(ABATSO) Notice of Sale Under Power
Georgia, Hall County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Nyadi Abatso to Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation, dated November 9, 2006, and recorded in Deed Book 5870, Page 157, Hall County, Georgia records, as last assigned to US Bank N.A. as trustee, for the registered holders of CSMC Asset-Backed Trust 2007-NC1 OSI, CSMC Asset-Backed Pass-Through Certificates, Series 2007-NC1 OSI by assignment to be recorded in Hall County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $521,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, to wit: May 6, 2008, the following described property:

All that tract or parcel of land lying and being in Land Lot 130 of the 8th District, Hall County, Georgia, being Lot 36, Loch Arbor Subdivision, Phase 1, as per plat recorded in Plat Book 98, Pages 82-83 and in plat recorded in Plat Book 102, Page 156, Hall County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 6527 Arbor Point according to the present system of numbering houses in Hall County, Georgia.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 6527 Arbor Point, Flowery Branch, GA 30542 is (are): Nyadi Abatso or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
US Bank N.A. as trustee, for the registered holders of CSMC Asset-Backed Trust 2007-NC1 OSI, CSMC Asset-Backed Pass-Through Certificates, Series 2007-NC1 OSI
as attorney in fact for
Nyadi Abatso
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC08-115
183592 4/10 17 24 5/1

(ADCOCK) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Julie Adcock and E Dale Adcock to Mortgage Electronic Registration Systems, Inc., dated April 13, 2006, recorded in Deed Book 5686, Page 636, Hall County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($90,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Julie Adcock and E Dale Adcock or a tenant or tenants and said property is more commonly known as 5259 Hampton Mill Dr., Flowery Branch, Georgia 30542.The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CitiMortgage, Inc.
as Attorney in Fact for
Julie Adcock and E Dale Adcock
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 5/6/08
Our file no. 52125207-FT8
EXHIBIT A
All that tract or parcel of land, together with improvements thereon, lying and being in the Clinchem (GMD 392) of Hall County, Georgia and being Lot 18 of Hampton Ridge Subdivision as shown on the subdivision Plat of Survey recorded in Plat Slide 795, pages 107A and 108A of Hall County, Georgia Plat Records, reference to said plat and the record hereof is hereby made for a more complete description of said property.
Subject to security deed recorded in deed book 5274, page 117, aforesaid records.
MR/as5 5/6/08
Our file no. 52125207 - FT8
181691 4/3 10 17 24

(ADRIANO) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lawrence A Adriano to Mortgage Electronic Registration Systems, Inc. dated January 22, 2004 in the amount of $143,900.00, and recorded in Deed Book 4884, Page 232, Hall County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 135, 8th District, Hall County, Georgia, being Lot 11, Georgian Manor, as per plat recorded in Plat Slide 774, Pages 79A and 80A, Hall County Records, which plat is incorporated herein and made a part hereof by reference.
which has the property address of 5390 Valley Forest Way, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Lawrence A Adriano and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for
Lawrence A Adriano
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-05908 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
182189 4/10 17 24 5/1

(ALEXANDER) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Gamal T. Alexander and Joy M. Alexander to Mortgage Electronic Registration Systems, Inc., dated May 28, 2004, recorded in Deed Book 4991, Page 663, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND NINETEEN AND 0/100 DOLLARS ($140,019.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gamal T. Alexander and Joy M. Alexander or a tenant or tenants and said property is more commonly known as 5024 Timber Hills Drive, Oakwood, Georgia 30566.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A.
as Attorney in Fact for
Gamal T. Alexander and Joy M. Alexander
McCalla Raymer, LLC
1544 Old Alabama Road Roswell,
Georgia 30076
www.foreclosurehotline.net
MR/yjr 5/6/08
Our file no. 51198107-FT5
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 42 of the 8th District of Hall County, Georgia, being Unit 51A, Crawford Oaks Subdivision, Phase 4, as per plat recorded in plat book 837, page 221A, which plat is incorporated herein by reference and made a part hereof; together with and subject to all right, title and interest in and to those certain covenants, conditions and easements contained in the declaration of covenants, restrictions and easements for Crawford Oaks dated January 12, 2001, recorded in deed book 3799, page 291, Hall County, Georgia Records, as amended from time to time.
MR/yjr 5/6/08
Our file no. 51198107 - FT5
181936 4/3 10 17 24

(ARROYO) NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Epifanio Arroyo to Citicorp Trust Bank, FSB, dated April 12, 2007 and filed for record April 20, 2007 in Deed Book 6026, Page 519, Hall County, Georgia records, and securing a Note in the original principal amount of $132,671.94, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in May 2008, by Citicorp Trust Bank, FSB as Attorney-in-Fact for Epifanio Arroyo the following property to-wit:
ALL THAT PARCEL of land in Hall County, State of Georgia, as more fully described in Deed Book 5516, Page 183, being known and designated as Lot 110, Block A, Section 5, Lake Ranch Estates, Land Lot 60 of the 10th District, Plat Slide 154, Page 138-A. BY FEE SIMPLE deed from Thomas Snow and Christina Costlow as set forth in Deed Book 5516, Page 183, dated 10/05/2005 and recorded 11/23/2005, Hall County Records, State of Georgia.
The above described property is also known as 3111 Arrowhead Drive, Gainesville, GA 30506.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned's knowledge and belief, possession of the subject property is held by Epifanio Arroyo .
Citicorp Trust Bank, FSB
as Attorney-in-Fact for
Epifanio Arroyo
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
183508 4/10 17 24 5/1

(BAGWELL) NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF HALL
Because of a default in the payment of the indebtedness evidenced by the Note (as hereinafter described), secured by a Real Estate Deed to Secure Debt from Benjamin L. Bagwell (hereinafter referred to as "Grantor") to Mountain Valley Community Bank, dated January 31, 2006, filed for record in Deed Book 5586, Pages 105-111, in the Office of the Clerk of the Superior Court of Hall County, Georgia, and rerecorded in Deed Book 6311, Pages 480-487, in the Office of the Clerk of the Superior Court of Hall County, Georgia (hereinafter called the "Security Deed"), the undersigned, Mountain Valley Community Bank, pursuant to said Security Deed and that certain Universal Note dated January 31, 2006, in the original principal amount of $100,184.00 (hereinafter referred to as the "Note") has declared the entire amount of said indebtedness due and payable. Therefore, pursuant to and by virtue of the power of sale contained in the Security Deed, there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door on the courthouse steps at Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008 the following described property:
ALL THAT TRACT OR PARCEL OF LAND lying and being in the City of Gainesville, Hall County, Georgia, consisting of a portion of Lot 87, Section Four (4) of the Chattahoochee Estates Subdivision, as shown in a plat of survey prepared by Roger London, recorded in Plat Slide 844, Page 22 of the Hall County Georgia Deed Records, which said plat is incorporated herein by reference and made a part of this description, together with all fixtures and personal property attached to and constituting a part of said property, and replacements and additions.
THIS BEING THE SAME PROPERTY CONVEYED via Warranty Deed recorded at Deed Book 5586, Page 104, Hall County, Georgia Real Property Records.
TOGETHER WITH all of the buildings, building materials, fixtures and improvements on, in and to the property and all easements, rights, rents, royalties, mineral, oil and gas rights, profits and water rights.
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale, and all other payments provided for under the Security Deed, including permitted attorneys' fees as provided in the Note and Security Deed, notice of intention to collect attorneys' fees and expenses of the foreclosure having been given as provided by law and as provided by the terms of the Security Deed; and the remainder, if any, shall be applied as provided by law.
To the best knowledge and belief of the undersigned, Benjamin L. Bagwell is in possession of said property. Said property will be sold subject to any prior restrictive covenants, easements, rights-of-way, valid zoning ordinances, matters which would be disclosed by an accurate survey of the property or by an inspection of the property, and any liens or encumbrances superior to the Security Deed first set out above, and subject to all outstanding taxes, assessments, and utility bills which may constitute a lien against said property, whether due and payable or not yet due and payable.
MOUNTAIN VALLEY COMMUNITY BANK, as Attorney-in-Fact for BENJAMIN L. BAGWELL
Thomas E. Austin, Jr.,
Attorney for Mountain Valley Community Bank
Thomas E. Austin, Jr., LLC
3340 Peachtree Road, N.E.
Suite 1760
Atlanta, Georgia 30326
(404) 814-3755
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
183435 4/10 17 24 5/1

(BALLARD)NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Under and by virtue of the Power of Sale contained in a Security Deed given by Diana Ballard to Wells Fargo Bank, N.A, dated March 28, 2007, recorded in Deed Book 6004, Page 1, Hall County, Georgia Records, as last transferred to US Bank National Association, as Trustee for CMLTI 2007- WFHE3 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FIVE AND 0/100 DOLLARS ($132,905.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Diana Ballard or a tenant or tenants and said property is more commonly known as 2823 Shades Valley Lane, Unit 2823, Gainesville, Georgia 30501. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
US Bank National Association, as Trustee for CMLTI 2007- WFHE3
as Attorney in Fact for
Diana Ballard
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jr1 5/6/08
Our file no. 5574908-FT5
EXHIBIT A
All that tract or parcel of Land lying and being in Land Lots 124 and 125 of the 9th Land District in the City of Gainesville, Hall County, Georgia, being Unit 2823 of Lake Shadow at Limestone Condominium as shown on that Condominium Plat of survey for Lake Shadow at Limestone Condominium prepared by Farley-Collins-Whidden Assoc., Georgia Registered Land Surveyors, dated September 1, 2005, recorded in Plat Book 853 Pages 118-119, aforesaid records, and the aforesaid documentation is incorporated herein by reference. Condominium floor plans for this unit are recorded in Condominium Folder 102 Pages 1-16 as amended in Condominium Folder 118, Pages 1-16 of the Hall County, Georgia Records, and which are hereby incorporated by reference for a more complete description. Said Unit is conveyed together with and subject to all the rights, title, and interests appurtenant to said unit as set forth in the Declaration of Condominium for Lake Shadow Condominium as recorded in Deed Book 5925 Page 390 in the Hall County, Georgia Deed Records.
46694 Description
MR/jr1 5/6/08
Our file no. 5574908 - FT5
181791 4/3 10 17 24

(BARLETT) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by William E. Bartlett to Mortgage Electronic Registration Systems, Inc., dated October 4, 2005, recorded in Deed Book 5514, Page 386, Hall County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association, as Trustee for Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THREE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($103,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is William E. Bartlett or a tenant or tenants and said property is more commonly known as 5104 Timberhills Way, Oakwood, Georgia 30566.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
JPMorgan Chase Bank, National Association, as Trustee for Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-3
as Attorney in Fact for
William E. Bartlett
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jkw 5/6/08
Our file no. 51894007-FT1
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 42 of the 8th District, Hall County, Georgia, being Unit 54A, Phase 4, Crawford Oaks Subdivision, as per plat recorded in Plat Book 838, Page 40, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof; together with and subject to all right, title and interest in and to those certain covenants, conditions, and easements contained in the Declaration of Covenants, restrictions and easements for Crawford Oaks dated January 12, 2001, recorded inDeed Book 3799, Page 291, amended in Deed Book 4807, Page 656, Hall County, Georgia records, as amended further from time to time.
MR/jkw 5/6/08
Our file no. 51894007 - FT1
183708 4/10 17 24 5/1

(BAZEMORE) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Under and by virtue of the Power of Sale contained in a Security Deed given by Robert T. Bazemore to Mortgage Electronic Registration Systems, Inc., dated October 31, 2002, recorded in Deed Book 4413, Page 131, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($309,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Robert T. Bazemore or a tenant or tenants and said property is more commonly known as 5922 Mont Water Trail, Buford, Georgia 30518 The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc.
as Attorney in Fact for
Robert T. Bazemore
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/dxp 5/6/08
Our file no. 5996204-FT12
EXHIBIT A
All that tract or parcel of land lying and being in the Land Lot 331, 7th District, Hall County, Georgia, being Lot 27, Holiday Pines Subdivision, Phase V, as per plat thereof recorded in Plat Slide 692, Page 2A, Hall County, Georgia Records; which plat and legal description thereon are incorporated herein by reference thereto.
MR/dxp 5/6/08
Our file no. 5996204 - FT12
182623 4/3 10 17 24

(BEASLEY/BRADY) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Tisha B. Beasley and Timothy Robin Brady to Mortgage Electronic Registration Systems, Inc., dated February 13, 2006, recorded in Deed Book 5596, Page 314, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($125,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tisha B. Beasley and Timothy Robin Brady or a tenant or tenants and said property is more commonly known as 4359 Spainhill Road, Gainesville, Georgia 30504.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.Mortgage Electronic Registration Systems, Inc.
as Attorney in Fact for
Tisha B. Beasley and Timothy Robin Brady
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jf 5/6/08
Our file no. 5238608-FT4
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, lying and being in Land Lot 58 of the 8th Land District of Hall County, Georgia, and being Lots 46 and 47 of the J.A. Barnes Subdivision as shown on a subdivision plat recorded in Plat Book 19, Page 61 of the Hall County, Georgia Plat Records, said plat by reference thereto being incorporated herein for a more complete detailed description.
Said property is subject to all easements, covenants and restrictions of record, if any.
MR/jf 5/6/08
Our file no. 5238608 - FT4
182624 4/3 10 17 24

(BELTRAN/ARGETA) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Daniel C. Beltran and Luis A. Argeta to HomeBanc Mortgage Corporation, dated August 31, 2004, recorded in Deed Book 5085, Page 497, Hall County, Georgia Records, as last transferred to Countrywide Home Loans, INC. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND AND 0/100 DOLLARS ($130,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Daniel C. Beltran and Luis A. Argeta or a tenant or tenants and said property is more commonly known as 3428 One Horse Lane, Gainesville, Georgia 30507.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans, INC.
as Attorney in Fact for
Daniel C. Beltran and Luis A. Argeta
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.ne
MR/scc 5/6/08
Our file no. 5755808-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the Tadmore GMD 268, Hall County, Georgia, being Lot 14, Carriage Station Subdivision, as per plat recorded in Plat Slide 822, Page 250A through Plat Slide 823, Page 2A, Hall County Records, which plat is incorporated herein by reference and made a part hereof.
MR/scc 5/6/08
Our file no. 5755808 - FT4
183026 4/10 17 24 5/1

(BLEVINS) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Richard N. Blevins to Mortgage Electronic Registration Systems, Inc., dated March 9, 2006, recorded in Deed Book 5630, Page 36, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ELEVEN THOUSAND AND 0/100 DOLLARS ($111,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.To the best knowledge and belief of the undersigned, the party in possession of the property is Richard N. Blevins or a tenant or tenants and said property is more commonly known as 3316 Green Leaf Lane, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc.
as Attorney in Fact for
Richard N. Blevins
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/bjs 5/6/08
Our file no. 5161507-FT1
EXHIBIT A
All that tract or parcel of land lying and being in gmd 265, Hall County, Georgia, being Lot 31, Rosewood Subdivision, Unit II, as per plat recorded in Plat Slide 803, Pages 26A-28A, Hall County records, said plat being incorporated herein by reference thereto.
MR/bjs 5/6/08
Our file no. 5161507 - FT1
183027 4/10 17 24 5/1

(BOCCELLA) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Karen Elizabeth Boccella to Mortgage Electronic Registration Systems, Inc. dated November 18, 2004 in the amount of $294,500.00, and recorded in Deed Book 5184, Page 301, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Clinchem G.M.D. 392, Hall County, Georgia, being Lot 15, Mulberry Ridge Subdivision, as per plat recorded in Plat Book 827, Page 220A, Hall County, Georgia Records, said plat being revised and re-recorded in Plat Book 830, Page 120A-121A, aforesaid records, which plats are incorporated herein and made a part hereof by reference for a more detailed description.
which has the property address of 5581 River Valley Way, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Scott W. Lemmon and Karen Elizabeth Lemmon fka Karen Elizabeth Boccella and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Karen Elizabeth Boccella
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-06397 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
181795 4/3 10 17 24

(BRANCH) NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA
COUNTY OF HALL
Under and by virtue of the Power of Sale contained in the Security Deed dated August 25, 2003 from James Calvin Branch, Sr. and Doris R. Branch to Allison Mortgage Loan Servicing Corporation, Tower Financial Services, Inc., and Capital Mortgage Corporation recorded at Deed Book 4745, Page 414, Hall County, Georgia records (the "Security Deed"); the undersigned will sell at public outcry to the highest and best bidder for cash before the door of the Courthouse of Hall County, Georgia, during the legal hours of sale, on the first Tuesday in May, 2008, the following described real property, to wit:
All that tract or parcel of land lying and being in Gainesville, Hall County, Georgia, and being known as Lot 18 of Landmark Place Subdivision, as per plat recorded in Plat Book 48, pages 78 and 79, Hall County, Georgia records, which plat is incorporated herein by reference and made a part hereof by reference. Known as 1224 Landmark Place, Gainesville, Georgia 30501.
The debt secured by the Security Deed is evidenced by a Equity Line Real Estate Notes dated August 25, 2003 made by the Vail Group, LLC in favor of Allison Mortgage Loan Servicing Corporation, Tower Financial Services, Inc., and Capital Mortgage Corporation with a collective original principal amount of $1,800,000.00 (collectively the “Notes”), plus interest from date on the unpaid balance until paid, and other indebtedness.
Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.
The above-described real property will be sold to the highest and best bidder for cash as the property of James Calvin Branch, Sr. and Doris R. Branch, the proceeds to be applied to the payment of said indebtedness, attorneys' fees, and the lawful expenses of said sale, all as provided in the Note and Security Deed. The sale shall be subject to the following: all outstanding ad valorem taxes and/or assessments, if any; possible redemptive rights of the Internal Revenue Service, if any; and all other prior assessments, easements, restrictions or matters of record.
To the best of the undersigned's knowledge and belief, the real property is presently owned by James Calvin Branch, Sr. and Doris R. Branch.
To the best of the undersigned's knowledge and belief, the party in possession of the real property is James Calvin Branch, Sr. and Doris R. Branch, and tenants holding under them.
Allison Mortgage Loan Servicing Corporation, Tower Financial Services, Inc., and Capital Mortgage Corporation, as Attorney-in-Fact for James Calvin Branch, Sr. and Doris R. Branch.
M. Todd Westfall, Esquire
Howick, Westfall, McBryan & Kaplan, LLP
Suite 600, One Tower Creek
3101 Towercreek Parkway
Atlanta, Georgia 30339
678 384-7005
182308 4/310 17 24

(BRIDWELL) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Elizabeth A. Bridwell and Matthew P. Bridwell to Mortgage Electronic Registration Systems, Inc. dated February 25, 2005 in the amount of $97,438.00, and recorded in Deed Book 5242, Page 514, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot, tract, parcel of land, together with improvements thereon, lying and being in the Tadmore District (GMD 268) of Hall County, Georgia, and being shown as Tract 2, containing 5.45 Acres on Jack Bryant Circle, as more particularly shown on that plat for Thomas Durkin and Christine A. Durkin dated August 6, 1998, by Chris M. Patton, Georgia Registered Land Surveyor, and which plat is recorded in Plat Slide 707, Page 156-A of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.
Less and except from said conveyance is all that all that lot, tract, or parcel of land, lying and being in the Tadmore District (GMD 268) of Hall County, Georgia, containing 3.50 Acres and shown as Tract B on that plat for Tom Durkin, dated January 7, 2004, by Thomas Durkin, Georgia Registered Land Surveyor, and which is more particularly described according to said plat as follows:
To locate THE POINT OF BEGINNING, locate an iron pin found on the Western Right-of-Way of Jack Bryant Circle (80 Foot Right-of-Way) with said pin located South 01 Degrees 27 Minutes 31 Seconds West 540.23 Feet from the centerline intersection of Jack Bryant Circle and Georgia State Route No. 323 (a/k/a Gillsville Hwy); from said point thence along the Right-of-Way of Jack Bryant Circle South 02 Degrees 48 Minutes 13 Seconds East 57.73 Feet to an iron pin set; thence departing the Right-of-Way of Jack Bryant Circle South 59 Degrees 38 Minutes 47 Seconds West 371.41 Feet to iron pin set and THE TRUE OINT OF BEGINNING; from said Point of Beginning thence South 59 Degrees 38 Minutes 47 Seconds West 139.06 Feet to an iron pin set; thence along the centerline of branch North 69 Degrees 17 Minutes 11 Seconds West 72.72 Feet to a point; thence North 69 Degree 17 Minutes 11 Seconds West 25.0 Feet to a point; thence South 80 Degrees 39 Minutes 39 Seconds West 56.11 Feet to a point; thence South 78 Degrees 18 Minutes 58 Seconds West 60.74 Feet to a point; thence South 86 Degrees 59 Minutes 45 Seconds West 16.70 Feet to a point; thence South 50 Degrees 51 Minutes 53 Seconds West 33.26 Feet to a point; thence South 10 Degrees 19 Minutes 56 Seconds West 57.93 Feet to a point; thence South 34 Degrees 50 Minutes 47 Seconds West 104.84 Feet to a point; thence South 03 Degrees 34 Minutes 05 Seconds East 22.86 Feet to a point; thence South 38 Degrees 07 Minutes 22 Seconds West 33.36 Feet to a point; thence South 29 Degrees 59 Minutes 03 Seconds West 68.87 Feet to a point; thence South 17 Degrees 41 Minutes 38 Seconds East 13.41 Feet to a point; thence departing the centerline of the branch South 59 Degrees 38 Minutes 47 Seconds West 342.12 Feet to iron pin; thence North 26 Degrees 25 Minutes 01 Seconds West 37.03 Feet to a fence corner; thence North 34 Degrees 25 Minutes 04 Seconds East 482.33 Feet to an iron pin found; thence North 28 Degrees 47 Minutes 38 Seconds West 76.97 Feet to an iron pin found; thence North 61 Degrees 11 Minutes 24 Seconds East 507.0 Feet to an iron pin Set; thence South 28 Degrees 02 Minutes 23 Seconds East 50.99 Feet to a point; thence South 61 Degrees 02 Minutes 26 Seconds West 100.0 Feet to an iron pin; thence South 28 Degrees 02 Minutes 23 Seconds East 100.1 Feet to an iron pin set; thence North 61 Degrees 02 Minutes 26 Seconds East 100.1 Feet to an iron pin set; thence South 28 Degrees 02 Minutes 23 Seconds East 105.01 Feet to an iron pin set and THE TRUE POINT OF BEIGINNIG.
Also conveyed is a 2001 Horton Summit doublewide mobile home (serial number H1742176L&R) which is permanently attached to the above property.
Said property is conveyed subject to all easements, covenants, restrictions of record if any. The above property is more fully shown by Exhibit B attached hereto.


which has the property address of 2730 Jack Bryant Circle, Gainesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Elizabeth A. Bridwell and Matthew P. Bridwell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Elizabeth A. Bridwell and Matthew P. Bridwell
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-07707 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
183284 4/10 17 24 5/1

(BRISCOE) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey Mark Briscoe to Mortgage Electronic Registration Systems, Inc., dated January 11, 2006, recorded in Deed Book 5570, Page 506, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($208,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffrey Mark Briscoe or a tenant or tenants and said property is more commonly known as 5307 Raintree Trail, Oakwood, Georgia 30566.The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc.
as Attorney in Fact for
Jeffrey Mark Briscoe
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/syh 5/6/08
Our file no. 51658407-FT12
EXHIBIT A
All that tract or parcel of land , together with improvements thereon, situate, lying and being in Land Lot No. 77 of the 8th Land District of Hall County, Georgia, and being known and designated as Lot Number 44 of Raintree West Subdivision, as shown on the subdivision plat recorded in Plat Book 54 Page 232 of the Hall County, Georgia Plat Records, which plat and record thereof are incorporated herein by reference for a more complete description of the subject property.
Said property is conveyed subject to all easements, covenants, and restrictions of record, if any.
MR/syh 5/6/08
Our file no. 51658407 - FT12
182608 4/3 10 17 24

(BROWN) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Kristopher H Brown to Wells Fargo Home Mortgage, Inc., dated August 30, 2002, recorded in Deed Book 4299, Page 608, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($132,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kristopher H Brown and Ashley Lynn Brown, or a tenant or tenants and said property is more commonly known as 3395 Royal Oaks Drive, Gainesville, Georgia 30506.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc.
as Attorney in Fact for
Kristopher H Brown
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/daw 5/6/08
Our file no. 51788707-FT7
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 86 of the 10th District, Hall County, Georgia, and being Lot 9, Royal Oaks on Lanier subdivision, as per plat thereof, recorded in Plat Slide 784, page 84A, of the Public Records of Hall County, Georgia, which plat is hereby referred to and made a part hereof by reference.
MR/daw 5/6/08
Our file no. 51788707 - FT7
182602 4/3 10 17 24

(BROWN) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Under and by virtue of the Power of Sale contained in a Security Deed given by Howard Brown to JPMorgan Chase Bank, NA, dated February 7, 2007, recorded in Deed Book 5987, Page 165, Hall County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-TWO THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($242,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Howard Brown or a tenant or tenants and said property is more commonly known as 5548 Pleasant Woods Dr, Flowery Branch, Georgia 30542.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC
as Attorney in Fact for
Howard Brown
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/daw 5/6/08
Our file no. 5697108-FT7
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 42 (G.M.D. 392) of the 15th District of Hall County, Georgia, being Lot 218, Block A of The Park At Chestnut Mountain, Phase I as per plat recorded in Plat Slide 848, Page 147-153, Hall County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
MR/daw 5/6/08
Our file no. 5697108 - FT7
183721 4/10 17 24 5/1

(BUFFINGTON) STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Fredrick Buffington and Rebecca Buffington to Mortgage Electronic Registration Systems, Inc. dated October 5, 2005, and recorded in Deed Book 5470, Page 1, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee for HEAT 2005-9, by Assignment securing a Note in the original principal amount of $112,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 6, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lots 52 and 53 of the 9th District of Hall County, Georgia and being Lot 10 of the Hills at Mountain View Subdivision as per plat of subdivision recorded in Plat Book 838, Pages 66-69 of Hall County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
Said property is known as 5221 Nobelman Lane, Lula, GA 30554, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Fredrick Buffington and Rebecca Buffington, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Fredrick Buffington and Rebecca Buffington , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
U.S. Bank National Association, as Trustee for HEAT 2005-9 as Attorney-in-Fact for Fredrick Buffington and Rebecca Buffington
File no. 07-4632
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
181915 4/3 10 17 24

(CAMPBELL) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Patrick R. Campbell and Shana C. Campbell to Regions Bank, dated June 23, 2003, recorded in Deed Book 4637, Page 89, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY THOUSAND AND 0/100 DOLLARS ($60,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Patrick R. Campbell and Shana C. Campbell or a tenant or tenants and said property is more commonly known as 4394 Campbell Road, Gainesville, Georgia 30507.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank as Attorney in Fact for
Patrick R. Campbell and Shana C. Campbell
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 5/6/08
Our file no. 52559307-FT8
EXHIBIT A
All that lot, tract or parcel of land, together with improvements thereon, lying and being in the Tadmore (GMD 268) District, Hall County, Georgia, containing 1.500 acres on Campbell Road as shown on the plat for Roy and Gladys Campbell dated July 8, 1992 by Donald Williams, Georgia Registered Land Surveyor, recorded in Plat Slide 156 Page 160A of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.
Subject to security deed recorded in deed book 4450, page 503, aforesaid records.
MR/as5 5/6/08
Our file no. 52559307 - FT8
182009 4/3 10 17 24

(CARDENAS) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Antonio Cardenas to A Wells Fargo Home Mortgage Inc, dated August 23, 2005, recorded in Deed Book 5457, Page 178, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($142,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Antonio Cardenas or a tenant or tenants and said property is more commonly known as 3750 Legacy Walk Drive, Flowery Branch, Georgia 30542.The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank National Association as Trustee for MASTR Asset Backed Securites Trust 2005 AB1.
as Attorney in Fact for
Antonio Cardenas
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mam 5/6/08
Our file no. 5760008-FT5
EXHIBIT A
All that tract or parcel of Land lying and being in Morgan GMD, 385, Hall County, Georgia, being Lot 25 of the Oak Park Subdivision as described on the Subdivision plat recorded in Plat Slide 771, Page 170A, Hall County, Georgia plat records, which plat is incorporated herein and made a part hereof by reference,
Together with a one ninetieth (1/90th), undivided interest, Per Lot in those areas shown as natural preserve (Lot 92) on Oak Subdivision Plat as above reference.
MR/mam 5/6/08
Our file no. 5760008 - FT5
183360 4/10 17 24 5/1

(CARPENTER) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Belinda K. Carpenter and Clifford F. Carpenter to Mortgage Electronic Registration Systems, Inc. dated October 2, 2003 in the amount of $170,050.00, and recorded in Deed Book 4771, Page 609, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in the 1419th G.M.D. District, Hall County, Georgia, being Lot 139, Friendship Farm Subdivision, Phase 1 as per Plat Slide 623, Page 64A & 65A, as revised in Plat Slide 638, Pages 216A & 217A, Hall County, Georgia Records, which plat is referred to and incorporated herein by reference.
which has the property address of 3529 Dandelion Drive, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Belinda K. Carpenter and Clifford F. Carpenter and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Belinda K. Carpenter and Clifford F. Carpenter
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-06809 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
181930 4/3 10 17 24

(CARPENTER) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Under and by virtue of the Power of Sale contained in a Security Deed given by Shonn W. Carpenter to Pine State Mortgage Corporation, dated May 10, 2000, recorded in Deed Book 3672, Page 658, Hall County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 3672, Page 667, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($132,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shonn W. Carpenter or a tenant or tenants and said property is more commonly known as 8100 Mud Creek Road, Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation
as Attorney in Fact for
Shonn W. Carpenter
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cc6 5/6/08
Our file no. 5466402-FT3
EXHIBIT ìAî
All that lot, tract or parcel of land, together with improvements thereon, lying and being in Land Lot 20 of the 9th Land District of Hall County, Georgia, and containing 12.78 acres, more or less, and more fully described as follows:
Beginning at an iron pin corner on the original line common to Land Lots 6 and 20 of said Land District at a point South 29 degrees 55' East from the original Land Lot corner common to Land Lots 6, 7, 19, and 20 of said Land District; thence along said original Land Lot line South 29 degrees 55' East 550.58 feet to a corner; thence South 60 degrees 39' West 1313.80 feet to a corner on the Mud Creek Public Road; thence along the public road North 50 degrees 37' West 300.38 feet to an iron pin corner; thence North 47 degrees 24' East 214.18 feet to a corner; thence North 64 degrees 45' East 140.56 feet to a corner; thence North 51 degrees 06' East 164.46 feet to a corner; thence North 45 degrees 55' East 255.44 feet to a corner; thence North 50 degrees 16' East 87.23 feet to a corner; thence North 59 degrees 50' East 196.08 feet to a corner; thence North 37 degrees 24' East 154.57 feet to a corner; thence North 45 degrees 13' East 109.74 feet to a corner; thence North 51 degrees 51' East 129.28 feet to a corner on the original line, the Point of Beginning.
The land is more fully described according to a plat of survey prepared by Jimmy D. Bullock & Associates, dated May 12, 1975, said plat being of record among Hall County, Georgia records in Plat Book 60, Page 48 of the Hall County, Georgia Deed Records.
MR/cc6 5/6/08
Our file no. 5466402 - FT3
183461 4/10 17 24 5/1

(CARTER)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE
UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Dean Carter and Tammie Carter to First NLC Financial Services, LLC dated September 25, 2003, and recorded in Deed Book 4773, Page 224, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee for Credit Suisse First Boston MBS HEAT 2003-7, by Assignment, securing a Note in the original principal amount of $230,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 6, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in the 392nd G.M., District, of Hall County, Georgia, and being more particularly described as follows:

Beginning at an iron pin on the easterly right-of-way of Oliver Road (paved with a 60 foot right of way) located by measuring in a southerly direction 2123.88 feet as measured along the said right of way of Oliver Road from the centerline of Six Point Trail; thence along the right of way of Oliver Road South 09 degrees 01 minutes 37 seconds West for a distance of 112.38 feet; thence South 16 degrees 07 minutes West for a distance of 104.30 feet; thence South 22 degrees 55 minutes 03 seconds West for a distance of 105.08 feet; thence South 73 degrees 33 minutes 03 seconds East 1335.76 feet to a point; thence North 30 degrees 31 minutes 00 seconds East 185.00 feet to a point; thence North 59 degrees, 29 minutes West 40.00 feet to a point; thence North 30 degrees 31 minutes East 139.16 feet to a point; thence North 73 degrees 43 minutes 03 seconds West 1379.05 feet to the point of beginning.
Containing 10.00 acres according to a plat of survey for Jay H. Lee and Kook-Ja Lee by W.T. Dunahoo and Associates, Inc., Georgia Registered Land Surveyors dated June 6, 1989 and revised September 16, 1991, reference to which plat is hereby made for a more complete description.
Said property is known as 5049 Oliver Road, Flowery Branch, GA 30542, together with all fixtures and personal property attached to and constituting a part of said property, if any.Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Dean Carter and Tammie Carter, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Dean Carter and Tammie Carter , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
U.S. Bank National Association, as Trustee for Credit Suisse First Boston MBS HEAT 2003-7 as Attorney-in-Fact for Dean Carter and Tammie Carter
File no. 07-1719
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HG
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
183593 4/10 17 24 5/1

(CASTILLO-VALLEJO) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jesus A. Castillo-Vallejo to Mortgage Electronic Registration Systems, Inc. dated November 28, 2005 in the amount of $156,560.00, and recorded in Deed Book 5573, Page 379, Hall County, Georgia Records; as last transferred to Wells Fargo Bank, N.A. as Trustee for the MLMI Trust Series 2006-WMC1 by assignment; the undersigned, Wells Fargo Bank, N.A. as Trustee for the MLMI Trust Series 2006-WMC1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 117 of the 8th District of Hall County, Georgia, being Lot 98 of Mulberry Village, as per Plat recorded in Plat Slide 844, Page 33, Hall County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 5702 Bridgeport Court, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jesus A. Castillo-Vallejo and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Wells Fargo Bank, N.A. as Trustee for the MLMI Trust Series 2006-WMC1 Attorney in Fact for
Jesus A. Castillo-Vallejo
Anthony DeMarlo, Attorney/isheffield
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-07648 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
183281 4/10 17 24 5/1

(CASTON) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Keith W. Caston to Mortgage Electronic Registration Systems, Inc., dated April 29, 2002, recorded in Deed Book 4204, Page 180, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($130,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Keith W. Caston or a tenant or tenants and said property is more commonly known as 5024 Nichols Drive, Flowery Branch, Georgia 30542.The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

***Foreclosed in the name of TE***
as Attorney in Fact for
Keith W. Caston
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/scc 5/6/08
Our file no. 51885803-FT4
EXHIBIT A
All that lot, tract, or parcel of land, together with improvements thereon, lying and being in the Morgan District, GMD 385, of Hall County, Georgia, and being Lot 10, Block A of Hillcroft Heights Subdivision, as shwon and delineated on a play of survey prepared by B. Keith Rochester and Associates, Georgia Registered Land Surveyors, dated September 9, 1968, recorded in Plat Book 43, Pages 98-99 of the Hall County, Georgia Plat Records, and which plat is hereby incorporated by refernece for a more complete description of said property.
MR/scc 5/6/08
Our file no. 51885803 - FT4
182619 4/3 10 17 24

(CASTRUITA) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ricardo Castruita to Mortgage Electronic Registration Systems, Inc., dated July 16, 2004, recorded in Deed Book 5046, Page 533, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND EIGHT HUNDRED FORTY-SEVEN AND 0/100 DOLLARS ($114,847.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above To the best knowledge and belief of the undersigned, the party in possession of the property is Ricardo Castruita or a tenant or tenants and said property is more commonly known as 1343 Brown Street, Gainesville, Georgia 30507. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc.
as Attorney in Fact for
Ricardo Castruita
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tah 5/6/08
Our file no. 5670208-FT2
EXHIBIT A
All that tract or parcel of land, together with improvements thereon, situate, lying and being in the Gainsville GMD 411 of Hall County, Georgia, and being all of Lot No. 11 of Gailey Estates Subdivision as shown on subdivision plat recorded in Plat Book 830, Page 102A of the Hall County records, which plat is incorporated herein by reference as a part of this description.
MR/tah 5/6/08
Our file no. 5670208 - FT2
182593 4/10 17 24 5/1

(CHAMBERS)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE
UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Terry J. Chambers and Cheryl Chambers to MVB Mortgage Corporation dated June 24, 2005, and recorded in Deed Book 5389, Page 502, Hall County Records, securing a Note in the original principal amount of $104,272.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 6, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 60, 11th District of Hall County, Georgia, being Lot 3, Block A, Indian Hills, as per plat recorded in Plat Book 122, Page 40, Hall County, Georgia Records, which plat is incorporated herein by reference. Being 4421 Thompson Bridge Road, Gainesville, Georgia 30506, according to the present numbering system in Hall County, Georgia.
Tax ID#: 11-060-000-163
By fee simple deed from Jeffrey A. Dean as set forth in Deed Book 3606, Page 629 and recorded in 12/30/1999, Hall County Records.
Said property is known as 4421 Thompson Bridge Road, Gainesville, GA 30506, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Terry J. Chambers and Cheryl Chambers, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Terry J. Chambers and Cheryl Chambers, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
MVB Mortgage Corporation as Attorney-in-Fact for Terry J. Chambers and Cheryl Chambers
File no. 08-002065
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HF
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
182876 4/10 17 24 5/1

(CHARLES JAMISON INC.) NOTICE OF SALE UNDER POWER
STATE OF GEORGIA COUNTY OF HALL
Because of a default in the payment of the indebtedness evidenced by the Note (as hereinafter described) secured by a Deed to Secure Debt, Assignment of Rents and Security Agreement from Charles Jamison, Inc. (hereinafter referred to as "Grantor") to Signature Bank of Georgia, dated September 14, 2006, filed for record in Deed Book 5823, Page 72, in the Office of the Clerk of the Superior Court of Hall County, Georgia, as modified by that certain Modification and Forbearance Agreement dated October 23, 2007, (as modified hereinafter called the "Security Deed"), the undersigned, pursuant to said Security Deed and that certain Promissory Note dated September 14, 2006, in the original principal amount of $524,000.00 (hereinafter referred to as the "Note") has declared the entire amount of said indebtedness to be due and payable. Therefore, pursuant to and by virtue of the power of sale contained in the Security Deed, there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door on the courthouse steps at Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
ALL THAT TRACT or parcel of land lying and being in Land Lot 16 of the 10th District, 1st Section, Fork G.M.D. #575, Hall County, Georgia, being Lot 511, of Marina Bay Subdivision, Phase 5A, as per plat recorded in Plat Book 845, Page 188-192, Hall County, Georgia Records, said plat being incorporated herein by reference and made a part hereof.
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including permitted attorneys' fees as provided in the Note and Security Deed, notice of intention to collect attorneys' fees and expenses of the foreclosure having been given as provided by law and as provided by the terms of the Security Deed; and the remainder, if any, shall be applied as provided by law.
To the best knowledge and belief of the undersigned, Grantor is in possession of said property. Said property will be sold subject to any prior restrictive covenants, easements, rights-of-way, valid zoning ordinances, matters which would be disclosed by an accurate survey of the property or by an inspection of the property, and any liens or encumbrances superior to the Security Deed first set out above, and, subject to all outstanding taxes, assessments and utility bills which may constitute a lien against said Property whether due and payable or not yet due and payable.
SIGNATURE BANK OF GEORGIA,
as Attorney-In-Fact for Charles Jamison, Inc.
Timothy . Bailey, Attorne, s for Signatur- Bank of Georgia
506 Roswell Street
Building 300, Suite 320 Marietta, GA 30060 (770) 293-1213
182912 4/10 17 24 5/1

(CHAU) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Francisca Chau and Hue Chau to Mortgage Electronic Registration Systems Inc. dated February 23, 2007 in the amount of $110,500.00, and recorded in Deed Book 5974, Page 612, Hall County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2008 , during the legal hours of sale, at the Courthouse door in Hall County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in the Morgan District (GMD 385) of Hall County, Georgia and being Lot 14 of Bridle Creek Subdivision as per that plat recorded in Plat Slide 577, Page 104A Hall County, Georgia Records which plat is incorporated herein by reference and made a part hereof. which has the property address of 1066 Bridle Creek Drive, Flowery Branch, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Francisca Chau and Hue Chau and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.Attorney in Fact for
Francisca Chau and Hue Chau
Anthony DeMarlo, Attorney/apatterson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-06053 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
181460 4/3 10 17 24

(CHRISTUS) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Under and by virtue of the Power of Sale contained in a Security Deed given by Joanna Christus to First Franklin A Division Of Nat. City Bank Of IN, dated November 7, 2005, recorded in Deed Book 5512, Page 260, Hall County, Georgia Records, as last transferred to Wells Fargo Bank, N. A. as Trustee for First Franklin Mortgage Loan Trust 2006-FFH1, Asset-Backed Certificates, Series 2006-FFH1 by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($125,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Joanna Christus or a tenant or tenants and said property is more commonly known as 4820 Timberhills Drive, Oakwood, Georgia 30566.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N. A. as Trustee for First Franklin Mortgage Loan Trust 2006-FFH1, Asset-Backed Certificates, Series 2006-FFH1
as Attorney in Fact for
Joanna Christus
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/bjs 5/6/08
Our file no. 5617308-FT1
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 43 of the 8th District, Hall County Georgia, being Lot 35B, Phase-2, Crawford Oaks Subdivision, as per plat recorded in Plat Book 815, Page 139A, Hall County, Georgia Records, said plat being incorporated herein by reference and made a part hereof.
MR/bjs 5/6/08
Our file no. 5617308 - FT1
183034 4/10 17 24 5/1

(CLEAGUE) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Carl Cleague to Mortgage Electronic Registration Systems, Inc., dated January 19, 2007, recorded in Deed Book 5987, Page 608, Hall County, Georgia Records, as last transferred to First Horizon Home Loans, a Division of First Tennessee Bank, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THREE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($103,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Carl Cleague or a tenant or tenants and said property is more commonly known as 2632 Creek Mill Lane, Gainesville, Georgia 30504.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
First Horizon Home Loans, a Division of First Tennessee Bank, National Association
as Attorney in Fact for
Carl Cleague
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 5/6/08
Our file no. 5443408-FT8
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 26 of the 8th District of Hall County, Georgia, being Unit 104, of Chicopee Crossing, as per plat recorded in plat book 841, page 63, Hall County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
MR/as5 5/6/08
Our file no. 5443408 - FT8
183722 4/10 17 24 5/1

(COCHRAN) STATE OF GEORGIA
COUNTY OF Hall
NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Janice L. Cochran to Mortgage Electronic Registration Systems, Inc. dated 12/13/2006, and recorded in Deed Book 5914, page 94, Hall County records, as last transferred to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in May, 2008 by CitiMortgage, Inc., as Attorney-in-Fact for Janice L. Cochran the following described property:
All that tract or parcel of land lying and being in Land Lot 11 of the 10th District, Hall County, Georgia, being Lot 30, Block A, Timberidge Estates and Camping Club, Section II, as per plat recorded in Plat Book 52, pages 218-219, Hall County Records, said plat being incorporated herein by reference thereto.
Property known as: 6209 Wren Court, Gainesville, GA 30506 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned's knowledge and belief, the party in possession is Janice L. Cochran.
CitiMortgage, Inc., as Attorney-in-fact for Janice L. Cochran.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C. South Terraces. Suite 1000 115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
183393 4/10 17 24 5/1

(COLLINS) NOTICE OF SALE UNDER POWER
GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by William Scott Collins and Audrey Lanice Collins to Fairfield Mortgage Associates of Gainesville, dated July 3, 1991, recorded in Deed Book 1623, Page 342, Hall County, Georgia Records, as last transferred to Select Portfolio Servicing, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-NINE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($49,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is William Scott Collins and Audrey Lanice Collins or a tenant or tenants and said property is more commonly known as 4947 Rilla Road, Gainesville, Georgia 30506.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Select Portfolio Servicing, Inc.
as Attorney in Fact for
William Scott Collins and Audrey Lanice Collins
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/daw 5/6/08
Our file no. FAIR-01-00002-FT7
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 34, 11th Land District of Hall County, Georgia, consisting of 1.21 acres and being more particularly described according to a survey for William Scott Collins and Audrey L. Collins and Decatur Federal Saving s and Loan Association by Owen Patton, registered surveyor , dated November 2, 1988, revised June 26, 1991, recorded on Slide 66, page 6A, Hall County, Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property.
Less and except that property described in Exhibit A of Modification Agreement recorded September 4, 1998 in Deed Book 3303, Page 212, aforesaid records, as follows:
All that tract or parcel of land lying and being in Land Lot 34, 11th Land District, Hall County, Georgia, being 0.01 acre and being more particularly described according to a survey prepared for Ricky & Ann Whitlock by Owen Patton, Registered Surveyor, dated November 2, 1988, revised July 11, 1994 which plat is recorded in Plat Slide 367 page 16B, Hall County, Georgia Plat Records, and being more particularly described as follows:
TO FIND THE POINT OF BEGINNING, begin at a point on the Southerly right-of-way of Rilla Road which point is located North 69 degrees 37 minutes 14 seconds East 244.25 feet from R/W Monument located at end of Rilla Road; thence along the right-of-way of Rilla Road in a Northerly and Easterly direction 189.92 feet to an iron pin set on said right-of-way; thence South 40 degrees 31 minutes 06 seconds East 37.80 feet to an iron pin set; thence South 02 degrees 50 minutes 48 seconds West 171.22 feet to an iron pin set and the POINT OF BEGINNING, thence South 40 degrees 31 minutes 06 seconds East 44.68 feet to an iron pin set; thence North 86 degrees 23 minutes 07 seconds West 30.68 feet to an iron pin found; thence North 02 degrees 50 minutes 48 seconds East 32.07 feet to an iron pin set and the POINT OF BEGINNING. Containing 0.01 acres according to said survey.
And including that property described in Exhibit B of aforesaid Modification Agreement, as follows:
All that tract or parcel of land lying and being in Land Lot 34, 11th Land District of Hall County, Georgia, and being shown and delineated as a portion of the property on plat of survey prepared for Ricky & Ann Whitlock recorded in the Clerk's Office of the Superior Court of Hall County, Georgia, at Plat Slide 66 Page 6A and Plat Slide 367 Page 16B and being more particularly described as follows:
TO FIND THE POINT OF BEGINNING, begin at a point on the Easterly right-of-way of Rilla Road which point is located North 69 degrees 37 minutes 14 seconds East 244.25 feet from the right-of-way monument located at the end of Rilla Road thence along the right-of-way of Rilla Road 189.92 feet to a point, said point being the POINT OF BEGINNING, thence South 40 degrees 31 minutes 06 seconds East 37.80 feet to an iron pin set; thence North 02 degrees 50 minutes 48 seconds East 37.92 feet to a point on the right-of-way of Rilla Road; thence along the right-of-way of Rilla Road in a Southerly and Westerly direction to an iron pin, said iron pin being the POINT OF BEGINNING.
MR/daw 5/6/08
Our file no. FAIR-01-00002 - FT7
182946 4/10 17 24 5/1

(COTTERMAN) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed executed by David G. Cotterman to The CIT Group/Consumer Finance, Inc., dated May 23, 2007 and recorded in Book 6070, Page 356, Hall County, Georgia Records, said Deed to Secure Debt/Security Deed having been given to secure a Note dated May 23, 2007, in the original principal sum of One Hundred Twenty Thousand Seven Hudnred and no/100 ($120,700.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the property described as:

A certain tract or parcel of land in Hall County, in the state of Georgia, described as follows: All that tract or parcel of land lying and being in Land Lot 131 of the 11th District Hall County, Georgia and being 1.451 acres, more or less, according to that plat in Plat Slide 826, Page 153A Hall County, Georgia Records which plat is incorporated herein by reference and made a part hereof.
The acreage indicated in this legal description is solely for the purpose of identifying said tract and is not to be constructed as to insuring the quantity of land.
Parcel No.: 11131-000019
which has the property address of 5238 Dudley Hill Dr., Gainesville, GA 30506,together with all fixtures and other personal property conveyed by said deed.
The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of David G. Cotterman, subject to the outstanding ad valoreum taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed. Said property will be sold as the property of David G. Cotterman and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed
The CIT Group/Consumer Finance, Inc.
as attorney-in-fact for
David G. Cotterman
By: Trustee Management Company
10500 Barkley, Suite 100 Overland Park, KS 66212
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
183373 4/10 17 24 5/1

(CURRIEL/AYALA) NOTICE OF SALE
UNDER POWER
By virtue of the power of sale contained in a Deed to Secure Debt by Jose G. Curriel and Maria Ayala to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Countrywide Home Loans, Inc. dba America's Wholesale Lender, dated June 29, 2007 and filed for record July 6, 2007 in Deed Book 6101, Page 174, Hall County, Georgia records, and securing a Note in the original principal amount of $108,500.00; last transferred to The Bank of New York, as Trustee for the Benefit of the Certificate Holders, CWABS, Inc. Asset-Backed Certificates, Series 2007-11 by Assignment filed for recordin the public deed records of Hall County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Hall County, Georgia, between the legal hours of sale on the first Tuesday in May, 2008, by The Bank of New York, as Trustee for the Benefit of the Certificate Holders, CWABS, Inc. Asset-Backed Certificates, Series 2007-11 as Attorney-in-Fact for Jose G. Curriel and Maria Ayala the following property to-wit:
ALL THAT TRACT OR PARCEL OF LAND lying and being in the Gainesville GMD 411, Hall County, Georgia, being Lot 7, Greenhill Heights Subdivision, as shown on a plat of survey recorded in Plat Slide 611, Page 198A, of the Hall County, Georgia records, which plat is incorporated herein by reference and made a part of this description. The above described property is also known as 247 Shallowford Drive, Gainesville, GA 30504. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned's knowledge and belief, possession of the subject property is held by Jose G. Curriel a/k/a Jose G. Curiel and Maria Ayala.
The Bank of New York, as Trustee for the Benefit
of the Certificate Holders, CWABS, Inc. Asset-Backed
Certificates, Series 2007-11 as Attorney-in-Fact
for Jose G. Curriel and Maria Ayala
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
182879 4/10 17 24 5/1

(DAVIS) STATE OF GEORGIA COUNTY OF HALL NOTICE OF SALE UNDER POWER
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Carol A. Davis to HomeAmerican Credit Inc. DBA Upland Mtg. dated June 14, 2002, and recorded in Deed Book 4232, Page 311, Hall County Records, said Security Deed having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, N.A., as Trustee for the registered holders of ABFS Mortgage Loan Trust 2002-3, Mortgage Pass-Through Certificates, Series 2002-3, by Assignment securing a Note in the original principal amount of $68,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 6, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 132 of the 8th Land District of Hall County, Georgia, and being more particulary known as Lot Number Thirteen (13) of the South Hall Acres Subdivision as shown on a plat of said subdivision done for Lee Waldrip Auction Company by Henry Bailey, Georgia Registered Land Surveyort, dated 10-14-84 and recorded in Book 106, Page 14 and 15 of the Hall County Plat Records. Reference to said plat hereby incorporated in as a part of the property description. Said property is known as 6211 South Hall Drive, Flowery Branch, GA 30542, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Carol A. Davis, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Carol A. Davis , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. JPMorgan Chase Bank, N.A., as Trustee for the registered holders of ABFS Mortgage Loan Trust 2002-3, Mortgage Pass-Through Certificates, Series 2002-3 as Attorney-in-Fact for Carol A. Davis
File no. 07-6607
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/KF
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
182659 4/3 10 17 24

(DELCID CEDILLO) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Nora Delcid Cedillo to JPMorgan Chase Bank NA, dated March 31, 2005, recorded in Deed Book 5272, Page 542, Hall County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND FIFTY AND 0/100 DOLLARS ($126,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Nora Delcid Cedillo and Armando Rocha-Vera or a tenant or tenants and said property is more commonly known as 4085 Sharon Dr, Gainesville, Georgia 30507.The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact forNora Delcid Cedillo
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/daw 5/6/08
Our file no. 5552808-FT7
EXHIBIT ìAî
All that tract or parcel of land, together with all improvements thereon, lying and being in: Morgan Militia District 385 of Hall County, Georgia, and being all of Lot No. 10 of The Alan Dale Estates Subdivision as shown on subdivision plat recorded Plat Book 45, Page 142 of The Hall County records, and as more fully shown on survey of the property of James Donald Smith prepared by B.K. Rochester, Jr., registered surveyor, dated September 11, 1971, recorded Plat Book 48, Page 17 of the Hall County records and being more fully described according to said Rochester Survey as follows: Beginning at an iron pin corner on the northeasterly right-of-way of Sharon Drive, which beginning corner is located in a