of the 8th District of Hall County, Georgia, being Lot 142, Catalina Subdivision, Phase Two, as per plat recorded in plat slide 827, pages 204A-205A, Hall County, Georgia records, which plat is incorporated herein and made a part hereof by this reference.

Said property is known as 2739 Buena Vista Circle, Gainesville, GA 30504, together with all fixtures and personal property attached to and constituting a part of said property, if any.


MR/cj 10/6/09
Our file no. 51581609 - FT2
228296 9/10, 17, 24, 10/1

gpn11
(CHAVEZ)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by MARIA CHAVEZ AND LUIS SOTO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION, "S" CORPORATION , dated 04/21/2004, and Recorded on 05/11/2004 as Book No. 4968 and Page No. 295-304, HALL County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $140,842.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in October, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF GAINESVILLE, LAND LOT 163 OF THE 9TH LAND DISTRICT, HALL COUNTY, GEORGIA AND BEING KNOWN AS LOT 10, BLOCK B, SECTION SEVEN OF LAKESHORE HEIGHTSUBDIVISION, AS SHOWN ON THAT CERTAIN PLAT OF SURVEY AS RECORDED IN PLAT SLIDE 130, PAGE 141A, PUBLIC RECORDS OF HALL COUNTY, GEORGIA. THE DESCRIPTION AS CONTAINED THEREIN BEING INCORPORATED HEREIN BY REFERENCE THERETO.
A.P.N. #: 01-0114-01-129 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 2525 E. CAMELBACK ROAD, Foreclosure SUITE 200, PHOENIX, AZ 85016, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1468 LAKESHORE CIRCLE, GAINESVILLE, GEORGIA 30501 is/are: MARIA CHAVEZ AND LUIS SOTO or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK, N.A. as Attorney in Fact for MARIA CHAVEZ AND LUIS SOTO. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090090100132 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
229028 9/10, 17, 24, 10/1

gpn11
(CHAVEZ)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Rolando Chavez and Maria D. Gomez to Netfirst Mortgage, Inc. dated July 3, 2001, and recorded in Deed Book 3966, Page 621, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA by Assignment securing a Note in the original principal amount of $106,160.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that lot, tract or parcel of land lying, situate and being in the Gainesville District, G.M.D. 411, Hall County, Georgia, and all of Lot 23 of the S.C. Moon, M. Griffin, Lee Crowe and Fred Stringer Subdivision located on Patterson Drive as shown on the survey for The Mulson, L.L.C. prepared by Farley-Collins Associates, dated December 22, 1999, and recorded on Plat Slide 783, Page 6A, Hall County, Georgia Plat Records, which plat is incorporated herein for a more complete description. This is the same property described in Deed Book 449, Page 409, and shown on Plat Book 8, Page 6, Hall County Records, and also designated as Tract 30 on the executors Deed to The Mulson, LLC, dated February 25, 2000, and recorded in Deed Book 3650, Pages 453-465, Hall County Records. Less and Except:

All that lot, tract, or parcel of land lying and being in the Gainesville District (GMD 411) of Hall County, Georgia, being all of Lot 48 and a very small portion of Lot 23 of the S.C. Moon, M. Griffin, Lee Crowe, and Fred Stringer Subdivision as shown on the individual plat of survey for Martin and Cecilia Hisey, by Ian M. Bragg, Georgia Registered Land Surveyor, dated April 28, 2001, and which property is more particularly described according to said plat as follows: Beginning at an Iron Pin found at the intersection of the Eastern most corner of Lot 23 with the Western boundary line of Lot 48 of the above-referenced Subdivision with said point as more particularly shown on that plat recorded on Plat Slide 783, Page 6A, Hall County Georgia Plat Records; from said point of beginning, thence along the Northwest boundary of Lot 48 along the boundary common to Lots 24 and 25 of the above-referenced Subdivision North 30 degrees 02 minutes 35 seconds East 97.75 feet to an Iron Pin set: thence along the Northern boundary of Lot 48 common to the Southern boundary of Lot 29 of the above Subdivision South 44 degrees 43 minutes 24 seconds East 49.01 feet to an Iron Pin found; thence alongthe boundary of Lot 48 common with Lots 5 and 6 of the above Subdivision South 29 degrees 53 minutes 33 seconds West 148.17 feet to a point on the Northeast right-of-way of Stewart Drive (shown as having a 30 foot right-of-way); thence along the right-of-way of Stewart Drive North 43 degrees 43 minutes 31 seconds West 51.11 feet to an Iron Pin set; thence departing the right-of-way North 31 degrees 40 minutes 07 seconds East 49.03 feet to an point and the true point of beginning. This is the same property shown as Tract 2 on that Warranty Deed from The Mulson, LLC to Dave J. Dorsey and Candace H. Dorsey, recorded in Deed Book 3754, Page 641, together with a small portion of Lot 23 which was conveyed by that Warranty Deed from The Mulson, LLC to Ted K. Flynt, dated November 6, 2000, recorded in Deed Book 3765, Page 441, Hall County, Georgia Deed Records.

Said property is known as 1230 Patterson Drive, Gainesville, GA 30501, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Rolando Chavez and Maria D. Gomez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Maria D. Gomez and Rolando Chavez, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Rolando Chavez and Maria D. Gomez

File no. 04-3107
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229703 9/10, 17, 24, 10/1

gpn11
(CHESTNUT INDUSTRIAL CENTER, LLC)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Georgia Security Deed & Security Agreement from Chestnut Industrial Center, L.L.C. to Branch Banking & Trust Company dated March 16, 2005, and recorded in Deed Book 5910, page 22, Hall County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of Nine Hundred Sixty Thousand and 00/100 Dollars ($960,000.00) with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, October 6, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Chestnut Industrial Center, L.L.C., or a tenant or tenants, and said property is more commonly known 7.96 acres, Hall County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property.
Branch Banking & Trust Company
Attorney in Fact for Chestnut Industrial Center, L.L.C
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
(404) 252-1425

EXHIBIT “A”

All that tract or parcel of land lying and being in Gainesville G.M.D. 411, Land Lot 150, 9th Land District, City of Gainesville, Hall County, Georgia being 7.96 acres as shown on a survey for Chestnut Industrial Center, L.L.C., dated September 22, 2003, last revised March 7, 2005, prepared by Patton-Boyer, Inc., Georgia Registered Land Surveyors, and recorded in Plat Slide 843, Page 171, Hall County, Georgia Plat Records. Said plat and the record thereof are incorporated herein by reference for a more complete description of said property.
230186 9/10, 17, 24, 10/1

gpn11
(CHUNG)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Hau Dong Chung and Thi Thuy Chung to Wachovia Bank, National Association, dated August 17, 2007, recorded in Deed Book 6153, Page 256, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND FOUR HUNDRED EIGHTEEN AND 0/100 DOLLARS ($100,418.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Bank, National Association, P.O. Box 2248, MAC: Z3057-010, Jacksonville, FL 32203, 800-922-4684. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Hau Dong Chung and Thi Thuy Chung or a tenant or tenants and said property is more commonly known as 4225 Arbor Chase Road, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wachovia Bank, National Association

as Attorney in Fact for
Hau Dong Chung and Thi Thuy Chung

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/bxh 10/6/09
Our file no. 52506509-FT2


EXHIBIT A

The following property:

That tract or parcel of land lying and being in Land Lot(s) 037 of District 15, Hall County, Georgia, being Lot(s) 36, Arbor Chase Subdivision, as per plat recorded in Hall County, Georgia Records.

Being and intending to describe the same premises conveyed in a deed recorded 04/01/2003, in book 4526, page 625.

Known as: 4225 Arbor Chase Rd
Parcel: 15-037N-000-035

MR/bxh 10/6/09
Our file no. 52506509 - FT2
229411 9/10, 17, 24, 10/1

gpn11
(CHURCH)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Caroline R. Church and Larry Church to Mortgage Electronic Registration Systems, Inc., dated July 14, 2006, recorded in Deed Book 05752, Page 00231, Hall County, Georgia Records, as last transferred to First Franklin Financial Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($143,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Caroline R. Church and Larry Church or a tenant or tenants and said property is more commonly known as 3663 Ledan Rd, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

First Franklin Financial Corporation
as Attorney in Fact for
Caroline R. Church and Larry Church


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/kmh 10/6/09
Our file no. 52475209-FT1


EXHIBIT A

ALL THAT TRACT or parcel of land lying and being in Land Lot 105, 10th Land District, Hall County. Georgia, and being part of Iots 13 and 14 of Ledan Subdivision as shown on a plat of survey for Cindy L. Bell prepared by Jarrard Surveyng. Georgia Registered Land Surveyor, dated September 13. 2005, recorded at Plat Book 847, Page(s) 201 Hall County, Georgia Plat Records. which plat of survey is incorporated herein by reference for a more complete description of said property.
Subject to all easements, restrictions and covenants of record.

MR/kmh 10/6/09
Our file no. 52475209 - FT1
229712 9/10, 17, 24, 10/1

gpn11
(CLARK)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Aaron P. Clark and Wendy C. Clark to Mortgage Electronic Registration Systems, Inc., dated September 19, 2006, recorded in Deed Book 5824, Page 613, Hall County, Georgia Records, as last transferred to The Bank of New York Mellon fka The Bank of New York as Trustee for Holders pf structured Asset Mortgage Investments II Trust 2006-AR8, MTG pass-through certificates, series 2006-AR8 by assignment recorded in Deed Book 6547, Page 67, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($120,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Aaron Paul Clark a/k/a Aaron Paul Geiger and Wendy C olleen Clark a/k/a Wendy Colleen Geiger or a tenant or tenants and said property is more commonly known as 3352 Windgate Drive, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

The Bank of New York Mellon fka The Bank of New York as Trustee for Holders pf structured Asset Mortgage Investments II Trust 2006-AR8, MTG pass-through certificates, series 2006-AR8

as Attorney in Fact for

Aaron P. Clark and Wendy C. Clark

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/mnr 10/6/09
Our file no. 5922209-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot lying and being in GMD 1419, of Hall County, Georgia, being Lot 48, Windgate Subdivision, Phase II-A, as per Plat recorded in Plat Slide 265, Page 245A, Hall County, Georgia records, which Plat is incorporated herein and made a part hereof by reference.
Being improved property known as:
3352 Windgate Drive, Buford, Georgia 30519


MR/mnr 10/6/09
Our file no. 5922209 - FT4
228885 9/10, 17, 24, 10/1

gpn11
(CLARKE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Charles J Clarke, III to SunTrust Bank, dated November 18, 2002, recorded in Deed Book 4384, Page 79, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 4384, Page 99, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($98,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Josephine A. Weatherly and Robert E. Weatherly or a tenant or tenants and said property is more commonly known as 103 Wildwood Circle, Gainesville, Georgia 30501.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Charles J Clarke, III

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/cj 10/6/09
Our file no. 52180809-FT2


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 126, 9th District, Hall County, Georgia and being a part of Lot 2, Block A, Section 1, J.F. Stevens Subdivision as shown and delineated on plat of survey prepared for Heather and Brandon Alverson by Henry Grady Jarrard, Georgia Registered Surveyor dated January 2, 2001 and being more fully described according to said survey as follows:

To find the Point of Beginning, begin at the centerline intersection of Wildwood Circle and Limestone Parkway, thence North 59 degrees, 17 minutes, 42 seconds East 208.72 feet to an iron pin set being the Point of Beginning; thence North 29 degrees, 06 minutes, 51 seconds West 200.00 feet to an iron pin set; thence North 65 degrees, 51 minutes, 50 seconds East 80.00 feet to an iron pin found, thence South 32 degrees, 02 minutes, 02 seconds East 198.87 feet to an iron pin found; thence South 64 degrees, 25 minutes, 22 seconds West 90.00 feet to an iron pin set being the Point of Beginning.

Subject to any and all easements, rights of way, protective covenants, or public utilities of record.


MR/cj 10/6/09
Our file no. 52180809 - FT2
229215 9/10, 17, 24, 10/1

gpn11
(CLAVEL)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Mauricio Edgardo Clavel to Bank of America, N.A., dated July 20, 2007, recorded July 30, 2007, in Deed Book 06122, Page 356-372, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Four Thousand and 00/100 dollars ($94,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank Of America, N.A., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE TADMORE DISTRICT (GMD 268), HALL COUNTY, GEORGIA, BEING LOT 200 OF HARMONY WOODS SUBDIVISION, PHASE II, AS PER PLAT THEREOF RECORDED IN PLAT SLIDE 160, PAGE 197A, HALL COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

Said property is commonly known as 3285 Thousand Oaks Drive, Gainesville, GA 30507.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Mauricio Edgardo Clavel, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BANK OF AMERICA, N.A.
as Attorney in Fact for
MAURICIO EDGARDO CLAVEL

Lender Contact: BOA, Loss Mitigation Dept., 475 CrossPoint Parkway, P.O. Box 9000, Getzville, NY 14068-9000
TELEPHONE NUMBER: 800-846-2222
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BOA-09-32509-1
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
230434 9/10, 17, 24, 10/1

gpn11
(CLEVELAND)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Jo Ann Cleveland to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $138,200.00 dated 02/19/2003, and recorded in Deed Book 4482, page 303, Hall County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 6403, Page 1, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of October, 2009 by CitiMortgage, Inc., as Attorney-in-Fact for Jo Ann Cleveland the following described property:
All that tract or parcel of land lying and being in Land Lot 116 of the 8th District of Hall County, Georgia, being Lot 11, Compass Pointe Subdivision, Phase Three, as per plat recorded in Plat Slide 805, Pages 127A and 128A, Hall County Records, which plat is incorporated herein and made a part hereof by reference.
Property known as: 6521 Bearing Drive, Flowery Branch, GA 30542

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Jo Ann Cleveland.
CitiMortgage, Inc., as Attorney-in-fact for Jo Ann Cleveland.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
229983 9/10, 17, 24, 10/1

gpn11
(CLOWER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Valerie Elizabeth Clower to Mortgage Electronic Registration Systems, Inc., dated December 28, 2006 in the amount of $110,000.00, and recorded in Deed Book 5948, Page 69-92, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in the County of Hall, State of Georgia, in Land Lot 141 of the 8th District being Tract One containing 0.897 acres as more fully shown on a plat of survey prepared for Valerie Elizabeth Clower on the 8th day of June in the year Two Thousand (2000), prepared by Savage and Associates, Land Surveyors and Civil Engineers, by Joseph N. Savage, Georgia Registered Surveyor No. 2305, said plat being recorded and attached hereto as Exhibit B said plat of survey being referenced herein and made a part of this legal description to the property delineated herein. The property is also further described as follows:

To find the point of beginning start at an iron pin on the Right of Way of Paradise Point Road aka Hammer Drive Holiday Lane (having an apparent right of way of 50 feet) being located South 36 degrees 22 minutes 18 seconds East, a distance of 91.05 feet from a nail found at the centerline intersections of Bermuda Drive and Paradise Point Road; thence South 57 degrees 20 minutes 33 seconds East, a distance of 45.16 feet to a point in the middle of a joint drive and the right of way of Paradise Point Road said point being the Point of Beginning; thence leaving said Right of Way and traveling down the approximate centerline of the joint drive South 54 degrees 18 minutes 31 seconds West a distance of 75.36 feet to a point; thence South 62 degrees 16 minutes 26 seconds West a distance of 57.75 feet to a point; thence South 59 degrees 35 minutes 22 seconds West a distance of 50.60 feet to a point; thence South 53 degrees 45 minutes 42 seconds West a distance of 82.63 feet to a point; thence South 60 degrees 31 minutes 56 seconds West a distance of 56.81 feet to a point; thence South 62 degrees 58 minutes 47 seconds West a distance of 49.56 feet to a point; thence South 60 degrees 04 minutes 8 seconds West a distance of 71.89 feet to a point; thence South 57 degrees 57 minutes 51 seconds West a distance of 177.05 feet to a point; thence leaving the centerline of said joint drive South 31 degrees 18 minutes 54 seconds West a distance of 66.58 feet to an iron pin set; thence North 57 degrees 46 minutes 21 seconds East a distance of 657.52 feet to an iron pin found on the Right of Way of Paradise Point Road; thence along said Right of Way North 57 degrees 20 minutes 33 seconds West a distance of 66.33 feet to a point said being the Point of Beginning.

which has the property address of 6449 Paradise Point Rd, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Valerie Elizabeth Clower and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Valerie Elizabeth Clower
Anthony DeMarlo, Attorney/pdrosario
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-18361 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230270 9/10, 17, 24, 10/1

gpn11
(COBAS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Yolanda O. Cobas to Mortgage Electronic Registration Systems, Inc., dated April 13, 2007, recorded in Deed Book 6027, Page 216, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($119,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Yolanda O. Cobas or a tenant or tenants and said property is more commonly known as 5025 Holly Hock Dr, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Yolanda O. Cobas

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/brm 10/6/09
Our file no. 5404808-FT2

EXHIBIT A

All that lot, tract, or parcel of land, together with all improvements thereon, lying and being in the Flowery Branch District (GMD 1270) of Hall County, Georgia, containing 14,500 square feet and being all of Lot 69, Reed Landing Subdivision, as shown on a plat of survey prepared by Donald Williams, Georgia Registered Land Surveyor No. 2177, Don Williams & Associates, dated June 10, 1996, a copy of said plat being of record in the Office of the Clerk of the Superior Court of Hall County, Georgia, in Plat Slide 538, Page 217A, which plat is hereto incorporated by reference for a more complete description of said property.

Together with a one-seventieth (1/70) undivided interest, per lot, in those areas shown as "Natural Preserve" (Lot 71) on the above referenced plat.


MR/brm 10/6/09
Our file no. 5404808 - FT2
229009 9/10, 17, 24, 10/1

gpn11
(COGGINS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Melissa D. Coggins to Mortgage Electronic Registration Systems, Inc., dated August 7, 2003, recorded in Deed Book 4693, Page 309, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP. fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($104,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Melissa D. Coggins or a tenant or tenants and said property is more commonly known as 6437 River Hill Drive, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP. fka Countrywide Home Loans Servicing, LP

as Attorney in Fact for
Melissa D. Coggins

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/sn0 10/6/09
Our file no. 51754109-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Friendship GMD 1419, Hall County, Georgia; and being Lot 89, Mitchell Creek Subdivision, as per Plat recorded in Plat Slide 429, Page 126a, Hall County, Georgia records; which Plat by reference is incorporated herein and m ade a part hereof.

MR/sn0 10/6/09
Our file no. 51754109 - FT4
228359 9/10, 17, 24, 10/1

gpn11
(CONTRERAS)
NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED
STATE OF GEORGIA,
COUNTY OF Hall
Pursuant to a power of sale contained in a certain security deed executed by Manuel Contreras, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc. as nominee for Opteum Financial Services, LLC recorded in Deed Book 6005, beginning at page 23, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in October, 2009, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. Midland Mortgage Co. as loan servicer is the entity with authority to negotiate, amend and modify the terms of the Note and Security Deed. Midland Mortgage Co’s address is: 999 Northwest Grand Boulevard, Oklahoma City, Oklahoma 73118. Midland Mortgage Co. may be contacted by telephone at 1-800-552-3000, extension 8301. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Manuel Contreras.

U.S. Bank National Association as trustee on behalf of the holders of the Citigroup Mortgage Loan Trust Inc. Asset-Backed Pass-Through Certificates, Series 2007-6
As Transferee and Assignee,
As attorney-in-fact for the aforesaid Grantor

Raymond S. Martin
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041


THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.


EXHIBIT "A"

Midland Mortgage Co. - Manuel Contreras
M09-15545F1 / 51588485


All that tract or parcel of land lying and being in Morgans GMD 385, Hall County, Georgia, being Lot 76, of Amberleigh Subdivision, Phase Two, as per plat recorded in Plat Book 843, Page 180-181, Hall County Records, which plat is incorporated herein and made apart hereof by reference.
229595 9/10, 17, 24, 10/1

gpn11
(CONTRERAS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jose Luis Contreras to Mortgage Electronic Registration Systems, Inc., dated January 30, 2004, recorded in Deed Book 4868, Page 549, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND SIX HUNDRED SEVENTY AND 0/100 DOLLARS ($105,670.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jose Luis Contreras or a tenant or tenants and said property is more commonly known as 2925 Poplar Springs Church Rd, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P.
as Attorney in Fact for
Jose Luis Contreras

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/jw0 10/6/09
Our file no. 52467509-FT4

EXHIBIT A

All that tract or parcel of land, together with all improvements thereon, lying and being in the Morgan District (GMD 385) of Hall County, Georgia, and being all of Lot No. Thirty-One (31) of Pleasantbrook Estates Subdivision, as shown and delineated on plat of survey prepared for William Larry & Teresa Abernathy Waters by Henry Crady Jarrard, Georgia Registered Land Surveyor, dated January 12, 1987, and being more particularly described according to said Jarrard survey as follows:

Beginning at an iron pin found on the southerly right of way of Poplar Springs Church Road, which iron pin lies 179.76 feet northwesterly of the right of way of Valley Drive, as measured along the southerly right of way of Poplar Springs Church Road; thence from said point of beginning, along Lot 32, said subdivision, south 05 degrees 50 minutes east 123.72 feet to an iron pin found, thence south 70 degrees 22 minutes west 120 feet to an iron pin found; thence along Lot 30, said subdivision, north 14 degrees 53 minutes west 147.8 feet to an iron pin found on the southerly right of way of Poplar Springs Church Road, thence along said right of way north 78 degrees 36 minutes east 40 feet and north 82 degrees 45 minutes east 100 feet to the point of beginning.

Subject to 20' drainage easement along the easterly and southerly boundary of the above-described property, as shown on the above-referenced plat of survey.


MR/jw0 10/6/09
Our file no. 52467509 - FT4
229623 9/10, 17, 24, 10/1

gpn11
(CONTRERAS)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Domingo Contreras  to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for American Equity Mortgage, Inc., dated June 14, 2007 and filed for record July 2, 2007 in Deed Book 6096, Page 365, Hall County, Georgia records, and securing a Note in the original principal amount of $130,700.00; last transferred to CitiMortgage, Inc. by Assignment filed for record  in the public deed records of Hall County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in October, 2009, by CitiMortgage, Inc. as Attorney-in-Fact for Domingo Contreras  the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Tadmore GMD 268, Hall County, Georgia being Lot 162, Harmony Woods Subdivision, Phase II, as shown on Plat of Survey for Kim J. Wellborn, dated November 14, 1996, prepared by William C. Ellis, GRLS.  This is the same property shown as said lot, phase and subdivision, on subdivision plat recorded at Plat Book 143, Page 154-155, Hall County, Georgia Plat Records, which plat is incorporated herein and made a part hereof by reference.  Being improved property known as 3315 Thousand Oaks Drive, according to the present system of numbering houses in Hall County, Georgia.

The above described property is also known as 3315 Thousand Oaks Drive, Gainesville, GA 30507.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Domingo Contreras .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS - S2A - 286
Irving, TX 75063
Telephone number: 1-800-422-1498

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

CitiMortgage, Inc. as Attorney-in-Fact
for Domingo Contreras

SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.   
   S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229632 9/10, 17, 24, 10/1

gpn11
(COOK)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Daniel S. Cook and Amy B. Cook to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc.
, dated July 8, 2008, recorded in Deed Book 6378, Page 547, Hall County, Georgia Records, as last transferred to Suntrust Mortgage Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Daniel S. Cook and Amy B. Cook or a tenant or tenants and said property is more commonly known as 5505 Whitehall Road, Lula, Georgia 30554.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage Inc.
as Attorney in Fact for
Daniel S. Cook and Amy B. Cook

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/bxh 10/6/09
Our file no. 51614109-FT2

EXHIBIT A

All that tract or parcel of land lying and being in GMD 403, Hall County, Georgia, consisting of 35.43 acres and being all of Tract 1 according to a survey by Farley-Collins & Associates, registered surveyors, recorded in Plat Book 56, Page 293, Hall County, Georgia records. Reference to said Plat and the record thereof is hereby made for a more complete description of said Property.

Less and except all that tract or parcel of land lying and being in GMD 403, Hall County, Georgia, consisting of 17.690 acres and being more particularly described according to a survey by Roy A. Terrell, registered surveyor, dated October 16, 1984 and recorded in Plat Book 99, Page 51, Hall County, Georgia records. Reference to said Plat and the record thereof is hereby made for a more complete description of said excepted property.


MR/bxh 10/6/09
Our file no. 51614109 - FT2
228601 9/10, 17, 24, 10/1

gpn11
(COOPER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cequila Cooper and Jonathan Cooper to Mortgage Electronic Registration Systems, Inc. dated September 15, 2006 in the amount of $109,600.00, and recorded in Deed Book 5843, Page 310, Hall County, Georgia Records; as last transferred to OneWest Bank FSB by assignment; the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 42, of the 8th District, Hall County, Georgia, and being Lot 46, Copper Springs, Unit Two, as per plat recorded in Plat Book 823, Pages 18A, 19A and 20A, Hall County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.

which has the property address of 4605 Blue Iris Way, Oakwood, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Cequila Cooper and Jonathan Cooper and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank FSB
Attorney in Fact for
Cequila Cooper and Jonathan Cooper
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-02306 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
228471 9/10, 17, 24, 10/1

gpn11
(COPELAND)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kevin Derek Copeland to Mortgage Electronic Registration Systems, Inc. dated December 15, 2006, and recorded in Deed Book 5905, Page 291, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Structured Asset Securities Corporation Trust 2007-EQ1, by Assignment securing a Note in the original principal amount of $114,320.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that lot, tract or parcel of land, together with all improvements thereon, lying and being in Land Lot 60 of the 10th Land District, Hall County, Georgia, being all of Lot 8, Block E, Lake Ranch Estates, Section 5, as shown on a plat of survey prepared by Owen Patton and G. Dwight Pless, Georgia Registered Land Surveyor Nos. 1324 and 1326, respectively, Patton-Patton and Associates, dated January 1973, a copy of said plat being of record in the Office of the Clerk of the Superior Court of Hall County, Georgia, in Plat Book 55, Pages 136-137, which plat is hereto incorporated by reference for a more complete description of said property.

Said property is known as 3131 Chapperal Drive, Gainesville, GA 30506, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Kevin Derek Copeland, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kevin Derek Copeland, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association, as Trustee for Structured Asset Securities Corporation Trust 2007-EQ1 as Attorney-in-Fact for Kevin Derek Copeland

File no. 07-5133
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229629 9/10, 17, 24, 10/1

gpn11
(COX)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated June 11, 2007, from Vanessa M. Cox a/k/a Vanessa Cox to Beneficial Mortgage Company of Georgia, recorded on June 26, 2007 in Deed Book 6091 at Page 199-206, in the office of the Clerk of the Superior Court of Hall County, Georgia, and said Deed to Secure Debt having been given to secure a note dated June 11, 2007, in the amount of $157,286.46, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Hall County, Georgia, on October 6, 2009, the following described real property (hereinafter referred to as the “Property”):
ALL THAT TRACT OF PARCEL OF LAND LYING AND BEING IN LAND LOT 62 OF THE 8TH LAND DISTRICT OF HALL COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT A NAIL CAP IN THE CENTER OF THE RIGHT OF WAY OF GODDARDS FORD ROAD AT THE INTERSECTION OF GODDARDS FORD ROAD AND BROWNS BRIDGE ROAD; THENCE SOUTH 66 DEG. 23 MIN. 31 SEC. WEST 34.75 FEET TO THE TRUE POINT OF BEGINNING; THENCE ALONG THE NORTHWESTERLY RIGHT OF WAY OF BROWNS BRIDGE ROAD; THENCE SOUTH 66 DEG. 23 MIN. 31 SEC. WEST 244.49 FEET TO A POINT; THENCE SOUTH 68 DEG. 46 MIN. 25 SEC. WEST 55.41 FEET TO A POINT; THENCE SOUTH 71 DEG. 09 MIN. 28 SEC. WEST 45.73 FEET TO A POINT; THENCE LEAVING THE RIGHT OF WAY OF BROWNS BRIDGE ROAD NORTH 25 DEG. 19 MIN. 26 SEC. WEST 68.89 FEET TO A POINT; THENCE NORTH 35 DEG. 35 MIN. 04 SEC. EAST 142.34 FEET TO A POINT; THENCE NORTH 51 DEG. 28 MIN. 41 SEC. EAST 141.27 FEET TO A POINT ON THE SOUTHWESTERLY RIGHT OF WAY OF GODDARDS FORD ROAD; THENCE ALONG THE RIGHT OF WAY OF GODDARDS FORD ROAD SOUTH 50 DEG. 52 MIN. 09 SEC. EAST 145.97 FEET TO THE TRUE POINT OF BEGINNING; SAID TRACT CONTAINING 0.764 ACRES MORE OR LESS.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Vanessa M. Cox a/k/a Vanessa Cox. The property, being commonly known as 4803 Goddards Ford Road, Gainesville, GA 30504 in Hall County, will be sold as the property of Vanessa M. Cox a/k/a Vanessa Cox, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Albertelli Law
Attorney for Beneficial Mortgage Company of Georgia as Attorney in Fact for Vanessa M. Cox a/k/a Vanessa Cox
100 Galleria Parkway, Suite 900
Atlanta, GA 30339
Phone: (866) 690-0418

By: ______________________
James E. Albertelli, Esq.
For the Firm

THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
227883 9/10, 17, 24, 10/1

gpn11
(CRANE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by William E. Crane to Mortgage Electronic Registration Systems, Inc., dated February 27, 2008, recorded in Deed Book 6287, Page 98, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THREE THOUSAND ONE HUNDRED SIXTY-TWO AND 0/100 DOLLARS ($203,162.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is William E. Crane or a tenant or tenants and said property is more commonly known as 4955 Cottonwood Trail, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for
William E. Crane

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/rk2 10/6/09
Our file no. 52322609-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 30 of the 8th district, Hall County, Georgia, being Lot 12, Creekside of Mundy Mill, as per plat recorded in plat book 854, pages 118-122, Hall County Records, said plat being incorporated herein by reference thereto.


MR/rk2 10/6/09
Our file no. 52322609 - FT4
228850 9/10, 17, 24, 10/1

gpn11
(CUEVAS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Veronica Cuevas to Mortgage Electronic Registration Systems, Inc., dated July 26, 2006, recorded in Deed Book 5782, Page 355, Hall County, Georgia Records, as last transferred to Suntrust Mortgage Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Veronica Cuevas or a tenant or tenants and said property is more commonly known as 2936 Evergreen Hollow Dr, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage Inc.

as Attorney in Fact for
Veronica Cuevas

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/cj 10/6/09
Our file no. 51591409-FT2

EXHIBIT A

All that tract or parcel of land situate in GMD 268, Hall County, Georgia, being known as Lot 35 of Evergreen Hollow Subdivision, as shown on Subdivision Plat of Evergreen Hollow prepared by Patton-Boyer, Inc., recorded in Plat Slide 795, Page 137a, Hall County, georgia records, which Plat is incorporated herein by reference.

MR/cj 10/6/09
Our file no. 51591409 - FT2
228313 9/10, 17, 24, 10/1

gpn11
(CURTIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Michael D. Curtis to Mortgage Electronic Registration Systems, Inc., dated April 11, 2006, recorded in Deed Book 5668, Page 587, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY THOUSAND AND 0/100 DOLLARS ($270,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael D. Curtis or a tenant or tenants and said property is more commonly known as 6516 Cox Drive, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP.

as Attorney in Fact for
Michael D. Curtis

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/pak 10/6/09
Our file no. 52115609-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 121 of the 8th District of Hall County, Georgia, being Lot 21, Block B, J.C. Hamner Subdivision, as shown on plat recorded in Plat Book 16, Page 12, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof.

MR/pak 10/6/09
Our file no. 52115609 - FT4
228535 9/10, 17, 24, 10/1

gpn11
(DALE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Ralph C. Dale and Jayne L. Dale to Mortgage Electronic Registration Systems, Inc., dated April 10, 2001, recorded in Deed Book 3869, Page 452, Hall County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 6387, Page 354, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND THIRTY-SEVEN AND 0/100 DOLLARS ($104,037.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ralph C. Dale and Jayne L. Dale or a tenant or tenants and said property is more commonly known as 6933 Keith Road, Clermont, Georgia 30527.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for

Ralph C. Dale and Jayne L. Dale


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/rk2 10/6/09
Our file no. 51529107-FT4

EXHIBIT A

All that tract or parcel of land, lying and being in Land Lot 24, 2nd District, of Hall County, Georgia, and being more particularly described as follows: Beginning at an iron pin on the northwesterly right of way of Keith Road ( a county dirt road), which pin is located 260.26 feet in a northeasterly direction from its intersection with Whelchel Road; thence from said beginning point North 13 degrees 37 minutes 47 seconds East 804.77 feet to an iron pin in the centerline of a branch; thence along the the centerline of said branch the following courses and distances; South 55 degrees 52 minutes 48 seconds East 151.73 feet to a point; South 74 degrees 32 minutes East 80.44 feet to a point; South 24 degrees 15 minutes 40 seconds East 89.98 feet to a point where said branch intersects with Keith Road; thence along said Keith Road the following courses and distances; South 60 Degrees 09 minutes 53 seconds West 59.38 feet to a point; South 14 degrees 15 minutes West 96.0 feet to a point; South 39 degrees 33 minutes 58 seconds West 37.02 feet to a point; South 56 degrees 30 minutes 56 seconds West 72.37 feet to a point; South 48 degrees 21 minutes West 69.0 feet to a point; South 26 degrees 43 minutes 20 seconds West 102.48 feet to a point; South 43 degrees 36 minutes 03 seconds West 90.94 feet to a point; South 32 degrees 10 minutes West 159.0 feet and South 59 degrees 46 minutes West 53.0 feet to the Point of Beginning. Said tract contains 3.2927 acres and is more fully shown on a plat entitled "Property of Martha Whelchel Hamphill" prepared by Roy A. Terrell & Associates, dated April, 1978, to which reference is made for a more complete and accurate description.

This being the same property conveyed by Martha Whelchel Hemphill to Howard A. Parker on 9/8/80, and shown recorded in Deed Book 723, Folio 192-193, Hall County, Georgia Records.

Less and Except, all that tract or parcel of land, together with improvements thereon situate, lying and being in Land Lot 24 of the 2nd District, Hall County, Georgia, and comprising of 0.717 acre according to a plat prepared for Joseph Alan Smith and Stephanie Mae Workman by Henry Grady Jarrard, Registered Surveyor, dated 8/4/97, which tract is more fully and completely described according to said Jarrard Plat of Survey as follows: In order to locate the Point of Beginning, commence at the centerline intersection of Keith Road and Whelchel Circle; thence North 53 degrees 07 minutes 06 seconds East 795.87 feet to a point along the centerline of Keith Road, said being the Point of Beginning. From said Point of Beginning, thence North 38 degrees 11 minutes 49 seconds West 161.48 feet to an iron pin set; thence North 00 degrees 30 minutes 33 seconds East 57.64 feet to an iron pin set; thence North 53 degrees 41 minutes 38 seconds East 134.13 feet to an iron pin set; thence North 53 degrees 41 minutes 38 seconds East 9.89 feet to a point along the centerline of Eubank Creek; thence along the centerline of said creek South 69 degrees 59 minutes 04 seconds East 59.47 feet to a point; thence South 46 degrees 25 minutes 40 seconds East 31.48 feet to a point; thence South 2 degrees 46 minutes 17 seconds East 21.09 feet to a point; thence South 18 degrees 30 minutes 07 seconds East 57.98 feet to a point along the centerline of Keith Bridge Road; thence along the centerline of said Keith Bridge Road the following courses and distances: South 66 degrees 41 minutes 43 seconds West 34.12 feet; thence South 48 degrees 46 minutes 06 seconds West 24.39 feet; thence South 39 degrees 27 minutes 52 seconds West 22.15 feet; thence South 15 degrees 57 minutes 06 Seconds West 68.80 feet; thence South 29 degrees 47 minutes 08 seconds West 24.60 feet; thence South 47 degrees 33 minutes 28 seconds West 16.37 feet to the Point of Beginning; being improved property known as 6933 Keith Road, according to the present system of numbering property in said county.

The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on October 6, 2009, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).


MR/rk2 10/6/09
Our file no. 51529107 - FT4
228408 9/10, 17, 24, 10/1

gpn11
(DAVENPORT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Terri Lynn Davenport and Jack Christopher Davenport to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Vandyk Mortgage Corporation, dated October 26, 2007, recorded November 2, 2007, in Deed Book 6201, Page 488-499, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Three Thousand One Hundred Sixty-Two and 00/100 dollars ($203,162.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to US Bank, NA, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 87 OF THE 10TH LAND DISTRICT, HALL COUNTY, GEORGIA, BEING A PORTION OF LOT 45, JETT-WRIGHT S/D, AS SHOWN ON PLAT RECORDED IN PLAT SLIDE 427, PAGE 108A, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

SUBJECT TO ANY AND ALL EASEMENTS, RIGHTS OF WAY, RESTRICTIVE COVENANTS AND PUBLIC UTILITIES OF RECORD.

Said property is commonly known as 3424 Jet Wright Road, Gainesville, GA 30506.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Terri Lynn Davenport and Jack Christopher Davenport, Jack Christopher Davenport, Terri Lynn Davenport, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

US BANK, NA
as Attorney in Fact for
TERRI LYNN DAVENPORT AND JACK CHRISTOPHER DAVENPORT

Lender Contact: U.S. BANK, Loss Mitigation Dept., 4801 Frederica Street, Owensboro, KY 42301
TELEPHONE NUMBER: 800-365-7900
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. USB-09-01087-4
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
230430 9/10, 17, 24, 10/1

gpn11
(DAVIDSON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Teena Davidson to Mortgage Electronic Registration Systems, Inc., dated January 25, 2007, recorded in Deed Book 5945, Page 298, Hall County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($209,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Teena Davidson or a tenant or tenants and said property is more commonly known as 6534 Station Dr, Clermont, Georgia 30527.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

EMC Mortgage Corporation
as Attorney in Fact for
Teena Davidson


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/kb4 10/6/09
Our file no. 52254109-FT7


EXHIBIT A

All that tract or parcel of land lying and being in land lot 83 of the 12th Land district of Hall county, Georgia, consisting of Lot 33, Clermont Station Subdivision according to a subdivision plat prepared by Farley-Collins-Whidden Assoc., Georgia Registered Land Surveyors, dated October 16, 2003, and recorded in Plat Book 838, page 3-8, Hall County Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property.


MR/kb4 10/6/09
Our file no. 52254109 - FT7
229620 9/10, 17, 24, 10/1

gpn11
(DAVIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Bennie Ray Davis to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Pine State Mortgage Corporation, dated April 3, 2002, recorded April 15, 2002, in Deed Book 4173, Page 279-302, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventeen Thousand and 00/100 dollars ($117,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE MORGAN DISTRICT (GMD 385), HALL COUNTY, GEORGIA, AND BEING LOT 11, BLOCK A, HILLCROFT HEIGHTS SUBDIVISION, AS PER PLAT THEREOF, RECORDED IN PLAT BOOK 43, PAGE 98-99, OF THE PUBLIC RECORDS OF HALL COUNTY, GEORGIA, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART HEREOF BY REFERENCE.

SUBJECT TO RESTRICTIVE COVENANTS RECORDED IN DEED BOOK 413, PAGE 527, HALL COUNTY, GEORGIA RECORDS.

Said property is commonly known as 5028 Nichols Drive, Flowery Branch, GA 30542.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Bennie Ray Davis, Bennie Ray Davis, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP
as Attorney in Fact for
BENNIE RAY DAVIS

Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-08-01990-8
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
230427 9/10, 17, 24, 10/1

gpn11
(DAYTON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Gary William Dayton and Irene E. Dayton to Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage Inc., dba Sun America Mortgage, dated June 23, 2005, recorded in Deed Book 5378, Page 34, Hall County, Georgia Records, as last transferred to Suntrust Mortgage Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-THREE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($183,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property:All that tract or parcel of land lying and being in Morgan's GMD 385, Hall County, Georgia, being Lot 233, Amberleigh Subdivision, Phase I, as per plat recorded in Plat Book 841, Pages 129-134, Hall County Records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kymm Hargrove, as Trustee of the IG Trust, a Land Trust or a tenant or tenants and said property is more commonly known as 3602 Amberleigh Trace, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage Inc.
as Attorney in Fact for
Gary William Dayton and Irene E. Dayton


Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp

MSP/cj 10/6/09
Our file no. 1368909-FT2
228292 9/10, 17, 24, 10/1

gpn11
(DEJEU)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cristina Dejeu to Mortgage Electronic Registration Systems, Inc. dated February 12, 2008 in the amount of $116,500.00, and recorded in Deed Book 6285, Page 610, Hall County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Friendship GMD 1419, Hall County, Georgia and being Lo 17, Bailey Estates Subdivision as particularly described on a plat prepared for Christopher Mihalick and Julie Ann Mihalick by Owen Patton, Registered Surveyor, dated March 28, 1994, recorded at Plat Slide 330, page 143-B, Hall County Georgia, and which plat is hereby referred to and made a part hereof by reference. This being the same property as described in Warranty Deed at Deed Book 2298, Page 202, warranty Deed at Deed Book 4114, Page 517, and Security Deed at Deed Book 4646, Page 350, Hall County Georgia Records.

which has the property address of 6613 Jessie Cir., Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Cristina Dejeu and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Cristina Dejeu
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14799 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230321 9/10, 17, 24, 10/1

gpn11
(DEL RIO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Susana Del Rio to Mortgage Electronic Registration Systems, Inc., dated September 27, 2007, recorded in Deed Book 6179, Page 340, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 6567, Page 434, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($142,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Susana Del Rio or a tenant or tenants and said property is more commonly known as 4757 Crawford Oaks Dr, Oakwood, Georgia 30566.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Susana Del Rio

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/cj 10/6/09
Our file no. 51512209-FT2

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 43 of the 8th District of Hall County, Georgia, being Lot 21C, Block A, Phase One, Crawford Oaks Subdivision, as per plat recorded in Plat Slide 802, Page 223A, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Together with all subject to all rights, title and interest in and to those certain covenants, conditions, and easements contained in the Declaration of Covenants, Restrictions and Easements for Crawford Oaks, dated January 12, 2001, recorded in Deed Book 3799, Page 291, Hall County, Georgia Records, as amended from time to time.

MR/cj 10/6/09
Our file no. 51512209 - FT2
228369 9/10, 17, 24, 10/1

gpn11
(DELACRUZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Esteban G. Delacruz to Mortgage Electronic Registration Systems, Inc., dated April 21, 2006, recorded in Deed Book 000594, Page 014780, Hall County, Georgia Records, as last transferred to HSBC Mortgage Services Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($131,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Services, 636 Grand Regency Blvd., Brandon, FL 33569, 800-365-6730. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Esteban G. Delacruz or a tenant or tenants and said property is more commonly known as 5003 Merlin Drive, Oakwood, Georgia 30566.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Mortgage Services Inc.

as Attorney in Fact for
Esteban G. Delacruz

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/kmh 10/6/09
Our file no. 52487109-FT1

EXHIBIT A

All that tract or parcel of land, together with improvements thereon, situate, lying and being in Land Lots 53 and 54 of the 8th Land District, Hall County, Georgia, and being all of Lot 47 of Camelot Subdivision, Phase Two, as shown on the subdivision plat recorded in Plat Book 51, Page 222, of the Hall County, Georgia plat records, and being more particularly shown and described according to a plat prepared for Gene Burch and Donna Jo Burch by Henry Bailey, Registered Surveyor dated December 11, 1995, recorded in Plat Slide 489, Page 227-A, of the Hall County, Georgia plat records, which plat is incorporated herein by reference for a more complete description of subject property.
Said property is subject to all easements, covenants and restrictions, if any.


MR/kmh 10/6/09
Our file no. 52487109 - FT1
229715 9/10, 17, 24, 10/1

gpn11
(DIAZ)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Santiago Diaz and Edis M. Diaz to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for DHI Mortgage Company, Ltd., dated August 30, 2006 and filed for record October 10, 2006 in Deed Book 5837, Page 537, Hall County, Georgia records, and securing a Note in the original principal amount of $176,000.00;  last transferred to The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC10, Mortgage Pass-Through Certificates, Series 2006-OC10 by Assignment filed for record August 7, 2009, in Deed Book 6590, Page 397, Hall County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in October, 2009, by The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC10, Mortgage Pass-Through Certificates, Series 2006-OC10 as Attorney-in-Fact for Santiago Diaz and Edis M. Diaz the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Morgans GMD 385, Hall County, Georgia, being Lot 68, of Amberleigh Subdivision, Phase Two, as per plat recorded in Plat Book 843, Pages 180-181, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The above described property is also known as 4005 Amberleigh Trace, Gainesville, GA  30507.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

            To the best of the undersigned's knowledge and belief, possession of the subject property is held by Santiago Diaz and Edis M. Diaz.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, L.P., servicer for The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC10, Mortgage Pass-Through Certificates, Series 2006-OC10  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The Bank of New York Mellon FKA The Bank of New York,
as Trustee for the Certificateholders CWALT, Inc., Alternative
Loan Trust 2006-OC10, Mortgage Pass-Through Certificates,
Series 2006-OC10 as Attorney-in-Fact for Santiago Diaz and Edis M. Diaz

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229042 9/10, 17, 24, 10/1

gpn11
(DIETZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jennifer L. Dietz to Mortgage Electronic Registration Systems, Inc. dated April 24, 2006 in the amount of $120,277.00, and recorded in Deed Book 5683, Page 313, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land situate, lying and being in Land Lot 26 of the 8th District, of Hall County, Georgia, and being Lot 29, of Chicopee Crossing, as per plat recorded in Plat Book (Slide) 841, Page 63, of Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 2764 Valley Green Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jennifer L. Dietz and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
Jennifer L. Dietz
Anthony DeMarlo, Attorney/kandrade
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-21339 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230182 9/10, 17, 24, 10/1

gpn11
(DORO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Raymond Doro and Patricia Doro to Mortgage Electronic Registration Systems, Inc., dated June 21, 2006, recorded in Deed Book 5747, Page 344, Hall County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($124,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Raymond Doro and Patricia Doro or a tenant or tenants and said property is more commonly known as 5552 Elderberry Lane, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-2

as Attorney in Fact for
Raymond Doro and Patricia Doro

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/pr 10/6/09
Our file no. 52477309-FT1


EXHIBIT A

All that tract or parcel of land lying and being in G.M.D. 1270 of Hall County, Georgia, being Lot 13, Block A, Mulberry Place Subdivision, Phase I, per plat thereof recorded in Plat Slide 270, Page 45A, Hall County, Georgia records, which plat is hereby referred to and made a part of this desription.


MR/pr 10/6/09
Our file no. 52477309 - FT1
229432 9/10, 17, 24, 10/1

gpn11
(DUNAGAN)
NOTICE OF SALE UNDER POWER IN SECURITY DEED
STATE OF GEORGIA
COUNTY OF HALL
Because of default in the payment of the indebtedness secured by a Security Deed executed by W. BARRY DUNAGAN, Grantor, to PEOPLES BANK & TRUST, Grantee, dated DECEMBER 23, 2002, said deed recorded in Hall County Deed Records at Deed Book 4421, Page 151, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in October, 2009, during the legal hours of sale, at the courthouse door in Hall County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 133 OF THE 10TH LAND DISTRICT OF HALL COUNTY, GEORGIA, BEING LOT H OF SHADY HILLS SUBDIVISION AS PARTICULARLY DESCRIBED ON A PLAT PREPARED FOR TIMMY J. WHITACRE AND CARLA J. WHITACRE BY CHRIS M. PATTON, REGISTERED LAND SURVEYOR, DATED APRIL 16, 1996, RECORDED ON SLIDE 516, PAGE 246-B, HALL COUNTY, GEORGIA PLAT RECORDS. REFERENCE TO SAID PLAT AND THE RECORD THEREOF IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

REFERENCE IS MADE TO ACCESS ROAD ACROSS LOT 12 OF SHADY HILLS SUBDIVISION RECORDED IN DEED BOOK 547, PAGE 521, HALL COUNTY RECORDS.

Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of W. BARRY DUNAGAN, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.

_______________________
PEOPLES BANK & TRUST, as Attorney-in-Fact for W. BARRY DUNAGAN
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230144 9/10, 17, 24, 10/1

gpn11
(DUNNEY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by William R. Dunney to Mortgage Electronic Registration Systems, Inc. dated June 15, 2007 in the amount of $359,600.00, and recorded in Deed Book 6111, Page 586, Hall County, Georgia Records; as last transferred to Saxon Mortgage Services, Inc. by assignment; the undersigned, Saxon Mortgage Services, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in GMD 392 (Clinchem District) and GMD 1270 (Flowery Branch District) of Hall County, georgia, being Lot 126, Grand View Estates, Phase One, as per plat recorded in Plat Book 846, Pages 140-155, Hall County Records, said plat being incorporated herein by reference thereto.

which has the property address of 4627 Grandview Parkway, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of William R. Dunney and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Saxon Mortgage Services, Inc.
Attorney in Fact for
William R. Dunney
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-17317 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230315 9/10, 17, 24, 10/1

gpn11
(DURON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Amelia Duron and Gerardo Duron to HomeBanc Mortgage Corporation dated September 28, 2005 in the amount of $123,900.00, and recorded in Deed Book 5479, Page 543, Hall County, Georgia Records; as last transferred to U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5 by assignment; the undersigned, U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Tadmore District (GMD 268) of Hall County, Georgia and being Lot 91 of Southchase Subdivision, Unit 2, as per that plat recorded in Plat Book 842, Pages 208-216 Hall County, Georgia Records; which plat is incorporated herein by reference and made a part hereof.

which has the property address of 3828 Lee Ann Dr, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Amelia Duron and Gerardo Duron and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5
Attorney in Fact for
Amelia Duron and Gerardo Duron
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-12097 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
228856 9/10, 17, 24, 10/1

gpn11
(EASTERDAY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James Easterday and Melinda Easterday to Mortgage Electronic Registration Systems, Inc., dated March 27, 2006, recorded in Deed Book 5655, Page 68, Hall County, Georgia Records, as last transferred to GMAC Mortgage, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY THOUSAND AND 0/100 DOLLARS ($190,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation, Two Ravinia Dr. Suite 500, Atlanta, GA 30346, 800-850-4622x2365442. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James Easterday and Melinda Easterday or a tenant or tenants and said property is more commonly known as 5103 Whispering Pines Drive, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

GMAC Mortgage, LLC
as Attorney in Fact for
James Easterday and Melinda Easterday

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/cg1 10/6/09
Our file no. 51719609-FT1

EXHIBIT A

All that tract or parcel of land, together with improvements thereon, lying and being in Land Lot 62, 8th District, Hall County, Georgia, being part of Lots 23 and 24, C.O. Edwards Subdivision, containing 2.748 acres, as per plat recorded in Plat Book 144, Page 71, in the Office of the Clerk of Superior Court of Hall County, which plat in incorporated herein and made a part hereof by reference.

MR/cg1 10/6/09
Our file no. 51719609 - FT1
228319 9/10, 17, 24, 10/1

gpn11
(ESPINO)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Juan F. Espino  to U.S. Bank National Association ND, dated November 14, 2006 and filed for record December 4, 2006 in Deed Book 5890, Page 160, Hall County, Georgia records, and securing a Note in the original principal amount of $130,000.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in October, 2009, by U.S. Bank National Association ND as Attorney-in-Fact for Juan F. Espino  the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 268, Hall County, Georgia, being Lot 69, as shown on a survey entitled "The Meadow", Phase Two-B", dated 12/12/95, prepared by Farley-Collins and Associates, Registered Surveyors, as per plat recorded in Plat Slide 502, Page 104A, Hall County, Georgia Records, which plat is incorporated herein by reference and made a part hereof this description.           

The above described property is also known as 4038 Glen Rdg., Gainesville, GA  30507.

            The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Juan F. Espino .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

U.S. Bank National Association ND
Attn: Loss Mitigation Dept.
205 W. 4th Street, Suite 500
Cincinnati, OH  45202
Telephone number: 1-888-456-2622

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require U.S. Bank National Association ND to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

U.S. Bank National Association ND
as Attorney-in-Fact for Juan F. Espino

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  
 S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230180 9/10, 17, 24, 10/1

gpn11
(EVERETT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Joel L Everett to Mortgage Electronic Registration Systems, Inc., dated December 17, 2004, recorded in Deed Book 5183, Page 412, Hall County, Georgia Records, as last transferred to Suntrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Joel L Everett or a tenant or tenants and said property is more commonly known as 4777 Turning Leaf Drive, Gillsville, Georgia 30543.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Suntrust Mortgage, Inc.

as Attorney in Fact for
Joel L Everett

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/ras 10/6/09
Our file no. 52194009-FT7

EXHIBIT A

All that tract or parcel of land lying and being in the Tadmore GMD 268, Hall County, Georgia, being Lot 135 of Silverlake Subdivision, Phase Three, according to a subdivision plat recorded in Plat Slide 799, Page 86A-96A, Hall County, Georgia plat records. Said plat is incorporated herein by reference for a more complete legal description of the subject property.

Subject to any and all easements, rights of way, protective or restrictive covenants, or public utilities of record.

This being the same property conveyed from Southchase Properties, Inc., to Joel L. Everett by Warranty Deed dated June 28, 2002 and recorded in Deed Book 4243, page 317, Hall County, Georgia deed records.

MR/ras 10/6/09
Our file no. 52194009 - FT7
229076 9/10, 17, 24, 10/1

gpn11
(EXTREME SPORTS, INC.)
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT AND
ASSIGNMENT OF RENTS
UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt and Assignment of Rents dated October 10, 2006, executed and delivered by EXTREME SPORTS, INC. (“Grantor”) to WACHOVIA BANK, NATIONAL ASSOCIATION (“Lender”), and recorded in Deed Book 5840, Page 520, records of Hall County, Georgia (the “Security Deed”), Lender, as Attorney-in-Fact for Grantor, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property (hereinafter collectively referred to as the “Premises”):
ALL THAT tract or parcel of land, situate, lying and being in the State of Georgia, County of Hall, and more particularly described on Exhibit “A” attached hereto and made a part hereof (the “Land”);
TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures attached to the Land or any buildings or improvements situated thereon; and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights.
The Premises will be sold as the property of Grantor. To the best of the knowledge of Lender, the Premises is in the possession of Grantor or those claiming by, through or under Grantor.
The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority.
The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated October 10, 2006, made, executed and delivered by Grantor to Lender in the original principal amount of $224,227.61 (the “Note”), together with other indebtedness of Grantor to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed.
The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given and hereby given), and as otherwise provided by the Security Deed.
The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned’s intent will be given by announcement made at the commencement of the public sale.
WACHOVIA BANK, NATIONAL ASSOCIATION
As Attorney-in-Fact for
EXTREME SPORTS, INC.
Eugene D. Bryant, Esq.
Smith, Gambrell & Russell, LLP
1230 Peachtree Street
Atlanta, Georgia 30309
(404) 815-3500
EXHIBIT “A”

All that tract or parcel of land lying and being in Candler G.M.D. 1385 District, Hall County, Georgia, being Lot 8-A of the Venture Center Industrial Park, Phase Two, as shown on plat of survey for “David Merritt”, as prepared by Patton-Patton Inc., dated 2/27/98 and recorded 5/15/98 in Plat Book 691, Page 244A, Hall County Records, which plat is hereby referred to and made a part of this description.

Together with, subject to and as an appurtenance to the above described property, all rights, privileges and conditions of that certain Well Easement between Lanier Leasing, Inc. and Harold Fleming, dated March 16, 1998, recorded March 19, 1998, in Deed Book 3124, Pages 192-193, Hall County Records and that certain Joint Driveway Easement between Lanier Leasing, Inc. and Harold Fleming, dated March 16, 1998, recorded March 19, 1998, in Deed Book 3124, Pages 190-191, Hall County Records.

Together with a 1/14 share of the maintenance of the road, road easement and the utilities thereon as cited and established in Warranty Deed recorded in Deed Book 2877, Pages 328-329, Hall County, Georgia Records. Together with a perpetual non-exclusive easement for access ingress and egress and the installation of utilities connecting the subject property with a publicly maintained road.
229797 9/10, 17, 24, 10/1

gpn11
(FAIL)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Karl Fail and Jeanette Fail to Mortgage Electronic Registration Systems, Inc. dated April 3, 2006, and recorded in Deed Book 5658, Page 587, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates, 2006-EQ1, by Assignment securing a Note in the original principal amount of $157,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Friendship GMD 1419, Hall County, Georgia, and being shown as Lot 66, Phase IV, Woodland Park Subdivision, recorded at Plat Slide 778, Page 39A, Hall County, Georgia plat records. Said plat is dated September 29, 1999 and revised on November 17, 1999, prepared by Patton-Patton, Inc., Registered Land Surveyors and is incorporated herein and made a part hereof by reference.

Said property is known as 7458 Woody Springs Drive, Flowery Branch, GA 30542, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Karl Fail and Jeanette Fail, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Karl Fail and Jeanette Fail, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates, 2006-EQ1 as Attorney-in-Fact for Karl Fail and Jeanette Fail

File no. 09-015051
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KF
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
228839 9/10, 17, 24, 10/1

gpn11
(FERRIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Michael L. Ferris to Mortgage Electronic Registration Systems, Inc., dated June 30, 2006, recorded in Deed Book 5767, Page 108, Hall County, Georgia Records, as last transferred to HSBC Mortgage Services, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($139,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
aid property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Services, 636 Grand Regency Blvd., Brandon, FL 33569, 800-365-6730. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael L. Ferris or a tenant or tenants and said property is more commonly known as 6295 Shoreview Circle, Flower Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Mortgage Services, Inc.

as Attorney in Fact for

Michael L. Ferris


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/kmh 10/6/09
Our file no. 52463409-FT1


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 118 of the 8th District, Hall County, Georgia, being Lot 46 of Building I, Tidewater Cove Townhomes, Phase 1, as per plat recorded in plat book 814, page 82a, Hall County, Georgia Records, which recorded plat is incorporated herein and made a part hereof by reference.

MR/kmh 10/6/09
Our file no. 52463409 - FT1
229995 9/10, 17, 24, 10/1

gpn11
(FLANAGAN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Deborah Flanagan to Wells Fargo Bank, NA
, dated March 4, 2008, recorded in Deed Book 6300, Page 86, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($99,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Deborah Flanagan or a tenant or tenants and said property is more commonly known as 372 Woodland Drive, Gainesville, Georgia 30501.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA


as Attorney in Fact for
Deborah Flanagan

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/pak 10/6/09
Our file no. 52392409-FT7


EXHIBIT A

All that tract or parcel of land lying and being in the City of Gainesville, Hall County, and being all of Lot Number 3 in Block C, Section 3 of Hollywood Hills Subdivision according to a Plat made by Thomas M. Patton, Registered Surveyor, dated August 1955, and recorded in Plat Book 14, Page 101, Hall County, Georgia Records.


MR/pak 10/6/09
Our file no. 52392409 - FT7
229307 9/10, 17, 24, 10/1

gpn11
(FOLKERS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Steven E. Folkers to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for America`s Wholesale Lender, dated January 30, 2007, recorded February 8, 2007, in Deed Book 5954, Page 188-203, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Sixteen Thousand Eighty and 00/100 dollars ($216,080.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF BRASELTON (GMD 392) OF HALL COUNTY, GEORGIA AND BEING LOT 109 OF RIVERSTONE PARK SUBDIVISION, PHASE 1, UNIT 2 AS PER THAT PLAT OF THE SUBDIVISION RECORDED IN PLAT BOOK 844, PAGES 180-185, HALL COUNTY, GEORGIA RECORDS WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

SUBJECT TO: A) ZONING ORDINANCES OF AFFECTING THE PROPERTY; B) GENERAL UTILITY, SEWER AND DRAINAGE EASEMENTS OF RECORD SERVING THE SUBDIVISION AND UPON WHICH THE IMPROVEMENTS/DWELLING DO NOT ENCROACH AND C) THAT DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND EASEMENTS FOR RIVERSTONE PARK SUBDIVISION.

Said property is commonly known as 6021 Summerall Circle, Braselton, GA 30517.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Steven E. Folkers, Steven E. Folkers, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP
as Attorney in Fact for
STEVEN E. FOLKERS

Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-08-03870-5
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
230428 9/10, 17, 24, 10/1

gpn11
(FOWLER)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Brent J. Fowler and Jerri Roberts Fowler to Regions Mortgage, Inc. now Regions Bank DBA Regions Mortgage dated January 18, 2002, and recorded in Deed Book 4100, Page 652, Hall County Records, securing a Note in the original principal amount of $95,120.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that lot, tract, or parcel of land, together with improvements thereon, lying and being in Land Lot 52 of the 8th Land. District, in the City of Oakwood, of Hall County, Georgia, and being Lot 7 of Quail Run Subdivision as shown and delineated on the individual plat of survey prepared for Don Williams by B. Lamar Floyd, Georgia Registered Land Surveyor, dated February 28, 1995, and recorded in Plat Slide 424, Page 72-A of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.

Said property is known as 4220 Pointers Court, Oakwood, GA 30566, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Brent J. Fowler and Jerri Roberts Fowler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Brent J. Fowler and Jerri Roberts Fowler, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Regions Bank DBA Regions Mortgage successor by merger with Regions Mortgage, Inc. as Attorney-in-Fact for Brent J. Fowler and Jerri Roberts Fowler

File no. 09-017352
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/ASR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230133 9/10, 17, 24, 10/1

gpn11
(FOX)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jason E. Fox AKA Jason Fox to Mortgage Electronic Registration Systems, Inc. dated May 31, 2005, and recorded in Deed Book 5337, Page 148, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8, by Assignment securing a Note in the original principal amount of $143,920.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CANDLER DISTRICT OF HALL COUNTY, GEORGIA, CONTAINING 1.63 ACRES, MORE OR LESS, AND BEING ALL OF LOT 19, PHASE 2, POPLAR SPRINGS ACRES SUBDIVISION, AS SHOWN BY PLAT PREPARED BY FARLEY-COLLINS ASSOCIATES, DATED October 17, 1986, REVISED November 10, 1986 AND RECORDED IN PLAT BOOK 116, PAGES 86-87, HALL COUNTY, GEORGIA RECORDS. SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.
SUBJECT TO ANY RIGHT OF WAY DEEDS OR OTHER EASEMENTS OF RECORD.


Said property is known as 5031 Peach Mountain, Gainesville, GA 30507, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Jason E. Fox AKA Jason Fox, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jason E. Fox AKA Jason Fox, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8 as Attorney-in-Fact for Jason E. Fox AKA Jason Fox

File no. 09-017459
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229589 9/10, 17, 24, 10/1

gpn11
(FRANKS)
Notice of Sale Under Power
Georgia, Hall County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Mitchell E. Franks to Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., dated March 1, 2001, and recorded in Deed Book 3833, Page 320, Hall County, Georgia records, as last transferred to The Bank of New York, successor to JPMorgan Chase Bank, successor to Bank One, N.A., as trustee for the holders of the Mortgage-Backed Pass-Through Certificates, Series 2001-11 by Assignment filed for record in Hall County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $400,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, to wit: October 6, 2009, the following described property:

All that tract or parcel of land lying and being in Land Lot 85 of the 10th District, Hall County, Georgia, being a portion of Lots 30 and 31 of Pine Crest Heights Subdivision, as per plat recorded in Plat Book 130, Page 244, Hall County, Georgia records, which plat is incorporated herein by reference.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 2375 Stephens Circle, Gainesville, GA 30506 is (are): Mitchell E. Franks or tenant or tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

The Bank of New York, successor to JPMorgan Chase Bank, successor to Bank One, N.A., as trustee for the holders of the Mortgage-Backed Pass-Through Certificates, Series 2001-11
as attorney in fact for
Mitchell E. Franks
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229662 9/10, 17, 24, 10/1

gpn11
(FRAZIER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Albert Frazier, Jr. to Mortgage Electronic Registration Systems, Inc. dated July 8, 2003 in the amount of $115,250.00, and recorded in Deed Book 4650, Page 544, Hall County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Flowery Branch G.M.D. 1270, Hall County, Georgia, being Lot 45, Kensington Park Subdivision, on Plat recorded in Hall County Plat records at Plat Slide 774, Pages 64A and 65A, which Plat is incorporated herein and made a part hereof by reference.

which has the property address of 5029 Limerick Lane, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Albert Frazier, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association
Attorney in Fact for
Albert Frazier, Jr.
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-17489 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
228446 9/10, 17, 24, 10/1

gpn11
(GALLEGOS-MEZA)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by J. Dolores Gallegos-Meza to Mortgage Electronic Registration Systems, Inc. dated December 30, 2005 in the amount of $116,900.00, and recorded in Deed Book 5569, Page 475, Hall County, Georgia Records; as last transferred to First Horizon Home Loans, a division of First Tennessee Bank National Association by assignment; the undersigned, First Horizon Home Loans, a division of First Tennessee Bank National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 53 of the 8th District, Hall County, Georgia, being Lot 38, of B.J. Reed Subdivision, as per plat thereof recorded in Plat Book 21, Page 39, Hall County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.
which has the property address of 4132 Reed Circle, Oakwood, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of J. Dolores Gallegos-Meza and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

First Horizon Home Loans, a division of First Tennessee Bank National Association
Attorney in Fact for
J. Dolores Gallegos-Meza
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14407 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230185 9/10, 17, 24, 10/1

gpn11
(GALVAN)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Feliciano Galvan to Mortgage Electronic Registration Systems, Inc., dated August 11, 2006, recorded in Deed Book 5800, Page 1, Hall County, Georgia Records, as last transferred to Litton Loan Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Feliciano Galvan or a tenant or tenants and said property is more commonly known as 2381 Cannon Ridge Ct, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Litton Loan Servicing, LP
as Attorney in Fact for
Feliciano Galvan

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/kmh 10/6/09
Our file no. 52556009-FT1


EXHIBIT A

All that tract or parcel of land lying and being in Gainesville G.M.D. 411, Hall County, Georgia being Lot 94, Lenox Park Subdivision, Phase I, as shown on plat of subdivision recorded at Plat Slide 646, Pages 49A-50A and Plat Slide 647, Pages 51A-52A, Hall County, Georgia records, said plat and the record thereof are herein incorporated for a full and complete legal description.


MR/kmh 10/6/09
Our file no. 52556009 - FT1
229997 9/10, 17, 24, 10/1

gpn11
(GALVEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jesus A Galvez and Carlos A Martinez to Mortgage Electronic Registration Systems, Inc., dated November 28, 2007, recorded in Deed Book 6231, Page 499, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($162,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jesus A Galvez and Carlos A Martinez or a tenant or tenants and said property is more commonly known as 2960 Willow Ridge Cir SW, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Mortgage Electronic Registration Systems, Inc. as nominee for Flagstar Bank, FSB

as Attorney in Fact for

Jesus A Galvez and Carlos A Martinez

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/brm 10/6/09
Our file no. 51760709-FT2

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 23, 8th District, Hall County, Georgia, being Lot 32, Willow Ridge Subdivision, Phase I, as per plat recorded in Plat Book 108, Pages 50 and 51, Hall County, Georgia records, which plat is incorporated herein by reference.

The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on October 6, 2009, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).


MR/brm 10/6/09
Our file no. 51760709 - FT2
228695 9/10, 17, 24, 10/1

gpn11
(GAREN HOMES, INC.)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF HALL
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from GAREN HOMES, INC., a Georgia corporation ("Grantor"), to BANK OF NORTH GEORGIA, a state banking association (“Grantee”), recorded June 28, 2007, in Deed Book 6093, Page 429, Hall County, Georgia Superior Court Records, as modified by Modification Agreement recorded November 5, 2007, in Deed Book 6203, Page 55, Hall County, Georgia Superior Court Records (said Deed to Secure Debt as may have been further modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Commercial Promissory Note dated June 25, 2007, made by Grantor to the order of Grantee in the original principal amount of ONE MILLION THREE HUNDRED TWELVE THOUSAND FOUR HUNDRED AND 00/100 DOLLARS ($1,312,400.00), as last renewed by Master Promissory Note dated December 10, 2007, as said principal amount was modified to $667,709.68, with interest from the date thereof at the rate specified therein, (said notes, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday of October, 2009, the following described property, to-wit:
All that certain tract or parcel of land (the “Land”) lying and being in Hall County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference.
TOGETHER with all buildings, structures, and improvements erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the land; all minerals, oil, gas, water, water rights, and water stock rights to trees, crops, timber and shrubs on the land; all equipment, machinery, and fixtures attached to the Land, all of which, including replacements and additions thereto, are deemed a part of the property covered by the Security Deed; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property (all the foregoing, together with the Land the “Property”).
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.
Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.
Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.
BANK OF NORTH GEORGIA, ATTORNEY-IN-FACT FOR GAREN HOMES, INC.
Taylor English Duma LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175
EXHIBIT “A”

LEGAL DESCRIPTION


ALL THAT TRACT or parcel of land lying and being in GMD 385 of Hall County, Georgia, being Lots 4, 5, 6 and 52, Ellison Farms Estates, as per plat recorded in Plat Book 851, Pages 235-244, Hall County Records, said plat being incorporated herein by reference thereto.
230147 9/10, 17, 24, 10/1

gpn11
(GAREN HOMES, INC.)
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF HALL
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from GAREN HOMES, INC., a Georgia corporation ("Grantor"), to BANK OF NORTH GEORGIA, a state banking association (“Grantee”), recorded November 7, 2005, in Deed Book 5498, Page 531, Hall County, Georgia Superior Court Records (said Deed to Secure Debt as may have been modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a promissory note dated October 10, 2007, made by Grantor to the order of Grantee in the original principal amount of ONE HUNDRED EIGHTY SIX THOUSAND FOUR HUNDRED SEVENTY-NINE AND 25/100 DOLLARS ($186,479.25), as last renewed by note dated April 10, 2008, with interest from the date thereof at the rate specified therein, (said promissory note, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday of October, 2009, the following described property, to-wit:
All that certain tract or parcel of land (the “Land”) lying and being in Hall County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference.
TOGETHER with all buildings, structures, and improvements erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the land; all minerals, oil, gas, water, water rights, and water stock rights to trees, crops, timber and shrubs on the land; all equipment, machinery, and fixtures attached to the Land, all of which, including replacements and additions thereto, are deemed a part of the property covered by the Security Deed; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property (all the foregoing, together with the Land the “Property”).
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.
Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.
Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.
BANK OF NORTH GEORGIA, ATTORNEY-IN-FACT FOR GAREN HOMES, INC.
Taylor English Duma LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175
EXHIBIT “A”

LEGAL DESCRIPTION

ALL THAT TRACT or parcel of land lying and being in G.M.D. 1419 of Hall County, Georgia, being known and designated as Lots 6, 9 and 11, Block “A” of REFLECTIONS, UNIT TWO f/k/a Traditions/Dunbar Crossing, as shown on that certain plat of survey filed and recorded at Plat Book 840, Pages 130 through 133, inclusive, Hall County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
230256 9/10, 17, 24, 10/1

gpn11
(GARRETT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Angela Garrett to Union Planters Bank, N.A, dated August 7, 2002, recorded in Deed Book 4278, Page 231, Hall County, Georgia Records, as last transferred to CitiGroup Global Markets Realty Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND FOUR HUNDRED SEVEN AND 0/100 DOLLARS ($127,407.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 6501 Irvine Center Drive, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Angela Garrett and John B. Garrett or a tenant or tenants and said property is more commonly known as 5088 Memory Ln, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

CitiGroup Global Markets Realty Inc.

as Attorney in Fact for
Angela Garrett

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/sm9 10/6/09
Our file no. 52169109-FT1

EXHIBIT A

All that tract or parcel of land lying and being in Flowery Branch G.M.D. 1270, Hall county, Georgia, as shown and delineated as lot 59, Reed landing subdivision, on plat of said subdivision recorded in Hall county plat records at plat slide 538, page 217A, which plat is incorporated herein by reference for a more complete description.

Together with a one seventieth (1/70th) undivided interest, per lot, in those areas shown as "Natural Preserve" (lot 71) on Reed Landing subdivision plat as above referenced.

MR/sm9 10/6/09
Our file no. 52169109 - FT1
228422 9/10, 17, 24, 10/1

gpn11
(GARRETT)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Sonia M. Garrett to Branch Banking & Trust Company dated December 15, 2004, and recorded in Deed Book 5230, Pages 91-98, Hall County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing an Promissory Note in the original principal sum of One Hundred Thirty One Thousand and 00/100 Dollars ($131,000.00) (the “Note”), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, October 6, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Sonia M. Garrett, or tenant or tenants, and said property is more commonly known as LOT 10 CHATTAHOOCHEE ESTATES, GAINESVILLE, GREENE COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. Seller reserves the right to sell lots separately or together.

Branch Banking & Trust Company
Attorney in Fact for Sonia M. Garrett
Martin G. Quirk, Esq.
Agnes K. Horbaczewski, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
404-252-1425

EXHIBIT “A”
(Description of Property)

All that lot, tract or parcel of land lying situate and being in the City of Gainesville, Hall County, Georgia, and being all of Lot 10 as shown on a subdivision plat for Chattahoochee Estates-West, prepared for the Chattahoochee County Club, Inc. by Farley-Collins Associates, said plat being dated December 31, 1984, and recorded in Plat Book 100, Page 78-81, Hall County, Georgia Plat Records, and said plat is by reference made a part thereof.

This conveyance is subject to the Restrictive Covenants for Chattahoochee Estates West Subdivision recorded in Deed Book 867, Page 73, Hall County, Georgia Deed Records, as amended, and the easements, notations and building setback requirements indicated on the above-referenced subdivision plat.
230305 9/10, 17, 24, 10/1

gpn11
(GARY & OLSSON PROPERTIES, LLC)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement (hereinafter the “Security Deed”) from Gary & Olsson Properties, L.L.C. to Bank of North Georgia, dated June 22, 2006, recorded at Deed Book 5731, Page 233, Hall County, Georgia records; said Security Deed being given to secure indebtedness under that certain Note #28609639/11 (as renewed, hereinafter the “Note”) from Gary & Olsson Properties, L.L.C. to Bank of North Georgia, dated June 22, 2006, and renewed on July 5, 2007, January 5, 2008, July 5, 2008 and January 5, 2009, in the principal amount of SIX HUNDRED FIFTY NINE THOUSAND TWO HUNDRED FIFTY AND NO/100 DOLLARS ($659,250.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Gainesville, Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the property being more fully described as follows:
ALL THAT TRACT or parcel of land lying and being in the Morgan Georgia Militia District (GMD) 385 of Hall County, Georgia and being Lot 224 of Royal Lakes Cambridge, f/k/a Kenwood Phase V as shown on plat recorded in Plat Slide 849, Pages 149-159, Hall County, Georgia plat records, as revised per plat recorded in Plat Slide 857, Pages 1-11, aforesaid records, which plats are incorporated herein by reference for a complete description of the property.

The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of the principal and interest owed in accordance with the terms of the Note and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Gary & Olsson Properties, L.L.C., subject to all unpaid taxes, assessments and any superior items of record, and the plat recorded at Plat Slide 857, Pages 1-11, Hall County, Georgia records.

BANK OF NORTH GEORGIA, a Georgia banking corporation,
As Attorney in Fact for Gary & Olsson Properties, L.L.C.

Stephanie B. Skidmore, Esq.
Hartman, Simons, Spielman & Wood, LLP
6400 Powers Ferry Road, N.W.
Suite 400
Atlanta, Georgia 30339
(770) 955-3555

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230266 9/10, 17, 24, 10/1

gpn11
(GARY & OLSSON PROPERTIES, LLC)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement (hereinafter the “Security Deed”) from Gary & Olsson Properties, L.L.C. to Bank of North Georgia, dated June 4, 2008, recorded at Deed Book 6353, Page 465, Hall County, Georgia records; said Security Deed being given to secure indebtedness under that certain Note #28609639/13 (hereinafter the “Note”) from Gary & Olsson Properties, L.L.C. to Bank of North Georgia, dated June 4, 2008, in the principal amount of FOUR HUNDRED FOURTY NINE THOUSAND TWO HUNDRED FIFTY AND NO/100 DOLLARS ($449,250.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Gainesville, Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the property being more fully described as follows:
ALL THAT TRACT or parcel of land lying and being in the Morgan Georgia Militia District (GMD) 385 of Hall County, Georgia and being Lot 218 of Royal Lakes Cambridge, f/k/a Kenwood Phase V as shown on plat recorded in Plat Slide 849, Pages 149-159, Hall County, Georgia plat records, as revised per plat recorded in Plat Slide 857, Pages 1-11, aforesaid records, which plats are incorporated herein by reference for a complete description of the property.

The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of the principal and interest owed in accordance with the terms of the Note and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Gary & Olsson Properties, L.L.C., subject to all unpaid taxes, assessments and any superior items of record, and the plat recorded at Plat Slide 857, Pages 1-11, Hall County, Georgia records.

BANK OF NORTH GEORGIA, a Georgia banking corporation,
As Attorney in Fact for Gary & Olsson Properties, L.L.C.

Stephanie B. Skidmore, Esq.
Hartman, Simons, Spielman & Wood, LLP
6400 Powers Ferry Road, N.W.
Suite 400
Atlanta, Georgia 30339
(770) 955-3555

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230264 9/10, 17, 24, 10/1

gpn11
(GEE/BROWN)
NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED
STATE OF GEORGIA,
COUNTY OF Hall
Pursuant to a power of sale contained in a certain security deed executed by Linda S. Gee and James Ray Gee, hereinafter referred to as Grantor, to Gulf States Mortgage Co., Inc. recorded in Deed Book 1168, beginning at page 218, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in October, 2009, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. Midland Mortgage Co. as loan servicer is the entity with authority to negotiate, amend and modify the terms of the Note and Security Deed. Midland Mortgage Co's address is: 999 Northwest Grand Boulevard, Oklahoma City, Oklahoma 73118. Midland Mortgage Co. may be contacted by telephone at 1-800-552-3000, extension 8301. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Joye Michelle Brown.

MidFirst Bank,
As Transferee and Assignee,
As attorney-in-fact for the aforesaid Grantor
Raymond S. Martin
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.


Re: Joye Michelle Brown- Midland Mortgage Co.
M01-7293F8 / 45759547

EXHIBIT "A"


All that tract or parcel of land lying and being in the Candler GMD 1385 District of Hall County, Georgia and being shown and delineated on a plat of survey prepared for James F. Bennett, Jr. recorded in Plat Book 112, Page 184 and being more fully described according to that certain plat by Henry Grady Jarrard dated December 8, 1987 entitled "Plat for Linda S. and James Ray Gee" and according to such plat described as follows:

Beginning at an iron pin located North 62 degrees 56 minutes east 694.25 feet from a nail and cap at the centerline of the intersections of Hancock Avenue and Bennett Drive; thence North 61 degrees 05 minutes 39 seconds west 58.12 feet to an iron pin; thence North 43 degrees 38 minutes 00 seconds west 256.25 feet to an iron pin; thence North 01 degrees 24 minutes 04 seconds east 70.17 feet to an iron pin; thence South 50 degrees 20 minutes 05 seconds east, 338.33 feet to an iron pin; thence South 26 degrees 57 minutes 29 seconds west 76.01 feet to the iron pin and point of beginning.

Also conveyed is any and all property between the above described property and the northwesterly right-of-way of Bennett Drive. The house located thereon is known as 109 Bennett Drive according to the present numbering system.
229592 9/10, 17, 24, 10/1

gpn11
(GIBBY, JR.)
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Matthew N. Gibby, Jr.  to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Pine State Mortgage Corporation, dated June 29, 2006 and filed for record July 12, 2006 in Deed Book 5745, Page 29, Hall County, Georgia records, and securing a Note in the original principal amount of $116,259.00; last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC8, Mortgage Pass-Through Certificates, Series 2006-OC8 by Assignment filed for record in the public deed records of Hall County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in October, 2009, by The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC8, Mortgage Pass-Through Certificates, Series 2006-OC8 as Attorney-in-Fact for Matthew N. Gibby, Jr.  the following property to-wit:

All that tract or parcel of land lying and being in Land Lot 42 of the 8th District, Hall County, Georgia and being Lot 144, Copper Springs, Unit Two as per plat recorded in Plat Book 823, Pages 18A, 19A and 20A, Hall County, Georgia records, which recorded plat is incorporated herein by reference for a more complete description of said property.

The above described property is also known as 4752 Autumn Rose Trail, Oakwood, GA 30566.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Matthew N. Gibby, Jr. .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC8, Mortgage Pass-Through Certificates, Series 2006-OC8   to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The Bank of New York Mellon fka The Bank of New York,
as Trustee for the Certificateholders CWALT, Inc., Alternative
Loan Trust 2006-OC8, Mortgage Pass-Through Certificates,
Series 2006-OC8 as Attorney-in-Fact for Matthew N. Gibby, Jr.

SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.  
   S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. 
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230181 9/10, 17, 24, 10/1

gpn11
(GILL)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Dave Sukhdev Gill and Gulshan Gill to Mortgage Electronic Registration Systems, Inc., dated December 20, 2006, recorded in Deed Book 5933, Page 324, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SEVEN THOUSAND NINE HUNDRED TWELVE AND 0/100 DOLLARS ($167,912.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dave Sukhdev Gill and Gulshan Gill or a tenant or tenants and said property is more commonly known as 3828 Green Ridge Court, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Dave Sukhdev Gill and Gulshan Gill

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/cj 10/6/09
Our file no. 52299609-FT2

EXHIBIT A

All that tract or parcel of land lying and being in Morgans GMD 385, Hall County, Georgia, being Lot 192, of Amberleigh Subdivision, Phase Two, as per Plat recorded in Plat Book 843, Pages 180-181, Hall County records, which Plat is incorporated herein and made a part hereof by reference.

MR/cj 10/6/09
Our file no. 52299609 - FT2
228311 9/10, 17, 24, 10/1

gpn11
(GILSTRAP)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Tammy L Gilstrap to HomeBanc Mortgage Corporation, dated June 4, 2003, recorded in Deed Book 4603, Page 466, Hall County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 5438, Page 61, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($114,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tammy L Gilstrap or a tenant or tenants and said property is more commonly known as 3361 Apache Circle, Oakwood, Georgia 30566.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Tammy L Gilstrap

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/pak 10/6/09
Our file no. 52059208-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Land Lots 25 and 30 of the 8th Land District of Hall County, Georgia, and being all of Lot 23, Block E, Unit 3, Section 1 of El Rancho Estates Subdivision, as shown on that certain Plat of survey as recorded in Plat Book 58, Page 202, as revised in Plat Book 70, Page 207, public records of Hall County, Georgia. The description as contained therein being incorporated herein by reference thereto.

03C-0364.

The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by

MR/pak 10/6/09
Our file no. 52059208 - FT4
228877 9/10, 17, 24, 10/1

gpn11
(GOMEZ)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sandra Gomez to Mortgage Electronic Registration Systems, Inc. dated January 25, 2008 in the amount of $231,300.00, and recorded in Deed Book 6266, Page 69, Hall County, Georgia Records; as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment; the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 149 and 161 of the 8th District, Hall County, Georgia, being Lot 7, Millstone Cove Subdivision, as per plat recorded in Plat Slide 837, Pages 225A-228A, Hall County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 6454 Millstone Cove according to the present system of numbering property in Hall County, Georgia.
Prior Warranty Deed is Deed Book 5758, Page 173 and Security Deeds recorded in Deed Book 5758, Page 174 and Deed Book 5758, Page 202 incorrectly reference Plat Book Page 205A-228A instead of 225A-228A.

which has the property address of 6454 Millstone Cove Dr, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Sandra Gomez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P.
Attorney in Fact for
Sandra Gomez
Anthony DeMarlo, Attorney/pdrosario
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-18484 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230272 9/10, 17, 24, 10/1

gpn11
(GONZALES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Santiago Gonzales and Olga Gonzales to The Mortgage People Co., dated November 22, 2002, recorded in Deed Book 4390, Page 494, Hall County, Georgia Records, as last transferred to Ixis Real Estate Capital INC. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-ONE THOUSAND AND 0/100 DOLLARS ($231,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Santiago Gonzales and Olga Gonzales or a tenant or tenants and said property is more commonly known as 4474 Gillsville Hwy, Gillsville, Georgia 30543.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Ixis Real Estate Capital INC.

as Attorney in Fact for

Santiago Gonzales and Olga Gonzales

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/bar1 10/6/09
Our file no. 52144109-FT4


EXHIBIT A

All that tract or parcel of land lying and being in the Gillsville (GM 1557) District of Hall County, Georgia, consisting of 2.003 acres and being all of Tract 6 according to a plat of survey prepared by Farley-Collins Associates, registered surveyors, dated January 9, 1998, revised July 16, 1998, recorded on Plat Slide 712, Page(s) 205-A, Hall County, Georgia Plat Records, Reference to said plat and the record thereof is hereby made for a more complete description of said property. A copy of the soil scientist report is shown on a survey recorded on Plat Slide 712, Page(s) 206-B, Hall County, Georgia Plat Records.

Subject to all easements, covenants and restrictions of record, if any.


MR/bar1 10/6/09
Our file no. 52144109 - FT4
229437 9/10, 17, 24, 10/1

gpn11
(GRANADOS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jose O. Granados and Veronica Granados to Mortgage Electronic Registration Systems, Inc., dated May 20, 2005, recorded in Deed Book 5320, Page 185, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($145,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jose O. Granados and Veronica Granados or a tenant or tenants and said property is more commonly known as 5120 Merry Ln, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Jose O. Granados and Veronica Granados


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/brm 10/6/09
Our file no. 52309209-FT2


EXHIBIT A

All that tract or parcel of land, together with improvements thereon, lying and being in Land Lot 62 of the 8th Land District of Hall County, Georgia and being Lot 50 of the C.O. Edwards Subdivision (Whispering Pines) as shown on a subdivision plat recorded in Plat Book 16, pages 145-146 of the Hall County, Georgia Plat Records, and being more fully shown on a plat prepared for Robert Bell by Patton-Patton & Associates, Registered Surveyors, on July 5, 1974, and being more particularly described as follows:

Beginning at an iron pin on the Southwesterly side of Merry Lane, said iron pin being located 348 feet, more or less, Southeast of the centerline on Crow Drive, and running thence along the right of way of said Merry Lane South 38 degrees 30 minutes west 125.0 feet to an iron pin set; thence South 51 degrees 35 minutes West 222.40 feet to an iron pin found; thence North 34 degrees 30 minutes west 125.0 feet to an iron pin found; thence North 51 degrees 30 minutes East 214.52 feet to the beginning iron pin corner.

Said property is subject to all easements, covenants and restrictions of record, if any.


MR/brm 10/6/09
Our file no. 52309209 - FT2
228846 9/10, 17, 24, 10/1

gpn11
(GRANGER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by George A. Granger to Mortgage Electronic Registration Systems, Inc., dated April 21, 2006, recorded in Deed Book 5669, Page 69, Hall County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 6511, Page 222, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($155,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is George A. Granger or a tenant or tenants and said property is more commonly known as 5649 Ashmoore Court, Flowery Branch, GA 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Countrywide Home Loans Servicing LP

as Attorney in Fact for

George A. Granger

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/rat 10/6/09
Our file no. 52491708-FT4

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 99 of the 8th District, Hall County, Georgia, being Lot 49, of Madison Creek fka Ashmore fka Radford Road Tract Subdivision, as per plat thereof recorded in plat slide 835, page 147A-150A and plat slide 836, page 151A-154A, Hall County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

MR/rat 10/6/09
Our file no. 52491708 - FT4
230153 9/10, 17, 24, 10/1

gpn11
(GRESHAM)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Carlee Danielle Gresham to Mortgage Electronic Registration Systems, Inc. as nominee for Coats and Co., Inc., dated September 14, 2005, recorded in Deed Book 5449, Page 371, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-TWO THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($92,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Carlee Danielle Gresham or a tenant or tenants and said property is more commonly known as 3953 Harmony Drive, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc
as Attorney in Fact for
Carlee Danielle Gresham

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/bxh 10/6/09
Our file no. 52176709-FT2

EXHIBIT A

All that tract or parcel of land lying and being in the Tadmore Militia District (GMD 268) Hall County, Georgia, being Lot 59, Harmony Hall Estates Subdivision, as shown on a plat recorded in Plat Book 56, Page 261, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.


MR/bxh 10/6/09
Our file no. 52176709 - FT2
229096 9/10, 17, 24, 10/1

gpn11
(GRIMES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from David Grimes to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Ryland Mortgage Company, An Ohio Corporation, dated March 29, 2006, recorded April 6, 2006, in Deed Book 5649, Page 203-224, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Three Thousand Eight Hundred Ninety-Nine and 00/100 dollars ($203,899.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank Of New York Mellon fka The Bank Of New York, As Trustee For The Certificate Holders CWALT, Inc., Alternative Loan Trust 2006-20CB Mortgage Pass-Through Certificates, Series 2006-20CB, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE FLOWERY BRANCH DISTRICT, GMD 1270, HALL COUNTY, GEORGIA, BEING LOT 2, STERLING ON THE LAKE SUBDIVISION, POD A, AS PER PLAT RECORDED AT PLAT BOOK 840, PAGES 115-118, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART HEREOF.

Said property is commonly known as 7708 Soaring Eagle Drive, Flowery Branch, GA 30542.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is David Grimes, Beth Vukmaravich Trustee of the 7708 Soaring Eagle Drive Land Trust., or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATE HOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-20CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-20CB
as Attorney in Fact for
DAVID GRIMES

Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-90013-3
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
230337 9/10, 17, 24, 10/1

gpn11
(HALE)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Brandy Hale to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated June 29, 2007, recorded in Deed Book 6113, Page 281, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 6569, Page 559, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND AND 0/100 DOLLARS ($151,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property:All that tract or parcel of land, together with improvements thereon, situate, lying and being in Land Lot 31 of the 8th Land District of Hall County, Georgia, and being more fully shown and described in a plat of the property of David and Sheila A. Thrasher prepared by Henry Grady Jarrard, registered surveyor, dated December 5, 1980, and recorded in Plat Book 81, Page 189, of the Hall County records, and being more particularly described according to said Jarrard survey as follows:

Commence at an iron pin corner located along the westerly right-of-way of Hilldale Road, said beginning point being located in a northwesterly direction 109 feet from the right-of-way of Mountain View Road as measured along the westerly right-of-way of Hilldale Road; thence from said point of beginning south 64 degrees 27 minutes west 203.20 feet to an iron pin corner; thence north 28 degrees 2 minutes West 100 feet to an iron pin corner; thence north 67 degrees 57 minutes east 200.19 feet to an iron pin corner located along the westerly right-of-way of Hilldale Road; thence south 30 degrees 35 minutes east along the westerly right-of-way of Hilldale Road 88 feet to the point of beginning.

This is the same property described in a warranty deed dated January 14, 1981, from David Searcy to David L. Thrasher and Sheila A. Thrasher, recorded in Deed Book 732, Page 506, Hall County, Georgia records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Brandy Hale or a tenant or tenants and said property is more commonly known as 3617 Hilldale Drive, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Brandy Hale

Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp


MSP/cj 10/6/09
Our file no. 11127808-FT2
229316 9/10, 17, 24, 10/1

gpn11
(HAN)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Il Sung Han to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $244,800.00 dated 03/15/2006, and recorded in Deed Book 5630, page 379, Hall County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of October, 2009 by CitiMortgage, Inc., as Attorney-in-Fact for Il Sung Han the following described property:
All that tract or parcel of land lying and being in land Lots 65 and 66 of the 8th District, Hall County, Georgia, containing 4.09 acres, more or less, as shown on plat entitled “Property of Elaine A. Reed”, prepared by Farley-Collins & Associates, Registered Surveyors, dated July 24, 1980, revised March 4, 1983, recorded in Plat Book 89, Page 235, Hall County, Georgia Records, said plat being incorporated herein by reference thereto.
Property known as: 4941 Flat Creek Road, Oakwood, GA 30566

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Il Sung Han.
CitiMortgage, Inc., as Attorney-in-fact for Il Sung Han.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
230268 9/10, 17, 24, 10/1

gpn11
(HARPER)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffery Alan Harper to Wachovia Bank, National Association, dated September 24, 2004, recorded in Deed Book 5111, Page 427, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND EIGHT HUNDRED FIFTY-NINE AND 50/100 DOLLARS ($110,859.50), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Bank, National Association, P.O. Box 2248, MAC: Z3057-010, Jacksonville, FL 32203, 800-922-4684. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffery Alan Harper or a tenant or tenants and said property is more commonly known as 5223 Maplewood Ln, Gainesville, Georgia 30504.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wachovia Bank, National Association
as Attorney in Fact for
Jeffery Alan Harper


McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/bxh 10/6/09
Our file no. 52584709-FT2

EXHIBIT A

A parcel of land located in the Land Lot 77 of the 8th District, County of Hall, State of Georgia, and known as: Being Lot Number 27 in Timbercrest Subdivision as shown in the recorded plat/map in plat slide 722 pages 52A and 53A of Hall County Records.


MR/bxh 10/6/09
Our file no. 52584709 - FT2
230040 9/10, 17, 24, 10/1

gpn11
(HARRIS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Marrilyn Harris to New Century Mortgage Corporation, dated July 26, 2006, recorded August 17, 2006, in Deed Book 5786, Page 79-104, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Two Thousand Seven Hundred Twenty and 00/100 dollars ($92,720.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Deutsche Bank National Trust Company As Trustee For Morgan Stanley ABS Capital I Inc. Trust 2006-NC5, Mortgage Pass-Through Certificates,Series 2006-NC5, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 26 OF THE 8TH DISTRICT OF HALL COUNTY, GEORGIA, BEING UNIT 127, OF CHICOPEE CROSSING, AS PER PLAT RECORDED IN PLAT SLIDE 841, PAGE 63, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said property is commonly known as 2686 Creek Mill Lane, Gainesville, GA 30504.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Marrilyn Harris, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2006-NC5, MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2006-NC5
as Attorney in Fact for
MARRILYN HARRIS

Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BAC-09-32561-1
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
230335 9/10, 17, 24, 10/1

gpn11
(HARRISON)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Martha Ann Harrison to Unity Mortgage Corp. dated November 17, 1988, and recorded in Deed Book 1284, Page 336, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Georgia Residential Finance Authority now Georgia Housing and Finance Authority, by Assignment securing a Note in the original principal amount of $45,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in the City of Gainesville, G.M.D. 411, Hall County, Georgia, and being that certain 0.214 acre parcel lying on the easterly side of Rosecliff Terrace more particularly described according to that certain survey for Martha Ann Harrison dated November 16, 1988 by Henry Bailey Government Registered Land Surveyor, according to said survey described as follows:
Beginning at an iron pin on the easterly right of way of Rosecliff Terrace which iron pin is located 90.63 feet from the intersection of the easterly right-of-way of Rosecliff Terrace with the southerly right-of-way of Broad Street Place as measured in a southerly direction along the right-of-way of Rosecliff Terrace, thence from said point of beginning South 86° 34' 46" East 169.82 feat to an iron pin; thence South 20° 45' 47" West 59.34 feet to an iron pin; thence North 87° 21' 54" West 153.89 feet to an iron pin on the easterly right-of-way of Rosecliff Terrace; thence along said right-of-way North 05° 07' 14" East 58.78 feet to the iron pin and point of beginning.

Said property is known as 313 Rosecliff Terrace, Gainesville, GA 30501, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Martha Ann Harrison, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Martha Ann Harrison, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Georgia Housing and Finance Authority f/k/a Georgia Residential Finance Authority as Attorney-in-Fact for Martha Ann Harrison

File no. 09-016912
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/ASR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230134 9/10, 17, 24, 10/1

gpn11
(HENDERSON)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James D Henderson, Jr. to Mortgage Electronic Registration Systems, Inc., dated March 30, 2007, recorded in Deed Book 6009, Page 380, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($208,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James D. Henderson aka James D. Henderson, Jr. or a tenant or tenants and said property is more commonly known as 3024 Deepwater Drive, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
James D Henderson, Jr.

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/cj 10/6/09
Our file no. 52261409-FT2


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 61 of the 10th District, Hall County, Georgia, being Lot 5, of Lakeview Hills Subdivision, as per Plat recorded in Plat Book 128, Page 6-7 in the Office of the Clerk of Superior Court of Hall County, Georgia records, which Plat is incorporated herein by reference and made a part hereof.


MR/cj 10/6/09
Our file no. 52261409 - FT2
229141 9/10, 17, 24, 10/1

gpn11
(HERNANDEZ)
Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ANGEL HERNANDEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION , dated 12/23/2005, and Recorded on 01/17/2006 as Book No. 05569 and Page No. 242-252, HALL County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $80,363.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL County Courthouse within the legal hours of sale on the first Tuesday in October, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEIN GABOUT ONE MILE WEST OF THE CITY LIMITS OF GAINESVILLE, HALL COUNTY, GEORGIA, AND BEING DESCRIBED AS FOLLOWS:

BEGINNING 110 FEET FROM CORNER OF PEARL STREET AND RIDGEWAY DRIVE TO A CORNER; THENCE RUNNING EASTERLY 50 FEET ALONG LOT NO. THREE TO A CORNER; THENCE RUNNING 50 FEET TO A CORNER ON LOT NO. TWO; THENCE 50 FEET ALONG LOT NO. ONE TO A CORNER 125 FEET FROM PEARL STREET; THENCE NORTHERLY 75 FEET ALONG PROPERTY LINE OF C.A. LEE TO A CORNER; THENCE WESTERLY 150 FEET ALONG PROPERTY OF B.G. RIDGEWAY TO A CORNER ON RIDGEWAY DRIVE; THENCE ALONG RIDGEWAY DRIVE TO A CORNER. THIS BEING A PART OF LOTS NO. 1,2, 3 AND 4 OF THE ORIGINAL PLAT RECORDED AT PLAT BOOK 14, PAGES 99-100, HALL COUNTY, GEORGIA RECORDS.

THIS BEING THE SAME PROPERTY AS THAT CONVEYED BY WARRANTY DEED FROM SAM HOLLOWAY TO W.J. HOLLOWAY, DATED DECEMBER 19, 1972 AND RECORDED IN DEED BOOK 497, PAGE 322, HALL COUNTY, GEORGIA RECORDS. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 2525 E. CAMELBACK ROAD, Foreclosure SUITE 200, PHOENIX, AZ 85016, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 2310 RIDGEWAY DRIVE, GAINESVILLE, GEORGIA 30504 is/are: ANGEL HERNANDEZ or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK, N.A. as Attorney in Fact for ANGEL HERNANDEZ. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090016200089 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
229615 9/10, 17, 24, 10/1

gpn11
(HO)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Dong G Ho to Mortgage Electronic Registration Systems, Inc., dated July 21, 2006, recorded in Deed Book 5766, Page 179, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP
by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-TWO THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($292,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dong G Ho and Ann Van Doan or a tenant or tenants and said property is more commonly known as 2868 Wild Rose Street, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for

Dong G Ho

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/rk2 10/6/09
Our file no. 51562609-FT4

EXHIBIT A

All that tract or parcel of land lying and being in GMD 1419 Hall County, being Lot 17, Block a, Reflections Subdivision, Unit one, per Plat Book 847, Page 250 and Plat Book 848, pages 1-4, Hall County, georgia records, which is referred to and made a part of this description.


MR/rk2 10/6/09
Our file no. 51562609 - FT4
228362 9/10, 17, 24, 10/1

gpn11
(HOFFLAND)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Brian Hoffland aka Brian Frederick Hoffland to ABN Amro Mortgage Group, Inc. dated January 11, 2006 in the amount of $145,600.00, and recorded in Deed Book 5574, Page 428, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in the Glade Militia District (403 GMD) Hall County, Georgia, containing 3.8175 acres, more or less, and as more or less, and as more fully shown on survey of the property of William Presley Thompson, prepared by Roy A. Terrell, Registered Surveyor, dated March 6, 1976, recorded in Plat Book 62, Page 60 of the Hall County Records, which survey is by reference incorporated herein as apart of this description, and being the same property described and conveyed in a Warranty Deed from J.R. Miller to William (Bill) Presley Thompson, dated March 10, 1976, recorded in the Hall County Records.
Being known as parcel number: 15018000006B

which has the property address of 4928 Miller Lake Rd., Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Brian Hoffland aka Brian Frederick Hoffland and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.
Attorney in Fact for
Brian Hoffland aka Brian Frederick Hoffland
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-06613 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
230317 9/10, 17, 24, 10/1

gpn11
(HOLLADAY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Rhonda C. Holladay to HomeBanc Mortgage Corporation, dated April 12, 2002, recorded in Deed Book 4172, Page 558, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($95,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Rhonda C. Holladay or a tenant or tenants and said property is more commonly known as 2859 Oconee Circle, Gainesville, Georgia 30507.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for
Rhonda C. Holladay

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/sm9 10/6/09
Our file no. 52268309-FT4

EXHIBIT A

All that lot, tract or parcel of land, together with improvements thereon, lying and being in the Gainesville District (GMD 411) of Hall County, Georgia, and being part of Lot 4 and part of Lot A of Oconee Bluffs Subdivision, as shown on the plat of survey prepared for Robert Dale Weekley by Donald Williams, Georgia Registered Land Suveyor, dated May 30, 1991, and recorded in Plat Book 149, Page 89 of the Hall County, Georgia Plats Records and which plat is hereby incorporated by reference for a more complete description of said property.

Said property is conveyed subject to all easements, convenants and restrictions of record.


MR/sm9 10/6/09
Our file no. 52268309 - FT4
228851 9/10, 17, 24, 10/1

gpn11
(HOOD)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Tammy Hood and Carl Hood to Mortgage Electronic Registration Systems, Inc., dated October 11, 2006, recorded in Deed Book 5888, Page 89, Hall County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF18 by assignment recorded in Deed Book 6343, Page 459, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-SEVEN THOUSAND AND 0/100 DOLLARS ($297,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tammy Hood, Carl Hood and Carl M. Hood III or a tenant or tenants and said property is more commonly known as 4783 Highland Rd, Gainesville, Georgia 30506.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF18

as Attorney in Fact for
Tammy Hood and Carl Hood
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/bar1 10/6/09
Our file no. 5839908-FT1

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 12 of 11th District of Hall County, Georgia, containing 3.08 acres, more or less, and being the balance of the property described in a Deed to L.C. Howse recorded in Deed Book 790 Page 393, Hall County, Georgia Deed Records.

The tract herein conveyed being the balance of the 17.69 acres described according to a plat recorded in Plat Book 75 Page 109 Hall County, Georgia Plat Records, less and except the following three (3) tracts which have been conveyed; (1) Less and except the 8.09 acre tract described in Plat Book 89 Page 111, Hall County, Georgia Plat Records; (2) Less and except the 3 acre tract described in Plat Book 92 Page 214, Hall County, Georgia Plat Records; and (3) Less and except the 3.75 acre tract described in Plat Book 99 Page 262, Hall County, Georgia Plat Records.

Reference to said deeds and plats and the records thereof is hereby made for a more complete description of said property.

MR/bar1 10/6/09
Our file no. 5839908 - FT1
228288 9/10, 17, 24, 10/1

gpn11
(HOOPER)
Notice of Sale Under Power
Georgia, Hall County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Helen Elaine Hooper and Johnny Lee to Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin a Division of National City Bank, dated August 25, 2006, and recorded in Deed Book 5961, Page 28, Hall County, Georgia records, as last transferred to Wells Fargo Bank, National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 by Assignment recorded in Deed Book 6592, Page 62, Hall County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $130,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, to wit: October 6, 2009, the following described property:

All that certain land situated in the State of GA, County of Hall, City of Gainesville, described as follows:

The land referred to in the Exhibit is located in the County of Hall and the State of Georgia in Deed Book 4920 at Page 120 and described as follows:

All that tract or parcel of land lying and being in Land Lot 113 of the 9th District of Hall County, Georgia, and being all of Lot No. 37, Section 1 of the Mir-A-Mar Subdivision according to a plat made by Patton-Pless and Associates, Georgia Registered Surveyors No. 1324 and 1326, dated August 1970, and recorded in Plat Book 44 at Pages 185 and 186, Office of the Clerk of the Superior Court of Hall County, Georgia. Said plat is hereby referred to and incorporated by reference for a more complete description of the subject property.

APN: 09113-000034

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 3239 Navajo Circle, Gainesville, GA 30501 is (are): Helen Elaine Hooper and Johnny Lee or tenant or tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

Wells Fargo Bank, National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15
as attorney in fact for
Helen Elaine Hooper and Johnny Lee

Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229668 9/10, 17, 24, 10/1

gpn11
(HOUSTON)
STATE OF GEORGIACOUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Celeina R. Houston to Washington Mutual Bank, FA dated April 19, 2007, and recorded in Deed Book 6058, Page 91, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Bank of America, National Associationas successor by merger to "LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-HY07 Trust , by Assignment securing a Note in the original principal amount of $1,014,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 38 of the 8th District, Hall County, Georgia, being Lot 16, Cumberland on Lanier Subdivision, Phase One, as per plat recorded in Plat Slide 774, pages 71A-72A, Hall County records, said plat being incorporated herein by reference thereto.

Said property is known as 4182 Cumberland Point Drive, Gainesville, GA 30504, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Celeina R. Houston, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Celeina R. Houston, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Bank of America, National Associationas successor by merger to "LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-HY07 Trust as Attorney-in-Fact for Celeina R. Houston

File no. 09-010364
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BMB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
229730 9/10, 17, 24, 10/1

gpn11
(HOWARD)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Dorothy A Howard to Mortgage Electronic Registration Systems, Inc., dated July 29, 2005, recorded in Deed Book 5394, Page 92, Hall County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP., fka Countrywide Home Loans Servicing, LP. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTEEN THOUSAND SEVEN HUNDRED NINETY-EIGHT AND 0/100 DOLLARS ($317,798.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dorothy Howard and Tammy L. Cameron or a tenant or tenants and said property is more commonly known as 6358 Old Wood Hollow Way, Buford, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP., fka Countrywide Home Loans Servicing, LP.

as Attorney in Fact for
Dorothy A Howard

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net


MR/mcs 10/6/09
Our file no. 52068509-FT7


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 331, 7th District, Hall County, Georgia, being Lot 12, Block A, Stringer Creek, Unit One, as per Plat Slide 838, Page 13, Hall County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference.


MR/mcs 10/6/09
Our file no. 52068509 - FT7
228665 9/10, 17, 24, 10/1

gpn11
(HUDGINS)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Herman D. Hudgins aka Herman Dillard Hudgins and Linda S. Hudgins aka Linda Sue Hudgins to Mortgage Electronic Registration Systems, Inc., dated February 22, 2008, recorded in Deed Book 6278, Page 269, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($140,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Linda Sue Hudgins and Herman Dillard Hudgins or a tenant or tenants and said property is more commonly known as 5484 Amber Cove Way, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.
as Attorney in Fact for
Herman D. Hudgins aka Herman Dillard Hudgins and Linda S. Hudgins aka Linda Sue Hudgins

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/cj 10/6/09
Our file no. 52159009-FT2

EXHIBIT A

All that tract or parcel of land lying and being in GMD 392, Hall Co. GA being Lot 37 of Evergreen, Phase 2, as per plat recorded in the Clerk's Office of the Superior Court of Hall Co. GA in Plat Slide 788, Pages 28A-31A. Said plat and the record thereof are herein incorporated for a full and complete legal description.


MR/cj 10/6/09
Our file no. 52159009 - FT2
228298 9/10, 17, 24, 10/1

gpn11
(HUDSON)
GEORGIA, HALL COUNTY
NOTICE OF SALE UNDER POWER
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
By virtue of the Power of Sale contained in a Security Deed given by Terrie Hudson to The Peoples Bank, dated June 17, 2008, recorded in Deed Book 6368, Pages 49-54, Hall County, Georgia Records, conveying the after-described property which secures a Note dated December 2, 2008, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009 the following described property:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 120 of the 9th District of Hall County, Georgia, being Lot 41, Heritage Landing, Phase II as shown on a plat of the subdivision recorded in Plat Book 129, pages 46-47, Hall County Georgia records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terrie Hudson, or a tenant or tenants, and said property is more commonly known as 3187 Gulls Wharf Drive, Gainesville, Georgia. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

The Peoples Bank
as Attorney in Fact for
Terrie Hudson
______________________
Samuel L. Chesnutt
as Attorney at Law for
The Peoples Bank

Strickland, Chesnutt & Lindsay, LLP
650 Oglethorpe Avenue, Suite 1
Athens, Georgia 30606
Our file no. A09-279H
229348 9/10, 17, 24, 10/1

gpn11
(HUGHES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Peggy Hughes and Kevin Johnson to Mortgage Electronic Registration Systems, Inc. dated September 21, 2005 in the amount of $145,600.00, and recorded in Deed Book 5451, Page 534, Hall County, Georgia Records; as last transferred to The Bank Of New York Mellon FKA The Bank Of New York as Trustee for The Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2005-13 by assignment; the undersigned, The Bank Of New York Mellon FKA The Bank Of New York as Trustee for The Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2005-13 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, together with any improvements thereon, lying and being in the City of Gainesville, Hall County, Georgia, and being Lot 31, Section 1 of Honeysuckle Hills Subdivision as shown on the Plat recorded in Plat Book 35 Page 40 of the Hall County, Georgia Plat Records. Said Plat is incorporated herein by reference for a more complete description of the subject property and for all other legal purposes. Said property is subject to all easements, Rights of Way, protective or restrictive covenants, or public utilities of records, if any.

which has the property address of 698 Honeysuckle Road, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Peggy Hughes and Kevin Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank Of New York Mellon FKA The Bank Of New York as Trustee for The Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2005-13
Attorney in Fact for
Peggy Hughes and Kevin Johnson
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-04557 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
228992 9/10, 17, 24, 10/1

gpn11
(HUGHES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Cheryl Hughes to Mortgage Electronic Registration Systems, Inc., dated November 5, 2003, recorded in Deed Book 4796, Page 530, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA dba Americas Servicing Company by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($110,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: A.S.C. for Norwest Home Improvement, PO Box 10328, Des Moines, IA 50306-0328, 1-800-662-3806. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Cheryl Hughes and Cheryl L. Hughes or a tenant or tenants and said property is more commonly known as 8071 Beachwood Dr, Murrayville, Georgia 30564.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA dba Americas Servicing Company
as Attorney in Fact for
Cheryl Hughes

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/car 10/6/09
Our file no. 5446809-FT5


EXHIBIT A

All that tract or parcel of land, together with improvements thereon situate lying and being in Land Lot 158 of the 11th Land District of Hall County, Georgia and being known as Lot 8, Block B of the Mountain View Lake Estates Subdivision as shown on that subdivision plat of survey recorded in Plat Book 39, Page 41 of the Hall County, Georgia plat records. Said plat is incorporated herein by reference for a more complete description of the property.


MR/car 10/6/09
Our file no. 5446809 - FT5
229699 9/10, 17, 24, 10/1

gpn11
(HUMPHREY)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher D Humphrey and Erica L Humphrey to Residential Alliance, LLC, dated June 15, 1998, recorded in Deed Book 3217, Page 202, Hall County, Georgia Records, as last transferred to GMAC Mortgage, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-THREE THOUSAND FIVE HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($93,575.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation, Two Ravinia Dr. Suite 500, Atlanta, GA 30346, 800-850-4622x2365442. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher D Humphrey and Erica L Humphrey or a tenant or tenants and said property is more commonly known as 5518 Tory Way, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

GMAC Mortgage, LLC

as Attorney in Fact for
Christopher D Humphrey and Erica L Humphrey

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/bar1 10/6/09
Our file no. 5387009-FT1

EXHIBIT A

All that tract or parcel of land lying and being in Flowery Branch GMD 1270, Hall County, Georgia, being Lot 48, Block A, Mullberry Place, Phase II-B, as per plat recorded in Plat Slide 362, Page 217A, Hall County, Georgia records, which plat is hereby referred to and made a part of this description.
Subject to and together with all restrictions, easements, and rights-of-way of record, if any, in Hall County, Georgia.

MR/bar1 10/6/09
Our file no. 5387009 - FT1
228285 9/10, 17, 24, 10/1

gpn11
(HUMPHRIES)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Amelia Humphries and Bobby Keith Humphries to Mortgage Electronic Registration Systems, Inc. dated February 28, 2007 in the amount of $198,000.00, and recorded in Deed Book 5986, Page 73, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2009 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 134 of the 8th District, Hall County, Georgia, being Lot 12 of Compass Point Subdivision, Phase 1-A, as per plat recorded in Plat Book 679, Pages 122(A), 123(A) and 124(A), Hall County Records. Said plat is incorporated herein by reference for a more complete description of the subject property and for all other legal purposes.

Subject to any and all easements, rights-of-way, protective or restrictive covenants, or public utilities of record.

This being the same property conveyed from Atrium Homes, Inc. to Eddie Charles Hinesley and Dawn Denise Hinesley by Warranty Deed dated February 26, 1999 and recorded in Deed Book 3452, Page 642, Hall County, Georgia Deed Records.

which has the property address of 6180 Compass Drive, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Amelia Humphries and Bobby Keith Humphries and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Amelia Humphries and Bobby Keith Humphries
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-15340 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
228579 9/10, 17, 24, 10/1

gpn11
(HUNT)
NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Dudley Hunt to Wachovia Bank, National Associaton, dated May 10, 2004, recorded in Deed Book 4979, Page 454, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND FOUR HUNDRED TWENTY-EIGHT AND 0/100 DOLLARS ($101,428.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Bank, National Association, P.O. Box 2248, MAC: Z3057-010, Jacksonville, FL 32203, 800-922-4684. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dudley Hunt or a tenant or tenants and said property is more commonly known as 6144 Pine Circle, Flowery Branch, Georgia 30542.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wachovia Bank, National Associaton

as Attorney in Fact for
Dudley Hunt

McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net

MR/hw1 10/6/09
Our file no. 52565409-FT2


EXHIBIT A

All that certain property situated in the City of Flowery Branch in the County of Hall and State of Georgia and being described in a deed dated 05/28/1996 and recorded 05/31/1996 in book 262