(ABATSO) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Nyadi Abatso to Mortgage Electronic Registration Systems, Inc. dated February 1, 2007 in the amount of $632,000.00, and recorded in Deed Book 5953, Page 588, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 120 of the 8th District, Hall County, Georgia, being Lot 34, Loch Arbor Subdivision, Phase 1, as per plat recorded in Plat Book 98, Page 82-83, Hall County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 6535 Arbor Point according to the present system of numbering houses in Hall County, Georgia.
which has the property address of 6535 Arbor Point, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Nyadi Abatso and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Nyadi Abatso
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14916 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
204198 11/6 13 20 27

(ALBERTO) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Dominga Alberto to Mortgage Electronic Registration Systems, Inc., dated November 4, 2005, recorded in Deed Book 5513, Page 232, Hall County, Georgia Records, as last transferred to EverHome Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($153,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EverHome Mortgage Company, 8100 Nations Way, Jacksonville, FL 32256, (904) 224-4667. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dominga Alberto or a tenant or tenants and said property is more commonly known as 1447 Enota Avenue, Gainesville, Georgia 30501.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
EverHome Mortgage Company
as Attorney in Fact for
Dominga Alberto
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ho 12/2/08
Our file no. 51734408-FT1
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 139 of the 9th District, City of Gainesville, Hall County, Georgia, being Lot 5, the Clear View Heights Subdivision, Block C, as per Plat recorded in Plat Slide 113, Page 225A, Hall County records, said Plat being incorporated herein by reference thereto.
MR/ho 12/2/08
Our file no. 51734408 - FT1
202223 11/6 13 20 27

(ALMENDAREZ) STATE OF GEORGIACOUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Juan B. Almendarez to Mortgage Electronic Registration Systems, Inc. dated January 6, 2006, and recorded in Deed Book 5566, Page 280, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2006-HE3, by Assignment securing a Note in the original principal amount of $139,410.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the Tadmore 268 GM District of Hall County, Georgia, being Lot 61 of Frontier Trails Subdivision, as per plat thereof recorded in Plat Book 841, Page 117, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 3038 Bronco Lane, Gainesville, GA 30507, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Juan B. Almendarez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Juan B. Almendarez , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2006-HE3 as Attorney-in-Fact for Juan B. Almendarez

File no. 08-005243
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
203397 11/6 13 20 27

(ALVAREZ) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jose M. Alvarez to Mortgage Electronic Registration Systems, Inc., dated December 7, 2007, recorded in Deed Book 6232, Page 270, Hall County, Georgia Records, as last transferred to HSBC Bank USA N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($152,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Corporation, 2929 Walden Avenue, Depew, NY 14043, 716-651-5515. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jose M. Alvarez or a tenant or tenants and said property is more commonly known as 3218 Bluffton Drive, Gainesville, Georgia 30507.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
HSBC Bank USA N.A.
as Attorney in Fact for
Jose M. Alvarez
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ho 12/2/08
Our file no. 51744308-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the Tadmore District (GMD 268) of Hall County, Georgia, and being Lot 5 of Bluffton Subdivision, as per that plat of the subdivision recorded in Plat Book 853, Pages 10-22, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof.
MR/ho 12/2/08
Our file no. 51744308 - FT1
202221 11/6 13 20 27

(AMON) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by George Amon and Nancy Amon to Mortgage Electronic Registration Systems, Inc. dated May 11, 2006 in the amount of $106,300.00, and recorded in Deed Book 5723, Page 268, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the Flowery Branch District GMD 1270 of Hall County, Georgia and being Lot 1 of Kensington Park Subdivision as per that plat recorded in Plat Slide 774, Pages 64A and 65A Hall County, Georgia Records which plat is incorporated herein by reference and made a part hereof.
which has the property address of 4900 Kensington Park Drive, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of George Amon and Nancy Amon and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc.
Attorney in Fact for
George Amon and Nancy Amon
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24303 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
203560 11/6 13 20 27

(APPLING) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Mark Appling to Mortgage Electronic Registration Systems, Inc., dated August 26, 2005, recorded in Deed Book 5472, Page 501, Hall County, Georgia Records, as last transferred to Bank of America, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($102,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mark Appling or a tenant or tenants and said property is more commonly known as 4962 Vireo Drive Unit #34, Flowery Branch, Georgia 30542. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, National Association
as Attorney in Fact for
Mark Appling
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net
MR/car 12/2/08 Our file no. 52470408-FT5
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 98 of the 8th District, Hall County, Georgia, being Building 34, Unit D, Water Stone Crossing Townhomes, as more particularly described in that plat recorded in Plat Slide 822, Page 246A, Hall County records, which plat is made a part hereof by reference.
MR/car 12/2/08 Our file no. 52470408 - FT5
203879 11/6 13 20 27

(ARMSTRONG) STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated March 23, 2007, from Sheila R. Armstrong and Kenneth M. Armstrong to Mortgage Electronic Registration Systems, Inc., as nominee for Equifirst Corporation, recorded on April 20, 2007 in Deed Book 6028 at Page 459, in the office of the Clerk of the Superior Court of Hall County, Georgia, and said Deed to Secure Debt having been given to secure a note dated March 23, 2007, in the amount of $465,290.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Hall County, Georgia, on December 2, 2008, the following described real property (hereinafter referred to as the “Property”):
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 1270 OF THE FLOWERY BRANCH DISTRICT, HALL COUNTY, GEORGIA BEING LOT 30, GRANDVIEW ESTATES, PHASE ONE, AS PER PLAT RECORDED IN PLAT BOOK 846, PAGE 140-155, HALL COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.
The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Sheila R. Armstrong and Kenneth M. Armstrong. The property, being commonly known as 4749 Cardinal Ridge Way, Flowery Branch, GA 30542 in Hall County, will be sold as the property of Sheila R. Armstrong and Kenneth M. Armstrong, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Albertelli Law
Attorney for Sutton Funding LLC as Attorney in Fact for Sheila R. Armstrong and Kenneth M. Armstrong
100 Galleria Parkway, Suite 900
Atlanta, GA 30339
Phone: (866) 690-0418
204045 11/6 13 20 27

(ARROYO) STATE OF GEORGIACOUNTY OF HALL NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Mario Arroyo to Westminster Mortgage Corporation dated March 2, 2001, and recorded in Deed Book 3836, Page 545, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $68,820.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in Land Lot 28 of the 12th District of Hall County, Georgia, being Lot 5, River Run Subdivision (A/K/A Little River Farms), as per plat recorded in Plat Book 98, Pages 218-219, Hall County, Georgia Records, which plat is hereby incorporated by reference thereto and made a part of this description.
Said property is known as 6131 River Run Circle, Gainesville, GA 30506, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Mario Arroyo, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Mario Arroyo , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Mario Arroyo
File no. 08-005387
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/AB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
202869 11/6 13 20 27

(ARROYO) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jose Arroyo to Mortgage Electronic Registration Systems, Inc., dated March 14, 2005, recorded in Deed Book 5284, Page 516, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND AND 0/100 DOLLARS ($135,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jose Arroyo or a tenant or tenants and said property is more commonly known as 3040 Applewood Way, Gainesville, Georgia 30504.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA
as Attorney in Fact for
Jose Arroyo
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/car 12/2/08
Our file no. 52109108-FT5


EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 23, 8th District, Hall County, Georgia, and being all of Lot 118, Willow Ridge, Phase 1, as shown and delineated on plat of survey prepared for Randall L. Robinson by Jick A. Page, Jr., Georgia registered land surveyor, dated June 29, 1995, and being recorded in the Clerk's Office of the Superior Court of Hall County, Georgia, in Plat Slide 450, Page 84A. Said plat and the record thereof are herein incorporated for a full and complete legal description.
MR/car 12/2/08
Our file no. 52109108 - FT5
203860 11/6 13 20 27

(ARZILLO) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Salvatore R Arzillo, III to Option One Mortgage Corporation dated August 9, 2006 in the amount of $235,800.00, and recorded in Deed Book 5796, Page 464, Hall County, Georgia Records; as last transferred to Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3 by assignment; the undersigned, Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in GMD 1419, Hall County, Georgia, being Lot 20, Block A, Aarons Way Subdivision, as per plat thereof recorded in Plat Book 843, Page 120-122, Hall County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description
which has the property address of 6419 Aarons Way, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Salvatore R Arzillo, III and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3
Attorney in Fact for
Salvatore R Arzillo, III
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-04748 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
202692 11/6 13 20 27

(B&L BOWLING CENTER LLC)
STATE OF GEORGIA
HALL COUNTY NOTICE OF SALE UNDER POWER
By virtue of the powers of sale contained in that certain Deed to Secure Debt from B&L Bowling Center, LLC, to SunTrust Bank, dated August 15, 2000, recorded August 23, 2000, in Deed Book 3727 at Pages 1-7, Hall County, Georgia Records, as modified (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated August 15, 2000 in the original principal amount of $1,318,395.50, as modified (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is B&L Bowling Center, LLC, its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as 2317 Browns Bridge Road, Gainesville, Hall County, Georgia; however, please refer only to the legal description for the location of the property.

NEAL J. QUIRK, ESQ.
Attorney in Fact for B&L Bowling Center, LLC
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that tract or parcel of land lying and being in Land Lot 7 of the 8th Land District, in the City of Gainesville, Hall County, Georgia, and being more particularly described according to a survey by Owen Patton, registered surveyor, dated November 29, 1982, last revised on March 19, 1985, and being more particularly described according to said plat as follows:
BEGINNING at an iron pin located at the intersection of the southwest side of the right of way of Green Crest Drive with the southeast side of the right of way of Georgia Highway 369; thence along the southwest side of the right of way of the said Green Crest Drive south 35 degrees, 33 minutes and 51 seconds east 499.95 feet to an iron pin; thence continuing along said right of way south 34 degrees 58 minutes 33 seconds east 120.24 feet to an iron pin; thence leaving said right of way and running south 53 degrees, 15 minutes west 172.48 feet to an iron pin; thence north 36 degrees 51 minutes west 573.42 feet to an iron pin located on the southeast side of the right of way of Georgia Highway 369; thence along the right of way of the said Georgia Highway 369 north 39 degrees 17 minutes 30 seconds east 193.26 feet to an iron pin located at the intersection of the southwest side of the right of way of Green Crest Drive with the southeast side of the right of way of Georgia Highway 369 at the point of beginning.

ALSO conveyed is all of the grantor's interest in and to that certain easement for the installation of a sewer line more particularly described in Deed Book 801, Page 307, Hall County Georgia Deed Records, and in an easement from Carey B. Paul, Jr. and W.T. Paul to Walter M. Luke recorded in Deed Book 843, Page 483, Hall County, Georgia Deed Records. Reference to said instruments is hereby made for a more completed description of said easements.

LESS AND EXCEPT that certain property described in a Right of Way Deed from Gainesville Bowling Center, Inc. to the Department of Transportation, State of Georgia, recorded in Deed Book 857, Page 128, Hall County, Georgia Records.
203412 11/6 13 20 27

(BARNETT) STATE OF GEORGIA COUNTY OF HALL NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Billy O'Neal Barnett to Resource Bancshares Mortgage Group, Inc. dated August 17, 1998, and recorded in Deed Book 3296, Page 98, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $76,645.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in Flowery Branch G.M.D. 1270, land Lot 114, 8th District, Hall County, Georgia, being Lot 7, B.J. Holland Subdivision, as shown on plat of survey recorded in Plat Slide 337, Page 215A, Hall County, Georgia Plat Records, which plat is incorporated herein and made a part hereof by reference.
Said property is known as 4938 Oak Street, Flowery Branch, GA 30542, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Billy O'Neal Barnett, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Billy O'Neal Barnett , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Billy O'Neal Barnett
File no. 08-007038
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/AB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
203545 11/6 13 20 27

(BAYLON) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Leticia Baylon to Mortgage Electronic Registration Systems, Inc., dated August 17, 2005, recorded in Deed Book 5413, Page 272, Hall County, Georgia Records, as last transferred to Litton Loan Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($84,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Leticia Baylon or a tenant or tenants and said property is more commonly known as 3719 Gillsville Hwy, Gillsville, Georgia 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Litton Loan Servicing, LP
as Attorney in Fact for
Leticia Baylon
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vn1 12/2/08
Our file no. 52401408-FT12
EXHIBIT A
All that tract or parcel of land, lying and being in GMD 268, Hall County, Georgia, containing 1.151 acres, as shown on survey for Lillian S. Lancaster, prepared by Jarrard Surveying, dated February 10, 2003, and being more particularly described as follows:
Commence at an Iron pin corner located on the northerly right-of-way of State Route 323-Gillsville Highway (100 foot right-of-way), said beginning point being located north 87 Degrees 56 Minutes 54 Seconds west 219.41 feet from the center line intersection of snare road and State route 323-Gillsville Highway; thence from said point of beginning along the northerly right-of-way of State route 323-Gillsville Highway a chord distance south 78 Degrees 12 Minutes 17 Seconds west 236.47 feet to an Iron pin corner; thence leaving the northerly right-of-way of State route 323-Gillsville Highway and continuing north 18 Degrees 40 Minutes 00 Seconds west 217.52 feet to an Iron pin corner; thence north 70 Degrees 26 Minutes 00 Seconds east 200.91 feet to an Iron pin corner; thence south 26 Degrees 25 Minutes 00 Seconds east 251.27 feet to the point of beginning.

This is the same property that was conveyed and described in a warranty deed from Ray Hartwell Lancaster to Ray Hartwell Lancaster and Lillian Lancaster Dated March 9, 1989, and recorded in Deed Book 1321, Page 327 of the Hall County records.
203228 11/6 13 20 27

(BELL) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Shannon Denise Bell to Accredited Home Lenders, Inc., a California Corporation, dated April 24, 2000, recorded in Deed Book 3666, Page 202, Hall County, Georgia Records, as last transferred to The Bank of New York, acting solely in its capacity as Trustee for EquiCredit Corporation Trust 2001-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($97,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, 3815 S West Temple, Salt Lake City, UT 84115, 888-349-8955. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shannon Denise Bell or a tenant or tenants and said property is more commonly known as 2147 Deville Lane, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Bank of New York, acting solely in its capacity as Trustee for EquiCredit Corporation Trust 2001-2
as Attorney in Fact for
Shannon Denise Bell
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ho 12/2/08
Our file no. 52903102-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the Gainesville Militia District of Hall County, Georgia, and being all of Lot 57 of the Fleetwood Subdivision as shown on a plat of survey recorded in Plat Book 44, Pages 246-247, and as more fully shown on a plat of survey prepared by Farley-Collins & Associates, Georgia Registered Land Surveyor, dated September 1, 1970 and as revised on December 29, 1970, recorded in Plat Book 45, Page 88, Hall County, Georgia Plat Records, which survey is by reference incorporated herein as part of this description.
MR/ho 12/2/08
Our file no. 52903102 - FT1
202225 11/6 13 20 27

(BLACKMON) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by John F. Blackmon and Marcie M. Blackmon to Mortgage Electronic Registration Systems, Inc., dated March 20, 2006, recorded in Deed Book 5646, Page 540, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($163,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is John F. Blackmon and Marcie M. Blackmon or a tenant or tenants and said property is more commonly known as 4637 Whiporwill Road, Gillsville, Georgia 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA
as Attorney in Fact for
John F. Blackmon and Marcie M. Blackmon
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 12/2/08
Our file no. 52485108-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 1557th GMD of Hall County, Georgia, embracing 5.01 acres, more or less, and being more particularly described on a plat prepared by Perry E. McClung, Registered Surveyor, dated October 2, 1991, as follows:
Beginning at an iron pin on the northeasterly right of way of Whiporwill Road, said iron pin being located 1168.08 feet northwest of the centerline intersection of Whiporwill Road with State Route No. 323 as measured along the northeasterly right of way of Whiporwill Road; thence along said right of way north 45-27-56 west 115.67 feet to a point; north 41-01-00 west 42.89 feet to a point; north 36-58-00 west 96.06 feet to a point; and north 28-51-00 west 14.86 feet to an iron pin; thence north 56-04-00 east 1102.81 feet to an iron pin; thence south 30-10-52 west 610.84 feet to an iron pin; thence south 56-04-26 west 521.08 feet to the point of beginning.
MR/tmw 12/2/08
Our file no. 52485108 - FT7
202958 11/6 13 20 27

(BROWN) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNT
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by William Brown, Jessica L Brown and aka Jessica I Brown to First Realty Mortgage Corporation, dated June 26, 2001, recorded in Deed Book 3930, Page 315, Hall County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 6398, Page 603, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND EIGHT HUNDRED FIFTY AND 0/100 DOLLARS ($97,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William Brown, Jessica L Brown and aka Jessica I Brown or a tenant or tenants and said property is more commonly known as 2932 Wallace Road, Gainesville, Georgia 30506.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC
as Attorney in Fact for
William Brown, Jessica L Brown and aka Jessica I Brown
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/el1 12/2/08
Our file no. 5701508-FT3
EXHIBIT A
that tract or parcel of land lying and being in The 268th GMD of Hall County, Georgia, being designated as Lot 11A as shown on a Plat of survey for Gary Collins dated February 23, 2001 and recorded in Plat Slide 796, Page 156A, Hall County records; said Plat being incorporated herein by reference for a more complete description of the property.
Also conveyed herewith is a 2001 Palm Harbor P34E2 28 X 48 Manufactured Home, Serial Number PH234419 which is attached to and made a part of the real property.
204261 11/6 13 20 27

(BRYAN) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Barbara A. Bryan and Jerry R. Bryan to First Nationwide Mortgage Corporation dated November 21, 2002 in the amount of $94,417.00, and recorded in Deed Book 4400, Page 221, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. s/b/m First Nationwide Mortgage Corporation by assignment; the undersigned, CitiMortgage, Inc. s/b/m First Nationwide Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot, or parcel of land, together with improvements thereon, lying and being in Land Lots 145 and 146 of the 10th Land District of Hall County, Georgia, and being Lot 42, Block A, of Griffin Heights Subdivision, as shown on the subdivision plat of survey prepared by George D. Newton, Georgia Registered Land Surveyor, dated July 10, 1961 and recorded in Plat Book 27, Pages 134 and 135 of Hall County, Georgia plat records, and which plat is hereby incorporated by reference for a more complete description of said property.
This conveyance is made subject to the restrictive covenants for Griffin Heights Subdivision recorded in Deed Book 235, Page 619 of the Hall County, Georgia Deed records.
which has the property address of 3459 Leisure Lane, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Barbara A. Bryan and Jerry R. Bryan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. s/b/m First Nationwide Mortgage Corporation
Attorney in Fact for
Barbara A. Bryan and Jerry R. Bryan
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00861 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
203804 11/6 13 20 27

(BRYAN) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Barbara A. Bryan and Jerry R. Bryan to First Nationwide Mortgage Corporation dated November 21, 2002 in the amount of $94,417.00, and recorded in Deed Book 4400, Page 221, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. s/b/m First Nationwide Mortgage Corporation by assignment; the undersigned, CitiMortgage, Inc. s/b/m First Nationwide Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot, or parcel of land, together with improvements thereon, lying and being in Land Lots 145 and 146 of the 10th Land District of Hall County, Georgia, and being Lot 42, Block A, of Griffin Heights Subdivision, as shown on the subdivision plat of survey prepared by George D. Newton, Georgia Registered Land Surveyor, dated July 10, 1961 and recorded in Plat Book 27, Pages 134 and 135 of Hall County, Georgia plat records, and which plat is hereby incorporated by reference for a more complete description of said property.
This conveyance is made subject to the restrictive covenants for Griffin Heights Subdivision recorded in Deed Book 235, Page 619 of the Hall County, Georgia Deed records.
which has the property address of 3459 Leisure Lane, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Barbara A. Bryan and Jerry R. Bryan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. s/b/m First Nationwide Mortgage Corporation
Attorney in Fact for
Barbara A. Bryan and Jerry R. Bryan
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00861 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
204018 11/6 13 20 27

(BRYANT) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by June K. Bryant to Mortgage Electronic Registration Systems, Inc., dated April 22, 2005, recorded in Deed Book 5298, Page 363, Hall County, Georgia Records, as last transferred to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE7 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND AND 0/100 DOLLARS ($105,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is June K. Bryant or a tenant or tenants and said property is more commonly known as 4659 Cagle Road, Gainesville, Georgia 30507.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE7
as Attorney in Fact for
June K. Bryant
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ho 12/2/08
Our file no. 52577008-FT1
EXHIBIT A
All that tract or parcel of land lying and being the Lula District GMD 1690 of Hall County, Georgia, and being more particularly described as that 2.9 acre tract, according to survey by Henry Grady Jarrard recorded in Plat Book 136, Page 144, of the Hall County plat records, and as being more particularly described according to that certain survey by Henry Grady Jarrard entitled "plat for John & Vicky Fletcher", dated October 23, 1989 and recorded in Plat Book 139, Page 62, of the Hall County, plat records and according to said plat described as follows:
Beginning at an iron pin on the northerly right of way of Cagle Road which iron pin is located north 03 degrees 30 minutes 00 seconds west 15.0 feet from the intersection of the center line of Cagle Mill Road if extended from the centerline of Cagle Road and from said point of, beginning thence along the northerly right of way of Cagle Road the following courses and distances: north 86 degrees 40 minutes 33 seconds, west 100.86 feet, north 83 degrees 52 minutes 12 seconds west 83.36 feet, north 75 degrees 48 minutes 23 seconds west 81.71 feet, north 66 degrees 26 minutes 37 seconds west 60.79 feet, north 60 degrees 43 minutes 22 seconds west 43.10 feet; north 58 degrees 22 minutes 00 seconds west 101.74 feet, north 54 degrees 52 minutes 39 seconds west 39.29 feet, north 50 degrees 23 minutes 49 seconds west 44.17 feet, north 43 degrees 51 minutes 14 seconds west 43.79 feet, north 42 degrees 40 minutes 51 seconds west 57.07 feet, north 45 degrees 35 minutes 39 seconds west 25.75 feet to an iron pin on the northerly right of way of cagle road; thence leaving said right of way north 88 degrees 09 minutes 30 seconds east 131.22 feet; north 87 degrees 16 minutes 43 seconds east 175.97 feet; north 85 degrees 58 minutes 25 seconds east 127.33 feet; north 84 degrees 33 minutes 52 seconds east 115.36 feet; north 83 degrees 44 minutes 54 seconds east 67.22 feet to an iron pin; thence south 03 degrees 30 minutes 00 seconds west 316.15 feet to an iron pin on the northerly right of way of Cagle Road and the point of beginning.
MR/ho 12/2/08
Our file no. 52577008 - FT1
203585 11/6 13 20 27

(BRYANT) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Penny Bryant to National City Mortgage a division of National City Bank of Indiana dated December 29, 2005 in the amount of $126,875.00, and recorded in Deed Book 5563, Page 219, Hall County, Georgia Records; as last transferred to National City Real Estate Services LLC, s/b/m to National City Mortgage Inc. fka National City Mortgage Co. sbm to National City Bank by assignment; the undersigned, National City Real Estate Services LLC, s/b/m to National City Mortgage Inc. fka National City Mortgage Co. sbm to National City Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with improvements thereon, situate, lying and being in GMD 268 of Hall County, Georgia and being 7.507 acres, more or less, on the Northern Right of Way of Suggs Road, as more particularly described on that Plat of Survey for David Collins, prepared by Donald Williams & Associates, Georgia Registered Land Survey, dated December 1986, and recorded in Plat Book 117, Page 83, of Hall County, Georgia. Said plat being incorporated herein and made a part hereof by reference.
which has the property address of 3556 Suggs Road, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Penny Bryant and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

National City Real Estate Services LLC, s/b/m to National City Mortgage Inc. fka National City Mortgage Co. sbm to National City Bank
Attorney in Fact for
Penny Bryant
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-25027 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
204020 11/7 13 20 27

(CARNES) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Sherri Carnes to HomeBanc Mortgage Corporation, dated June 30, 2003, recorded in Deed Book 4672, Page 564, Hall County, Georgia Records, as last transferred to Bank of New York as trustee for the certificateholders CWMBS, Inc. reperforming loan remic trust certificates, series 2005-R2 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($155,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Sherri Carnes or a tenant or tenants and said property is more commonly known as 3131 Centurion Dr, Gainesville, Georgia 30506.The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of New York as trustee for the certificateholders CWMBS, Inc. reperforming loan remic trust certificates, series 2005-R2
as Attorney in Fact for
Sherri Carnes
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 12/2/08
Our file no. 52513808-FT4
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 73 of the 10th District, Hall County, Georgia, and being Lot 10, Highland Crossing Subdivision, as per plat thereof, recorded in plat book 810, page 106A, of the public records of Hall County, Georgia, which plat is hereby referred to and made a part hereof by reference.
File Number 03GV0359
MR/ps1 12/2/08
Our file no. 52513808 - FT4
203670 11/6 13 20 27

(CARPENTER) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Shonn W. Carpenter to Pine State Mortgage Corporation, dated May 10, 2000, recorded in Deed Book 3672, Page 658, Hall County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 3672, Page 667, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($132,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Shonn W. Carpenter or a tenant or tenants and said property is more commonly known as 8100 Mud Creek Road, Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation
as Attorney in Fact for
Shonn W. Carpenter
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/el1 12/2/08
Our file no. 5466402-FT3
EXHIBIT A
All that lot, tract or parcel of land, together with improvements thereon, lying and being in Land Lot 20 of the 9th Land District of Hall County, Georgia, and containing 12.78 acres, more or less, and more fully described as follows:
Beginning at an iron pin corner on the original line common to Land Lots 6 and 20 of said Land District at a point South 29 degrees 55' East from the original Land Lot corner common to Land Lots 6, 7, 19, and 20 of said Land District; thence along said original Land Lot line South 29 degrees 55' East 550.58 feet to a corner; thence South 60 degrees 39' West 1313.80 feet to a corner on the Mud Creek Public Road; thence along the public road North 50 degrees 37' West 300.38 feet to an iron pin corner; thence North 47 degrees 24' East 214.18 feet to a corner; thence North 64 degrees 45' East 140.56 feet to a corner; thence North 51 degrees 06' East 164.46 feet to a corner; thence North 45 degrees 55' East 255.44 feet to a corner; thence North 50 degrees 16' East 87.23 feet to a corner; thence North 59 degrees 50' East 196.08 feet to a corner; thence North 37 degrees 24' East 154.57 feet to a corner; thence North 45 degrees 13' East 109.74 feet to a corner; thence North 51 degrees 51' East 129.28 feet to a corner on the original line, the Point of Beginning.
The land is more fully described according to a plat of survey prepared by Jimmy D. Bullock & Associates, dated May 12, 1975, said plat being of record among Hall County, Georgia records in Plat Book 60, Page 48 of the Hall County, Georgia Deed Records.
MR/el1 12/2/08
Our file no. 5466402 - FT3
204260 11/6 13 20 27

(CASE) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kevin Case to Mortgage Electronic Registration Systems, Inc., dated May 26, 2006 in the amount of $792,800.00, and recorded in Deed Book 5707, Page 66, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 17 of the 10th District, Fork GMD No.575 of Hall County, Georgia, being Lot 601, containing .60 acres, more or less, Marina Bay Subdivision, Phase 6, as per plat recorded on Plat Slide 839, Pages 219-224, Hall County, Georgia Records, which plat is incorporated herein by reference and made a part of the description hereof.
which has the property address of 6205 Random Winds Bluff, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Kevin Case and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Kevin Case
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-23929 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
203315 11/6 13 20 27

(CATLEDGE) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Geoffrey W. Catledge to National City Mortgage Co dba Accubanc Mortgage dated August 20, 2003 in the amount of $120,176.00, and recorded in Deed Book 4747, Page 75, Hall County, Georgia Records; as last transferred to National City Mortgage Company dba Accubanc Mortgage by assignment; the undersigned, National City Mortgage Company dba Accubanc Mortgage pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract pr [arcel of land lying and being in Flowery Barnch G.M.D. 1270, Hall County, Georgia, being Lot 54 of Phase II of Meadow Brook Estates Subdivision, according to the subdivision plat recorded in Plat Book 132, Pages 14-16, Hall County, Georgia Plat Records, and more particularly shown on plat recorded in Plat Book 143, Page 216, Hall County, Georgia Plat Records, which plats are incorporated herein and made a part hereof by reference.
which has the property address of 4664 Spring Ridge Drive, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Geoffrey W. Catledge and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
National City Mortgage Company dba Accubanc Mortgage
Attorney in Fact for
Geoffrey W. Catledge
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24364 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
203577 11/6 13 20 27

(CEJA) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Agustina G. Ceja and Ricardo J. Ceja to Harbourton Mortgage Co., L.P. dated June 13, 1996 in the amount of $74,350.00, and recorded in Deed Book 2639, Page 307, Hall County, Georgia Records; as last transferred to GMAC Mortgage LLC by assignment; the undersigned, GMAC Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 12 of the 8th Land District of Hall County, Georgia, consisting of Lot 2, Section A of the A. E. Smith Resubdivision and being more particularly described according to a plat of survey prepared for Ricardo J. Ceja and Agustina G. Ceja by Henry Bailey, registered surveyor, dated December 5, 1989, revised June 12, 1996, recorded on Plat Slide 529, Page 124-A, Hall County, Georgia Plat records. Reference to said plat and the record thereof is hereby made for a more complete description of said property.
which has the property address of 2808 Pinecrest Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Agustina G. Ceja and Ricardo J. Ceja and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
GMAC Mortgage LLC
Attorney in Fact for
Agustina G. Ceja and Ricardo J. Ceja
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-15320 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
204195 11/6 13 20 27

(CENTRO
EVANGELISTICO DE
AVIVAMENTO,INC) NOTICE OF SALE UNDER POWER OF ATTORNEY CONTAINED IN SECURITY DEED
Under and by virtue of the power of sale contained in that Security Deed from Centro Evangelistico de Avivamento, Inc. to Community Bank and Trust, dated September 13, 2004 and recorded in Deed Book 5089, Pages 441-445 (the ADeed@) Hall County, Georgia Records, such Deed being given to secure obligations arising under: a Real Estate Note dated September 13, 2004 made by Grantor in the original principal amount of $163,612.00 as modified by Modification Agreement dated December 07, 2005 recorded in Deed Book 5534, Pages 20-21 increasing the secured debt to $266,862.00 and as further modified by Modification Agreement dated September 01, 2006 recorded in Deed Book 5804, Page 311 increasing the secured debt to $299,862 (collectively the ANote@) all Hall County, Georgia Records, together with interest thereon and other obligations as provided in the Note and Deed (collectively the ADebt@), there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Hall County, Georgia within the legal hours of sale on the first Tuesday in December, 2008 to wit: December 02, 2008, the following described property:

All that tract or parcel of land lying and being in the Gainesville Militia District, Hall County, Georgia and being Lots 45, 46, 47, 52, 53, 54, 55, and 56 of the Arnold Tumlin Subdivision as per that plat recorded in Plat Book 6, Page 64 Hall County, Georgia Records which plat is incorporated herein by reference and made a part hereof.

The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney=s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned=s knowledge, information and belief, Grantor is in possession of but does not occupy the property which is known as 17 Second Street, Gainesville, GA 30504
Community Bank and Trust is the current holder of the debt and may be reached at (770) 287-3900 for any inquiries or negotiations regarding the same.
Community Bank and Trust as Attorney in Fact for Centro Evangelistico De Avivamiento
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
204270 11/6 13 20 27

(CEVALLOS) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mario Cevallos to Mortgage Electronic Registration Systems, Inc. dated March 8, 2004 in the amount of $131,544.00, and recorded in Deed Book 4928, Page 74, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 21 of the 8th District, Hall County, Georgia, being Lot 57, Block A, Pine Valley Subdivision, as per plat recorded in Plat Book 30, Pages 236-237 of the Hall County, Deed Records, which plat is incorporated herein by reference for a more complete description. Parcel ID Number: 08-021-05-031
which has the property address of 3107 Esther Drive, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Mario Cevallos and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc.
Attorney in Fact for
Mario Cevallos
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24848 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
203553 11/6 13 20 27

(CHURCH) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Gail Church to Wells Fargo Bank, NA, dated January 11, 2008, recorded in Deed Book 6253, Page 431, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-EIGHT THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($228,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gail Church or a tenant or tenants and said property is more commonly known as 3832 Green Ridge Ct., Gainesville, Georgia 30507.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA
as Attorney in Fact for
Gail Church
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/car 12/2/08
Our file no. 52470708-FT5
EXHIBIT A
All that certain lot or parcel of land lying and being in Morgans GMD 385, situate in the County of Hall, State of Georgia, and being more particularly described as follows:
Being known and designated as Lot 191, Amberleigh Subdivision, Phase II, as per plat recorded in Plat Book 843, Pages 180-181, Hall County records, which plat is incorporated herein and made a part hereof by reference.
The improvements thereon being known as 3832 Green Ridge Court, Gainesville, GA 30507.
Being the same property conveyed by deed dated September 28, 2006 from D. R. Horton, Inc. to Gail Church and recorded in the Hall County records on October 24, 2006 at Book 5851, Page 210.
MR/car 12/2/08
Our file no. 52470708 - FT5
203884 11/6 13 20 27

(COLVIN) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Scott Colvin to Mortgage Electronic Registration Systems, Inc., dated April 23, 2007, recorded in Deed Book 6073, Page 1, Hall County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 6359, Page 131, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($220,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans Servicing LP, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Scott Colvin or a tenant or tenants and said property is more commonly known as 5772 Tree Swing, Hoschton, Georgia 30548.The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Servicing LP,
as Attorney in Fact for
Scott Colvin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/daw 12/2/08
Our file no. 51045408-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 392nd GMD, Hall County, Georgia, being known and designated as Lot 418, Reunion Subdivision, Phase 4, and being more particularly described according to a plat of survey recorded in Plat Slide 807, Page 241A, Hall County records and incorporated herein; being the same property conveyed by deed recorded in Deed Book 5305, Page 360, said records.
MR/daw 12/2/08
Our file no. 51045408 - FT7
203850 11/6 13 20 27

(COMBS) STATE OF GEORGIACOUNTY OF HALL NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Marilyn J. Combs aka Marilyn J. Stevens to Washington Mutual Bank, FA dated November 14, 2005, and recorded in Deed Book 5572, Page 262, Deed Book 5618, Page 565 Hall County Records, said Security Deed securing a Note in the original principal amount of $108,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in Land Lot 89 of the 10th District, Hall County, Georgia consisting of .82 acres and being a portion of Lot 65 of Pine Hills Subdivision, as shown on a plat of survey for Levon W. Barfield, dated April 10, 1989, as per plat recorded in Plat Book 142, Page 49, Hall County, Georgia Records, said plat being incorporated herein and made a reference hereto.
Said property is known as 3093 Pine Haven Drive, Gainesville, GA 30506, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Marilyn J. Combs aka Marilyn J. Stevens, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Marilyn J. Combs aka Marilyn J. Stevens , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
JP Morgan Chase Bank, National Association as Attorney-in-Fact for Marilyn J. Combs aka Marilyn J. Stevens
File no. 08-004281
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/BMB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
203624 11/6 13 20 27

(CORRAL) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from Fernando Corral to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for America`s Wholesale Lender, dated May 18, 2006, recorded June 22, 2006, in Deed Book 5726, Page 300-312, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Forty-Seven Thousand Five Hundred and 00/100 dollars ($147,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, all property described in said Security Deed including but not limited to the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 45 OF THE 8TH DISTRICT OF HALL COUNTY, GEORGIA, BEING LOT 28, PRESTWICK SUBDIVISION, AS SHOWN ON SUBDIVISION PLAT RECORDED AT PLAT SLIDE 444, PAGE 25-A, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.
Said property is commonly known as 4517 Prestwick Drive, Oakwood, GA 30566.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Fernando Corral or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS, INC.
as Attorney in Fact for
FERNANDO CORRAL
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309
TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.4502
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
202720 11/6 13 20 27

(CRUZ) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Paula Cruz to HomeBanc Mortgage Corporation, dated November 5, 2004, recorded in Deed Book 5144, Page 36, Hall County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($119,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Paula Cruz or a tenant or tenants and said property is more commonly known as 2323 Walnut Springs Drive, Gainesville, Georgia 30507.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC
as Attorney in Fact for
Paula Cruz
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/el1 12/2/08
Our file no. 52417808-FT3
EXHIBIT A
All that tract or parcel of land lying and being in the Candler GMD 1385 District, Hall County, Georgia, being known as Lot 40, Southoaks Subdivision, Phase Two, as shown on that certain Plat of survey as recorded in Plat Slide 809, Page 98A-100A and Plat Slide 810, Page 101A-103A, public records of Hall County, Georgia. The description as contained therein being incorporated herein by reference thereto.
MR/el1 12/2/08
Our file no. 52417808 - FT3
204257 11/6 13 20 27

(DAVENPORT) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by David B. Davenport and Tammy L. Davenport to Wells Fargo Home Mortgage, Inc., dated August 13, 2003, recorded in Deed Book 4698, Page 607, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND AND 0/100 DOLLARS ($179,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Davenport Trust, a Land Trust, Rondal Cook as Trustee,or a tenant or tenants and said property is more commonly known as 572 Robinhood Trail, Gainesville, Georgia 30501.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc.
as Attorney in Fact for
David B. Davenport and Tammy L. Davenport
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 12/2/08
Our file no. 52205905-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the City of Gainesville, Hall Co. GA and being all of Lot No. 4, Block I of the Sherwood Heights Subdivision as shown on a subdivision plat recorded in Plat Book 24, page 42 of the Hall Co. GA Deed Records, and as more fully shown on a survey of the property of Kenneth W. Hudgins prepared by Owen Patton, Registered Surveyor, dated June 2, 1967, and recorded in Plat Book 37, Page 254, Hall Co. GA. Said plats and the records thereof are herein incorporated for a full and complete legal description.
MR/tmw 12/2/08
Our file no. 52205905 - FT7
202956 11/6 13 20 27

(DDS,LLC) NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF HALL
Under and by virtue of the power of sale contained in that certain Security Deed from DDS LLC (the “Grantor”) to and in favor of United Community Bank (the “Lender”) dated May 20, 2005, filed for record June 6, 2005, and recorded in Deed Book 5334, Pages 28-36, Hall County, Georgia records, as modified by that certain Modification of Security Deed from Grantor to and in favor of Lender dated May 20, 2006, filed for record July 13, 2006, and recorded in Deed Book 5747, Pages 522-527, aforesaid records (as modified, the “Security Deed”); securing that certain renewal Promissory Note from Grantor to and in favor of Lender dated May 20, 2007 in the original principal sum of TWO HUNDRED EIGHTY-SEVEN THOUSAND THREE HUNDRED SEVENTY-THREE AND 00/100 DOLLARS ($287,373.00) (the “Note”); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Hall County, Georgia, on the first Tuesday in December, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:

PARCEL 1:

All that tract or parcel of land lying and being in Land Lot 57 of the 10th Land District, Hall County, Georgia and being described as 5.00 acres, more or less, by a plat prepared by Patton-Patton, Inc., Georgia Registered Land Surveyors, dated February 3, 1999, and being more fully described as follows:

To find the POINT OF BEGINNING, begin at _” rebar located on the right-of-way of Ledan Extension; thence North 37 degrees 00 minutes 01 seconds East a distance of 62.96 feet to a crimped top pin found in the center of the Georgia Power Easement; thence South 86 degrees 34 minutes 11 seconds West a distance of 126.83 feet to an iron pin found; thence South 88 degrees 14 minutes 23 seconds West a distance of 765.50 feet to a crimped top pin set; thence South 01 degrees 10 minutes 58 seconds East a distance of 507.37 feet to a crimped top pin found, said point being THE TRUE POINT OF BEGINNING; thence North 88 degrees 14 minutes 23 seconds East a distance of 343.09 feet to a crimped top pin found; thence South 02 degrees 16 minutes 16 seconds West a distance of 49.50 feet to a rebar found; thence South 22 degrees 50 minutes 57 seconds West a distance of 280.65 feet to a rebar found; thence North 72 degrees 22 minutes 42 seconds East a distance of 379.03 feet to a rebar found; thence South 27 degrees 52 minutes 15 seconds West a distance of 486.35 feet to a rebar found; thence South 04 degrees 50 minutes 15 seconds West a distance of 39.11 feet to a crimped top pin set; thence South 88 degrees 42 minutes 56 seconds West a distance of 349.05 feet to a crimped top pin set; thence North 01 degree 10 minutes 58 seconds West a distance of 290.77 feet to a crimped top pin set; thence North 72 degrees 22 minutes 42 seconds East a distance of 161.90 feet to a crimped top pin set; thence North 07 degrees 52 minutes 41 seconds East a distance of 206.20 feet to a crimped top pin set; thence North 82 degrees 11 minutes 36 seconds West a distance of 190.09 feet to a crimped top pin set; thence North 01 degrees 10 minutes 58 seconds West a distance of 89.75 feet to a crimped top pin found, and said point being THE POINT OF BEGINNING.

Also conveyed herein is the right of ingress and egress over the existing asphalt drive and gravel drive connecting subject property to Giddon Martin Road.

Said Property is subject to easements, restrictions, reservations, and right-of-ways of record, if any.

PARCEL 2:

All that tract or parcel of land lying and being in Land Lot 57 of the 10th Land District, Hall County, Georgia, and being described as 4.76 acres, more or less, according to a plat for Gregory Wellinghoff prepared by Patton-Patton, Inc., Georgia Registered Land Surveyors, dated August 19, 1995, recorded in Plat Slide 524, Page 79A, of the Hall County, Georgia Plat Records and which said plat is hereby incorporated by reference and made a part of this description.
Said property is subject to easements, restrictions, reservations, and right-of-ways of record, if any.
PARCEL 3:
All that lot, tract, or parcel of land, together with improvements thereon, lying and being in Land Lot 57 of the 10th Land District, Hall County, Georgia, containing 9.58 acres as shown on the plat of survey for Milton Smith, dated March 18, 1985, prepared by Owen Patton, Georgia Registered Surveyor, and which plat is recorded in Plat Book 101, Page 137 of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.

LESS AND EXCEPT: From the above property the 4.76 acre portion shown in Plat Slide 524, Page 79-A, Hall County, Georgia Plat Records.
LESS AND EXCEPT: From the above property the 5.00 acre tract conveyed from Mitchell Smith to Richard W. Grindle and Sheila Grindle by Warranty Deed dated July 15, 1999, recorded in Deed Book 3580, Page 10, Hall County, Georgia Deed Records.
ALSO CONVEYED is the right of ingress and egress over the existing asphalt and gravel drive connecting the above property to Giddon Martin Road.

Said property is conveyed subject to easements, restrictions, reservations, and right-of-ways of record, if any.
PARCEL 4:
All that lot, tract, or parcel of land, together with improvements thereon, lying and being in Land Lot 57 of the 10th Land District, Hall County, Georgia, containing 9.58 acres as shown on that plat of survey for Mitchell Smith, dated March 18, 1985, prepared by Owen Patton, Georgia Registered Surveyor, and which plat is recorded in Plat Book 101, Page 136 of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.

LESS AND EXCEPT: From the above property that portion of the above property conveyed from Mitchell Smith to Richard W. Grindle and Sheila Grindle by Warranty Deed dated July 15, 1999, recorded in Deed Book 3580, Page 10, Hall County, Georgia Deed Records.
ALSO CONVEYED is the right of ingress and egress over the existing asphalt and gravel drive connecting the above property to Giddon Martin Road.
Said property is conveyed subject to easements, restrictions, reservations, and right-of-ways of record, if any.
LESS AND EXCEPT:
All that tract or parcel of land, together with improvements thereon, lying and being in Land Lots 50 and 57 of the 10th Land District of Hall County, Georgia, containing 2.425 acres on Giddon Martin Road as shown on the individual plat prepared for DDS, LLC by Bruce A. Codina, Georgia Registered Land Surveyor No. 2889, dated April 14, 2008, recorded in Plat Book 859, Page 37 of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of subject property, being improved property known as 4431 Giddon Martin Road according to the present system of numbering properties in Hall County, Georgia. ALSO CONVEYED is a non-exclusive perpetual easement for purposes of ingress, egress, and utilities along the existing asphalt drive as same is depicted on the above plat which is hereby incorporated by reference for a more particular description of said easement (All of the above-described real property shall hereinafter be collectively referred to as the “Land”).
Together with any and all of the following: (i) all buildings, structures and improvements now or hereafter located on the real property or on any part or parcel thereof and all fixtures affixed or attached, actually or constructively, thereto; (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging thereunto or in any wise appertaining thereto and the reversion and reversions, remainder or remainders thereof; (iii) all Rents (as defined in the Security Deed) accruing therefrom, whether now or hereafter due; (iv) all accounts and contract rights now or hereafter arising in connection with any part or parcel thereof or any buildings, structures, or improvements now or hereafter located thereon, including without limitation all accounts and contract rights in and to all leases or undertakings to lease now or hereafter affecting the land or any buildings, structures, or improvements thereon; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements now or hereafter located thereon or thereunder or on or under any part or parcel thereof; (vi) all estates, rights, title and interest therein, or in any part or parcel thereof; (vii) all equipment, machinery, apparatus, fittings, fixtures, furniture, furnishings, mobile homes, modular homes and all personal property of every kind or description whatsoever now or hereafter located thereon, or in or on the buildings, structures and improvements thereon, and used in connection with the operation and maintenance thereof, and all additions thereto and replacements thereof; and (viii) all building materials, supplies, goods and equipment delivered thereto and placed thereon for the purpose of being affixed to or installed or incorporated or otherwise used in the buildings, structures or other improvements now or hereafter located thereon or any part or parcel thereof.

The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.

The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto.

The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.

To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
UNITED COMMUNITY BANK
As Attorney-in-Fact for
DDS LLC
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
201495 11/6 13 20 27

(DENNIS) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jeremy A. Dennis to Mortgage Electronic Registration Systems, Inc. dated January 31, 2005 in the amount of $104,000.00, and recorded in Deed Book 5236, Page 36, Hall County, Georgia Records; as last transferred to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2005-HE4 by assignment; the undersigned, LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2005-HE4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 80 of the 10th District, Hall County, Georgia, as per plat recorded in Plat Book 142, Page 164, in the Office of the Clerk of the Superior Court of Hall County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
which has the property address of 4115 Short Road, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jeremy A. Dennis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2005-HE4
Attorney in Fact for
Jeremy A. Dennis
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24114 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
203384 11/6 13 20 27

(DIAZ-NAVARRO) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Domingo Diaz-Navarro and Brenda Sanchez-Castillo to Mortgage Electronic Registration Systems, Inc., dated January 13, 2005, recorded in Deed Book 5208, Page 43, Hall County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP,. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND SEVEN HUNDRED FORTY AND 0/100 DOLLARS ($146,740.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is